Investex Credit Union Spring TX | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Investex Credit Union, where your financial well-being is our top priority! Located at 230 Cypresswood Dr Ste H, Spring, TX 77388, we have been proudly serving our community since 1952. With a commitment to putting our members first, we currently support over 21,356 members and manage total assets of $235,450,892. At Investex, we understand that life can be unpredictable. That's why we offer a wide range of services designed to help you navigate your financial journey smoothly. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans, mortgages, or credit cards with rewards, we're here to help. Our loan portfolio includes over 11,371 loans and leases, ensuring that there's a solution for everyone. Our leadership team, headed by CEO Keith Kearney and Board President Catherine Paraschos, is dedicated to fostering a strong relationship with our members and enhancing the community's financial health. We take pride in our friendly staff of 66 employees, all ready to provide exceptional service every day. While you can visit us at our branch for in-person assistance, we also embrace modern banking solutions. Enjoy the convenience of online and mobile banking along with ATM access for quick transactions whenever you need them. Feel free to reach out at 281-449-0109 if you have any questions or require further assistance. Join us at Investex Credit Union today! Visit us in person or explore more about what we offer by visiting our website at www.investexcu.org. We look forward to helping you achieve your financial goals!

Branch History & Mission

At Investex, we pride ourselves on a rich history that dates back to 1952, when our doors first opened in Spring, TX. Over the decades, we have grown from a small credit union into a trusted financial institution that serves over 21,000 members. Our branch, located at 230 Cypresswood Dr Ste H, Spring, TX 77388, has become a cornerstone of the community. We are dedicated to providing top-notch financial services while also supporting local initiatives and fostering relationships with our members. Our mission is straightforward yet powerful: to empower our members with the financial tools they need to achieve their goals while enhancing the overall well-being of our community. We believe that everyone deserves access to fair and affordable banking services. Whether it's through personal banking products like checking and savings accounts or financing options such as auto loans and mortgages, we aim to meet the diverse needs of our members. As part of our commitment to modern banking, we've integrated digital advancements into our services. Members can enjoy features like online banking, mobile payments, and e-statements, making managing their finances easier than ever. Our facility is ADA compliant, ensuring that all members of our community can access our services comfortably. In addition to financial products, Investex places a strong emphasis on community outreach. We partner with local organizations to support various causes and initiatives that benefit residents in Spring and surrounding areas. Our drive-thru service and ATM availability offer convenient options for those on the go. While you can visit us at our branch location for all your banking needs, official correspondence should be sent to our mailing address if it differs from the branch address. For any inquiries or assistance, feel free to reach out at 281-449-0109. Join us at Investex Credit Union where your financial success is not just a goal; it's our mission. Experience the difference of being part of a member-focused credit union that truly cares about your financial journey!

Branch Location & Accessibility

Welcome to Investex Credit Union, conveniently located at 230 Cypresswood Dr Ste H in Spring, Texas. Our branch is easily accessible, making it simple for you to take care of your banking needs. Whether you're stopping by for a quick transaction or a more detailed consultation, our friendly staff is here to assist you. Situated in Harris County, our location is close to local landmarks and easily reachable from various neighborhoods. You'll find ample parking available, ensuring that your visit is as hassle-free as possible. Our facility is designed with accessibility in mind, featuring ADA-compliant ramps and pathways for all members. At Investex Credit Union, we pride ourselves on offering a range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with our drive-thru service and ATM availability, managing your finances has never been easier. We understand that your time is valuable. That's why we operate with flexible hours: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, Thursday from 9:00 AM to 5:00 PM, and Saturday from 8:30 AM to 3:30 PM. We are closed on Sundays to allow our team some well-deserved rest. If you have any questions or need assistance before your visit, feel free to give us a call at 281-449-0109. We look forward to welcoming you at Investex Credit Union soon!

Member Eligibility

At Investex, we believe that everyone deserves the chance to be part of a supportive financial community. Becoming a member is simple and welcoming. If you live, work, or worship in our area, you're likely eligible to join us! We focus on creating opportunities for our members, providing access to services that truly benefit you and your family. Whether you're looking for personal banking, loans, or other financial solutions, being part of Investex opens doors to a variety of advantages tailored just for you. To learn more about the specific eligibility requirements and ensure you meet them, please visit our eligibility page. If you're ready to take the next step in becoming a member or have any questions, feel free to reach out to us at 281-449-0109. We can't wait to welcome you at our branch located at 230 Cypresswood Dr Ste H, Spring, TX 77388!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to our loan offerings, we provide essential merchant services tailored to help your business thrive. Imagine seamlessly processing payments from customers while keeping track of sales through our user-friendly systems. Our services are designed to simplify transactions, letting you focus on what matters most growing your business. Located conveniently at 230 Cypresswood Dr Ste H, Spring, TX 77388, we're here to help you navigate your financial needs. For more information about how we can assist your business, call us at 281-449-0109. Together, let's build a brighter future for your enterprise!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking

For entrepreneurs and business owners in our community, Investex provides comprehensive business banking solutions. From merchant services that simplify transactions to tailored business loans that help you grow your enterprise, we understand the unique challenges you face and are here to support your journey.

Committed Support

At Investex, we pride ourselves on providing outstanding service. Our team is always ready to assist with any questions or concerns you may have regarding our offerings. You can reach us at (281) 449-0109 during our operating hours: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, Thursday from 9:00 AM to 5:00 PM, and Saturday from 8:30 AM to 3:30 PM. Whether you're opening an account or applying for a loan, we invite you to explore all the services available at Investex Credit Union. Experience how we can make banking easier and more fulfilling for you! Visit us today or check out more details on our website at https://www.investexcu.org/. We look forward to serving you!

Convenient Access

We know that convenience is key in today's busy world. That's why we offer robust online and mobile banking options. With just a few clicks on your computer or taps on your phone, you can manage your accounts from anywhere. Need to withdraw cash? Our ATM services are readily available for quick access to your funds. Plus, our drive-thru banking allows for easy deposits and withdrawals without ever leaving your vehicle.

Credit Cards and Personal Loans

To help manage your expenses, we offer credit cards that come with rewards to enhance your spending power. If you're facing unexpected bills or want to consolidate debt into one manageable payment, our personal loans can be a lifesaver.

Personal Banking

Our personal banking services are designed with you in mind. If you're looking to open a checking or savings account, our friendly staff will guide you through the process, ensuring you find the perfect fit for your lifestyle. For those considering a new vehicle, our auto loans offer competitive rates and flexible terms, making car ownership easier than ever. Additionally, if you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans can provide you with the financial support you need.

Digital & Online Banking

Key Services

Our online banking platform, accessible through https://www.investexcu.org/, allows you to take control of your finances whenever you need. With 24/7 access, you can check your balances, transfer funds, and pay bills all in a secure environment. Plus, our electronic signature authorization means that signing documents is as easy as a few clicks, saving you both time and hassle. For those who prefer keeping track of their financial statements digitally, we offer e-statements for easy access and organization. You'll receive timely updates without the clutter of paper statements.

Mobile Features

Stay connected with our mobile application, which brings all the features of online banking right to your smartphone. Want to split a dinner bill with a friend? Our person-to-person transfer feature makes it simple to send money directly to anyone, anytime. You can even make payments using mobile payments just tap and go!

Security and Ease of Use

Your security is our top priority. We utilize advanced measures to ensure that your information stays safe while you're banking online or through our app. Navigating our services is straightforward and user-friendly, allowing you to manage your accounts confidently. At Investex, we believe that banking should be as flexible as your lifestyle. With our digital banking options, you have the freedom to handle your finances on your terms. Experience the ease of modern banking today!

Financial Strength

A Growing Member Base

Total Share and Deposit Accounts: 33,988, show a strong and growing member base that trusts us with their finances. This community spirit strengthens our credit union every day. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Investex is your trusted partner. Visit us at 230 Cypresswood Dr Ste H Spring Tx 77388 or call (281) 449-0109 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Dedicated Team Ready to Serve You

We also take pride in having 62 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. We're here to answer your questions and guide you through your financial journey.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed for your needs.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency translates into benefits that directly affect you as a valued member.

Reinvestment for Improvement

With $27,015,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Your trust allows us to continuously improve the services we provide.

Secure Savings Opportunities

Members' savings are secured through $54,346,217 in share certificates and $10,140,643 in money market shares, offering stable and rewarding financial growth opportunities. We believe in helping our members grow their savings securely.

Solid Capital Foundation

Our net worth ratio of $1,147 demonstrates a solid capital foundation. This ensures that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your peace of mind is our priority.

Strong Financial Health

With a net worth of $27,015,368, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strength means you can trust us to manage your money wisely and provide the support you need.

Supporting Your Financial Goals

With $3,474 in used auto loans and $128,433,323 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or fund a project, we're here to help.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,161,339 in used vehicle loans and $9,940,577 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates that make it easier for you to drive away with the vehicle you want.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $4,277,127, make buying or refinancing simple. We offer various terms and eligibility options tailored to your financial situation. Whether you're a first-time homebuyer or looking to refinance your current mortgage, our experienced team is here to guide you through the process.

Other Loan Options

In addition to auto and mortgage loans, we provide personal loans for debt consolidation and other needs. With a total of $52,251,919 in credit lines available, we ensure that our members have access to funds when they need them most. For business owners looking for funding solutions, while we currently do not offer outstanding commercial loans at this branch location, our team is always ready to discuss future possibilities as your business grows. If you're interested in any of our loan products or have questions about refinancing options available to you, feel free to reach out. You can call us at 281-449-0109 or visit us at 230 Cypresswood Dr Ste H Spring Tx 77388. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let Investex help you take the next step toward achieving your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,008,641 in loans helping members manage their finances effectively. These cards come with rewards programs that provide added value while allowing you the freedom to make purchases without collateral.

Loan Aggregator

Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov), ensuring fair and transparent offers. This commitment to accurate data means users can trust the information they receive when comparing loan options.

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. This verification process protects users from misleading or inflated offers. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect true market conditions. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions quickly and effectively. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback underscores the platform's effectiveness in helping individuals find the best financial solutions for their needs. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Investex