Investex Credit Union Houston TX | Best Auto Loans & Business Banking

Introduction

Welcome to Investex Credit Union, your trusted financial partner located at 1614 N Durham Dr, Houston, TX 77008. Since our establishment in 1952, we have been dedicated to serving our community with integrity and commitment. With a thriving membership of over 21,000 members, we pride ourselves on fostering strong relationships and providing personalized banking solutions tailored to your needs. At Investex, our total assets amount to an impressive $235,450,892, reflecting our stability and capacity to support our members' financial goals. Whether you're looking for auto loans, mortgages, or personal banking services, we have the resources to help you succeed. Currently, we hold $4,797,558 in deposits and have issued a total of 11,371 loans and leases, demonstrating our active role in supporting the financial well-being of our members. Under the leadership of CEO Keith Kearney and Board President Catherine Paraschos, we strive to create a welcoming environment where everyone feels valued. Our team of 66 dedicated employees is here to assist you with any inquiries and ensure your banking experience is smooth and enjoyable. While members can visit us at our branch address for all their banking needs, please note that official correspondence should be sent directly to our branch location. We invite you to explore our range of services through our website at Investex Credit Union or call us at 281-449-0109 for more information. Join us today and experience the difference that a member-focused credit union can make in your financial journey!

Branch History & Mission

Community Engagement

Investex takes pride in being an active participant in the Houston community. We engage in various outreach initiatives aimed at uplifting those around us. Through partnerships with local organizations and community events, we strive to make a difference beyond banking. While members can visit us at 1614 N Durham Dr, any official correspondence should be sent to the same address as there is no separate mailing address. For inquiries or assistance, feel free to reach out at 281-449-0109. As we look ahead, Investex Credit Union remains dedicated to innovation and accessibility. We embrace digital advancements such as online banking and mobile payments while ensuring ADA compliance for all our facilities. Join us today at Investex Credit Union! Experience firsthand how we can help you navigate your financial path with confidence and care. Visit us or check out our website at InvestexCU.org for more information about becoming a member. Together, let's build a brighter financial future!

Our Mission

At Investex Credit Union, our mission is clear: We aim to empower our members through exceptional financial services while fostering community spirit. We believe in serving not just as a financial institution but as a partner in your journey towards financial wellness. Whether you need personal banking, auto loans, mortgage options, or business financing solutions, we are here to help you achieve your goals. Our operating hours are designed with your convenience in mind: Monday through Wednesday and Friday from 8:30 AM to 5:00 PM, Thursday from 9:00 AM to 5:00 PM, and Saturday from 8:30 AM to 3:30 PM. Additionally, we offer both ATM access and drive-thru banking for quick transactions without compromising on service quality.

Branch Location & Accessibility

Banking Services at Your Fingertips

At Investex Credit Union, we offer a variety of services tailored to meet your banking needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we've got you covered! Plus, for your convenience, we have ATM availability and drive-thru banking for quick deposits and withdrawals.

Conveniently Located

Our branch is situated near popular landmarks that make it a breeze to visit us. You'll find ample parking available right outside, so you won't have to worry about hunting for a spot. For those who may need assistance, our facility is ADA compliant and equipped with ramps for easy access.

Get in Touch

Have questions? Our team is ready to assist you! Feel free to give us a call at 281-449-0109 for any inquiries or visit us during our operating hours. We invite you to come by and experience the Investex difference your financial well-being is our priority!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to serve you better. Our lobby hours are from 8:30 AM to 5:00 PM on Monday, Tuesday, Wednesday, and Friday. On Thursdays, we open at 9:00 AM and close at 5:00 PM. If you can only stop by on the weekend, we're also open on Saturdays from 8:30 AM to 3:30 PM. Unfortunately, we are closed on Sundays.

Member Eligibility

Becoming a member of Investex is like stepping into a supportive community where your financial goals matter. To join us at our Houston branch located at 1614 N Durham Dr Houston Tx 77008, you simply need to meet a few friendly eligibility criteria. We welcome individuals who live, work, worship, or attend school in the local area, making it easy for you to connect with us and enjoy the benefits of membership. The advantages are plentiful members have access to personalized service, competitive rates on loans and savings, and an array of financial products tailored just for you. Opening an account is straightforward and inclusive; all it takes is a quick visit to our website for more details on how to get started. For any questions or assistance along the way, feel free to reach out to us at (281) 449-0109. You can also find more information about eligibility by visiting our resource page at . Join us today and experience the difference that being part of Investex can make in your financial journey!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Managing transactions smoothly is crucial for any business. At Investex, our merchant services offer practical solutions that simplify payment processing. Imagine being able to accept payments effortlessly, whether online or in-person, allowing you to focus on what you do best running your business. From point-of-sale systems to mobile payment options, we have the tools you need to enhance customer experience and increase sales. Located at 1614 N Durham Dr Houston Tx 77008 in Houston, TX, we're ready to partner with you on your business banking journey. For personalized service and expert guidance, give us a call at (281) 449-0109 today!

Comprehensive List Of Services

Business Banking

Small business owners will find value in our Business Banking services, including Merchant Services & Business Loans designed specifically for entrepreneurs like you. We understand the challenges of running a business, and we're here to support you every step of the way.

Convenience at Your Fingertips

Accessing cash is easy with our ATM & Cash Withdrawal Services, available 24/7. If you prefer face-to-face interactions, take advantage of our Basic Drive-Thru Banking, where you can complete deposits, withdrawals, and simple transactions without leaving your car.

Credit Cards and Loans

For those looking to consolidate debt or make a significant purchase, our Personal Loans & Debt Consolidation services provide a straightforward way to manage expenses without the stress of multiple payments. And don't forget about our Credit Cards with Rewards, which allow you to earn points on everyday purchases that can be redeemed for various rewards.

Get Started Today!

At Investex, we prioritize making banking accessible and hassle-free for all members. Whether you're visiting us at our branch or using our digital services from home, we're here for you. For more information about how we can assist with your financial journey or if you have any questions about our services, feel free to call us at (281) 449-0109 or visit us online at Investex Credit Union. Let's take the first step toward achieving your financial dreams together!

Personal Banking

Our personal banking services include Checking & Savings Accounts that help you manage your daily expenses while earning interest on your savings. Imagine having easy access to your funds anytime you need them this is made possible through our convenient Online & Mobile Banking features. You can check balances, transfer money, and pay bills right from your smartphone. If you're in the market for a vehicle, our Auto Loans & Vehicle Financing options make it simple to drive away in your dream car. With competitive rates and flexible terms, we cater to all kinds of borrowers. Plus, if you're planning on buying a home, our Mortgage Loans & Refinancing services can help you find the right mortgage solution tailored to your budget.

Digital & Online Banking

Key Features

Our online banking includes features like electronic signature authorization, making it easy for you to complete transactions securely without the need for paper forms. Plus, you can sign up for e-statements, which provide you with a quick and eco-friendly way to keep track of your account statements. If you're always on the go, you'll love our mobile application. With it, you can make mobile payments effortlessly and even send money to friends or family through person-to-person transfers. These features allow you to handle financial tasks quickly, whether you're at home or out in the community.

Security and Support

We prioritize your security with state-of-the-art measures so you can feel confident when using our services. Plus, should you ever need assistance or have questions, our dedicated support team is ready to help. In today's fast-paced world, managing your finances should be as straightforward as possible. With the digital banking services at Investex, enjoy real-time account management that's accessible whenever and wherever you need it. Join us today and discover how easy it can be to stay on top of your financial life!

Financial Strength

A Growing Member Base

We are proud to serve a growing community of trust, with 33,988 total share accounts showing that more members choose us for their financial needs. This reflects the confidence our members have in Investex, reinforcing our dedication to providing reliable services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Investex is your trusted partner. Visit us at 1614 N Durham Dr Houston Tx 77008 or call (281) 449-0109 to learn more about how we can help you achieve your financial goals.

Commitment to Growth

With $27,015,368 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is strong, with $3,474 in used auto loans and $128,433,323 in total loans and leases supporting our members' financial goals across various sectors. Our operational efficiency is reflected in our $0, allowing us to continue providing competitive loan rates and solid financial products for our members. We also take pride in having 62 full-time employees and 4 part-time employees who are always ready to assist you with their knowledge and commitment.

Secure Savings Options

Members' savings are secured through $54,346,217 in share certificates and $10,140,643 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members' needs above all else. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Foundation

With a net worth of $27,015,368, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,147 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $64,161,339 in used vehicle loans and $9,940,577 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used option, our team is here to guide you through the process.

Credit Lines

Our credit lines are another fantastic resource for those looking for added financial flexibility. With a total available amount of $52,251,919, these lines can serve as a safety net or assist with larger purchases when needed.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $4,277,127, making buying or refinancing simple. We are dedicated to providing personalized service and competitive rates to help you settle into your dream home.

Refinancing Options

If you're considering refinancing existing loans for better rates or terms, we have options available tailored to fit your needs. Our experienced team will work closely with you to evaluate your current situation and find the best solution. For any questions regarding our loan offerings or to start your application process today, feel free to contact us at 281-449-0109. We are here to help you navigate your borrowing options smoothly. For performance insights and financial data sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Your financial success is our priority at Investex!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $11,008,641 in loans helping members manage their finances effectively. This option provides the convenience of credit without requiring collateral and can be a great tool for budgeting or unexpected expenses.

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