Intouch Credit Union Prosper TX | Quick Personal Loans & ATM Services

Introduction

Welcome to Intouch, your trusted credit union located at 4940 W University, Prosper, TX 75078. Since our establishment in 1974, we have proudly served our community, growing to a vibrant membership of over 81,508 individuals and families. With total assets amounting to an impressive $850,958,017, we are committed to providing financial solutions tailored to meet the needs of our members. At Intouch, we understand that banking is not just about numbers; it's about relationships. Our dedicated team of 169 employees, led by CEO Kent Lugrand and Board President Nancy Pressel, is here to support you through every financial decision you make. Whether you're looking for checking and savings accounts, auto loans, or personal loans, we strive to offer competitive rates and personalized service that reflects our commitment to your financial well-being. While members can visit us at our branch in Prosper, official correspondence should be sent to our mailing address: PO BOX 250169, Plano, TX 75025-0169. We invite you to explore all that Intouch has to offer, including online and mobile banking options for your convenience. With total deposits of $7,972,598 and a strong net worth of $75,824,385, you can trust us with your finances. We also take pride in offering member business loans with a net balance of $98,329,653, showing our dedication not only to individual members but also to local businesses. We encourage you to reach out today at 214-975-5835 or visit us online at Intouch Credit Union for more information on how we can assist you. Join us as we continue to build a stronger community together!

Branch History & Mission

At Intouch, we take pride in our rich history and commitment to serving the community of Prosper, Texas. Established in 1974, our branch has grown alongside the vibrant community, evolving to meet the needs of our members while maintaining a strong focus on personalized service and support. Located at 4940 W University, Prosper, TX 75078, Intouch has become a trusted financial partner for over 81,000 members. With total assets exceeding $850 million, we have made significant strides in providing a wide range of financial services including checking and savings accounts, auto loans, mortgages, and business banking options. Our dedicated team works tirelessly to ensure that every member feels valued and supported throughout their financial journey. Our mission is clear: to empower our members with accessible financial solutions that enhance their lives. We believe that everyone deserves a chance to achieve their financial goals. This philosophy drives us to offer competitive rates on loans and deposits while also investing in community outreach initiatives that promote financial literacy and well-being. While members can visit us at our physical location in Prosper for all banking needs including drive-thru services for added convenience they can also access a full suite of digital banking options. Our online and mobile banking platforms provide the flexibility needed in today's fast-paced world. Plus, with ATM availability at our branch and across various locations, we ensure that accessing your funds is as easy as possible. Intouch is more than just a credit union; it's a community hub where partnerships flourish. We actively engage with local organizations to support events that uplift the Prosper area, believing that when our community thrives, we all benefit. As we look towards the future, our focus remains on enhancing member experiences through innovation and service excellence. Join us today at Intouch where your financial success is our priority. Experience firsthand how we can help you reach your goals! For more information or to open an account, please visit our website or call us at 214-975-5835.

Branch Location & Accessibility

A Friendly Call-to-Action

Whether you're looking to open a new account or simply have questions about our offerings, we're here for you! Feel free to give us a call at 214-975-5835 or stop by during our operating hours. We can't wait to welcome you into the Intouch family!

Local Landmarks and Accessibility

Situated in Collin County, our branch is just a stone's throw away from popular spots like the Prosper Community Library and the vibrant local dining scene. With ample parking available, you won't have to worry about finding a space when you arrive. Our location is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure everyone can access our services comfortably.

Operating Hours and Services

We know that your time is valuable. That's why we offer flexible hours for both our lobby and drive-thru services. Our lobby is open Monday through Friday from 9:00 AM to 5:00 PM, while our drive-thru is available during extended hours from 8:00 AM to 8:00 PM on weekdays and from 9:00 AM to 2:30 PM on Saturdays. At Intouch, we provide a range of services tailored to meet your financial needs from checking and savings accounts to auto loans and credit cards with rewards. Need cash? Our ATM is readily available for quick withdrawals or balance checks.

Member Eligibility

At Intouch, we believe that everyone deserves a chance to be part of a caring and supportive financial community. Becoming a member is easier than you might think! If you live, work, worship, or attend school in the Prosper area, you're likely eligible to join us. We welcome individuals from various backgrounds, and our goal is to provide you with services that fit your needs. By becoming a member at Intouch, you'll enjoy access to personalized banking options, competitive loan rates, and a team that genuinely cares about your financial well-being. To get started on your journey with us, simply visit our website for detailed membership eligibility criteria at http://www.itcu.org/about/about-itcu/membership-eligibility. If you're ready to open an account, check out the easy steps outlined here: http://www.itcu.org/bank/open-a-new-account. For any questions or assistance, feel free to give us a call at (214) 975-5835. We're excited to help you take this important step toward better banking!

Business Banking & Commercial Services

Merchant Services That Work

In addition to loans, we offer merchant services designed to streamline your operations. Imagine being able to accept payments quickly and securely, allowing you to focus on what really matters growing your business. With tools tailored for businesses of all sizes, you can enhance customer satisfaction while boosting efficiency. Visit us at 4940 W University Prosper Tx 75078 or call us at (214) 975-5835 to learn how Intouch can help your business thrive!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility Made Easy

For those who prefer face-to-face interactions, our branch offers basic drive-thru banking for quick transactions like deposits and withdrawals. With ATM access available for balance checks and cash withdrawals, we make banking straightforward and hassle-free. If you have any questions about these services or want to learn more about how we can assist you, don't hesitate to reach out! Give us a call at (214) 975-5835 or visit us at 4940 W University Prosper Tx 75078 in Prosper. We invite you to explore all that Intouch has to offer. Join us today and experience personalized service and comprehensive banking solutions designed just for you!

Convenient Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust Online & Mobile Banking platforms that allow you to manage your accounts anytime, anywhere. Whether it's checking your balance or transferring money between accounts, everything is just a few taps away. Plus, our ATM & Cash Withdrawal Services ensure that you can access your funds when you need them most.

Personal Banking Solutions

When it comes to personal banking, we have you covered with Checking & Savings Accounts that are easy to manage and come with features tailored for your lifestyle. Need a new car? Our Auto Loans & Vehicle Financing options can help you hit the road without breaking the bank. If you're looking to purchase a home, our Mortgage Loans & Refinancing services make the process straightforward and accessible. For those times when unexpected expenses arise, our Personal Loans & Debt Consolidation solutions provide flexibility and support.

Rewards and Business Services

Enhance your purchasing power with our Credit Cards with Rewards, allowing you to earn while you spend. If you're a business owner, we offer specialized Business Banking services, including Merchant Services & Business Loans, to help your business thrive.

Digital & Online Banking

Easy Access Anytime

Navigating through our digital banking services is straightforward, making it easy for everyone, regardless of tech-savviness. Our commitment to providing accessible and efficient banking means that whether you're paying bills or checking transactions, you'll find the process smooth and hassle-free. Explore the digital options available to you today at Intouch by visiting https://www.itcu.org/. Your financial needs are just a click away!

Key Features for You

With our 24/7 online banking services, you can check your balances, transfer funds, and pay bills anytime, anywhere. Our user-friendly mobile application enhances this experience, allowing you to manage your accounts directly from your smartphone. Want to send money to a friend? With our person-to-person transfers, it's just a few taps away! Security is a top priority for us. We provide electronic signature authorization for your peace of mind when completing transactions online. Plus, you can opt for e-statements that not only save paper but also keep your financial information organized and accessible at all times. If you're always on the move, you'll love our mobile payments feature. It allows you to make purchases quickly without needing cash or cards. Just tap and go!

Financial Strength

Commitment to Growth

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is also evident in our lending capacity; we have $6,254 in used auto loans and $650,549,845 in total loans and leases available to support your financial goals across various sectors.

Growing Trust

Total Share Accounts stand at 110,311, showing a strong and growing member base that trusts us with their finances. This trust is foundational to how we operate at Intouch, ensuring that every decision made is for the benefit of our members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 4940 W University Prosper Tx 75078 or call (214) 975-5835 to learn more about how we can help you achieve your financial goals.

Member Savings and Investments

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our performance reflects our operational efficiency with a net income of $-6,665,321, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 168 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care.

Solid Foundation

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Information

If you're interested in learning more about eligibility requirements or refinancing options, please don't hesitate to reach out! You can contact us at (214) 975-5835 or visit us at our branch located at 4940 W University Prosper Tx 75078 in Prosper, TX. Our performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial dreams!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We currently have $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable pre-owned option, our team is here to assist you with flexible terms that suit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand your business. We understand the unique challenges entrepreneurs face and are here to support your growth with tailored financing solutions.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple and accessible. With Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, we are dedicated to making your dream of owning a home come true. We also provide refinancing options to help you secure better terms on your current mortgage.

Unsecured Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $17,060,751 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits that make your spending work for you.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers, making it easier to compare options without hidden agendas or misleading information.

Intouch