Intouch Credit Union Plano TX | Top Checking & Business Loans

Introduction

Welcome to Intouch, your trusted financial partner located at 5640 Democracy Dr, Plano, TX 75024. Since our establishment in 1974, we have proudly served our community, growing to a vibrant membership of over 81,500 individuals. At Intouch, we believe in building lasting relationships with our members while providing comprehensive financial services tailored to meet your needs. Whether you're looking for personal banking options like checking and savings accounts, or need assistance with auto loans and mortgages, our dedicated team is here to help. We currently manage total assets amounting to an impressive $850,958,017, ensuring that we have the resources necessary to support you on your financial journey. With total deposits of $7,972,598 and cash in hand of $15,282,514, your funds are secure with us. As part of our commitment to enhancing your banking experience, we offer modern conveniences such as online and mobile banking services alongside traditional offerings like ATM access and drive-thru banking. Our CEO, Kent Lugrand, along with Board President Nancy Pressel, leads our team of 169 employees who are dedicated to serving you with integrity and care. While members can visit us at our branch address for all their banking needs, official correspondence should be directed to PO BOX 250169, Plano, TX 75025-0169. If you have any questions or require assistance, don't hesitate to reach out by calling us at 214-291-1776. Join us today at Intouch and experience a credit union that truly values its members! Visit our website at itcu.org for more information about our services and how we can assist you in achieving your financial goals.

Branch History & Mission

Join Us!

As we continue this exciting journey together, we invite you to become part of the Intouch family. Experience firsthand the benefits of membership financial products designed with your needs in mind and a team ready to support you every step of the way. Call us today at 214-291-1776 or explore more about our offerings at Intouch. Your path to financial empowerment starts here!

Mission Statement

At Intouch, our mission is clear: we strive to enhance the financial lives of our members while fostering strong community ties. We believe that everyone deserves access to reliable financial services without barriers. That's why we are proud to offer online and mobile banking options, ensuring convenience for all members no matter their situation. Our commitment extends beyond mere transactions; we actively participate in community outreach efforts and partnerships that uplift those around us.

Modern Services

We understand that navigating finances can be daunting. That's why we have embraced digital advancements to make banking easier than ever. Our ATM availability ensures quick access to your funds whenever you need them. Additionally, our drive-thru service makes everyday banking tasks more convenient for busy schedules. While members can visit us at 5640 Democracy Dr, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169 if needed.

Our Story

Located at 5640 Democracy Dr, Plano, TX 75024, Intouch began with a simple mission: to provide accessible financial services that empower individuals and families. As we have expanded our offerings over the decades, we have remained focused on our core values of integrity, respect, and support. Our growth reflects not just in numbers but in the countless lives we have touched through various programs and initiatives. Our headquarters in Plano serves as the heart of our operations, where dedicated staff members work diligently to ensure that every member feels valued and supported. Whether you are looking for personal banking solutions like checking and savings accounts or need assistance with auto loans and mortgages, Intouch is here for you.

Branch Location & Accessibility

Welcome to Intouch located at 5640 Democracy Dr in the heart of Plano, TX! Our branch is easily accessible and conveniently situated near popular landmarks like the bustling Shops at Legacy, making it a great spot for your banking needs. With our friendly team ready to assist you, we aim to make your visit as smooth as possible. While members can visit us at 5640 Democracy Dr Plano Tx 75024, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169. We prioritize your comfort and accessibility; our branch features ADA-compliant ramps and ample parking space for your convenience. At Intouch, we are open Monday through Friday from 9:00 AM to 5:00 PM for lobby services. If you're in a hurry, our drive-thru is available from 8:00 AM to 8:00 PM on weekdays and until 2:30 PM on Saturdays. Whether you need to make a deposit, withdraw cash, or simply ask a question, we've got you covered with both lobby and drive-thru options. We're also proud to offer ATM services right here at the branch, ensuring you have access to your funds whenever you need them. Feel free to stop by or give us a call at (214) 291-1776 if you have any questions. Our dedicated team is eager to help you with personal banking services such as checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. So why wait? Come see us at Intouch today and experience the friendly service that makes banking easy!

Member Eligibility

At Intouch, we believe that becoming a member means joining a caring community where your financial needs are our top priority. If you're looking to join us at our branch located at 5640 Democracy Dr Plano Tx 75024, you'll find that eligibility is welcoming and straightforward. To become a member, you generally need to be a resident of the area, work for certain employers, or belong to specific organizations. This opens the door for many individuals and families to access our wide range of services designed with your well-being in mind. Once you're ready to take this exciting step, the process is easy! You can learn more about the specific eligibility criteria by visiting this link. If you have any questions or would like further assistance, don't hesitate to reach out to us at (214) 291-1776. We're here to help you start your journey with Intouch today!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer merchant services that help simplify payment processing. Imagine being able to accept payments from customers seamlessly, whether in-store or online. Our services empower you to focus on what you do best running your business while we handle the transactions. Visit us at 5640 Democracy Dr Plano Tx 75024 in Plano, TX, or call us at (214) 291-1776 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, Intouch has you covered too! Our business banking services include merchant services and business loans that can help your venture thrive. We understand the challenges businesses face, and our dedicated team is ready to provide personalized solutions that meet your specific needs.

Call to Action

Join us today and discover how we can support your financial goals! Visit our website at Democracy for more information or stop by our branch we look forward to serving you!

Convenient Access Options

For those who prefer in-person interactions, visit us at our branch located at 5640 Democracy Dr Plano Tx 75024 in Plano, TX. You can also take advantage of our ATM and cash withdrawal services available right at your fingertips. With basic drive-thru banking for deposits, withdrawals, and simple transactions, we're here to ensure that banking is as convenient as possible for you. If you're ready to explore these services further or have questions about how we can assist you better, feel free to reach out at (214) 291-1776. At Intouch, we prioritize member satisfaction and strive to meet all your financial needs under one roof.

Digital Banking Features

In today's fast-paced world, having access to your accounts anytime, anywhere is crucial. That's why we offer robust online and mobile banking features. You can easily manage your finances from the comfort of your home or on the go. Our app allows you to make person-to-person payments, check balances, and even set up e-statements for a paperless experience.

Personal Banking Solutions

For individuals and families, we provide various personal banking services tailored to your lifestyle. Start with our checking and savings accounts, which come with no hidden fees and easy access to your money. If you're considering purchasing a new car or refinancing your existing vehicle, our auto loans and vehicle financing options can help you drive away with confidence. Need a place to call home? Our mortgage loans and refinancing services make it easier than ever to secure the right loan for your dream house. For those unexpected expenses or debt consolidation needs, our personal loans offer flexible terms that fit your budget. And don't forget about our credit cards with rewards, allowing you to earn while you spend on everyday purchases.

Digital & Online Banking

Key Features

Our online platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can also take advantage of e-statements, which are not only environmentally friendly but also help keep your financial information organized and easily accessible. Plus, with electronic signature authorization, signing documents is quick and secure no need to print or mail anything! If you're always on the move, our mobile application is a game changer. It supports mobile payments, letting you make purchases directly from your phone without fumbling for cash or cards. And when you need to send money to friends or family, our person-to-person transfer feature makes it as simple as sending a text.

Security You Can Trust

We prioritize your security at Intouch. Our online banking system uses advanced encryption technology to protect your personal information. Whether you're checking your account balance or making a payment, you can trust that your data is safe with us. In today's fast-paced world, having easy access to your financial tools is crucial. With all these features at your fingertips, you can manage your money effectively and efficiently. Join us at Intouch and experience how digital banking can simplify your life!

Financial Strength

Growing Member Base

Total Share Accounts: 110,311, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 5640 Democracy Dr Plano Tx 75024 or call (214) 291-1776 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings Options

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $75,824,385, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Earnings and Lending Capacity

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,254 in used auto loans and $650,549,845 in total loans and leases. Our commitment to operational efficiency is reflected in our $-6,665,321, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 168 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Plus, if you're considering refinancing an existing auto loan, we have options that might save you money each month.

Business Loans

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand. If you're looking to invest in your business or need financing for equipment or inventory, we can assist with tailored solutions that meet your specific requirements. At Intouch located at 5640 Democracy Dr., Plano, TX 75024, we're committed to providing personalized financial services to our members. For more information about our loan offerings or eligibility options available to you, feel free to call us at 214-291-1776. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, designed to support you in purchasing your dream home or refinancing an existing mortgage. Our team is here to guide you through the process and help ensure you find the right solution for your housing needs.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging. We also offer flexible terms on unsecured credit card loans, with a total of $17,060,751 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to give you more control over your spending.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a focus on transparency and reliability, LendMesh is designed to help users make informed decisions about their borrowing options. LendMesh ensures accurate loan comparisons through rigorous sourcing. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This compliance guarantees that all offers are fair and transparent, giving users peace of mind as they explore their financing choices. One of the key advantages of using LendMesh is its commitment to verified data. All loan offers come from legitimate financial institutions, ensuring users receive trustworthy information. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. Instead, the platform's goal is to provide unbiased results that reflect the best available options for users. LendMesh also provides real-time rate comparisons from multiple institutions. This up-to-date information empowers users to make well-informed decisions when selecting a loan that meets their specific needs. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Intouch