Intouch Credit Union Mckinney TX | Low Mortgage Rates & Auto Loans

Introduction

At Intouch Credit Union, we understand that financial decisions are personal and impactful. Located at 6375 Eldorado Pkwy, Mckinney, TX 75070, our branch has been a trusted partner in the community since 1974. With over 81,500 members, we strive to provide not just services, but solutions tailored to your unique needs. Our commitment to supporting our members extends beyond traditional banking. With total assets of $850,958,017 and deposits reaching $7,972,598, we pride ourselves on being a stable and reliable resource for our community. Whether you're looking for an auto loan or a credit card with rewards, Intouch is here to help you achieve your financial goals. Led by our dedicated CEO, Kent Lugrand, and Board President, Nancy Pressel, we have assembled a passionate team of 169 employees focused on enhancing your banking experience. Our services include everything from personal banking and business loans to online and mobile banking options. We also feature a drive-thru for added convenience. While members can visit us at our branch location, official correspondence should be sent to our mailing address at PO BOX 250169, Plano, TX 75025-0169. You can reach us directly at 214-291-1730 during our operating hours: Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM. We invite you to explore how Intouch Credit Union can help you navigate your financial journey with confidence. Visit us today or check out our website at itcu.org to learn more about membership eligibility or open an account. Let's build your future together!

Branch History & Mission

Commitment to Service

Our branch is equipped with modern conveniences such as ATM availability and drive-thru banking for your convenience. We are also committed to making banking easier through digital advancements like online banking and mobile payments. You can rely on us for 24/7 access to your accounts from anywhere. While members can visit us at 6375 Eldorado Pkwy Mckinney Tx 75070, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169 if different from your visit.

Join Us Today!

We invite you to experience the benefits of being part of Intouch. With operating hours from Monday to Friday from 9:00 AM - 5:00 PM (Lobby) and extended drive-thru hours from 8:00 AM - 8:00 PM on weekdays, plus Saturday hours from 9:00 AM - 12:30 PM for both lobby and drive-thru service, we're here when you need us most. Discover how Intouch can make a positive impact on your financial journey by visiting us today or giving us a call at (214) 291-1730. Let's work together towards achieving your dreams!

Our Journey

Intouch started its journey with a simple mission: to empower individuals and families by offering accessible financial services. From our humble beginnings, we have evolved into a trusted credit union with total assets reaching an impressive $850,958,017. This growth reflects our commitment to our members and the community we serve. In our early years, we focused on building strong relationships with our members while providing essential services like checking and savings accounts. Over the years, we expanded our offerings to include auto loans, mortgage loans, personal loans, and even business banking solutions. Each step of the way, we've remained rooted in our mission to prioritize our members' needs.

Our Mission

At Intouch, we believe that financial success is within everyone's reach. Our mission is simple: to provide personalized banking solutions that foster growth and stability for all our members. We strive to create an inclusive environment where everyone feels valued and supported. Whether it's helping you buy your first car or guiding you through home financing options, we're here to help every step of the way. We also understand the importance of community support. That's why we actively engage in outreach efforts and partner with local organizations to give back to Mckinney. Our focus extends beyond banking; we aim to uplift our community through various initiatives that promote financial literacy and well-being.

Branch Location & Accessibility

Nearby Landmarks and Accessibility

Located near popular spots like the McKinney Ranch Golf Club and the bustling Eldorado Plaza, our branch is easy to find and access. For those driving, we offer ample parking to ensure your visit is hassle-free. Plus, our facility meets ADA compliance standards, making it accessible for everyone.

Operating Hours

We understand that life can get busy, so we've tailored our hours to fit your schedule. Visit us Monday through Friday from 9:00 AM to 5:00 PM in the lobby, or take advantage of our drive-thru services available from 8:00 AM to 8:00 PM on weekdays and until 12:30 PM on Saturdays.

Services Offered

At Intouch, we provide a variety of banking services including personal checking and savings accounts, auto loans, mortgage financing, and business banking solutions. Need cash? We have an ATM on-site for quick withdrawals and balance checks. Our drive-thru also allows for easy deposits and simple transactions without leaving your car. While members can visit us at 6375 Eldorado Pkwy Mckinney Tx 75070, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169 if necessary. We invite you to stop by or give us a call at (214) 291-1730. Our team is excited to assist you with all your banking needs!

Member Eligibility

Becoming a member of Intouch is like joining a close-knit family that truly cares about your financial well-being. Whether you're looking for a place to save or borrow, we welcome anyone who lives, works, worships, or goes to school in our community at 6375 Eldorado Pkwy Mckinney Tx 75070. It's easy to become a member simply check out the specific eligibility criteria on our website at http://www.itcu.org/about/about-itcu/membership-eligibility . We're dedicated to providing you with personalized service and great benefits that can help you achieve your financial goals. If you're ready to take the next step, opening an account is just as simple! You can find all the details you need at http://www.itcu.org/bank/open-a-new-account . For any questions or assistance, feel free to give us a call at (214) 291-1730; we're here for you!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, efficient payment processing is vital for any business. Our merchant services offer seamless transaction solutions that allow you to focus on what you do best running your business. From accepting card payments to managing online transactions, we provide tools that simplify operations and enhance customer satisfaction. Visit us at 6375 Eldorado Pkwy Mckinney Tx 75070 in Mckinney, TX, or call us at (214) 291-1730 to learn how our business banking and commercial services can fuel your success!

Comprehensive List Of Services

ATM & Cash Withdrawal Services

We also offer convenient ATM services for easy access to cash without any hassle. Whether you need quick funds or want to check your balance before making a purchase, our ATMs are available when you need them.

Auto Loans & Vehicle Financing

If you're in the market for a new vehicle, our auto loans and vehicle financing options make it simple. We understand that buying a car can be overwhelming, so we provide competitive rates and flexible terms. Picture yourself behind the wheel of your new car while enjoying lower monthly payments.

Business Banking

For local businesses, we provide comprehensive business banking solutions including merchant services and business loans. If you're an entrepreneur looking to expand or start a new venture, we have the tools and resources to support your success.

Credit Cards with Rewards

Make everyday purchases rewarding with our credit cards that offer fantastic rewards. Whether it's cash back on groceries or points for travel, using our credit card can turn routine spending into exciting benefits.

Drive-Thru Banking

For those who prefer in-person service without leaving their cars, our basic drive-thru banking allows for simple transactions like deposits and withdrawals perfect for busy days! At Intouch, we pride ourselves on being more than just a bank; we're your financial partner committed to helping you navigate all life's financial moments. If you're ready to explore any of these services further, give us a call at (214) 291-1730 or visit us today!

Mortgage Loans & Refinancing

Homeownership dreams can become reality with our mortgage loans and refinancing services. Whether you're purchasing your first home or looking to refinance your existing mortgage for better rates, we've got you covered. Our knowledgeable staff will guide you through the process, ensuring you understand every step.

Online & Mobile Banking

Accessing your accounts has never been easier thanks to our robust online and mobile banking features. With just a few taps on your phone, you can check balances, transfer funds, and pay bills from anywhere no need for trips to the branch! And if you're out and about, feel free to use one of our ATMs for quick cash withdrawals.

Personal Banking

For those looking to manage their everyday finances, we offer a variety of personal banking options. Whether you're opening a checking or savings account, our accounts come with no hidden fees and easy access to your funds. Imagine being able to set up automatic transfers to save for that dream vacation or a new car it's all possible with us!

Personal Loans & Debt Consolidation

Life can throw unexpected expenses your way, and that's where our personal loans and debt consolidation services come in handy. Need funds for home repairs or medical bills? Our personal loans can give you the financial breathing room you need. Plus, consolidating debt can simplify your payments and potentially save you money on interest.

Digital & Online Banking

Key Features of Our Digital Banking Services

With our user-friendly online banking portal available at https://www.itcu.org/ , you can easily check your account balances, transfer funds, and pay bills all from the comfort of your device. You can enjoy 24/7 access to your accounts, ensuring that you can manage your finances whenever it suits you best. Are you looking for a paperless way to stay on top of your statements? We offer e-statements to help simplify your financial life. Plus, with electronic signature authorization, signing documents has never been easier or more secure. If you're always on the move, our mobile application is here for you. Available for download, it lets you make mobile payments effortlessly and even conduct person-to-person transfers with just a few taps. Imagine sending money to friends or family without the hassle of cash or checks it's that simple!

Security You Can Trust

Security is a top priority at Intouch. Our digital banking services come equipped with advanced security features to protect your personal information and ensure safe transactions. You can bank with peace of mind knowing that your data is secure. In summary, whether you're looking for quick access to your accounts, convenient payment options, or the ability to manage everything from your phone, Intouch has you covered. Explore our digital banking services today and experience how easy managing your finances can be!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 110,311, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $0. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 6375 Eldorado Pkwy Mckinney Tx 75070 or call (214) 291-1730 to learn more about how we can help you achieve your financial goals.

Member Savings Protection

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-6,665,321 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 168 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting in Your Future

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $6,254 in used auto loans and $650,549,845 in total loans and leases, our lending capacity supports members' financial goals across various sectors.

Solid Financial Foundation

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Loan Options

For those interested in expanding their business ventures, our outstanding commercial loans totaling $98,303,916 provide the capital needed for growth and expansion. Our team is here to help you explore refinancing options and determine eligibility for any of our loan products. If you're unsure where to start or have questions about which loan may be best for you, don't hesitate to reach out! Feel free to contact us at 214-291-1730 or visit us at 6375 Eldorado Pkwy Mckinney Tx 75070 during our operating hours: M-F from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 12:30 PM (CST). Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and take the next step toward achieving your financial goals with Intouch!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. We make it easy for you to finance your next vehicle with competitive rates and flexible terms.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, make buying or refinancing simple. We are dedicated to guiding you through every step of the mortgage process so you can feel confident in your investment.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,060,751 in loans helping members manage their finances effectively. This option provides a great way to build credit while enjoying the convenience of cashless transactions.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. You can trust that the rates you see reflect actual offerings. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. This means you're seeing a true comparison without hidden agendas. - Real-Time Rate Comparisons: With up-to-date loan rates from multiple institutions, users can make informed decisions quickly. You won't waste time on outdated or irrelevant offers. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback highlights how effective and reliable LendMesh can be for everyday borrowers. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that all offers presented are fair and transparent, giving users confidence in their choices.

INTOUCH CREDIT UNION - Mckinney, TX