Intouch Credit Union Allen TX | Affordable Vehicle Loans & ATM Access

Introduction

Welcome to Intouch, your trusted financial partner located at 1010 W Exchange Pkwy Ste 170, Allen, TX 75013. Since our establishment in 1974, we have been dedicated to serving the community and providing personalized banking solutions tailored to meet the needs of our 81,508 members. With total assets reaching an impressive $850,958,017, Intouch stands as a solid foundation for your financial journey. At Intouch, we pride ourselves on our commitment to community impact. We provide a wide range of services, including personal banking accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our team of 169 employees, under the leadership of CEO Kent Lugrand and Board President Nancy Pressel, works tirelessly to ensure that every member feels valued and supported. While you can easily visit us at our branch address, please note that official correspondence should be sent to our mailing address: PO BOX 250169, Plano, TX 75025-0169. With total deposits of $7,972,598 and a net worth of $75,824,385, we maintain a strong financial position that allows us to offer competitive rates and reliable services. We invite you to explore all that we have to offer. Whether you're looking for a new loan or need assistance with your existing accounts, our friendly staff is here to help. Feel free to give us a call at 800-337-3328 during our operating hours Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM or visit our website at itcu.org for more information. Join us today and experience the difference that comes with being a member of Intouch!

Branch History & Mission

At Intouch, our story began in 1974, when we opened our doors in the vibrant city of Allen, TX. Over the years, we've grown from a small credit union into a thriving financial institution that proudly serves over 81,500 members. Our branch is located at 1010 W Exchange Pkwy Ste 170, a convenient spot for those in the heart of Allen. As we reflect on our journey, we celebrate key milestones that have shaped us. With total assets of approximately $850 million, we have continuously expanded our services to meet the evolving needs of our community. We take pride in offering a wide range of financial solutions including personal banking, auto loans, mortgages, and business banking services. Our commitment to innovation means that we also provide online and mobile banking options, allowing members to manage their finances effortlessly. Our mission is straightforward: to empower our members by providing them with accessible financial services while fostering a supportive community environment. We believe that every member deserves not just a bank but a partner who cares about their financial well-being. This philosophy drives us to engage actively in community outreach programs and partnerships that enhance the lives of those we serve. While members can visit us at 1010 W Exchange Pkwy Ste 170 Allen Tx 75013, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169. We invite you to experience our exceptional service during our operating hours Monday through Friday from 9:00 AM to 5:00 PM for lobby access and extended drive-thru hours from 8:00 AM to 8:00 PM on weekdays and until 2:30 PM on Saturdays. With ATM availability and drive-thru banking options at your convenience, Intouch is dedicated to making your banking experience as smooth as possible. Whether you're looking for assistance with a loan or simply need help with everyday banking tasks, our friendly staff is here for you. Join us at Intouch and discover how we're committed to serving not just your financial needs but also enhancing the community we all call home. We look forward to welcoming you into our family!

Branch Location & Accessibility

Convenient Access

At Intouch, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces, ensuring everyone can comfortably access our services. Plus, we have ample parking available, so you won't have to worry about finding a spot when you visit.

Get in Touch

While members can visit us at our branch address in Allen, official correspondence should be sent to PO BOX 250169 in Plano if needed. Have questions or need assistance? Feel free to give us a call at 800-337-3328. We're eager to help you with all your banking needs! Come by today and experience the Intouch difference! Your community bank is here for you.

Operating Hours and Services

We understand that life can be busy, which is why our lobby is open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 12:30 PM. If you prefer drive-thru banking for quick transactions, we offer extended hours from 8:00 AM to 8:00 PM on weekdays and from 8:00 AM to 2:30 PM on Saturdays. Our friendly team is ready to assist with a range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and even credit cards with rewards. We also provide convenient ATM access for quick cash withdrawals or balance checks.

Member Eligibility

At Intouch, we believe that everyone deserves a place in our welcoming community. Joining us is simple and open to those who live, work, worship, or attend school in the areas we serve. Whether you're looking for a supportive financial partner or just want to explore better banking options, becoming a member is your first step toward enjoying a range of benefits tailored just for you. We offer competitive rates on loans and savings, personalized service, and access to various financial products designed to meet your unique needs. To find out if you're eligible, take a look at our detailed criteria at http://www.itcu.org/about/about-itcu/membership-eligibility . If it feels right for you, opening an account is easy! Just visit us online at http://www.itcu.org/bank/open-a-new-account , or give us a call at (800) 337-3328. We're located at 1010 W Exchange Pkwy Ste 170 Allen Tx 75013, ready to welcome you with open arms into the Intouch family!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to purchase new equipment or hire additional staff, all while having a dedicated team by your side. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In today's fast-paced world, having reliable payment solutions is essential for any business. That's where our merchant services come in. From accepting credit card payments seamlessly at the point of sale to online payment solutions for e-commerce, we provide tools that help you manage transactions efficiently. Imagine being able to offer your customers a variety of payment options while keeping track of sales easily our merchant services make it possible. Visit us at 1010 W Exchange Pkwy Ste 170 Allen Tx 75013 in Allen, TX or call us at (800) 337-3328 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Additional Services

If you're stopping by the branch, take advantage of our Drive-Thru Banking for simple transactions like deposits and withdrawals without leaving your car. Need cash quickly? Our ATMs offer basic access for withdrawals and balance checks. At Intouch, we believe in building relationships with our members based on trust and transparency. Our dedicated team is always available to assist you with any questions or concerns. You can reach us at 800-337-3328, Monday through Friday from 9:00 am to 5:00 pm (Lobby hours) or until 8:00 pm (Drive-Thru hours), and Saturdays from 9:00 am to 12:30 pm (Lobby) or until 2:30 pm (Drive-Thru). We invite you to explore all that Intouch has to offer! Visit us today at Intouch and discover how we can help make your financial journey easier and more rewarding.

Business Banking Services

For local businesses, we offer comprehensive Business Banking solutions including Merchant Services & Business Loans. Whether you're just starting out or looking to expand your operations, we have the tools and resources necessary to support your growth.

Credit Options

Don't forget about our Credit Cards with Rewards! These cards not only provide purchasing power but also allow you to earn rewards on your everyday spending. With each swipe, you're one step closer to redeeming exciting offers.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why Intouch provides robust Online & Mobile Banking features. You can access your accounts anytime, anywhere whether it's checking balances, transferring funds, or paying bills all from the comfort of your home or on-the-go. Our ATM & Cash Withdrawal Services ensure that you have quick access to cash whenever you need it.

Personal Banking Solutions

Our personal banking services include Checking & Savings Accounts that are easy to manage and provide competitive interest rates. Imagine having a checking account that helps you save while you spend our savings accounts do just that! For those in need of financing, we offer Auto Loans & Vehicle Financing tailored to fit your budget, whether you're buying a new car or refinancing an existing loan. Homeownership is within reach with our Mortgage Loans & Refinancing options. We guide you through every step, ensuring that you understand your choices and find the right mortgage for your unique situation. If you're facing unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation services are here to help ease your financial burden.

Digital & Online Banking

Key Features

One of the standout features at Intouch is our mobile application, which allows for easy management of your accounts right from your smartphone. You can make mobile payments with ease and even send money to friends and family through our person-to-person transfer service. These features are perfect for those busy days when you're on the move but still need to handle important transactions. For added convenience, we also offer electronic statements, so you can say goodbye to paper clutter and easily access your account statements online. Plus, with electronic signature authorization available, signing documents has never been simpler or more secure.

Security and Accessibility

Your security is our top priority. We employ advanced security measures to protect your information while ensuring that our services are as accessible as possible. With intuitive navigation and straightforward features, you'll find managing your finances easier than ever. Whether you're tech-savvy or new to online banking, our tools are designed to meet your needs. Experience the peace of mind that comes with knowing your financial matters are just a tap away at Intouch!

Financial Strength

Growing Membership Base

Total Share Accounts stand at 110,311, showing a strong and growing member base that trusts us with their finances. This growth not only strengthens our community but also enhances the benefits available to all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 1010 W Exchange Pkwy Ste 170 Allen Tx 75013 or call (800) 337-3328 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operations reflect efficiency with a net income of $-6,665,321, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 168 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Your Benefit

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust, with $6,254 in used auto loans and $650,549,845 in total loans and leases supporting your financial goals across various sectors.

Strong Capital Foundation

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. Whether you're financing a brand-new ride or a reliable used vehicle, our team is ready to guide you through the process.

Business Loans

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand. We believe in supporting local businesses and are committed to helping you succeed.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, make buying or refinancing simple. We strive to provide competitive rates and flexible terms so that you can find the right fit for your budget.

Refinancing Options

If you're considering refinancing, we have options available that may lower your monthly payments or help you pay off your loan faster. Be sure to ask about eligibility requirements when you visit us. We pride ourselves on making borrowing straightforward and accessible. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Whether it's buying a car, purchasing a home, or managing other expenses, Intouch is here for all your lending needs. Stop by today or contact us at (800) 337-3328 to learn more about how we can assist you!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $17,060,751 in loans helping members manage their finances effectively. This option is perfect for those who want to build credit or need a little extra help with unexpected expenses.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers displayed are fair and transparent. By using verified data from legitimate financial institutions, LendMesh builds trust with users who want reliable information without hidden agendas.

INTOUCH CREDIT UNION - Allen, TX