Intouch Credit Union Rochester Hills MI | Best Auto Loans & Checking Accounts

Introduction

At Intouch, we believe that banking should be as personal as a handshake and as reliable as your favorite local diner. Located at 3175 S Rochester Rd, Rochester Hills, MI 48307, our branch has proudly served the community since 1974. With a commitment to your financial well-being, we offer a range of services designed to meet your needs whether you're looking for personal banking solutions or business support. As part of the Intouch Credit Union, we are dedicated to fostering strong relationships with our members, who number over 81,508. Our total assets stand at an impressive $850,958,017, reflecting our stability and growth in the community. We understand that every dollar counts, which is why we manage $7,972,598 in deposits with care and transparency. Our CEO, Kent Lugrand, alongside Board President Nancy Pressel, leads a team of 169 dedicated employees who are here to ensure you receive the best service possible. We have successfully facilitated around 19,227 loans and leases, demonstrating our commitment to supporting your financial aspirations. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to our mailing address: PO BOX 250169, Plano, TX 75025-0169. If you have questions or need assistance, don't hesitate to reach out by calling us at 800-337-3328. Explore more about what we offer by visiting our website at Intouch Credit Union, where you can find information on opening new accounts or learn about membership eligibility. Join us today and experience the difference of being part of a credit union that truly values its members!

Branch History & Mission

Community Commitment

Intouch isn't just about numbers; it's about people. We actively engage with local organizations and initiatives aimed at improving the lives of those in our area. From hosting financial literacy workshops to participating in community events, we strive to make a positive impact beyond traditional banking. While members can visit us at 3175 S Rochester Rd, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169 if necessary. Our branch operates Monday through Friday from 10:00 a.m. to 7:00 p.m., and on Saturdays from 9:00 a.m. to 12:30 p.m., making it convenient for everyone to access our services.

Join Us!

As we look forward to the future, we invite you to become part of the Intouch family. Experience firsthand how we can help you navigate your financial journey with confidence. Whether you're looking for checking accounts, auto financing options, or guidance on saving for your dreams, Intouch is here for you every step of the way. Visit us today or call us at 800-337-3328! Let's work together toward achieving your financial aspirations!

Our Evolution

Over the years, Intouch has evolved significantly. Initially established to provide essential banking services, we have expanded our offerings to include personal banking, auto loans, mortgage refinancing, business banking solutions, and much more. With total assets now exceeding $850 million, we are proud to have built a strong financial foundation that allows us to invest back into the community we serve. Our mission is straightforward yet powerful: to provide accessible and personalized financial services while fostering a supportive environment for all members. We believe in empowering individuals with the knowledge and resources needed to achieve their financial goals. This commitment is reflected in our customer-centric approach and innovative services like online and mobile banking.

Branch Location & Accessibility

ATM Access

Need cash on the go? We have an ATM available for your convenience right here at our branch. While we don't have drive-thru service currently, our team is ready to assist you in person during all operating hours. If you have any questions or need further assistance before visiting, feel free to give us a call at 800-337-3328. We look forward to welcoming you to Intouch and helping you achieve your financial goals!

Accessibility Features

At Intouch, we believe that everyone should have easy access to our services. Our branch is equipped with ADA-compliant features, including ramps and wide entryways to ensure that all members can navigate comfortably. For those who prefer driving, ample parking is available just outside our doors.

Operating Hours & Services

We understand that life can be busy, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 10:00 a.m. to 7:00 p.m., or stop by on Saturday from 9:00 a.m. to 12:30 p.m. Whether you need assistance with personal banking, auto loans, or business services, our friendly staff is here to help. For those who prefer digital options, we also offer online and mobile banking services so you can manage your finances anytime and anywhere.

Member Eligibility

At Intouch, we believe that everyone deserves to be part of a supportive community where financial goals can flourish. Joining us is simple and welcoming! To become a member, you generally need to live, work, worship, or attend school in the areas we serve. We love to help individuals and families who share our values and commitment to financial wellness. If you're curious about specific eligibility details, you can find all the information you need at http://www.itcu.org/about/about-itcu/membership-eligibility. Once you know you're eligible, opening an account is a breeze! Just visit us at our location on 3175 S Rochester Rd Rochester Hills Mi 48307 or check out the easy steps outlined on our website at http://www.itcu.org/bank/open-a-new-account. If you have any questions along the way, don't hesitate to reach out at (800) 337-3328. We're excited to welcome you into the Intouch family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

But that's not all! At Intouch, we also offer merchant services that make transactions easier for your customers. Imagine having a reliable payment processing solution that helps you accept payments swiftly, whether through credit cards or mobile wallets. Our merchant services allow you to focus on what really matters growing your business. Located at 3175 S Rochester Rd Rochester Hills Mi 48307 in Rochester Hills, MI, we're here to partner with you on your journey to success. Let's build something great together! For more information, call us at (800) 337-3328 or visit our website at https://www.itcu.org/.

Comprehensive List Of Services

Business Banking Services

For our business members, we offer comprehensive business banking solutions including merchant services and business loans. We know running a business can be demanding; that's why we're committed to offering flexible financing options that align with your goals.

Convenience at Your Fingertips

Accessing these services has never been easier thanks to our ATM and cash withdrawal services. With locations available for basic ATM access including withdrawals and balance checks you can manage your money anytime, anywhere. In addition, our commitment to digital banking means you can handle transactions from the comfort of your home or on-the-go. With features like mobile payments, person-to-person transfers, and e-statements, managing your finances has never been more convenient. If you have any questions about how we can assist you further or if you're ready to open an account, please reach out! You can contact us at (800) 337-3328 during our operating hours: Monday - Friday from 10:00 a.m. - 7:00 p.m., and Saturday from 9:00 a.m. - 12:30 p.m. At Intouch, we believe in empowering our members with the tools they need for financial success. Visit us today at 3175 S Rochester Rd Rochester Hills Mi 48307 or explore more online at Rochester Hills (meijer). Your financial journey starts here!

Credit Cards and Rewards

Don't forget about our credit cards with rewards, which allow you to earn points on every purchase. Whether you're shopping for groceries or planning a trip, these rewards can add up quickly!

Personal Banking Solutions

We understand that managing your finances can be a challenge, which is why we offer personal banking options like checking and savings accounts. Whether you're saving for a dream vacation or just want easy access to your funds, our accounts are designed with you in mind. Imagine having the flexibility to check your balance from anywhere through our online and mobile banking services, making it simple to stay on top of your finances. If you're considering purchasing a new vehicle or refinancing your current one, our auto loans and vehicle financing options can help you get behind the wheel without breaking the bank. Picture driving off in that car you've always wanted while keeping payments manageable. For those bigger dreams, like buying a home, we offer mortgage loans and refinancing options tailored to fit your budget. Our team is here to guide you through each step, ensuring you feel confident in your decisions. Need some extra cash? Our personal loans and debt consolidation services can provide the financial support you need. Whether it's for unexpected expenses or managing existing debt, we're here to help lighten the load.

Digital & Online Banking

Key Features

Visit us at https://www.itcu.org/ to explore our online banking options. You can check your account balance, pay bills, and transfer funds with just a few clicks. Our 24/7 online banking services mean you can access your accounts whenever it suits you, whether it's early in the morning or late at night. Need to send money to a friend or family member? Our person-to-person transfer feature makes it easy and quick. Plus, with mobile payments enabled, you can make purchases directly from your smartphone without the hassle of cash or cards. For those who prefer managing their finances on-the-go, our mobile application is available for download. It's designed for ease of use, allowing you to keep track of your accounts right from your pocket.

Security and Accessibility

Your security is our top priority. We utilize electronic signature authorization for added safety when managing your transactions online. You can also opt for e-statements to keep track of your account activity securely and sustainably. With all these features combined, managing your money has never been easier. Join the many members who enjoy the benefits of digital banking at Intouch where convenience meets security!

Financial Strength

Commitment to Growth

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $6,254 in used auto loans and $650,549,845 in total loans and leases. Our operational efficiency shines through with a reported $-6,665,321, reflecting our ability to manage resources effectively while continuing to offer competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 3175 S Rochester Rd Rochester Hills Mi 48307 or call (800) 337-3328 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 168 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With a total of 110,311 accounts held by trusting members like you, we're excited to be part of your financial journey.

Member Savings and Investments

Members' savings are secured through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. We cater to various budgets and preferences, ensuring that you find an auto loan that fits your lifestyle.

Business Loans

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance your current operations, our commercial loan products are designed with flexibility and support in mind.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, make buying or refinancing simple. We provide personalized service to help guide you through the mortgage process, ensuring that you understand your options and feel confident in your decisions.

Refinancing Options

If you're considering refinancing existing loans or credit lines, we offer competitive rates that could potentially lower your monthly payments or reduce the overall interest paid over time. Our team is here to discuss eligibility options and help you determine if refinancing is right for you. At Intouch, we aim to make every borrowing experience straightforward and beneficial for our members. If you have any questions or would like more information about our loan offerings, please don't hesitate to reach out at (800) 337-3328 or visit us at 3175 S Rochester Rd Rochester Hills Mi 48307 in Rochester Hills, MI. Remember, performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial dreams!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $17,060,751 in loans helping members manage their finances effectively. These cards are designed to provide convenience and purchasing power without requiring collateral. It's a great way to build your credit while enjoying rewards and benefits.

Loan Aggregator

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