Intouch Credit Union Madison Heights MI | Best Auto Loans & Business Banking

Introduction

Welcome to Intouch, your trusted financial partner located at 1005 E 13 Mile Rd, Madison Heights, MI 48071. Since our establishment in 1974, we have been dedicated to serving our community and fostering strong relationships with our members. With a proud membership of over 81,508, we stand as a pillar of support, offering personalized banking solutions tailored to meet your unique needs. At Intouch, we believe in the power of community and strive to make a positive impact. Our total assets amount to an impressive $850,958,017, reflecting our commitment to providing secure and reliable services. We also manage total deposits of $7,972,598, ensuring that your hard-earned money is safe and accessible when you need it most. Led by our dedicated CEO, Kent Lugrand, and Board President Nancy Pressel, our team of 169 employees is here to assist you every step of the way. Whether you're looking for auto loans or personal banking options, Intouch offers a variety of services designed with you in mind. While members can visit us at 1005 E 13 Mile Rd, official correspondence should be sent to our mailing address at PO BOX 250169, Plano, TX 75025-0169. Explore what Intouch can do for you today! Call us at 800-337-3328 or visit our website at www.itcu.org for more information. Your journey towards financial success starts here!

Branch History & Mission

Community Engagement

Intouch is not just about numbers; it's about people. We actively engage in community outreach programs and partnerships that uplift those around us. Whether it's sponsoring local events or providing educational resources on financial literacy, we are committed to making a difference in Madison Heights and beyond.

Join Us

We invite you to experience the benefits of being part of Intouch. With operating hours from Monday to Friday between 11:00 a.m. and 7:00 p.m., you can easily find time to visit us or reach out via phone at 800-337-3328. Explore what we have to offer at our website and discover how we can support your financial journey today!

Mission Statement

Our mission is simple yet impactful: to enhance the lives of our members through exceptional financial services and community support. We believe that by providing reliable banking options and fostering a sense of community, we can help our members achieve their financial goals while contributing positively to Madison Heights. While members can visit us at 1005 E 13 Mile Rd Madison Heights Mi 48071, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169. This ensures that all communications are handled efficiently.

Our Journey

From the beginning, Intouch was founded on the principles of cooperation and mutual support. We started with a handful of members and a vision to provide accessible financial services that empower individuals and families. Over the years, we have expanded our offerings to include personal banking services like checking and savings accounts, auto loans, mortgage refinancing, and more. Our commitment to innovation has led us to embrace digital advancements that make banking easier for everyone. We offer online banking and mobile payments so you can manage your finances anytime, anywhere.

Branch Location & Accessibility

A Variety of Services

At Intouch, we offer a range of personal banking services tailored to meet your needs. From checking and savings accounts to auto loans and mortgage refinancing, our team is here to assist you every step of the way. Even if you're unable to visit us in person, our online and mobile banking options make it easy to manage your finances on the go. While members can visit us at 1005 E 13 Mile Rd Madison Heights Mi 48071, official correspondence should be sent to PO BOX 250169, Plano, TX 75025-0169. Ready to experience personalized banking? Give us a call at (800) 337-3328 or stop by our branch today! We look forward to welcoming you into the Intouch family!

Convenient Access

At Intouch, we understand that your time is valuable. That's why our branch features ample parking for your convenience. Whether you prefer to walk in or take advantage of our ATM services, we have you covered. Plus, our location is ADA compliant, ensuring that everyone can access our services without any hassle.

Operating Hours

We know that life can get busy, which is why we're open Monday through Friday from 11:00 a.m. to 7:00 p.m. (EST). This flexibility allows you to visit us at a time that works best for you, whether it's during your lunch break or after work.

Member Eligibility

At Intouch, we believe that everyone deserves a place in our welcoming community. Becoming a member is easy and open to many! If you live, work, worship, or attend school in the Madison Heights area, you're likely eligible for membership. We value diversity and strive to support individuals from all walks of life, ensuring that you can access our wide range of financial services tailored just for you. Joining us not only gives you access to competitive rates on loans and savings but also connects you with a community focused on your financial well-being. To get started, simply visit us at 1005 E 13 Mile Rd Madison Heights Mi 48071 or give us a call at (800) 337-3328. You can also find detailed eligibility information by checking out our resource page at http://www.itcu.org/about/about-itcu/membership-eligibility. When you're ready to open an account, head over to http://www.itcu.org/bank/open-a-new-account for quick and easy steps. We can't wait to welcome you into the Intouch family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $58 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $1 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $98,303,916, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Simplify Transactions

In addition to our loan offerings, we provide merchant services that help streamline payment processes for your business. Whether you're running a retail store or a service-based company, our solutions allow you to accept payments easily and securely. Imagine not having to worry about complex transactions just straightforward tools that let you focus on what matters most: growing your business. Visit us at 1005 E 13 Mile Rd Madison Heights Mi 48071 or call us at (800) 337-3328 to learn how we can partner with you for your business success!

Comprehensive List Of Services

Accessibility and Support

At Intouch, we're committed to ensuring that all our members have access to essential banking services. Our friendly staff is always ready to assist you with any questions or concerns you may have about our offerings. You can reach us at 800-337-3328 during lobby hours from Monday to Friday between 11:00 AM and 7:00 PM (EST). With so many services available at your fingertips, Intouch is more than just a credit union; we're a partner in your financial journey. If you're ready to take the next step towards achieving your financial goals or want more information about how we can help you, visit us online at Intouch's website or stop by our branch today!

Business Banking Services

For our business members, we offer comprehensive banking services tailored specifically for entrepreneurs. Our merchant services simplify payment processing, making it easier for you to accept payments from customers. Plus, if you're looking to expand your business or cover unexpected expenses, our business loans can give you the financial boost you need.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. Check balances, transfer funds, and pay bills with just a few clicks. Plus, with our ATM services, accessing cash has never been easier whether you need quick withdrawals or balance checks.

Personal Banking Solutions

Our personal banking options are designed to make managing your finances easy and effective. With checking and savings accounts, you can choose an account that best fits your lifestyle. Imagine having instant access to your funds while earning interest on your savings! We also offer credit cards with rewards that allow you to earn points for everyday purchases, turning your spending into savings. If you're in the market for a new car or need to refinance an existing loan, our auto loans and vehicle financing options provide competitive rates and flexible terms. Picture driving away in your dream car without the stress of hefty payments. Additionally, our mortgage loans and refinancing solutions ensure that buying or upgrading your home is as smooth as possible.

Digital & Online Banking

Always Available When You Need Us

At Intouch, we know that life doesn't stop after hours. That's why our 24/7 online banking services ensure that you can access your account whenever it suits you best. Whether it's early in the morning or late at night, we've got you covered. Experience the convenience of modern banking today with us! Visit https://www.itcu.org/ to explore all our digital services tailored just for you.

Key Features for Your Convenience

With our electronic signature authorization feature, you can sign documents securely from the comfort of your home. This means no more printing and scanning just quick and easy approvals when you need them. Plus, we offer e-statements to help you stay organized while reducing paper clutter. You'll receive your statements electronically, making it easy to track your spending and savings. For those who prefer mobile banking, our dedicated mobile application makes managing your accounts on the go a breeze. You can even make mobile payments directly from your phone, simplifying transactions and helping you stay connected financially wherever you are. Additionally, if you want to send money to friends or family quickly, our person-to-person transfer feature has got you covered. It's simple, fast, and secure just like everything else we do.

Financial Strength

Building Trust Through Community Engagement

We value each member's trust placed in us, as seen through our impressive record of 110,311 total share accounts. This shows a strong and growing member base that trusts us with their finances. Together, we create a community of support where your needs come first. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Intouch is your trusted partner. Visit us at 1005 E 13 Mile Rd Madison Heights Mi 48071 or call (800) 337-3328 to learn more about how we can help you achieve your financial goals.

Investing in Our Future Together

With $77,417,952 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $6,254 in used auto loans and $650,549,845 in total loans and leases. Our operational efficiency is evident as well; our $-6,665,321 reflects this commitment to offering competitive loan rates and solid financial products for our members. We also take pride in having 168 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member Savings and Growth Opportunities

Your savings are secure with us through $193,727,506 in share certificates and $151,686,387 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $75,824,385, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This strong capital base reinforces our commitment to your financial well-being. Our net worth ratio of $889 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $115,937,776 in used vehicle loans and $57,233,748 in new vehicle loans already helping members get on the road. We make it easy for you to drive off with the vehicle you want. If you're considering refinancing your current auto loan, we have options available that can help lower your monthly payments.

Business Financing

For business owners, our outstanding commercial loans totaling $98,303,916 provide the capital needed to grow and expand. We recognize the challenges faced by businesses today and are here to support your journey with financing solutions tailored for success. Our team at Intouch is dedicated to ensuring that each member has access to the financial tools they need. Whether you're looking for an auto loan, mortgage options, unsecured credit cards, or business financing solutions our experienced staff is ready to assist you in finding the right product for your needs. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results. For more information about our loan offerings or if you'd like assistance with eligibility options or refinancing discussions, don't hesitate to reach out at 800-337-3328 or visit us at 1005 E 13 Mile Rd Madison Heights Mi 48071. Your financial journey starts here!

Credit Lines and Unsecured Loans

In addition to auto and mortgage loans, we offer flexible terms on unsecured credit card loans. With a total of $17,060,751 in these loans helping members manage their finances effectively, it's easier than ever to handle unexpected expenses or consolidate debt. Our credit lines are designed to provide you with quick access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $43,064,930, make buying or refinancing simple. We aim to guide you through the process and ensure that you find a mortgage solution that fits your budget and long-term plans.

Loan Aggregator

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This commitment ensures that users receive fair and transparent offers. LendMesh takes pride in offering: - Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in the comparison process. - No Sponsored Listings: Unlike other platforms, LendMesh does not prioritize lenders based on paid promotions. Our goal is to provide unbiased results that truly reflect the best available options. - Real-Time Rate Comparisons: We offer up-to-date loan rates from multiple institutions, empowering users to make well-informed financial decisions. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're looking for reliable loan information, compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Intouch