Interstate Credit Union Midway GA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Interstate, your trusted credit union located at 11199 E Oglethorpe Hwy, Midway, GA 31320. Since our establishment in 1968, we have been dedicated to serving our community with reliable financial services tailored to meet your needs. With a total membership of 33,382 and assets amounting to an impressive $357,698,803, we pride ourselves on our commitment to providing excellent support and guidance for all your banking needs. At Interstate, we believe in building strong relationships with our members. Our leadership team, led by CEO Stacie Branch and Board President Jerry Jones, ensures that we are always focused on what matters most our members. Together with our team of 82 employees, we strive to offer you personalized service in a friendly environment. Our branch offers a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions. With over 17,586 loans and leases issued, we're here to help you achieve your financial goals. For your convenience, official correspondence can be sent to our mailing address: P.O. Box 73, Midway, GA 31320. We invite you to visit our website at interstatecu.org for more information about our products and services or give us a call at 912-884-2754. Our doors are open from 9 AM to 4:30 PM Monday through Wednesday, 9 AM to 5 PM Thursday and Friday, and even 9 AM to 1 PM on Saturdays! Join us at Interstate where you're not just a member; you're part of our family. Let us help you navigate your financial journey!

Branch History & Mission

Welcome to the story of Interstate, a cornerstone of community support and financial empowerment in Midway, GA. Established in 1968, our branch has flourished over the years, evolving from its humble beginnings to become a trusted financial partner for over 33,000 members. With total assets reaching an impressive $357,698,803, Interstate is not just a credit union; it's a thriving community hub where relationships matter. Located at 11199 E Oglethorpe Hwy, Midway, GA 31320, our branch is easily accessible for all your banking needs. Whether you're visiting us during our operating hours from 9 AM to 4:30 PM Monday through Wednesday, or 9 AM to 5 PM Thursday and Friday (and even 9 AM to 1 PM on Saturdays), you'll find a welcoming atmosphere ready to assist you. For those who prefer drive-thru services, we've got you covered with a convenient drive-thru option available. At Interstate, our mission goes beyond just providing financial services; we aim to uplift our community through various outreach initiatives. We believe that when our members thrive, the whole community benefits. Our commitment to service is reflected in our diverse range of offerings from personal banking options like checking and savings accounts to auto loans, mortgage loans, and business banking solutions. In addition to traditional banking services, we embrace technological advancements that enhance member experiences. Our online and mobile banking platforms provide easy access to your accounts anytime, anywhere. Plus, with features such as electronic signatures and person-to-person payments, we ensure that managing your finances is both simple and efficient. While members can visit us at 11199 E Oglethorpe Hwy Midway Ga 31320, official correspondence should be sent to P.O. Box 73, Midway, GA 31320 if needed. This attention to detail shows our dedication not only to convenience but also to clear communication with our valued members. Our vision is rooted in the belief that financial institutions should prioritize people over profits. Through partnerships with local organizations and participation in community events, we strive to make a meaningful impact in Midway and surrounding areas. We invite you to join us on this journey towards stronger financial health and community unity. If you're looking for a credit union that understands your needs and works tirelessly on your behalf, look no further than Interstate. Become part of our family today! Call us at 912-884-2754 or visit us online at interstatecu.org to learn more about how we can support you on your financial journey.

Branch Location & Accessibility

Accessibility Features

At Interstate, we understand the importance of accessibility. Our branch is designed with ADA compliance in mind, featuring ramps and accessible entrances so everyone can enjoy our services comfortably.

Conveniently Located

Nestled in Liberty County, our Midway branch is easily reachable from key landmarks and major roads, making it simple for you to stop by. If you're coming from nearby attractions or local neighborhoods, you'll appreciate our central location. Plus, we offer ample parking to ensure your visit is hassle-free.

Get in Touch

Have questions or need assistance? Don't hesitate to call us at 912-884-2754. Our friendly team is ready to help you with all your banking needs. We invite you to come visit us at Interstate and discover how we can support your financial journey!

Operating Hours

We know your time is valuable! That's why we are open during convenient hours: Monday through Wednesday from 9 AM to 4:30 PM, Thursday and Friday until 5 PM, and even Saturday mornings until 1 PM. This flexibility allows you to visit us at a time that works best for you.

Services Offered

Whether you're looking to open a checking account, apply for an auto loan, or use our ATM services, Interstate has you covered. Our drive-thru banking makes it easy to handle deposits and withdrawals without leaving your car. Additionally, if you're a member of a partner credit union, feel free to utilize our shared service center for basic transactions.

Member Eligibility

At Interstate, we believe in creating a welcoming community where everyone feels like they belong. Becoming a member is simple and open to those who live, work, or worship in our area. Whether you're looking for friendly financial services or wanting to be part of something bigger, we invite you to join us! You can explore the specific eligibility details on our website at . Opening an account with us is straightforward and designed to fit your needs. You can start the process online by visiting https://www.financial-net.com/iufcu/lending/internetloans , or feel free to give us a call at (912) 884-2754 if you have any questions. We're here to help you every step of the way, so don't hesitate to reach out!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,101,905, we continue to drive economic growth by financing new and expanding businesses. Imagine having the financial backing you need to launch that new product line or open another location. Our flexible loan options make it possible.

Merchant Services for Everyday Needs

In today's fast-paced world, having efficient payment solutions can set your business apart. Our merchant services provide easy ways to accept payments, from credit cards to mobile transactions. Picture this: a customer walks into your store, makes a purchase, and completes their payment in seconds smooth and hassle-free. Located at 11199 E Oglethorpe Hwy Midway Ga 31320, Midway, GA, we're here to support your journey every step of the way. For more information about how we can help your business thrive, give us a call at (912) 884-2754.

Comprehensive List Of Services

Business Banking Services

At Interstate, we recognize the importance of supporting local businesses. Our business banking services, including merchant services and business loans, are specifically designed to empower entrepreneurs in our community. Whether you're starting a new venture or expanding an existing one, we're here to help.

Convenient Access & Support

We understand that convenience is key in today's fast-paced world. That's why we offer ATM and cash withdrawal services, along with basic drive-thru banking for quick deposits and withdrawals without stepping inside the branch. For members who may need access while traveling or living outside our immediate area, our shared branch transactions allow for deposits and withdrawals at partner credit unions. And if you ever have questions or need assistance, don't hesitate to reach out! You can contact us at (912) 884-2754 during our operating hours: 9 AM - 4:30 PM Monday through Wednesday; 9 AM - 5 PM Thursday and Friday; and 9 AM - 1 PM on Saturday.

Join Us Today!

As part of the Midway, we invite you to explore all these services tailored just for you. Visit us today at 11199 E Oglethorpe Hwy Midway Ga 31320, or check out more details on our website at https://interstatecu.org/ . Let us help you achieve your financial goals!

Loans Made Easy

For those unexpected expenses or dreams you've been putting off, we also provide personal loans and debt consolidation options. This can help simplify your finances by combining multiple payments into one manageable loan. Additionally, our credit cards with rewards allow you to earn points for everyday purchases, making it easier to treat yourself later.

Personal Banking Solutions

One of the cornerstones of our offerings is personal banking. We provide various checking and savings accounts tailored to fit different lifestyles and preferences. Our accounts are easy to manage through our robust online and mobile banking platforms, allowing you to check balances, pay bills, and transfer funds with just a few taps on your device. Imagine being able to handle your finances from the comfort of your home or while on the go! If you're thinking about buying a new vehicle, our auto loans and vehicle financing options make it simple to get behind the wheel of your dream car. We offer competitive rates and flexible terms that can be adjusted based on your budget. Plus, if you're considering purchasing a home or refinancing an existing mortgage, our mortgage loans and refinancing services will help guide you through every step.

Digital & Online Banking

Key Services

Our online banking service is available 24/7, allowing you to check balances, transfer funds, and pay bills at your convenience. To explore all our offerings, visit us at https://interstatecu.org/ . You'll find that accessing your accounts has never been simpler or more straightforward. If you prefer mobile banking, our user-friendly mobile application lets you carry your bank right in your pocket. Whether you're on the go or relaxing at home, you can manage your accounts with just a few taps on your smartphone. And for those moments when you need to send money quickly to a friend or family member, our person-to-person transfer feature makes it a breeze.

Security and Convenience

Your security is our top priority. We offer electronic signature authorization for certain transactions, so you can have peace of mind knowing that your sensitive information is protected. Plus, with e-statements available, you can easily access your financial documents without the clutter of paper statements. Our services are designed not just for convenience but also for accessibility. With real-time account management features, you'll always be in control of your finances. No matter where life takes you, Interstate ensures that banking is easy and secure. Join us today and experience the comfort of digital banking tailored to fit your lifestyle!

Financial Strength

A Growing Community

Total Share Accounts: 45,350, show a strong and growing member base that trusts us with their finances. As your trusted partner in financial matters, our commitment is to help you achieve your goals while maintaining a secure environment for your funds. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interstate is your trusted partner. Visit us at 11199 E Oglethorpe Hwy Midway Ga 31320 or call (912) 884-2754 to learn more about how we can help you achieve your financial goals.

Commitment to Growth and Innovation

With $41,732,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, with $6,938 in used auto loans and $285,152,227 in total loans and leases.

Member-Centric Savings Options

Members' savings are secured through $133,749,806 in share certificates and $11,161,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,795,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $49,800,763, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,393 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing any of your current loans, we offer various eligibility options that may help you save money over time. Our team is ready to discuss how refinancing could work for you. At Interstate, we're committed to providing personalized service and support. For more information about our loan products or to start your application process, please reach out at (912) 884-2754 or visit us at 11199 E Oglethorpe Hwy Midway Ga 31320 in Midway, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial goals!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $138,247,009 in used vehicle loans and $40,661,801 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new model or a reliable pre-owned vehicle, our team is here to assist you every step of the way.

Business Loans

For business owners, our outstanding commercial loans totaling $1,101,905 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to boost an existing business, we have solutions that fit your unique situation.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,586,774, make buying or refinancing simple. We provide flexible terms and competitive rates that can help you secure your dream home or refinance your existing mortgage with ease.

Unsecured Credit Card Loans

Managing finances can be challenging, but with our flexible terms on unsecured credit card loans, totaling $2,936,223, you can navigate your expenses effectively. Our credit cards come with various features designed to make your life easier and your spending more manageable.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous approach ensures that all offers presented are fair and transparent. By relying on verified financial institutions, LendMesh guarantees that users receive only legitimate loan options.

INTERSTATE CREDIT UNION