Interstate Credit Union Jesup GA | Convenient ATM Access & Services

Introduction

Welcome to Interstate, your trusted financial partner located at 190 S 5Th St, Jesup, GA 31545. Since our establishment in 1968, we have been committed to providing exceptional service and support to our growing community of over 33,382 members. With a solid foundation reflected in our total assets of $357,698,803 and total deposits amounting to $24,956,269, we are here to meet your financial needs and help you achieve your goals. Under the leadership of our dedicated CEO, Stacie Branch, and Board President, Jerry Jones, we pride ourselves on fostering a welcoming environment for all members. Whether you're looking for loans totaling more than 17,586 in various forms or simply seeking guidance on financial matters, we're here for you. While you can always visit us at our branch location, please note that official correspondence should be directed to our mailing address at 705 West Cherry Street, Jesup, GA 31545. If you have any questions or need assistance, don't hesitate to reach out by phone at 912-427-3904. At Interstate, we believe in the power of community and strive to make a positive impact through every interaction. Join us as we continue to grow together and explore the many opportunities that await! Visit our website at interstatecu.org for more information or feel free to drop by; we look forward to serving you!

Branch History & Mission

Community Focus

Our commitment extends beyond banking; it includes active participation in local events and outreach programs that uplift our community. By partnering with schools and local organizations, we aim to create opportunities that foster growth and education for all ages. We invite you to join us on this journey! Experience firsthand the benefits of being part of a credit union dedicated to its members' success and community well-being. Come visit us today or call us at 912-427-3904 let's work together toward a brighter financial future!

Our Journey

From our humble beginnings, Interstate has evolved into a thriving credit union with total assets reaching an impressive $357,698,803. Our journey reflects not just financial success but also a deep dedication to the members we serve. As we expanded our services, our mission remained clear: to provide accessible and affordable financial solutions while fostering community development. Over the years, we've embraced innovations that make banking easier and more inclusive for everyone. Whether through online banking or mobile applications, we ensure that our members can manage their finances on their terms. We are proud to be ADA compliant and prioritize customer-centric initiatives that enhance accessibility for all.

Our Mission

At Interstate, our mission goes beyond just providing banking services. We strive to empower our members financially while giving back to the community that supports us. We believe in building strong relationships based on trust and transparency. Whether it's offering loans for your dream car or supporting local initiatives, we are here to help you achieve your goals. While members can visit us at 190 S 5th St, official correspondence should be sent to 705 West Cherry Street, Jesup, GA 31545. Our doors are open from 8:30 am to 5:00 pm, Monday through Friday, ensuring you can find the time that works best for you.

Branch Location & Accessibility

ATM Availability

For those on the go, we offer ATM services right at this location! You can easily withdraw cash or check your balance without stepping inside the branch. This added convenience is perfect for quick transactions.

Accessibility Features

At Interstate, we prioritize accessibility for all our members. Our facility complies with ADA standards, ensuring that everyone can navigate our space easily. You'll find ramps and designated parking spots available right outside the entrance, allowing for smooth access whether you're visiting us on foot or by vehicle.

Drive-Thru Banking

Currently, we do not have drive-thru banking services available at this branch. However, our team is eager to assist you during lobby hours or via phone if you have any questions or need help with banking services. While members can visit us at 190 S 5Th St for all their banking needs, official correspondence should be sent to our mailing address at 705 West Cherry Street, Jesup, GA 31545. We invite you to stop by today or give us a call at 912-427-3904 if you have any questions or need more information. At Interstate Credit Union, we're committed to serving you with care and convenience!

Operating Hours

We know how busy life can get! That's why our lobby hours are set from 8:30 AM to 5:00 PM, Monday through Friday. Whether you need assistance with your accounts or want to speak with one of our friendly team members, we're here for you during these hours.

Member Eligibility

Joining the family at Interstate means becoming part of a welcoming community dedicated to your financial well-being. To become a member, you typically need to meet some straightforward eligibility criteria, which include being a resident of the local area or having an immediate family member who is already a member. Don't worry if you're unsure about the specifics; you can find detailed eligibility information on our website at . Once you've confirmed your eligibility, opening an account is a breeze! You can start the process by visiting our online account opening page at https://www.financial-net.com/iufcu/lending/internetloans , or feel free to reach out to us directly at (912) 427-3904 for assistance. We're here to help you every step of the way as you take this exciting step toward better financial opportunities at Interstate, located conveniently at 190 S 5Th St Jesup Ga 31545. Your journey towards becoming a valued member starts today!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $1,101,905, we continue to drive economic growth by financing new and expanding businesses. Imagine a local café wanting to expand its seating area or a retail store looking to stock up for the holiday season. Our commercial loans make these dreams possible, offering the necessary funding at competitive rates.

Merchant Services

In addition to loans, we offer merchant services designed for everyday transactions. Whether you're accepting payments from customers or managing your cash flow, our services are here to simplify your operations. Picture a busy restaurant needing quick access to funds after a bustling weekend; our efficient payment processing can make all the difference. For more information on how we can support your business needs, visit us at 190 S 5Th St Jesup Ga 31545 or give us a call at (912) 427-3904. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Banking Made Easy

We understand that today's world requires flexibility, which is why we offer essential services like ATM Services Only. Whether you need to make withdrawals or check your balance, our ATM is available for your convenience. Imagine being able to access your funds at any time without the need for lengthy queues this is just one way Interstate prioritizes your time and ease.

Final Thoughts

As part of the community since our inception, we are committed to ensuring that every member has access to the tools and resources they need for financial success. Whether you're looking for basic ATM access or seeking assistance with online banking, Interstate offers solutions tailored just for you. Ready to take the next step? Visit us at 190 S 5Th St Jesup Ga 31545 or check out our website at https://interstatecu.org/ for more information on how we can support your financial goals!

Personalized Member Support

At Interstate, we believe in building relationships with our members. Our team is always ready to assist you with any questions or concerns you may have about our services. You can reach us at (912) 427-3904 during regular hours from 8:30 am to 5:00 pm, Monday through Friday. We're here to help you navigate your financial journey with confidence.

Technology at Your Fingertips

In addition to our ATM services, we provide features that enhance your banking experience. With our online banking platform, you can manage your accounts from the comfort of your home or while on the go. Whether it's checking account balances, making transfers, or paying bills, everything you need is just a click away. Plus, our mobile application makes it even easier to stay connected with your finances anytime, anywhere.

Digital & Online Banking

Key Features

One of the standout features is our ability to send person-to-person transfers. This makes it easy to share money with friends or family without the hassle of cash or checks. Plus, our electronic signature authorization feature streamlines processes like loan applications and agreements, allowing you to complete necessary paperwork quickly and securely. You can also opt for e-statements at Yes, which not only helps reduce paper clutter but also allows for easier tracking of your finances. If you're looking for an efficient way to stay on top of your spending habits, these statements are a great resource.

Security and Ease-of-Use

When it comes to security, rest assured that we prioritize the safety of your information. Our online banking platform incorporates robust security measures to protect your data while giving you peace of mind during every transaction. Overall, the digital banking services at Interstate are designed with you in mind making banking accessible, straightforward, and secure. With all these tools at your fingertips, managing your finances has never been more effortless!

Financial Strength

A Growing Community

Total Share Accounts stand at 45,350, showing a strong and growing member base that trusts us with their finances. This growth is not just about numbers; it's about fostering a community where each member feels valued and supported. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interstate is your trusted partner. Visit us at 190 S 5Th St Jesup Ga 31545 or call (912) 427-3904 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Commitment to Innovation and Growth

With $41,732,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors, evidenced by $6,938 in used auto loans and $285,152,227 in total loans and leases.

Efficient Operations

Our performance reflects operational efficiency with a net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Approach

Members' savings are secured through $133,749,806 in share certificates and $11,161,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,795,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Foundation

With a net worth of $49,800,763, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,393 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Options

If you're considering refinancing options or want to know more about eligibility requirements for any of our loan products, feel free to reach out. Our dedicated team is ready to assist you in finding the right solution tailored to your needs. You can visit us at 190 S 5Th St Jesup Ga 31545 in Jesup, GA, or call us at (912) 427-3904 during our operating hours from 8:30 am to 5:00 pm. We're here to help you take the next step toward your financial future. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $138,247,009 in used vehicle loans and $40,661,801 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make your car-buying experience smooth and affordable.

Business Loans

For business owners, our outstanding commercial loans totaling $1,101,905 provide the capital needed to grow and expand. Whether you need funding for equipment, inventory, or operational costs, we are committed to supporting local businesses.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,586,774, make buying or refinancing simple. Whether you are looking for your first home or considering refinancing your existing mortgage, our team is here to guide you through every step.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $2,936,223 in loans helping members manage their finances effectively. These credit cards come with easy repayment options and no collateral required, making them an excellent choice for unexpected expenses or everyday purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each loan comparison reflects current market conditions, so you can trust that the rates you're seeing are up-to-date and reliable.

INTERSTATE CREDIT UNION - Jesup, GA