Interstate Credit Union Jesup GA | Affordable Auto Loans & ATMs

Introduction

Welcome to Interstate, your trusted credit union located at 705 W Cherry St, Jesup, GA 31545. Since our establishment in 1968, we have proudly served our members and the community, helping them achieve their financial goals with personalized service and a commitment to excellence. With a total membership of 33,382 individuals, we are dedicated to providing exceptional banking services that cater to your needs. At Interstate, we believe in empowering our members through robust financial solutions. Our total assets amount to an impressive $357,698,803, while our total deposits stand at $24,956,269. This solid foundation allows us to offer a range of products including auto loans, mortgages, and personal loans designed for various stages of life. Currently, we manage 17,586 loans and leases, ensuring that you have access to the funds you need when you need them. Our leadership team is here to support you every step of the way. Under the guidance of our CEO, Stacie Branch, and Board President, Jerry Jones, Interstate is committed to fostering strong relationships within our community. We take pride in being more than just a financial institution; we are your neighbors and friends who understand local needs. While members can visit us at our branch location for friendly service and expert advice, official correspondence should be sent to the same address: 705 W Cherry St, Jesup, GA 31545. If you have any questions or would like more information about how we can help you with your financial journey, feel free to reach out at 912-427-3904. Join us at Interstate Credit Union where community meets commitment! Explore our offerings by visiting us online at interstatecu.org, or come see us in person during our operating hours: Monday through Wednesday from 9 AM to 4:30 PM; Thursday and Friday from 9 AM to 5 PM; and Saturday from 9 AM to 1 PM. We look forward to welcoming you!

Branch History & Mission

At Interstate, located at 705 W Cherry St, Jesup, GA 31545, we take pride in our rich history and commitment to serving our community. Established in 1968, our branch has grown alongside the people of Jesup, becoming a trusted partner in their financial journeys. With a total membership of 33,382 and assets amounting to $357,698,803, we have built a solid foundation rooted in service and support. Our mission is simple yet powerful: to provide exceptional financial services while uplifting our community. We believe that everyone deserves access to quality banking options that empower them to achieve their financial goals. Whether it's offering personal banking services like checking and savings accounts or assisting with auto loans and mortgages, we are dedicated to making banking accessible for all. Over the years, we have embraced innovation while maintaining our focus on personal relationships. Our operating hours 9 AM to 4:30 PM Monday through Wednesday, 9 AM to 5 PM Thursday and Friday, and 9 AM to 1 PM on Saturday are designed to accommodate the busy lives of our members. While we currently do not offer ATM services, we are pleased to provide drive-thru banking for convenient deposits and withdrawals. Our commitment extends beyond financial transactions. We actively engage in community outreach efforts and partnerships that make a positive impact. We understand that being a part of Jesup means contributing to its growth and well-being. If you need official correspondence, please send it to our mailing address at 705 W Cherry St, Jesup, GA 31545. Join us at Interstate! Experience the benefits of being part of a credit union that values community connection as much as it does financial success. Together, let's build a brighter future for everyone in Jesup! For more information or assistance, feel free to call us at 912-427-3904 or visit our website at interstatecu.org.

Branch Location & Accessibility

Operating Hours

We're here to serve you during convenient hours: Monday through Wednesday from 9 AM to 4:30 PM, and on Thursday and Friday from 9 AM to 5 PM. Plus, we know Saturdays can be busy, so we're open from 9 AM to 1 PM for drive-thru banking. Whether you need to make a deposit or ask about our loans and services, we're ready to help!

Services Offered

At Interstate, we pride ourselves on offering a range of services tailored to meet your needs. From personal banking with checking and savings accounts to auto loans and mortgages, we've got you covered. Our drive-thru banking allows for quick deposits and withdrawals without needing to step inside. While we don't have an ATM on-site right now, our friendly staff is always available to assist you with any cash withdrawal needs. Feel free to reach out at 912-427-3904 if you have questions or need assistance before visiting us. We're excited to welcome you into our community! Come by and discover how we can help you achieve your financial goals today!

Member Eligibility

At Interstate, we believe that everyone deserves a place in our community, and becoming a member is your first step toward enjoying all the benefits we offer. To join us at our location on 705 W Cherry St Jesup Ga 31545, you simply need to meet a few friendly eligibility criteria. If you live, work, or worship in the area, or have family members who are already part of our credit union, you're likely eligible! We invite you to explore these details further by visiting our website at for the most up-to-date information. Opening an account with us is straightforward and welcoming. You can easily start the process online by checking out the account opening details at https://www.financial-net.com/iufcu/lending/internetloans. If you have any questions or need assistance, don't hesitate to reach out to us at (912) 427-3904. We're excited to welcome you into the Interstate family where you'll find support, community, and financial services tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $31 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $1,101,905, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having the tools you need to accept payments easily, manage cash flow efficiently, and keep your customers happy. Our merchant services provide practical solutions that simplify transactions and enhance your business operations. With services like point-of-sale systems and online payment processing, we help you focus on what matters most growing your business. Visit us at 705 W Cherry St Jesup Ga 31545 or call us at (912) 427-3904 to learn more about how our business banking and commercial services can support your journey to success!

Comprehensive List Of Services

Credit Cards and Business Banking

Our credit cards come with rewards that can help you earn while you spend. They're perfect for everyday purchases or larger investments, giving you flexibility without breaking the bank. If you're an entrepreneur or small business owner, our business banking solutions include merchant services and business loans designed to support your ventures and help your business thrive.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking services. Manage your accounts anytime, anywhere with ease! From checking balances to transferring funds or paying bills, our digital tools make it simple for you to stay on top of your finances. Plus, with ATM and cash withdrawal services available at select locations, accessing your money is never a hassle.

Drive-Thru Banking

For those days when you need quick assistance but don't want to step inside, take advantage of our basic drive-thru banking services. Whether it's deposits, withdrawals, or simple transactions, we're here to serve you efficiently. At Interstate, we believe in creating a supportive environment where all members can thrive financially. With our comprehensive list of services tailored to meet diverse needs, we're ready to assist you in reaching your financial aspirations. Ready to get started? Call us today at (912) 427-3904 or visit us at 705 W Cherry St Jesup Ga 31545 in Jesup to learn more about how we can help!

Home Financing Solutions

If you dream of owning a home or need to refinance, our mortgage loans are tailored just for you. Our team will guide you through the process, ensuring you understand every step along the way. We also provide personal loans and debt consolidation services to help manage life's unexpected expenses or simplify your finances by combining multiple debts into one easy payment.

Personal Banking

We offer various personal banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a special purchase or managing everyday expenses, our accounts come with features that make banking easy and accessible. You can also explore our auto loans and vehicle financing options if you're looking to drive home in a new car or refinance your current loan for better rates.

Digital & Online Banking

Key Features

Need to sign documents quickly? Our electronic signature authorization lets you handle paperwork without the hassle of printing or scanning. Plus, with e-statements available, you can go paperless and easily keep track of your finances all in one place. If you're on the go, our mobile application makes banking as simple as tapping a button. Even if you're out running errands, you can check balances or initiate person-to-person transfers with ease. While mobile payments aren't offered right now, our app ensures that all your other banking needs are just a few taps away. At Interstate, we're committed to providing accessible and user-friendly banking solutions tailored for you. So whether you're managing day-to-day expenses or planning for future goals, our digital tools are here to help you every step of the way. Join us in embracing a smarter way to bank!

Financial Strength

Commitment to Growth

With $41,732,853 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, our lending capacity supports your financial goals across various sectors with $6,938 in used auto loans and $285,152,227 in total loans and leases.

Growing Trust

Total Share and Deposit Accounts: 45,350, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interstate is your trusted partner. Visit us at 705 W Cherry St Jesup Ga 31545 or call (912) 427-3904 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $133,749,806 in share certificates and $11,161,206 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,795,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 81 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Foundation

With a net worth of $49,800,763, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,393 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Additional Services

We also offer personal loans and debt consolidation options for those seeking more control over their finances. Plus, if you're considering refinancing any existing loans, our team can help you explore eligibility options that might save you money. Our commitment is to provide transparent service and ensure that you understand all your options. For more details about our loan products or to discuss what might work best for you, please don't hesitate to contact us at (912) 427-3904 or visit us at 705 W Cherry St Jesup Ga 31545 in Jesup, GA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Interstate, we're dedicated to making your financial journey as smooth as possible. Let us help you find the right loan solution today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $138,247,009 in used vehicle loans and $40,661,801 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms tailored to your needs.

Business Financing

For business owners, our outstanding commercial loans totaling $1,101,905 provide the capital needed to grow and expand. If you're looking to take your business to the next level, reach out to us for more information about our commercial lending options.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,586,774, make buying or refinancing simple. We offer competitive rates and can guide you through the process so you can feel confident in your decision.

Unsecured Credit Card Loans

Managing everyday expenses is easier with our unsecured credit card loans. We also offer flexible terms on unsecured credit card loans, with a total of $2,936,223 in loans helping members manage their finances effectively. This product is ideal for those who want to build credit or need extra cash for unexpected costs.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures fair and transparent offers for all users. Every loan listing you see on LendMesh comes from legitimate financial institutions, which guarantees that the information you receive is accurate and trustworthy.

Interstate