Interra Credit Union Topeka IN | Affordable Vehicle Loans & ATMs

Introduction

Welcome to Interra, your trusted financial partner at our Topeka Branch, located at 210 W Lake St, Topeka, IN 46571. Since opening our doors in 1932, we have been dedicated to serving our community and supporting our members' financial needs. With a robust membership of 87,977 individuals, we pride ourselves on providing personalized services tailored just for you. At Interra, we understand that banking is more than just numbers; it's about building lasting relationships. We manage over $1.86 billion in assets, ensuring we have the resources to help you achieve your financial goals. Our commitment is reflected in our total deposits of $32,751,518 and a net worth of $164,021,764, giving you peace of mind knowing your finances are in safe hands. Our team is led by CEO Amy Sink and Board President Tim Yoder, who together foster an environment of trust and reliability. With a workforce of 326 employees, we are here to serve you from Monday to Friday from 8:30 a.m. to 5:00 p.m., and on Saturdays from 8:30 a.m. to noon. While members can visit us at our branch location for personal banking needs including checking accounts, auto loans, mortgages, and more official correspondence should be sent to our mailing address: PO Box 727, Goshen, IN 46527-0727. Explore the many services we offer at Interra or call us today at 574-534-2506 to discover how we can assist you on your financial journey!

Branch History & Mission

A Legacy of Community Focus

From our humble beginnings at 210 W Lake St, Topeka, IN 46571, Interra has made significant strides in enhancing the financial well-being of our members. We are not just a financial institution; we are a community hub where individuals can find support for their personal and business banking needs. Our branch is conveniently located near local landmarks, making it easy for you to visit us and experience our services firsthand. Over the years, Interra has embraced innovations while staying true to our core values. We've expanded our offerings to include personal banking solutions like checking and savings accounts, auto loans, mortgages, personal loans, and even business banking services. We believe that by providing diverse options tailored to our members' needs, we can make a real difference in their lives.

Join Us Today!

As we continue on this journey together, we invite you to become part of the Interra family. Experience first-hand how we combine personalized service with robust financial solutions designed just for you. Together, let's build a brighter future because at Interra, you're not just a member; you're part of something special! For more information or if you have any questions, please don't hesitate to call us at (574) 534-2506 or visit us online at Interra. Join us today and see how we can help you achieve your financial goals!

Modern Banking with Heart

Interra embraces modern technology to enhance your banking experience. We offer online and mobile banking services so you can manage your finances anytime, anywhere. Our commitment to accessibility includes ADA compliance measures ensuring that all members feel welcomed and valued within our branch. With ATM availability and drive-thru banking options at your convenience, we've designed our services around your lifestyle. While members can visit us at 210 W Lake St for in-person assistance during our operating hours Monday through Friday from 8:30 a.m. to 5:00 p.m., and Saturday from 8:30 a.m. to noon official correspondence should be sent to PO Box 727, Goshen, IN 46527-0727 if different from the branch address.

Our Mission

At Interra, our mission is clear: to empower our members through exceptional financial services while fostering a strong sense of community. We strive to make banking accessible for everyone. Whether you're looking for assistance with securing an auto loan or need guidance on managing your finances, we're here to help. We take pride in being more than just a bank; we actively engage in community outreach initiatives that support local causes and contribute positively to the lives of those around us. Through partnerships and volunteer efforts, we work tirelessly to uplift the communities we serve.

Branch Location & Accessibility

Connect with Us

Have questions? Feel free to give us a call at 574-534-2506; we're always here to help! We invite you to visit us soon and experience the welcoming atmosphere at Interra's Topeka Branch where your financial wellness is our priority!

Convenient Access

Our branch is designed with your needs in mind. You can count on ample parking space that makes it easy to stop by. Plus, we're ADA compliant, ensuring everyone can easily access our services. Whether you prefer to walk in or use the drive-thru for quick transactions, we've got you covered! Our drive-thru service allows for deposits and withdrawals without leaving your car, perfect for those busy days.

Operating Hours

We know that life gets hectic, so we've tailored our operating hours to fit your schedule. Visit us Monday through Friday from 8:30 a.m. to 5:00 p.m., or stop by on Saturday between 8:30 a.m. and noon for your banking needs. Whether you're managing personal banking accounts or exploring loan options, our friendly staff is ready to assist you during these hours.

Services Offered

At Interra, we offer a wide range of services designed to meet all your banking needs. From personal checking and savings accounts to auto loans and mortgage refinancing, we have solutions tailored just for you. If you need cash quickly, our ATM is available around the clock for withdrawals and balance checks. While members can visit us at 210 W Lake St, official correspondence should be sent to PO Box 727, Goshen, IN 46527-0727.

Member Eligibility

Joining Interra is like becoming part of a close-knit family that genuinely cares about your financial well-being. To become a member, you'll need to meet some straightforward eligibility criteria. If you live, work, worship, or attend school in the areas we serve, you're likely eligible! This means that many people in our community can take advantage of the benefits we offer. Once you're a member, you'll enjoy access to a range of services designed to support your financial goals from checking and savings accounts to loans and credit cards with rewards. Getting started is simple! Just visit us at our branch located at 210 W Lake St Topeka In 46571, or give us a call at (574) 534-2506 for more details on how to open an account. We encourage you to check out the specific eligibility requirements on our website at , where you can find all the information you need to start your journey with us today. We're excited to welcome you into our community!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,700 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $662,797,632, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

In addition to loans, we offer robust merchant services that can simplify payment processing for your business. Picture this: your customers can pay easily, whether they're using a credit card or mobile payment. This convenience not only enhances customer satisfaction but also helps streamline your operations. Let us partner with you on your path to success at our location at 210 W Lake St Topeka In 46571, Topeka, IN. For more information or to discuss how we can assist you, give us a call at (574) 534-2506. Your business deserves the best support and that's what we're here for!

Comprehensive List Of Services

Business Banking Services

For our small business owners, we understand how crucial it is to have reliable financial support. Our business banking services include essential tools like merchant services and business loans to help keep your operations running smoothly.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking features, allowing you to bank anytime, anywhere. You can check balances, transfer funds, or pay bills from the comfort of your home or on the go. Need cash? Our branch offers both ATM and cash withdrawal services, making it easy for you to access your money when needed. We also provide basic drive-thru banking for quick deposits or withdrawals without leaving your car.

Get Started Today!

With our friendly staff ready to assist you at every turn, we invite you to explore how Interra can support your financial journey. Don't hesitate to reach out! Call us at 574-534-2506 or visit our website at interracu.com for more information about our full range of services. Your financial success is our priority!

Personal Banking Solutions

Managing your finances should be easy and convenient. That's why we offer a variety of checking and savings accounts tailored for all types of members. Imagine easily accessing your funds while enjoying competitive interest rates that help your savings grow over time. If you're considering purchasing a vehicle, our auto loans and vehicle financing options make the process smooth and straightforward. Picture driving away in your new car with affordable payments that fit your budget. For those planning to buy a home, our mortgage loans and refinancing services will guide you through every step, ensuring you find the right loan for your situation. Additionally, life can throw unexpected expenses your way. Our personal loans and debt consolidation options are designed to help you manage those costs effectively. Plus, with credit cards offering rewards, you can earn while you spend!

Digital & Online Banking

Key Services Offered

With our user-friendly online banking platform, accessible at https://www.interracu.com/ , you can easily check your balance, transfer funds, and view your transaction history all from the comfort of your home or on the go. Plus, our 24/7 online banking services mean you can manage your money whenever it suits you best. For those who prefer mobile access, our dedicated mobile application makes banking even simpler. Whether you're making mobile payments or sending money to friends with our person-to-person transfer feature, everything is just a tap away. You can also securely sign documents with electronic signature authorization, making paperwork less of a hassle.

Security & Accessibility

Security is a top priority at Interra. Our systems are equipped with the latest technology to protect your information while ensuring that your banking experience is smooth and easy to navigate. With features like e-statements available for easy access and organization of your financial documents, you'll find managing your accounts more straightforward than ever. In addition to these services, we offer mobile payments for quick transactions and enhanced convenience. Need to check your account balance or make a payment? Just grab your phone and use our app! At Interra, we're committed to providing the tools you need for real-time account management while prioritizing security and ease of use. Experience how simple banking can be by exploring our digital services today!

Financial Strength

Commitment to Growth

With $159,602,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. We proudly support your financial goals with $11,333 in used auto loans and $1,517,528,587 in total loans and leases across various sectors.

Efficient Operations

Our operational efficiency is reflected in our $2,622,796, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 313 full-time employees and 13 part-time employees who are dedicated to serving you with expertise and commitment.

Growing Membership

We have a robust member base with a total of 195,575 share accounts. This shows the growing trust our community places in Interra, highlighting our commitment to meeting your financial needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interra is your trusted partner. Visit us at 210 W Lake St Topeka In 46571 or call (574) 534-2506 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Member-Focused Savings

Your savings are our priority. Members' funds are secured through $221,073,128 in share certificates and $397,959,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we focus our resources on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $164,021,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,596,757 in used vehicle loans and $37,494,865 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approvals to make your car-buying experience easier than ever.

Business Loans

For business owners, our outstanding commercial loans totaling $662,797,632 provide the capital needed to grow and expand. We understand the unique challenges businesses face and are here to support your journey toward success. At Interra, we strive to provide clear options and guidance for all our loan products. If you're interested in refinancing or exploring eligibility options, feel free to reach out. You can contact us at (574) 534-2506 during our operating hours: Monday - Friday from 8:30 a.m. to 5:00 p.m., and Saturday from 8:30 a.m. to noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you find the right loan solution today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,559,572, make buying or refinancing simple. We offer competitive rates and personalized service to help you navigate the mortgage process smoothly.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $20,810,094 in loans helping members manage their finances effectively. These cards are designed to give you the purchasing power you need while maintaining control over your budget.

Loan Aggregator

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INTERRA CREDIT UNION - Topeka, IN