Interra Credit Union Shipshewana IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Interra, your trusted partner in financial well-being, located at 110 E Berkshire Drive, Shipshewana, IN 46565. Since our establishment in 1932, we have been dedicated to serving our community with integrity and commitment. With a proud membership of 87,977, we understand the unique needs of our members and strive to provide personalized solutions tailored just for you. At Interra, we are more than just a credit union; we are a cornerstone of the Shipshewana community. Our total assets stand at an impressive $1,862,519,951, reflecting our strength and stability. With total deposits amounting to $32,751,518 and a net worth of $164,021,764, you can trust that your finances are secure with us. We currently offer over 45,829 loans and leases to meet the diverse needs of our members. Our team of 326 dedicated employees is led by CEO Amy Sink and Board President Tim Yoder, who both embody our mission to put members first. Whether you're looking for personal banking options like checking accounts and auto loans or business banking services, we have you covered. While members can visit us at 110 E Berkshire Drive, official correspondence should be sent to our main office in Goshen if needed. We also offer convenient services such as online banking, mobile payments, and ATM access for your ease. Join us today at Interra where we believe in empowering our members through financial education and support. Call us at 574-534-2506 or visit our website interracu.com to learn more about how we can help you achieve your financial goals!

Branch History & Mission

Welcome to the heart of community banking at Interra, where our story began in 1932. Since then, we have grown from humble beginnings into a trusted financial partner for nearly 88,000 members in Shipshewana, Indiana. Located conveniently at 110 E Berkshire Drive, just a stone's throw away from local landmarks that define our vibrant town, we take pride in being an integral part of this close-knit community. Over the years, Interra has evolved significantly. Our total assets now stand at an impressive $1,862,519,951. This growth reflects not only our commitment to providing excellent financial services but also our dedication to serving our members' needs. We've embraced modern banking practices while maintaining the personal touch that makes us unique. Our operating hours are designed to accommodate busy schedules: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 noon. At Interra, our mission is clear: we strive to empower individuals and families through accessible financial solutions while enhancing the well-being of our community. We offer a range of services including checking and savings accounts, auto loans, mortgages, credit cards with rewards, and business banking solutions. Our commitment extends beyond financial transactions; we actively engage in partnerships and outreach programs that uplift our community. While you can visit us at our branch for all your banking needs, official correspondence should be sent to our mailing address if it differs from your visit location. For any inquiries or assistance, feel free to reach out to us at 574-534-2506. Interra also embraces technological advancements with features like online banking and mobile payments to ensure convenience for all members. With an ATM on-site and drive-thru banking available, accessing your funds is easy and efficient. As we look ahead, we invite you to join us on this journey. Experience the benefits of being part of Interra a credit union that values its members and is committed to making a positive impact in Shipshewana and beyond. Together, let's build a brighter financial future!

Branch Location & Accessibility

Welcome to the Interra Shipshewana Branch, located at 110 E Berkshire Drive, in the heart of Shipshewana, Indiana. Nestled conveniently near popular local attractions and just a short drive from surrounding communities, our branch is here to serve your financial needs with a smile. Whether you're visiting us for personal banking or exploring our range of loan options, you'll find that accessibility is a top priority. While members can visit us at this address, any official correspondence should be sent to our main office in Goshen. Our welcoming branch features ample parking and ADA-compliant access, making it easy for everyone to get in and out smoothly. Plus, we offer a drive-thru service for those quick transactions on the go! Our friendly team is ready to assist you during our operating hours: Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 noon. Whether you need help opening an account, applying for a loan, or simply have questions about our services, don't hesitate to reach out at 574-534-2506. For added convenience, we also provide ATM access for easy cash withdrawals and balance checks. With all these features available right at your fingertips, we invite you to come by and discover how Interra can support your financial journey. Your community credit union is just around the corner stop in today!

Member Eligibility

At Interra, we believe in building a community where everyone is welcome. Becoming a member is simple and open to individuals who live, work, or worship in our local area, as well as their family members. This means that if you're part of our vibrant community in and around 110 E Berkshire Drive Shipshewana In 46565, you can join us and enjoy the many benefits that come with membership. These include competitive loan rates, personalized service, and access to a variety of financial products tailored just for you. If you're ready to take the next step, opening an account is straightforward. For detailed eligibility criteria and to see if you qualify, feel free to check out our website at . If you have any questions or need assistance, don't hesitate to reach out by calling us at (574) 534-2506. We're here to help you become a valued member of Interra!

Business Banking & Commercial Services

Merchant Services for Everyday Needs

In addition to loans, our merchant services can simplify transactions for your business. Picture this: a customer walks into your store, makes a purchase, and completes the transaction seamlessly using their credit card or mobile payment app. With our reliable merchant services, you can accept payments quickly and easily allowing you to focus on what matters most: serving your customers. Visit us at 110 E Berkshire Drive Shipshewana In 46565 in Shipshewana, IN, or call us at (574) 534-2506 to learn more about how our business banking and commercial services can support your journey to success!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,700 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $662,797,632, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Access

Need cash in a pinch? Our branch features an accessible ATM for quick withdrawals and balance checks. Plus, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car a perfect option for busy days! At Interra, located at 110 E Berkshire Drive, Shipshewana, IN 46565, we strive to meet all your financial needs under one roof. For questions or more information about any of our services, feel free to reach out at 574-534-2506. Ready to take control of your finances? Visit us today or check out our website at Interra for more details!

Business Banking Services

Running a business takes dedication and the right support. At Interra, our business banking services include essential tools like merchant services and various types of business loans designed to help your enterprise thrive. We believe in supporting local businesses with flexible financing options that match their unique needs.

Digital Convenience

In today's fast-paced world, we know convenience matters. That's why we offer robust online and mobile banking solutions. Whether you're checking your balance or transferring funds from the comfort of your home or on the go, our user-friendly platforms make banking easier than ever. With features like mobile payments, you can complete transactions swiftly without hassle.

Personal Banking Solutions

We understand that everyone's financial journey is unique. That's why our personal banking options are tailored to fit your lifestyle. From checking and savings accounts designed for easy access and management of your funds, to auto loans and vehicle financing that help you hit the road in style, we've got you covered. If homeownership is on your horizon, our mortgage loans and refinancing options can make that dream a reality, offering competitive rates and personalized service. For those unexpected moments in life or when you want to consolidate debt, our personal loans can provide the financial breathing room you need. And don't forget about our credit cards with rewards, perfect for those who love to earn while they spend!

Digital & Online Banking

Key Services

With our 24/7 online banking services, you can check your account balance, pay bills, and transfer money anytime you need. We also provide e-statements for those who prefer to go paperless, making it easier for you to keep track of your finances without clutter. Plus, if you ever need to sign documents quickly, our electronic signature authorization feature allows you to do so securely from anywhere. Our mobile application adds another layer of convenience. You can manage your accounts right from your smartphone with just a few taps. And if you're a fan of mobile payments, you're in luck! Our services support this feature, allowing you to make purchases effortlessly.

Real-Time Management

Need to send money to a friend? With our person-to-person transfer option, it's as simple as entering their details and hitting send. You'll have access to all these features in an easy-to-navigate interface that prioritizes user experience. At Interra, we believe that banking should be straightforward and accessible. With our digital tools, you can manage your money in real-time while enjoying the peace of mind that comes with robust security measures. Join us today and take control of your financial journey!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 195,575, showing a strong and growing member base that trusts us with their finances. Our net shares available for lending stand at $10,465,052, reinforcing our ability to support your financial aspirations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interra is your trusted partner. Visit us at 110 E Berkshire Drive Shipshewana In 46565 or call (574) 534-2506 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $221,073,128 in share certificates and $397,959,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $2,622,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 313 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment in Community

With $159,602,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our significant lending capacity, with $11,333 in used auto loans and $1,517,528,587 in total loans and leases.

Strong Net Worth

With a net worth of $164,021,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,596,757 in used vehicle loans and $37,494,865 in new vehicle loans already helping members get on the road. We have options for both new and used vehicles, making it easy for you to find the right financing solution.

Business Financing

For business owners, our outstanding commercial loans totaling $662,797,632 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to enhance an existing one, we're here to support your business journey.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,810,094 in loans helping members manage their finances effectively. These cards can provide the convenience and flexibility needed for everyday purchases and emergencies alike.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,559,572, make buying or refinancing simple. We aim to support you through the entire process with competitive rates and flexible terms.

Refinancing Options

If you're considering refinancing any existing loans or need eligibility options explained clearly, our team is available to guide you through those processes as well. We want to ensure that you fully understand your options and can make informed decisions that best suit your financial situation. At Interra, we are committed to transparency and providing data-driven insights into our offerings. All performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Explore our loan offerings today and see how we can help you achieve your financial aspirations!

Loan Aggregator

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INTERRA CREDIT UNION - Shipshewana, IN