Interra Credit Union Plymouth IN | Quick Personal Loans & ATMs

Introduction

Welcome to Interra, your trusted financial partner right here in Plymouth, IN! Located at 1629 N Michigan St, our branch has been serving the community since 1932, offering reliable and personalized banking solutions. With a commitment to fostering financial well-being, we proudly support over 87,977 members who rely on us for their banking needs. At Interra, we understand the importance of a strong financial foundation. That's why we manage total assets of $1,862,519,951, ensuring that your hard-earned money is safe and growing. Our dedication to our members is reflected in our impressive total deposits of $32,751,518 and net worth standing at $164,021,764. We believe that everyone deserves access to quality financial services whether you're looking for personal loans, auto financing, or business banking solutions. While members can visit us at 1629 N Michigan St, official correspondence should be sent to our mailing address at 300 W Lincoln Ave, Goshen, IN 46526. Our friendly team is ready to assist you from Monday to Friday from 8:30 AM to 5 PM and on Saturdays until noon. Under the leadership of CEO Amy Sink and Board President Tim Yoder, our dedicated staff of 326 employees works tirelessly to provide exceptional service tailored to your unique financial goals. We take pride in offering a range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and much more. Join us today and experience the difference that comes from being part of a community-focused credit union. If you have any questions or need assistance, don't hesitate to call us at 574-534-2506. Visit our website at Interra for more information or to explore our services further. Your journey towards better financial health starts here!

Branch History & Mission

Community Focus

Interra is deeply rooted in community outreach efforts. We believe in giving back by partnering with local organizations and participating in events that uplift those around us. Our team actively engages in initiatives that promote financial literacy and support local causes because we know that strengthening our community ultimately strengthens us all. As you consider your financial future, we invite you to join Interra Credit Union. Experience firsthand how our dedication can help you navigate life's financial journey successfully. Together, let's build a brighter tomorrow for you and your family! For more information or to become a member today, call us at 574-534-2506 or visit our website.

Our Journey

Since our founding, Interra has evolved from a small credit union into a trusted financial institution that offers a wide range of services. Our journey began with a mission to provide affordable financial solutions to our members while fostering strong community ties. As we expanded our services ranging from personal banking and auto loans to business banking we have remained dedicated to the same core values: integrity, community involvement, and member satisfaction. In addition to our main branch in Plymouth, we also provide convenient services through shared service centers that allow us to reach even more members. While you can visit us at our Plymouth address for in-person assistance, any official correspondence should be sent to our mailing address at 300 W Lincoln Ave, Goshen, IN 46526.

Our Mission

At Interra, our mission is clear: We strive to empower our members through exceptional financial services while supporting the communities we serve. We believe that everyone deserves access to reliable financial options and personalized support. Whether it's helping individuals achieve their dreams through homeownership or assisting local businesses with essential loans, our commitment is unwavering. We are continually enhancing our offerings with modern conveniences such as online and mobile banking options. With features like e-statements and electronic signatures available for your ease of use, we make banking accessible anytime and anywhere. Even though we currently do not offer ATM or drive-thru services at this branch, our focus remains on providing quality service during our operating hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 8:30 AM until noon.

Branch Location & Accessibility

Convenient Access for All

At Interra, we believe banking should be accessible to everyone. Our branch features ADA-compliant facilities to ensure that all members can visit us comfortably. While our physical address is the best place for in-person transactions, if you need to send any official correspondence, please use our mailing address at 300 W Lincoln Ave, Goshen, IN 46526.

Operating Hours That Fit Your Schedule

We understand that life can be busy, which is why our doors are open during convenient hours. You can visit us Monday through Friday from 8:30 AM to 5 PM and on Saturday from 8:30 AM until noon. We are closed on Sundays to give our team some well-deserved rest.

Reach Out Anytime

If you have questions or need assistance, feel free to give us a call at 574-534-2506. Our friendly staff is always ready to help! We invite you to visit us soon and experience the welcoming atmosphere of Interra. Your financial journey starts here!

Services Tailored for You

The Interra Plymouth Branch offers a variety of services designed with your needs in mind. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options, we're here to help you every step of the way. Additionally, we provide basic shared branch transactions for members of partner credit unions, making it easier than ever for you to manage your finances.

Member Eligibility

Becoming a member of Interra is like joining a close-knit family that's dedicated to your financial well-being. If you live, work, worship, or attend school in our community, you're likely eligible to join us! We believe that everyone deserves access to friendly and personalized financial services, and at Interra, we strive to make banking accessible for all. Our members enjoy benefits like competitive loan rates, helpful resources for personal and business banking, and a supportive atmosphere where your needs come first. To learn more about the specific eligibility requirements, feel free to visit our website at . If you're ready to take the next step towards membership or have any questions, don't hesitate to give us a call at (574) 534-2506. We can't wait to welcome you into the Interra community!

Business Banking & Commercial Services

Financing Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,700 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $662,797,632, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Matter

Imagine being able to process payments seamlessly while managing your cash flow efficiently. Our merchant services are designed to do just that, offering practical tools that can simplify your transactions and enhance customer satisfaction. From easy payment processing options to robust reporting features, we equip you with the resources you need to focus on what truly matters growing your business. Visit us at 1629 N Michigan St Plymouth In 46563 in Plymouth, IN, or call us at (574) 534-2506 to discover how our business banking and commercial services can support your success!

Comprehensive List Of Services

Business Banking

Running a business is no small feat, and that's why Interra offers specialized business banking services. From merchant services that simplify payment processing to business loans that fuel your growth, we have the resources to support entrepreneurs in our community.

Digital Banking Convenience

In today's fast-paced world, convenience matters. With Interra's online and mobile banking features, you can manage your accounts from anywhere at any time. Whether it's checking balances, making transfers, or paying bills, our digital platforms put banking right at your fingertips. You can even use mobile payments for quick transactions on the go.

Personal Banking

When it comes to personal banking, we offer various options to make your financial journey smoother. You can open checking and savings accounts that suit your lifestyle. If you're considering purchasing a vehicle, our auto loans and vehicle financing options are tailored to help you get on the road without breaking the bank. For those who dream of home ownership or need refinancing, our mortgage loans are designed with competitive rates and flexible terms. Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play, providing you with the funds you need when you need them most. Plus, don't forget about our credit cards with rewards! They offer great benefits for everyday purchases, making your spending work harder for you.

Shared Branch Services

For added convenience, members of partner credit unions can access basic shared branch transactions like deposits and withdrawals right here at Interra's Plymouth Branch. This means more flexibility for managing your finances without having to travel far from home. If you have questions or would like assistance with any of our services, please don't hesitate to reach out! You can contact us at 574-534-2506 during our lobby hours: Monday through Friday from 8:30 AM to 5 PM and Saturday from 8:30 AM to Noon. At Interra, we are committed to helping you achieve your financial goals with ease and confidence. Visit us today or explore more about what we offer by visiting our website. We look forward to serving you!

Digital & Online Banking

Accessibility and Security

We take your security seriously. Our online banking platform incorporates robust security measures to protect your information while making banking accessible at all hours. You can manage your accounts in real-time without worrying about safety. Whether you're checking your balance, making payments, or transferring funds, Interra offers everything you need right at your fingertips. Experience the freedom and convenience of modern banking today!

Key Features

Our digital offerings include e-statements, allowing you to receive account statements electronically instead of waiting for them in the mail. This not only helps you stay organized but also contributes to a more environmentally friendly way of managing your finances. Need to send money to a friend? With our person-to-person transfer feature, sending money is quick and hassle-free. Just use our mobile application available for download now to make instant transfers with ease. Speaking of our mobile app, it provides features like mobile payments, which let you make purchases directly from your phone. Plus, with electronic signature authorization, signing documents has never been more convenient; you can do it all from the comfort of your own home!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts stand at 195,575, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $10,465,052. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interra is your trusted partner. Visit us at 1629 N Michigan St Plymouth In 46563 or call 574-534-2506 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our net income of $2,622,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 313 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Your Benefit

With $159,602,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our total loans and leases amount to $1,517,528,587, which includes $11,333 in used auto loans that support your financial goals across various sectors.

Secure Savings Opportunities

Members' savings are secured through $221,073,128 in share certificates and $397,959,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $164,021,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,596,757 in used vehicle loans and $37,494,865 in new vehicle loans already helping members get on the road. Whether you're eyeing a brand-new model or a reliable used option, our financing solutions are tailored to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $662,797,632 provide the capital needed to grow and expand. We understand that each business has unique needs, and our personalized approach ensures that you receive the support necessary for your success. Our team at Interra is dedicated to helping you find the right loan product for your circumstances. If you're unsure about eligibility or need assistance navigating the application process, please reach out! You can contact us at (574) 534-2506 for more information. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us at our branch located at 1629 N Michigan St Plymouth In 46563 and let us assist you in taking the next step towards your financial future!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,559,572, make buying or refinancing simple. We also provide refinancing options to help you secure better terms on your current mortgage. Our experienced team is here to guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,810,094 in loans helping members manage their finances effectively. These cards are designed to provide convenience and help build your credit score without requiring collateral.

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INTERRA CREDIT UNION - Plymouth, IN