Interra Credit Union Lagrange IN | Affordable Auto Loans & Quick Personal Loans

Introduction

Welcome to Interra, your trusted credit union located at 209 E Central Ave, Lagrange, IN 46761. Since opening our doors in 1932, we have proudly served our community with a commitment to providing financial solutions tailored to the needs of our members. With a total membership of 87,977 and assets exceeding $1,862,519,951, we are dedicated to fostering financial wellness and empowering individuals and families in LaGrange County. At Interra, we understand that every member's journey is unique. That's why we offer a wide range of services including personal banking, auto loans, mortgage options, credit cards with rewards, and business banking solutions. Our team of 326 employees, led by CEO Amy Sink and Board President Tim Yoder, is here to support you every step of the way. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to our mailing address: PO Box 727, Goshen, IN 46527-0727. Whether you're looking to open an account or explore loan options our friendly staff is ready to assist you. With total deposits of $32,751,518 and a net worth of $164,021,764, we take pride in our strong financial position. Our aim is not just to be your financial partner but also a cornerstone of the community where dreams are nurtured and futures are built. Explore what Interra can do for you today! Visit us online at Interra Credit Union or give us a call at 574-534-2506. Let's work together towards achieving your financial goals!

Branch History & Mission

Community Commitment and Modern Banking

As technology advances, so do we. Interra offers a range of digital banking options including online banking, mobile payments, and e-statements to ensure convenience for our members. We also prioritize accessibility with ADA-compliant services and a commitment to customer-centric initiatives. Our branch operates Monday through Friday from 8:30 AM to 5:00 PM and on Saturday from 8:30 AM to 12:00 Noon, making it easy for you to stop by when it suits you best. Plus, with ATM availability right here at the branch, accessing your funds has never been easier. Join us at Interra and experience the difference of being part of a credit union that truly cares about its members and community. Together, let's build a brighter financial future! For more information or assistance, feel free to call us at 574-534-2506 or visit our website at Interra Credit Union.

Our Mission

At Interra, our mission is simple yet profound: we strive to empower our members with the financial tools they need to thrive. We believe that everyone deserves access to quality banking services tailored to their unique needs. From checking and savings accounts to auto loans and mortgages, we are dedicated to providing solutions that help our members achieve their goals. Our focus extends beyond just banking; we actively engage with our community through partnerships and outreach programs aimed at making a positive impact. Whether it's sponsoring local events or offering financial education workshops, we are proud to be an integral part of the Lagrange community. While members can visit us at 209 E Central Ave, official correspondence should be sent to PO Box 727, Goshen, IN 46527-0727.

Branch Location & Accessibility

Convenient Access and Amenities

At Interra, we pride ourselves on being accessible to everyone. Our branch features ADA-compliant facilities, ensuring that all members can navigate our space comfortably. You'll find plenty of parking available right outside our doors, making it easy to pop in during your busy day. We understand that everyone has different schedules, so we offer flexible operating hours. Our lobby is open Monday through Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 PM. This means you can visit us before work or on the weekend when it's most convenient for you!

Get in Touch

We invite you to come by and see what makes Interra special! If you have any questions or would like more information about our services, don't hesitate to give us a call at (574) 534-2506. We look forward to welcoming you into our community!

Services Tailored to Your Needs

While you're here, take advantage of our range of services designed to make banking simple and effective. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every financial situation. Plus, with ATM availability right at our branch, you can access cash whenever you need it. Although we don't have drive-thru service at this location, our friendly staff is always ready to assist you inside. If you need any official correspondence sent to us while visiting the branch at 209 E Central Ave Lagrange In 46761, please note that it can be mailed to PO Box 727, Goshen, IN 46527-0727.

Member Eligibility

At Interra, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is simple and welcoming! If you live, work, worship, or attend school in the area around 209 E Central Ave Lagrange In 46761, you're already eligible to join us. We value our members and strive to provide services that fit their needs, from personal banking to loan options. To learn more about the specific eligibility criteria, please check out this resource: . Joining is easy! Just visit us during our operating hours or give us a call at (574) 534-2506 for more information on opening your account. We can't wait for you to experience the benefits of membership at Interra, where you'll find friendly faces ready to support your financial journey!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,700 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $662,797,632, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing and enhance your cash flow. Imagine easily accepting payments from customers both in-store and online our solutions help make transactions smooth and hassle-free. With us, you can focus more on what matters most: growing your business. Visit us at 209 E Central Ave Lagrange In 46761 in Lagrange, IN, or call us at (574) 534-2506 to learn how we can partner with you for success!

Comprehensive List Of Services

Business Banking

For entrepreneurs and small businesses, Interra offers comprehensive Business Banking services including Merchant Services and Business Loans. We know how crucial it is for businesses to have access to reliable financial support. Our business loans are designed to help you grow while our merchant services simplify transactions.

Credit Solutions

Our commitment extends beyond just savings and loans; we also provide Personal Loans & Debt Consolidation services. If you're feeling overwhelmed by debt, our team can work with you to create a plan that simplifies repayment and puts you back on track financially. Additionally, if rewards matter to you, consider our Credit Cards with Rewards. Earn points on every purchase that can be redeemed for various benefits whether it's travel perks or cash back offers.

Digital Convenience

In today's fast-paced world, having access to your accounts anytime is essential. That's why we provide robust Online & Mobile Banking capabilities. Our members enjoy features such as ATM & Cash Withdrawal Services along with basic ATM access for quick balance checks and withdrawals all aimed at making banking as convenient as possible.

Get in Touch!

Ready to explore these services? Contact us at 574-534-2506 or visit us at our branch in Lagrange. At Interra, we strive to be more than just a credit union; we aim to be your trusted partner in achieving financial success. Come see how we can help you today!

Personal Banking

For those seeking personal banking solutions, we offer Checking & Savings Accounts that help you manage your everyday finances effortlessly. Imagine having a checking account that not only allows you easy access to your funds but also includes features like online and mobile banking. You can check balances, transfer money, and pay bills from the comfort of your home or on the go. When it comes to financing your next vehicle, our Auto Loans & Vehicle Financing options make it simple and straightforward. With competitive rates and flexible terms, you can find a loan that fits your budget. Whether you're eyeing a new car or a reliable used one, we're here to assist. If homeownership is on your horizon, look no further than our Mortgage Loans & Refinancing services. We understand that buying a home is a significant step, and our mortgage experts are ready to guide you through every phase of the process. From first-time buyers to seasoned homeowners looking for refinancing options, we have solutions tailored for everyone.

Digital & Online Banking

Key Services

Our online banking platform allows you to check balances, transfer funds, and pay bills from the comfort of your home or on the go. You can enjoy the benefits of e-statements, so you'll have your account statements delivered directly to your inbox no more waiting for mail! Plus, with electronic signature authorization, signing documents is quick and hassle-free. If you're always on the move, our mobile application makes it easy to handle your banking right from your smartphone. You can set up mobile payments for effortless transactions at stores or even send money to friends through our person-to-person transfer feature. Whether you're splitting a bill or paying back a friend, it's simple and fast.

Security and User-Friendliness

Security is a top priority at Interra. Our online banking services use advanced encryption technology to keep your information safe. We strive to ensure that every member feels secure while accessing their accounts online or via our mobile app. Accessibility is key; whether you're checking your balance late at night or need to make an urgent payment on the weekend, our services are available whenever you need them. The user-friendly interface allows you to navigate easily, making it simple for anyone to manage their finances effectively. In summary, with Interra's digital banking options, you can take control of your financial life anywhere and anytime while enjoying the peace of mind that comes with robust security features. Visit us today at https://www.interracu.com/ to get started!

Financial Strength

A Dedicated Team

We also take pride in having 313 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts number stands at 195,575, showing a strong and growing member base that trusts us with their finances.

Commitment to Growth

With $159,602,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals with $11,333 in used auto loans and $1,517,528,587 in total loans and leases. Our impressive $2,622,796 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interra is your trusted partner. Visit us at 209 E Central Ave Lagrange In 46761 or call (574) 534-2506 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $221,073,128 in share certificates and $397,959,156 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Health

With a net worth of $164,021,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation is crucial in ensuring that your money is safe and working for you. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $170,596,757 in used vehicle loans and $37,494,865 in new vehicle loans already helping members get on the road. Whether you're looking for financing for a brand-new model or a reliable used car, we have flexible terms designed to fit your budget.

Business Loans

For business owners in need of capital to grow and expand, our outstanding commercial loans totaling $662,797,632 provide the support needed for success. We recognize the importance of local businesses and are dedicated to fostering economic growth in our community.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $123,559,572, make buying or refinancing simple. We aim to provide you with straightforward guidance and competitive rates so you can focus on what truly matters your new home.

Refinancing Options

If you're considering refinancing any existing loans or looking for eligibility options for our products, our team is ready to assist you every step of the way. We strive to make the process as simple and transparent as possible. With all these offerings at Interra located at 209 E Central Ave Lagrange In 46761, you can count on us for personal service and expert advice. Feel free to reach out at 574-534-2506 during our operating hours: Monday-Friday from 8:30 AM to 5:00 PM and Saturday from 8:30 AM to 12:00 Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to empower your financial journey!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $20,810,094 in loans helping members manage their finances effectively. Our credit cards come with rewards and benefits tailored to meet your lifestyle needs.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, ensuring complete transparency in the comparison process. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. This means users receive unbiased results, allowing them to choose the best option without hidden influences. - Real-Time Rate Comparisons: Users benefit from current loan rates from multiple institutions, helping them make well-informed choices tailored to their needs. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This testimonial reflects the real-world impact LendMesh has on individuals seeking better financing options. Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

Ensuring Accurate Comparisons

LendMesh guarantees accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This adherence to regulatory guidelines ensures that the loan offers presented are fair and transparent. By using up-to-date information from trusted institutions, users can confidently explore their options without worrying about misleading details.

INTERRA CREDIT UNION