Interra Credit Union Goshen IN | Top Auto Loans & Personal Banking

Introduction

At Interra, we believe that banking is more than just transactions; it's about building lasting relationships with our members and supporting the communities we serve. Located conveniently at 4330 Elkhart Rd, Goshen, IN 46526, our Dunlap Office is ready to assist you with a range of financial services tailored to meet your needs. With over 87,977 members and total assets exceeding $1.86 billion, Interra has been a trusted partner in financial wellness since 1932. While members can visit us at our branch address, official correspondence should be sent to our mailing address: PO Box 727, Goshen, IN 46527-0727. Our commitment to you goes beyond just numbers. We proudly offer personal banking solutions including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking services. With a dedicated team of 326 employees led by our CEO, Amy Sink, and Board President, Tim Yoder, we are here to provide personalized service that makes your banking experience seamless. Our financial strength is evident through our impressive figures: we maintain a net worth of $164,021,764, total deposits of $32,751,518, and cash in hand amounting to $22,243,610. Additionally, with nearly 45,829 loans and leases issued, we are dedicated to helping you achieve your financial goals. Whether you're looking for assistance with day-to-day banking or planning for future investments, Interra is here for you. Feel free to reach out by calling us at 574-534-2506 or visiting our website at www.interracu.com for more information on how we can help you thrive financially. Your journey towards better banking starts here!

Branch History & Mission

At Interra, we take pride in our rich history and commitment to serving the community. Founded in 1932, our Dunlap Office has evolved significantly over the decades while remaining true to our core mission: to provide exceptional financial services that empower our members and support the communities we serve. Located at 4330 Elkhart Rd, Goshen, IN 46526, our branch stands as a cornerstone of financial support for many. Over the years, we have grown from a small credit union into a robust institution with total assets of over $1.86 billion and a membership base that now exceeds 87,977 individuals. This growth reflects not only our dedication to sound financial practices but also the trust placed in us by our members. Our mission is clear: we aim to enhance the financial well-being of our members through a range of services that include personal banking, auto loans, mortgage options, and business banking solutions. We believe that financial success should be accessible to everyone, which is why we focus on community outreach and partnerships that uplift those around us. While members can visit us at 4330 Elkhart Rd, official correspondence should be sent to PO Box 727, Goshen, IN 46527-0727. Our branch operates Monday through Friday from 8:30 a.m. to 5:00 p.m. and on Saturday from 8:30 a.m. to noon, ensuring that we are available when you need us most. As we embrace modern technology, we've introduced features like online banking and mobile payments to make managing finances easier for all members. Our ATM services are readily available for those who prefer quick access to their funds, along with drive-thru banking for added convenience. Interra is committed not just to financial services but also to being a responsible member of the community. We engage in various outreach programs aimed at improving local lives and fostering economic growth in Goshen and beyond. Join us at Interra experience firsthand how our services can help you achieve your financial goals while being part of a community-focused organization dedicated to your success! For more information or assistance, feel free to contact us at 574-534-2506 or visit our website at interracu.com.

Branch Location & Accessibility

Welcome to the Interra branch, conveniently located at 4330 Elkhart Rd in Goshen, Indiana. Our Dunlap Office is easy to find and nestled near popular landmarks, making your visit smooth and straightforward. We're proud to serve the vibrant community of Elkhart County, where our members can enjoy personalized banking services tailored just for them. At this branch, we understand that accessibility matters. You'll find ample parking right outside, ensuring a hassle-free experience from the moment you arrive. Our facility is fully ADA compliant, with ramps and features designed to accommodate all members of our community. Whether you prefer to pop in for a quick transaction or need assistance with more complex banking needs, we're here to help. We offer convenient operating hours for your busy schedule. Visit us Monday through Friday from 8:30 a.m. to 5:00 p.m., or stop by on Saturday morning when we're open from 8:30 a.m. to noon. These hours make it easier than ever to access our wide range of services, including personal banking, auto loans, mortgage options, and more. For those who prefer digital solutions, our ATM is available for quick cash withdrawals and balance checks anytime you need it. Plus, if you're on the go, our drive-thru service lets you handle deposits and simple transactions without leaving your vehicle. If you have questions or need assistance before your visit, don't hesitate to give us a call at 574-534-2506. We look forward to welcoming you to Interra and helping you achieve your financial goals!

Member Eligibility

At Interra, we believe that everyone deserves a place in our community. Becoming a member is simple and welcoming, allowing you to enjoy the many benefits we offer. If you live, work, worship, or attend school in Elkhart County or the surrounding areas, you're likely eligible to join us! We aim to provide a supportive environment where your financial needs are met with care and attention. You can explore all the details about membership eligibility at for the most up-to-date information. Opening an account at Interra is just as straightforward! You can reach out to us at (574) 534-2506 or visit our branch located at 4330 Elkhart Rd Goshen In 46526 during our operating hours. Join us today and start experiencing the advantages of being part of our friendly community where your financial well-being is our priority!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $3,700 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $5 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $662,797,632, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a seamless way to handle transactions that keeps your customers happy and your cash flow healthy. Our merchant services provide you with the tools to accept payments easily, whether online or in-store. This means less hassle for you and a better experience for your clients, allowing you to focus on what really matters growing your business. Located at 4330 Elkhart Rd Goshen In 46526 in Goshen, IN, our team is ready to discuss how we can support your financial journey. Reach out to us at (574) 534-2506 during our convenient hours from Monday to Friday, 8:30 a.m. to 5:00 p.m., or Saturday from 8:30 a.m. to noon. Let's work together to turn your vision into reality!

Comprehensive List Of Services

ATM & Drive-Thru Services

If you prefer in-person transactions, visit us during our lobby hours or use our drive-thru service for quick deposits and withdrawals. With ATM access available as well, getting cash or checking your balance is always within reach. At Interra, we believe that financial health should be accessible to everyone in Goshen and beyond. Our friendly staff is ready to help you navigate through all these services with ease. Ready to explore how we can support your financial journey? Call us today at (574) 534-2506 or visit our website at Dunlap Office for more information!

Business Banking Options

For entrepreneurs and business owners, we offer specialized business banking services. From merchant services that help streamline transactions to business loans designed to fuel growth, we understand the unique challenges you face and are here to assist.

Embracing Digital Banking

In today's fast-paced world, convenience is key. That's why Interra provides robust online and mobile banking features. You can manage your accounts from anywhere at any time with just a few taps on your phone. Our digital tools allow you to check balances, transfer funds, and even pay bills all without visiting the branch.

Loans Made Simple

Life can be unpredictable, but with our personal loans and debt consolidation services, you can take control of your financial situation. Whether you need funds for unexpected expenses or want to simplify your payments, we've got you covered. Plus, our credit cards come with rewards that add extra value to your everyday purchases.

Personal Banking Solutions

Our personal banking options include checking and savings accounts that cater to various lifestyles. Imagine having a checking account that fits your spending habits while allowing you to save effortlessly. We also offer auto loans and vehicle financing, making it simple to get behind the wheel of your dream car without breaking the bank. If you're looking for a place to call home, consider our mortgage loans and refinancing options, which provide flexibility and competitive rates.

Digital & Online Banking

Convenience at Your Fingertips

Want to send money to friends or family? Our person-to-person transfer feature makes it easy to send and receive funds instantly without the need for cash or checks. And if you prefer using mobile payments, you'll appreciate the convenience of paying directly from your phone with our compatible services. In summary, the digital banking options at Interra provide everything you need for effective account management all wrapped in a secure package. Experience the freedom of managing your finances on your terms with our comprehensive online banking solutions. Visit us today at https://www.interracu.com/ to learn more about how we can help simplify your banking experience!

Key Features

Our online banking platform allows you to manage your accounts with just a few clicks. You can view your balances, make transfers, and pay bills without stepping foot in a branch. Plus, with our mobile application, you can do all this right from your smartphone. Whether you're at home or on the go, managing your finances has never been more accessible. Security is a top priority for us at Interra. We utilize electronic signature authorization for transactions, ensuring that your information stays safe while providing a hassle-free experience. You can also opt for e-statements, which not only help reduce paper clutter but also allow you to access your financial documents securely online.

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 313 full-time employees and 13 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. With total share accounts at 195,575, we have built a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interra is your trusted partner. Visit us at 4330 Elkhart Rd Goshen In 46526 or call (574) 534-2506 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Focused on Member Benefits

Unlike traditional banks, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $159,602,641 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better.

Member Savings Secured

Members' savings are secured through $221,073,128 in share certificates and $397,959,156 in money market shares, offering stable and rewarding financial growth opportunities. We prioritize our members above all else; this is reflected in our focus on your needs rather than those of non-members.

Solid Financial Foundation

With a net worth of $164,021,764, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $880 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

With $11,333 in used auto loans and $1,517,528,587 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our operational efficiency is evident in our $2,622,796, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued $170,596,757 in used vehicle loans and $37,494,865 in new vehicle loans to help our members get on the road with confidence. Whether you're purchasing a brand-new model or a reliable used vehicle, our team is ready to assist you through every step of the process.

Business Loans

For business owners seeking growth opportunities, we have outstanding commercial loans totaling $662,797,632 available for those looking to expand their operations or invest in new equipment. We understand that every business has unique needs; that's why we're here to support you every step of the way.

Conclusion

Whether you're interested in an auto loan, mortgage financing, or a credit card solution, Interra offers competitive rates and personalized service tailored to your specific situation. Our commitment extends beyond just providing funds; we aim to build lasting relationships with our members by offering exceptional service and support. For more information about our loan products or to speak with one of our representatives, please contact us at (574) 534-2506. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With $123,559,572 in Junior Lien 1-4 Family Residential Properties loans available, we are committed to helping you secure a place you can truly call home. We also provide refinancing options if you're looking to lower your monthly payments or access equity from your existing home.

Unsecured Credit Card Loans

Managing daily expenses has never been easier with our flexible terms on unsecured credit card loans. We currently offer $20,810,094 in unsecured credit card loans that help our members manage their finances effectively and take control of their spending.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

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