Interfaith Credit Union Independence MO | Affordable Auto Loans & Personal Banking

Introduction

Welcome to Interfaith, your trusted financial partner located at 1800 S Northern Blvd, Independence, MO 64052. Since our establishment in 1948, we have been dedicated to serving our community and helping our members achieve their financial goals. With a robust membership of over 5,329 individuals, we pride ourselves on being more than just a credit union; we are a vital part of the community fabric. At Interfaith, we understand that every dollar counts. That's why we manage total assets of approximately $117,571,314 while ensuring our members benefit from competitive rates and reliable services. Our commitment to you is evident in our offerings, which include personal banking solutions like checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking options. While members can visit us at our branch for all their banking needs, official correspondence should be sent to 1800 S Northern Blvd, Independence, MO 64052-3707. This ensures you receive timely responses from our dedicated team. Under the leadership of CEO Ramon Noperi and supported by a committed team of 35 employees, we continually strive to enhance your experience. We also take pride in our strong net worth of $14,479,083, which reflects our stability and dedication to member service. Our focus on community impact is clear: with total deposits reaching around $1,094,389, we reinvest these funds into loans that help local families purchase homes or finance vehicles. In fact, we've facilitated over 3,823 loans to date! Whether you're looking for guidance on managing your finances or seeking new loan opportunities, we're here for you. Don't hesitate to reach out at 816-833-8778 for any inquiries or visit us online at Interfaith FCU to learn more about how we can assist you today!

Branch History & Mission

Join Us Today!

As we look forward to continuing our legacy of service, we invite you to join Interfaith Credit Union. Experience the benefits of being part of a member-focused institution that truly cares about your financial success and community welfare. Together, we can build a brighter future for all in Independence! Visit us at Interfaith FCU or check out our membership options here.

Our Evolution

Since opening our doors, Interfaith has focused on providing accessible and affordable financial services tailored to the needs of our community. Over the years, we have expanded our offerings significantly, growing our total assets to an impressive $117,571,314. This growth reflects not only our dedication to sound financial practices but also our commitment to helping individuals and families achieve their financial goals. Our branch has seen many milestones, including the introduction of innovative banking solutions such as online and mobile banking, which make managing finances easier than ever. With an emphasis on accessibility, we ensure that all members can benefit from modern banking tools while maintaining a personal touch in our service.

Our Mission

At Interfaith, our mission is simple yet profound: we aim to provide exceptional financial services while supporting the well-being of our community. We believe that everyone deserves access to quality banking products whether it's checking accounts, auto loans, or business financing. Our goal is to empower members by offering resources that help them make informed decisions about their finances. We are also deeply committed to community outreach and support initiatives that uplift those around us. Through partnerships with local organizations and events, we strive to give back and strengthen the fabric of Independence. While you can visit us at 1800 S Northern Blvd, official correspondence should be sent to 1800 S Northern Blvd, Independence, MO 64052-3707. Feel free to reach out at (816) 833-8778 for any inquiries or assistance you may need.

Branch Location & Accessibility

Call to Action

We invite you to come by Interfaith Credit Union at 1800 S Northern Blvd in Independence, MO. Our dedicated team is eager to assist you with any questions or services you may need. If you're unable to visit us right away, don't hesitate to reach out by phone! Join us today and experience the difference in community-focused banking!

Convenient Access and Features

At Interfaith, we prioritize accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and spacious parking options to ensure that everyone can easily access our services. While we currently do not offer ATM services or drive-thru banking, our friendly staff is always ready to assist you inside the branch.

Operating Hours and Services

We understand that your time is valuable. That's why we offer flexible operating hours designed to accommodate your busy schedule. You can visit us during our convenient hours listed on our website. If you prefer speaking with us directly, feel free to call us at 816-833-8778 for any inquiries. Interfaith Credit Union offers a variety of services tailored to meet your financial goals from checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards. We also provide online and mobile banking options so you can manage your finances on the go.

Member Eligibility

Becoming a member of Interfaith feels like joining a warm, welcoming community that truly cares about you and your financial journey. If you're looking to be part of something special, you'll find that eligibility is quite straightforward! At Interfaith, we welcome individuals who live, work, worship, or attend school in the area. This means if you're connected to our community in any way, you're likely eligible to join us. Not only will you enjoy access to a range of personalized financial products and services, but you'll also become part of a cooperative that prioritizes its members' needs above all else. Ready to take the next step? Opening an account at Interfaith is as simple as visiting us at our branch located at 1800 S Northern Blvd Independence Mo 64052 or giving us a call at (816) 833-8778. For more details on eligibility criteria, feel free to check out our website at http://www.interfaithfcu.org/membership. We look forward to welcoming you into our family!

Business Banking & Commercial Services

Business Loans to Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,719,873, we continue to drive economic growth by financing new and expanding businesses. Imagine a local coffee shop wanting to renovate its space. With the right financing, they can create a welcoming atmosphere that attracts more customers. Our flexible loan options make these dreams possible.

Merchant Services that Simplify Transactions

In addition to loans, we offer merchant services that streamline payment processing for your business. Whether you run a retail store or provide services, our solutions ensure you can accept payments easily and securely. This means quicker transactions and happier customers two keys to running a successful business. Located at 1800 S Northern Blvd Independence Mo 64052 in Independence, MO, we're here to support your business journey. If you're interested in learning more about how we can help your business grow, call us at (816) 833-8778 or visit us online at http://www.interfaithfcu.org.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options make it easy to hit the road without breaking the bank. We offer competitive rates and flexible terms, helping you find a loan that fits your budget. Picture yourself driving off in your dream car, all while knowing you're making smart financial choices.

Business Banking

For our entrepreneurial members, we offer robust business banking services, including merchant services and business loans. Whether you're launching a startup or expanding an existing business, we are here to support your journey with personalized service and expert advice.

Cash Withdrawal Services

Although we do not currently have ATMs on-site, our member-focused team is always available via phone at 816-833-8778 to assist with any cash withdrawal needs you may have. At Interfaith located at 1800 S Northern Blvd, Independence MO 64052, we strive to be more than just a credit union we're part of your community. Explore how our comprehensive range of services can empower you financially today! Visit us online at interfaithfcu.org or give us a call; we're excited to help you achieve your financial goals!

Credit Cards with Rewards

With our credit cards featuring rewards, every purchase brings you closer to something special be it travel perks, cashback, or discounts at popular retailers. Enjoy the benefits of responsible spending while earning rewards along the way.

Mortgage Loans & Refinancing

Homeownership is more than just a dream; it's a reality within reach. With our mortgage loans and refinancing options, we can guide you through the process of purchasing your first home or refinancing an existing mortgage for better terms. Let us help you unlock the door to your new home sweet home.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why Interfaith offers comprehensive online and mobile banking services. Access your accounts anytime, anywhere from your smartphone or computer manage transactions, pay bills, and transfer funds with just a few clicks.

Personal Banking

We understand that everyone has different banking needs. That's why we offer checking and savings accounts that come with features to help you manage your money effortlessly. Imagine having a checking account that lets you track your spending and a savings account that helps you build towards future goals whether it's a vacation or an emergency fund.

Personal Loans & Debt Consolidation

If you're facing unexpected expenses or want to simplify your finances, our personal loans can provide quick access to cash. Additionally, if you're juggling multiple debts, our debt consolidation options can help streamline payments into one manageable monthly installment. Imagine having peace of mind knowing that your finances are back on track.

Digital & Online Banking

Convenient Payment Options

Making payments has never been simpler! Our mobile payments feature lets you pay for purchases directly from your phone. Whether you're out shopping or dining, just a few taps will complete the transaction. Additionally, our person-to-person transfer service allows you to send money quickly and conveniently to friends or family without needing cash. In short, Interfaith is committed to providing accessible and user-friendly digital banking solutions. Whether you're checking your balance late at night or transferring money during lunch breaks, we've got you covered every step of the way. Join us today and experience the ease of modern banking!

E-Statements and Security

We also provide e-statements, allowing you to view your account statements digitally. This not only saves paper but also makes it easy to keep track of your transactions securely. Plus, while we currently do not support electronic signature authorization, rest assured that our systems are built with security in mind to protect your information.

Financial Strength

Commitment to Growth

With $13,172,231 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors, with $209 in used auto loans and $70,907,119 in total loans and leases.

Member-Centric Savings

Members' savings are secured through $20,267,561 in share certificates and $13,238,189 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $14,479,083, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,232 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trust Built on Numbers

Net Shares (Funds available for lending and investments): $137,896. Total Share and Deposit Accounts: 10,460, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interfaith is your trusted partner. Visit us at 1800 S Northern Blvd Independence Mo 64052 or call (816) 833-8778 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,081,712 in used vehicle loans and $3,610,266 in new vehicle loans already helping members get on the road. Whether you're interested in a new or used vehicle, our team is here to guide you through the process and find a plan that suits your needs.

Business Loans

For business owners, our outstanding commercial loans totaling $13,719,873 provide the capital needed to grow and expand. We are committed to supporting local businesses with tailored solutions that fit their unique needs. If you're considering refinancing any existing loans or looking for eligibility options, our knowledgeable staff is ready to assist you in exploring all available choices. For more information about our loan offerings or to speak with one of our representatives, please visit us at 1800 S Northern Blvd Independence Mo 64052, Independence, MO 64,052, or give us a call at (816) 833-8778. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards financial freedom!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,684,043, make buying or refinancing simple. We offer competitive rates and flexible terms to help you navigate the path to owning your home.

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans, with a total of $4,868,116 in loans helping members manage their finances effectively. Our credit cards come with great rewards and benefits designed for your lifestyle.

Loan Aggregator

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Interfaith