Interfaith Credit Union Montclair CA | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Interfaith, where your financial well-being is our top priority! Located at 9040 Benson Ave, Montclair, CA 91763, we have been proudly serving our community since 1948. With a strong foundation and a deep commitment to our members, we have grown to support over 5,329 members and manage total assets of $117,571,314. At Interfaith, we offer a wide range of services tailored to meet your personal and business banking needs. From checking and savings accounts to auto loans, mortgages, and credit cards with rewards, our goal is to provide solutions that empower you financially. As a trusted credit union with a net worth of $14,479,083, we ensure that your deposits are safe and secure currently totaling $1,094,389. Our dedicated team of 35 employees, led by CEO Ramon Noperi, is here to guide you every step of the way. We believe in building lasting relationships within our community and strive to make a positive impact through exceptional service and financial education. While members can visit us at our branch for assistance, official correspondence should be sent to the same address: 9040 Benson Ave, Montclair, CA 91763. Feel free to reach out via phone at (909) 946-4096 or explore our website at interfaithfcu.org for more information about membership eligibility or to open an account. Join us today and experience the difference of being part of a community-focused credit union that truly cares about your financial journey!

Branch History & Mission

Commitment to Accessibility

Inclusivity is also a cornerstone of our philosophy. While currently we do not offer drive-thru services or ATM access at this location, we ensure that all members can benefit from our array of services which include personal loans, debt consolidation, business banking solutions, and more. While members can visit us at 9040 Benson Ave for all their banking needs, official correspondence should be sent to the same address for your convenience.

Join Us Today!

As we look towards the future, we invite you to join us on this exciting journey. At Interfaith, you are not just another account number; you are part of a caring community dedicated to your financial well-being. Discover how membership can benefit you by visiting us or calling 909-946-4096 today! Experience firsthand why so many individuals choose Interfaith as their trusted financial partner in Montclair and beyond.

Our Evolution

Since our inception, Interfaith has remained committed to empowering our members through accessible financial solutions. We started with a clear vision: to provide the community with essential banking services while fostering a spirit of cooperation and trust. Throughout our history, we've achieved numerous milestones that underscore our dedication to service and innovation. From introducing personal banking services like checking and savings accounts to expanding our offerings to include auto loans, mortgages, and credit cards with rewards, we have continually adapted to meet the needs of our members. Our commitment to technological advancements has ensured that we remain at the forefront of modern banking practices. With options for online and mobile banking, members can manage their finances conveniently from anywhere.

Our Mission

At Interfaith, our mission is simple yet powerful: to enhance the lives of our members by providing quality financial products and exceptional service. We believe in building lasting relationships based on integrity and respect. Our focus extends beyond just transactions; we actively participate in community outreach efforts and partnerships aimed at improving local lives. We understand that each member's journey is unique. Therefore, we strive to offer personalized solutions tailored to individual needs whether it's helping someone secure their first home or supporting local businesses with financing options.

Branch Location & Accessibility

Accessibility Features

Our location is designed with accessibility in mind. With ADA-compliant features such as ramps and spacious parking available, everyone is welcome at Interfaith. We want to ensure that your visit is as smooth as possible, whether you're stopping by for personal banking or exploring our loan options.

Operating Hours

Interfaith is here for you during convenient operating hours throughout the week. Feel free to reach out or drop by during our opening times just check the details before you come! If you prefer to call ahead, our friendly team can be reached at 909-946-4096.

Services Offered

At Interfaith, we offer a variety of services tailored to meet your needs. From personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. While we don't have ATM facilities or drive-thru service at this location, our online and mobile banking options make it easy for you to manage your accounts anytime, anywhere. We invite you to visit us soon! Whether you're looking for a new account or need assistance with an existing one, the team at Interfaith is here to help guide you every step of the way. Come by and see what we can do for you today!

Member Eligibility

At Interfaith, we believe that joining our community is like opening the door to a world of opportunities and support. Becoming a member is simple and welcoming! If you live, work, or attend school in the area, or if you have family members who are already part of our credit union, you're likely eligible to join us. We're here to empower you with personalized financial services that cater to your needs, whether it's saving for the future or financing your dream vehicle. For a detailed look at eligibility criteria, feel free to visit our website at http://www.interfaithfcu.org/membership . Once you know you're eligible, opening an account is a breeze! Just head over to https://go.umfcu.org/login to get started on your membership journey. Should you have any questions or need assistance along the way, don't hesitate to reach out at (909) 946-4096. We can't wait to welcome you into our Interfaith family located at 9040 Benson Ave Montclair Ca 91763!

Business Banking & Commercial Services

Business Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $13,719,873, we continue to drive economic growth by financing new and expanding businesses. Imagine being able to invest in new equipment, hire more staff, or expand your operations all made possible with our tailored loan options.

Merchant Services That Simplify Transactions

But we don't stop at loans. Our merchant services help streamline transactions so you can focus on what you do best running your business. Picture this: a busy Saturday at your local store, and customers are flowing in. With our easy-to-use payment solutions, you can accept payments quickly and securely, ensuring a smooth shopping experience for everyone. Located at 9040 Benson Ave Montclair Ca 91763, Montclair, CA Montclair, we're here to be your trusted partner in success. Ready to take your business to the next level? Reach out to us today at (909) 946-4096!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans make it easy for you to drive off in the vehicle of your choice. We offer flexible terms and competitive rates tailored to fit your budget. Whether you're purchasing a brand-new car or refinancing an existing loan, our friendly team is here to guide you through every step of the process.

Business Banking

For entrepreneurs and business owners in Montclair, our business banking services offer everything from merchant services to business loans. We understand that running a business comes with its own set of challenges; that's why we're here to support you with tailored financial products that help streamline operations and grow your enterprise.

Credit Cards with Rewards

Who doesn't love earning rewards while spending? Our credit cards not only give you purchasing power but also reward you for every dollar spent. Whether it's cash back on groceries or points towards travel, our credit card options are designed with your lifestyle in mind.

Mortgage Loans & Refinancing

Owning a home is a significant milestone, and at Interfaith, we want to help you achieve it. Our mortgage loans cater to various needs, whether you're a first-time homebuyer or looking to refinance your current mortgage for better rates. We understand the local market in Montclair, CA, so you can trust us for personalized advice on securing the best mortgage option available.

Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking platforms that allow you to manage your accounts anytime, anywhere. From transferring money between accounts to making person-to-person payments with ease, you'll have full control over your finances right at your fingertips. At Interfaith, we strive not just to be your financial institution but a partner in achieving your goals. For more information about any of these services or to speak with one of our representatives directly, feel free to call us at (909) 946-4096 or visit us at 9040 Benson Ave Montclair Ca 91763 in Montclair, CA 91763. Join us today at Interfaith Fcu we're excited to help you take charge of your financial future!

Personal Banking

For those who want to keep their finances simple and accessible, our personal banking services include checking and savings accounts that offer competitive rates and easy access to your money. Imagine having a checking account that not only helps you manage your everyday expenses but also earns interest over time. With our online and mobile banking features, you can check your balance, pay bills, and transfer funds right from your smartphone or computer.

Personal Loans & Debt Consolidation

Life can sometimes throw unexpected expenses your way. That's where our personal loans come in handy. Need funds for a medical bill or home improvement project? We offer loans that can help cover those costs without breaking the bank. Additionally, if you're looking to simplify your finances by consolidating debt, we provide customized solutions aimed at reducing monthly payments and lowering interest rates.

Digital & Online Banking

Key Services

With just a few clicks at https://interfaithfcu.org/ , you can take advantage of our robust online banking platform. You can check your account balance, transfer funds, and pay bills from the comfort of your couch or while waiting in line at the grocery store. Plus, our 24/7 online banking services ensure that you have access whenever you need it. If you're looking for a more hands-on experience, our mobile application provides an intuitive way to manage your finances right from your smartphone. You'll find features like mobile payments that allow you to make purchases quickly and securely. Need to send money to a friend? Our person-to-person transfers make it effortless to share funds without hassle.

Security and Accessibility

Your security is our top priority. Although we do not currently offer electronic signature authorization, we have implemented other strong security measures to keep your information safe. Additionally, e-statements are available for those who prefer going paperless, making it easier for you to track your transactions while helping the environment. At Interfaith, we're committed to providing a user-friendly experience that allows you to manage your money effectively in real time. Whether it's through our online platform or mobile app, you'll find everything you need right at your fingertips. Experience the ease of banking with us today!

Financial Strength

Member-Centric Savings

Members' savings are secured through $20,267,561 in share certificates and $13,238,189 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our commitment to efficiency is reflected in our $0 which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 5 full-time employees and 30 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvesting for Growth

With $13,172,231 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $209 in used auto loans and $70,907,119 in total loans and leases.

Solid Foundation

With a net worth of $14,479,083, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,232 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Trustworthy Partnerships

Net Shares (Funds available for lending and investments): $137,896. Total Share and Deposit Accounts: 10,460, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Interfaith is your trusted partner. Visit us at 9040 Benson Ave Montclair Ca 91763 or call (909) 946-4096 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $3,081,712 in used vehicle loans and $3,610,266 in new vehicle loans already helping members get on the road. Whether you're looking for a brand-new model or a reliable used vehicle, we have flexible terms and competitive rates to make your purchase easier.

Business Financing

For business owners, our outstanding commercial loans totaling $13,719,873 provide the capital needed to grow and expand. We understand the unique challenges faced by businesses and are here to support you with financing solutions tailored to your needs.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $8,684,043, make buying or refinancing simple. We provide personalized guidance throughout the process to ensure you feel confident every step of the way.

Refinancing Options

If you're considering refinancing any existing loans or mortgages, we can help explore options that could lower your monthly payments or reduce your interest rates. It's worth checking how much you could save! Our commitment is to provide clear and accessible financial products that empower our members. For more information about our loan offerings or to see if you're eligible for any specific products, don't hesitate to reach out at 909-946-4096. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today and let's discuss how we can assist you in reaching your financial aspirations!

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,868,116 in loans helping members manage their finances effectively. These cards come with benefits that allow you to earn rewards while keeping your spending manageable.

Loan Aggregator

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that all offers displayed are fair and transparent. Users can trust that they are viewing accurate loan information, which reflects current market conditions.

INTERFAITH FEDERAL CREDIT UNION - Montclair, CA