Integrity Credit Union Barberton OH | Best Auto Loans & Business Banking

Introduction

Welcome to Integrity Federal Credit Union, your trusted financial partner located at 971 Wooster Rd W, Barberton, OH 44203. Since our establishment in 1935, we have been dedicated to serving our community with a strong commitment to helping our members achieve their financial goals. With a total membership of 5,671, we pride ourselves on building meaningful relationships with those we serve. At Integrity, we understand that financial decisions can be daunting. That's why we offer a range of services designed to meet the diverse needs of our members. From checking and savings accounts to auto loans and mortgages, we've got you covered. As of now, our total assets stand at an impressive $64,810,488, reflecting our stability and dedication to responsible banking practices. Our CEO, Karen Hardy, along with Board President Larry Folden, leads a dedicated team of 15 employees who are always ready to assist you. We believe in transparency; our net worth is $5,807,467, and we maintain significant cash reserves of $792,163 to ensure we can meet your needs effectively. While members can visit us at our branch for face-to-face service or use our online banking platform for convenience, official correspondence should be sent to the same address: 971 Wooster Rd W, Barberton, OH 44203. We are proud to offer competitive rates on loans and deposits. With over 3,812 loans and leases issued and total deposits reaching $6,103,609, we stand firm in our mission to empower every member financially. Whether you're looking for personal banking options or business services like merchant accounts and business loans, Integrity Federal Credit Union is here for you every step of the way. Feel free to reach out via phone at 330-825-2455 or visit us online at integrityfcu.org for more information. Join us today and experience the difference that local banking can make!

Branch History & Mission

At Integrity Federal Credit Union, we proudly trace our roots back to 1935 in Barberton, Ohio. Over the years, we have transformed from a small cooperative into a vital financial institution serving over 5,671 members today. Located at 971 Wooster Rd W, our branch stands as a testament to our dedication to empowering individuals and families through accessible financial solutions. Integrity has always been more than just a credit union; it is a community hub where relationships are built, and dreams are nurtured. Our mission is straightforward: to provide exceptional financial services while supporting the community that supports us. We believe in fostering a culture of trust and transparency, ensuring that each member feels valued and understood. As we grew, so did our services. We now offer a comprehensive range of products including checking and savings accounts, auto loans, mortgage loans, personal loans, and business banking solutions. Our total assets have reached an impressive $64,810,488, reflecting our commitment to sound financial management and growth for our members. Our operating hours make banking convenient for everyone. The lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. For those who prefer drive-thru service, we're available Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 1 PM. Whether you prefer in-person interactions or digital access through online banking and mobile applications, we cater to your needs. While members can visit us at 971 Wooster Rd W, official correspondence should be sent to 971 WOOSTER RD W, BARBERTON, OH 44203 if different. We also provide ATM availability for quick cash access and basic transactions. Integrity Federal Credit Union thrives on community outreach. Over the years, we have partnered with local organizations to support various initiatives aimed at enhancing the quality of life in Barberton. We believe that when our community thrives, so do we. We invite you to join us on this journey of financial empowerment. Experience the benefits of being part of a credit union that truly cares about its members and community. Visit us today or check out our website at integrityfcu.org for more information on how we can help you achieve your financial goals!

Branch Location & Accessibility

Accessibility Features

At Integrity, we prioritize accessibility for all our members. Our branch is designed with ADA compliance in mind, featuring ramps and ample parking spaces to accommodate everyone. Whether you choose to visit us in person or take advantage of our drive-thru banking services, you'll find your experience smooth and welcoming.

Get in Touch

Ready to experience convenient banking? We invite you to visit us at our Barberton branch or give us a call at 330-825-2455 for any inquiries. Our friendly team is here to help you navigate your financial journey with ease. Come see how we can assist you today!

Location Highlights

Situated near popular landmarks, our branch is just a short drive from the Barberton Public Library and close to various shopping options. This prime location ensures that you can easily stop by while running errands or enjoying a day out in the city.

Operating Hours

We understand that banking needs don't always fit into a standard schedule. That's why we offer flexible operating hours: our lobby is open Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 6 PM, and Saturday from 9 AM to 1 PM. If you're in need of quick transactions, our drive-thru service operates Monday through Friday from 8:30 AM to 6 PM and Saturday from 9 AM to 1 PM.

Services Offered

Integrity Federal Credit Union provides a wide array of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, with ATM availability on-site, cash withdrawals and balance checks are just a few steps away.

Member Eligibility

Becoming a member of Integrity is like joining a warm and welcoming family dedicated to helping you achieve your financial goals. If you live, work, worship, or attend school in the Summit County area, you're already on your way to membership! We also invite immediate family members of existing members to join us. This means that whether you're just starting out or looking for ways to make your money work harder for you, there's a place for you here at Integrity. To get started, simply visit us at our branch located at 971 Wooster Rd W Barberton Oh 44203, or give us a call at (330) 825-2455 for more information. You can also check out the detailed eligibility criteria on our website at http://www.integrityfcu.org/membership. When you're ready to open an account, the process is straightforward; just follow the steps outlined on our account opening page here: https://securecuonline.com/integrity/loanapp.aspx. We can't wait to welcome you into our community!

Business Banking & Commercial Services

Merchant Services That Empower

In addition to loans, we offer comprehensive merchant services designed to simplify transactions and enhance customer experiences. Imagine being able to accept payments easily and securely, allowing you to focus on what you do best growing your business. Our tools can help streamline your operations, making everyday tasks more manageable. Located at 971 Wooster Rd W Barberton Oh 44203 in Barberton, OH, we're just a call away at (330) 825-2455. Let us partner with you on your journey toward success!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessible ATM & Drive-Thru Services

We also provide access to an ATM for easy cash withdrawals and balance checks whenever you need them. If you're in a hurry, take advantage of our basic drive-thru banking services for quick deposits, withdrawals, and simple transactions perfect for those busy days when time is tight. We pride ourselves on being more than just a credit union; we're part of the community in Barberton and committed to helping our members succeed financially. Explore all we have to offer by visiting us online at Integrity Federal Credit Union or stop by the branch today!

Business Banking Services

For our members running businesses, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to help your company thrive. We know how crucial it is to have reliable financial support when managing operations.

Call-to-Action

Ready to take the next step toward achieving your financial goals? Contact us at 330-825-2455 or come see us at our Barberton location! Let Integrity be your partner in navigating life's financial journey.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With our user-friendly platform, you can check balances, transfer funds, and pay bills without needing to visit the branch.

Empowering Your Financial Future

Life can throw unexpected challenges your way, which is why we provide personal loans and debt consolidation solutions. These products can help you manage expenses and reduce stress when life gets complicated. Additionally, our credit cards with rewards let you earn points on everyday purchases what could be better than getting rewarded for spending?

Personal Banking Solutions

Our personal banking options are crafted with you in mind. Open a checking or savings account that fits your lifestyle and helps you achieve your financial goals. Need extra cash for a new car? We offer competitive auto loans and vehicle financing that make it easy to get behind the wheel without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our expert team is ready to guide you through the process with our tailored mortgage loans and refinancing options.

Digital & Online Banking

Key Features

With our 24/7 online banking services, you can check your account balances, transfer funds, and even set up e-statements for easy access to your financial documents. Plus, if you're looking for a quick way to send money to friends or family, our person-to-person transfer feature makes it simple and fast. For those who prefer mobile banking, our user-friendly mobile application allows you to manage your accounts right from your smartphone. You can make payments, view transaction history, and more all with just a few taps.

Security and Accessibility

We prioritize your security while providing these convenient features. While we currently do not offer electronic signature authorization or mobile payment options, rest assured that all transactions through our online banking system are protected with the latest security measures. Our commitment to making banking accessible means that whether you're tech-savvy or just getting started with online services, you'll find everything straightforward and easy to navigate. Experience the convenience of digital banking today with Integrity where managing your finances is both secure and simple!

Financial Strength

At Integrity, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are dedicated to maintaining strong financial health, ensuring that our services remain reliable and beneficial to you. With a net worth of $5,807,467, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $895 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $11,223,789 in share certificates and $3,645,249 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $4,697,828 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $1,335 in used auto loans and $37,704,050 in total loans and leases. Our $448,299 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 13 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $602,979. Total Share and Deposit Accounts: 10,195, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Integrity is your trusted partner. Visit us at 971 Wooster Rd W Barberton Oh 44203 or call (330) 825-2455 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $21,330,963 in used vehicle loans and $7,053,068 in new vehicle loans already helping members get on the road. We offer competitive terms and flexible repayment plans, making it easier than ever to drive away with the vehicle you want.

Credit Lines

If you're considering additional flexibility for unexpected expenses or planned purchases, our credit lines are designed to give you access when you need it most. With total credit lines amounting to $4,150,000, we provide a safety net that allows you to take control of your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $994,030, make buying or refinancing simple. We work closely with our members to ensure that they understand their options and can navigate the process confidently.

Refinancing Options

We recognize that situations change, and refinancing can be a smart choice for many borrowers. If you're interested in reducing your monthly payments or tapping into your home's equity, our team is here to help explain eligibility options and guide you through the refinancing process. For more details about our loan offerings or to see how we can assist you further, feel free to contact us at (330) 825-2455 or visit us at our branch located at 971 Wooster Rd W Barberton Oh 44203 in Barberton, OH. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step toward achieving your financial goals!

Unsecured Credit Card Loans

For those looking to manage their day-to-day expenses or make larger purchases without collateral, we also offer flexible terms on unsecured credit card loans. With a total of $2,004,221 in loans helping members manage their finances effectively, our credit cards come with benefits that can help you earn rewards while keeping your budget on track.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This guarantees fair and transparent offers for all users. By relying on verified institutions, LendMesh helps ensure that consumers receive accurate information when comparing loans.

Integrity