Integra First Credit Union Powers MI | Affordable Auto Loans & ATM Services

Introduction

Welcome to Integra First, your trusted partner in financial services since 1948. Located at W3803 Us Highway 241, Powers, MI 49874, our branch is here to provide you with personalized banking solutions tailored to meet your needs. With a strong community focus and a commitment to our members, we proudly serve 11,464 individuals and families, helping them achieve their financial goals. At Integra First, we understand the importance of having a reliable financial institution by your side. Our total assets amount to an impressive $130,800,140, showcasing our stability and capability to support our members effectively. We offer a wide range of services from checking and savings accounts to auto loans and mortgages ensuring that you have access to everything you need under one roof. If you're looking for secure banking solutions, you'll be pleased to know that we hold total deposits of $16,683,860 and maintain a robust net worth of $11,786,535. Our team is dedicated to providing exceptional service with a personal touch. Led by CEO Mindy Brezsko and Board President Marc Kleiman, we strive to create a welcoming environment where every member feels valued. For any official correspondence, please note that while you can visit us at our branch location, you may also reach us through our mailing address: PO BOX 604, Powers, MI 49874. We invite you to explore all that we have to offer by visiting our website at Integra First or give us a call at 906-497-5229. Join us today and experience the difference of being part of a credit union that truly cares about its members!

Branch History & Mission

Our Journey

From humble beginnings, Integra First has grown significantly over the decades. We opened our doors on W3803 Us Highway 241, a location that has become a cornerstone of our community. Our commitment to our members is evident not only in our growth but also in how we adapt to meet their changing needs. In addition to our physical branch, we offer digital solutions including online banking and mobile payments, ensuring that financial services are accessible anytime and anywhere.

Our Mission

At Integra First, our mission is clear: to provide exceptional financial services while supporting the local community. We believe in putting people first offering personal banking options such as checking and savings accounts, auto loans, mortgages, and credit cards with rewards. Our services extend to businesses as well, with merchant services and business loans designed to help local entrepreneurs thrive. We are dedicated to building lasting relationships through community outreach and partnerships. By engaging with local organizations and participating in community events, we aim to make a positive impact beyond just financial transactions. While members can visit us at W3803 Us Highway 241 Powers Mi 49874, official correspondence should be sent to PO BOX 604, Powers, MI 49874 if different from our branch address. Our operating hours are convenient for everyone: Monday through Friday from 8:30 AM to 5:30 PM, and Saturday from 8:30 AM to 12:00 PM. Whether you need assistance in person or through our ATM services available onsite, we are here for you. Join us at Integra First and discover how we can help you secure your financial future while being part of a supportive community. Your journey towards achieving your financial dreams starts here! For more information or assistance, feel free to call us at 906-497-5229 or visit our website at Integra First.

Branch Location & Accessibility

Welcome to the Powers Branch of Integra First, your friendly neighborhood credit union! Conveniently located at W3803 Us Highway 241 in Powers, MI, we are here to provide you with exceptional service and support for all your banking needs. If you need to send us official correspondence, feel free to mail it to PO BOX 604, Powers, MI 49874. Our branch is nestled near popular local spots, making it easy for you to stop by while running errands or enjoying a day out. With plenty of parking available right at our doorstep and ADA-compliant features, we ensure that every member can access our services comfortably. At Integra First, we know your time is valuable. That's why our operating hours are designed with your busy schedule in mind. You can visit us Monday through Friday from 8:30 AM to 5:30 PM and on Saturdays from 8:30 AM to 12:00 PM. Whether you're here for a quick transaction or need assistance with a loan, our dedicated team is ready to help. We offer a variety of services tailored just for you, including personal banking options like checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and much more. Plus, with ATM availability and drive-thru banking for simple transactions, banking with us is both convenient and efficient. Feel free to give us a call at 906-497-5229 if you have any questions or want to learn more about how we can assist you. We look forward to welcoming you soon at the Powers Branch of Integra First!

Member Eligibility

At Integra First, we believe that everyone deserves a chance to be part of a caring financial community. Becoming a member is easy and welcoming! If you live, work, worship, or attend school in Menominee County, you're eligible to join us. We also invite immediate family members of current members to apply. This means that by joining Integra First, you not only gain access to a range of personalized banking services but also become part of a network that supports your financial journey. To get started on your membership application, simply visit our website at http://www.integrafirstfcu.com/e-services/online-applications/membership-application for detailed eligibility criteria. You can even open an account online through our easy-to-navigate platform found at http://www.integrafirstfcu.com/apply_for_a_loan_155.html. If you have any questions or need assistance along the way, don't hesitate to give us a call at (906) 497-5229. Join us at Integra First today and experience the benefits of being part of our supportive community located at W3803 Us Highway 241 Powers Mi 49874!

Business Banking & Commercial Services

Merchant Services Made Easy

Navigating payments shouldn't be a hurdle for your business. Our merchant services simplify transactions, allowing you to focus on what matters most serving your customers. Whether it's setting up point-of-sale systems or facilitating online payments, we've got you covered. At Integra First, we're not just a credit union; we're your partner in success. Visit us at W3803 Us Highway 241 Powers, MI 49874 or call us at 906-497-5229 to explore how we can help your business reach new heights!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Drive-Thru Services

We also offer convenient access to cash through our ATM and cash withdrawal services, available 24/7 for when you need money in a pinch. If you prefer face-to-face interactions, our basic drive-thru banking allows for deposits and withdrawals without stepping out of your car.

Accessibility & Support

At Integra First, member support is always a priority. Our friendly staff is here to assist you during regular hours: Monday through Friday from 8:30 AM to 5:30 PM and Saturday from 8:30 AM to 12:00 PM. You can reach us at (906) 497-5229 for any inquiries or assistance regarding our services. With a commitment to providing comprehensive financial solutions tailored to your needs, we invite you to explore everything we have to offer at Powers Branch. Visit us today or check out our website at https://www.integrafirstfcu.com/ for more information on how we can help you succeed financially!

Business Banking

For our business members, we offer comprehensive banking solutions that help you grow. From merchant services that streamline payment processing to business loans that fuel your ventures, we understand the unique needs of small businesses in our community.

Convenient Digital Banking

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking services. You can manage your accounts anytime, anywhere whether it's transferring funds, paying bills, or checking your balance on the go. Our user-friendly platform ensures that banking is always at your fingertips.

Personal Banking Solutions

Our personal banking services are tailored to help you achieve your financial goals. With checking and savings accounts, we make it easy to manage your money while earning interest. If you're planning to buy a new car or need financing for a vehicle, our auto loans and vehicle financing options come with competitive rates and flexible terms. For those considering homeownership or refinancing, our mortgage loans are designed to fit your lifestyle and budget. Need some extra cash? Our personal loans can assist with everything from debt consolidation to unexpected expenses, giving you peace of mind during tough times. Plus, enjoy the benefits of our credit cards with rewards, making every purchase more rewarding.

Digital & Online Banking

Key Features

One of the standout features is our mobile application, which allows you to bank on-the-go. Whether you're commuting or enjoying a weekend getaway, you can make payments, check account statements, and even send money to friends through our person-to-person transfer service. Plus, with electronic signature authorization available, signing documents has never been easier or more secure. We also offer e-statements for those who prefer to go paperless. This not only helps the environment but also gives you instant access to your account information from the comfort of your home. And if you're into mobile payments, we've got you covered there too! Use your smartphone to pay for purchases quickly and securely. At Integra First, we prioritize your security and convenience. Our advanced security measures protect your personal information while ensuring you have easy access to the services you need. Banking should fit your lifestyle, and our digital offerings are here to help you do just that. Explore all these features and more by visiting us online at https://www.integrafirstfcu.com/. Experience banking that adapts to you!

Financial Strength

At Integra First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that in today's world, having a reliable financial partner is crucial for your peace of mind. That's why we are proud to share insights into our financial strength, reassuring you that your assets are in good hands. With a net worth of $11,786,535, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,301,951 in share certificates and $18,197,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,716,322 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals with $1,685 in used auto loans and $77,688,671 in total loans and leases. We also take pride in having 26 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Additionally, our operational efficiency is reflected in our $32,859, enabling us to continue offering competitive loan rates and solid financial products for our members. Total Share and Deposit Accounts stand at 20,330, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Integra First is your trusted partner. Visit us at W3803 Us Highway 241 Powers Mi 49874 or call (906) 497-5229 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,378,715 in used vehicle loans and $6,653,885 in new vehicle loans already helping members get on the road. We provide financing for both new and used vehicles, ensuring that you can find the right fit for your budget and lifestyle.

Credit Lines

For those looking for additional financial flexibility, our total credit lines amount to $10,500,000. This provides you with access to funds whenever needed without the hassle of reapplying each time. If you're considering refinancing or want more information on eligibility options for any of these loan products, don't hesitate to reach out! We're here to help guide you through your options so that you can make informed decisions. To learn more about our loan offerings or if you have questions regarding application processes, feel free to contact us at (906) 497-5229 or visit us at our branch located at W3803 Us Highway 241 Powers Mi 49874 in Powers, MI. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Integra First, we're committed to providing exceptional service and support as you embark on your financial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,523,901, make buying or refinancing simple. We aim to support you every step of the way in securing your dream home.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,051,814 in loans helping members manage their finances effectively. This option allows you to make purchases without tying them to collateral while enjoying easy repayment terms.

Loan Aggregator

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This strict adherence to established guidelines ensures that users receive fair and transparent offers.

INTEGRA FIRST FEDERAL CREDIT UNION - Powers, MI

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