Integra First Credit Union Menominee MI | Best Auto Loans & Personal Banking

Introduction

Welcome to Integra First, your trusted financial partner located at 2600 10Th St, Menominee, MI 49858. Since our establishment in 1948, we have proudly served our community with dedication and care. With a robust membership of over 11,464 members, we are committed to providing personalized banking solutions tailored to meet your needs. At Integra First, we believe in the power of community. Our total assets amount to an impressive $130,800,140, reflecting our strong foundation and ability to support you in achieving your financial goals. We offer a variety of services including checking and savings accounts, auto loans, mortgage options, and business banking solutions. Our current total deposits stand at $16,683,860, which helps us keep funds available for those who need them. We take pride in our experienced team of 32 employees, led by our CEO, Mindy Brezsko, and Board President, Marc Kleiman. Their leadership ensures that we maintain a high standard of service while prioritizing the financial well-being of our members. Whether you're looking to secure a loan our total loans and leases amount to 5,507 or simply want to explore new banking options, we're here for you. While members can visit us at our branch location for friendly service and support, official correspondence should be sent to our mailing address at 2354 10th Street, Menominee, MI 49858. We encourage you to reach out via phone at 906-863-5566 or visit our website at Integra First for more information on how we can assist you today. Join us as we continue to grow together let's build a brighter financial future!

Branch History & Mission

Join Us

As we look ahead to the future, we invite you to be part of our journey. At Integra First, you're not just a member; you're family. Experience the difference that personalized service makes in your financial life. Visit us today or check out our website at Integra First for more information on how you can join and benefit from being part of a community-focused credit union!

Our Mission

The mission of Integra First is simple yet profound: to provide exceptional financial services while fostering a spirit of community support. We believe that when our members thrive, so does our entire community. We offer a wide range of services including personal banking solutions, auto loans, mortgage options, and credit cards with rewards. Whether you're looking to open a checking account or secure financing for your dream car, we're here to help you every step of the way. Our commitment goes beyond just banking; we actively engage in community outreach efforts and partnerships that strengthen local ties and promote economic growth. We strive for accessibility by ensuring ADA compliance in all facilities and offering digital advancements like online banking and mobile payments. While members can visit us at our branch location for transactions and consultations, official correspondence should be sent to our mailing address at 2354 10th Street, Menominee, MI 49858.

Branch Location & Accessibility

Convenient Access

While members can visit us at our branch address, official correspondence should be sent to 2354 10th Street, Menominee, MI. Our location is easily accessible and has ample parking available, so you won't have to worry about finding a spot when you arrive. We are committed to making banking as smooth as possible for everyone, and our facility is ADA-compliant, ensuring that all members can access our services comfortably.

Operating Hours & Services

At Integra First, we understand that life gets busy. That's why we offer convenient lobby hours from Monday to Friday between 8:30 AM and 5:30 PM. On Saturdays, we're open from 8:30 AM to noon for your convenience! If you're in a hurry or prefer not to enter the building, take advantage of our drive-thru banking services where you can make deposits and withdrawals without leaving your car. We also provide ATM access so you can withdraw cash or check your balance anytime. Our team is dedicated to helping you with various services ranging from checking and savings accounts to auto loans and credit cards with rewards. You'll find everything you need right here under one roof.

Your Community Credit Union

Located near local landmarks such as the beautiful Menominee River and the vibrant downtown area, Integra First is more than just a financial institution; it's part of your community. We pride ourselves on being accessible and responsive to your needs. If you're ready to experience personalized service that puts you first, give us a call at 906-863-5566 or stop by today! Our friendly staff looks forward to welcoming you into the Integra First family.

Member Eligibility

Becoming a member of Integra First is like joining a caring family that puts your financial needs first. If you live, work, or worship in the Menominee area, or if you're a relative of an existing member, you're already on your way to enjoying the benefits we offer! Our community is open and welcoming, ensuring everyone can access our supportive services. By joining Integra First, you'll gain access to personalized banking options tailored just for you, from checking accounts to auto loans and more. To start your membership journey, simply visit us at 2600 10Th St Menominee Mi 49858, or give us a call at (906) 863-5566 for more information. You can also check out the detailed eligibility criteria at http://www.integrafirstfcu.com/e-services/online-applications/membership-application to see if you're ready to join our community. Opening an account is quick and easy; find out how by visiting http://www.integrafirstfcu.com/apply_for_a_loan_155.html. We're excited to welcome you aboard!

Business Banking & Commercial Services

Merchant Services That Matter

In today's fast-paced world, having reliable merchant services can make all the difference. Our team at Integra First is here to provide tailored solutions that fit your needs, whether you're accepting payments online or in-store. Picture a seamless checkout experience for your customers while gaining valuable insights into sales trends all designed to help your business thrive. Visit us at 2600 10Th St Menominee Mi 49858 in Menominee, MI, or call us at (906) 863-5566 to discover how our business banking and commercial services can elevate your business today!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

If you're a business owner, our Business Banking services are designed with your needs in mind. From Merchant Services to secure payment processing solutions and Business Loans, we support local businesses by providing flexible financing options tailored to help them grow.

Convenient Access Options

To ensure that banking is as convenient as possible for you, we provide various access options including an ATM and drive-thru services. Need to make a quick deposit or withdrawal? Our basic drive-thru banking allows you to handle simple transactions without leaving your vehicle.

Digital Banking Features

In today's fast-paced world, digital convenience is key. With our Online & Mobile Banking, accessing your account has never been easier. You can perform transactions anytime and anywhere whether it's making payments or checking balances right from your smartphone. At Integra First, we focus on building relationships with our members while offering reliable financial solutions. If you're ready to explore how we can assist you further or if you have any questions about our services, don't hesitate to reach out! Call us at (906) 863-5566, or visit us at Menominee Branch today!

Financing Your Dreams

Thinking about getting a new car? Our Auto Loans & Vehicle Financing make it easier than ever to drive off in your dream vehicle without breaking the bank. We also provide Mortgage Loans & Refinancing options for those looking to purchase a home or lower their current mortgage payments. Our friendly loan officers will guide you through the process, ensuring that you find a solution that fits your budget.

Managing Debt and Credit

Sometimes life throws unexpected expenses your way. That's where our Personal Loans & Debt Consolidation come into play. We understand that managing debt can be overwhelming, so we're here to help simplify that journey. Additionally, our Credit Cards with Rewards allow you to earn points on purchases you already make making everyday spending rewarding!

Personal Banking Solutions

For those seeking to manage their daily finances, we offer Personal Banking options that include both checking and savings accounts. Imagine having easy access to your funds with online and mobile banking features at your fingertips. You can check balances, transfer money, and even pay bills all from the comfort of your home or on-the-go.

Digital & Online Banking

Key Features

Our mobile application makes banking even more accessible. You can make mobile payments and enjoy the ease of person-to-person transfers right from your smartphone. Plus, we offer electronic signature authorization, so you can sign documents securely without having to visit a branch. Want to keep track of your statements? We provide e-statements that allow you to view your account activity digitally, helping you stay organized while reducing paper clutter. Security is a top priority for us. Our digital services come equipped with advanced security measures to protect your information and transactions. Feel confident knowing that when you bank online or via our app, you're doing so in a safe environment. In today's fast-paced world, having real-time access to your financial information is essential. At Integra First, we strive to make banking simple and straightforward because we know how important it is for you to have control over your finances. Join us today and experience the convenience of modern banking!

Financial Strength

At Integra First, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your choice to bank with us, knowing that we prioritize your financial well-being. With a net worth of $11,786,535, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 9.01% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $27,301,951 in share certificates and $18,197,109 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $11,716,322 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment is further reflected in our capacity to support your needs: with $1,685 in used auto loans and $77,688,671 in total loans and leases, we're here to help you achieve your financial goals. Our operational efficiency is highlighted by our $32,859, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 26 full-time employees and 6 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 20,330, showcasing a strong and growing member base that trusts us with their finances. This reflects the trust placed in us by our community a trust we uphold daily. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Integra First is your trusted partner. Visit us at 2600 10Th St Menominee Mi 49858 or call (906) 863-5566 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Additional Offerings

For those looking for extra financial flexibility, we provide credit lines with a total available amount of $10,500,000. This option allows you to access funds when needed without taking out a full loan. As an added benefit, we encourage you to explore refinancing options if you're looking to lower your monthly payments or consolidate debts into one manageable payment. Check out our eligibility requirements online here. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Integra First, we're committed to supporting our members' financial journeys with personalized service and tailored solutions. Whether it's auto loans, mortgages, or credit cards, let us be your trusted partner in achieving your financial aspirations. Visit us today!

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $23,378,715 in used vehicle loans and $6,653,885 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates tailored to fit your budget. Whether you're looking for financing on a brand-new model or a reliable used vehicle, our team can help streamline the process.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,523,901, make buying or refinancing simple. We know how important it is to find a home that meets your needs and fits within your budget. Our mortgage specialists will guide you through the application process and answer any questions about refinancing options as well.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $4,051,814 in loans helping members manage their finances effectively. These cards come with various benefits designed to support your spending habits while providing financial freedom.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This ensures that users receive fair and transparent offers. Each loan listing is checked for accuracy, so you can trust that the information you see reflects the most current rates available.

INTEGRA FIRST FEDERAL CREDIT UNION - Menominee, MI

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