Inspire Credit Union Langhorne PA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Inspire, your trusted financial partner in the heart of Langhorne, PA. Located at 1555 E Lincoln Hwy, our branch has been serving the community since 1936. With a commitment to providing exceptional member service, we are proud to support over 16,000 members with personalized banking solutions tailored to meet their unique needs. At Inspire, we believe in building strong relationships with our members and fostering financial well-being. Our total assets stand at an impressive $356,494,141, reflecting our stability and dedication to serving you. Whether you're looking for a loan our total loans and leases amount to 15,480 or want to save for the future with our competitive deposit options (totaling $36,351,529), we have you covered. Our leadership team is here to guide you every step of the way. Under the stewardship of CEO James Merrill and Board President Marc Diretto, we prioritize your financial goals and community engagement. With a dedicated team of 41 employees, we're always ready to assist you with services like auto loans, mortgages, personal loans, and more all designed with your success in mind. While members can visit us at our branch location, official correspondence should be directed to the same address: 1555 E Lincoln Hwy, Langhorne, PA 19047-3008. We invite you to explore our wide array of services ranging from online and mobile banking to business banking solutions by visiting our website at Inspire. If you have any questions or need assistance, feel free to call us at 267-548-7040 during our convenient operating hours: Monday-Thursday from 8:30 AM to 5:30 PM, Friday until 6:30 PM, and Saturday from 9 AM to 1 PM. Join us on this journey towards financial empowerment today!

Branch History & Mission

Our Mission

At Inspire Credit Union, our mission is clear: we aim to empower our members by offering personalized financial solutions that enhance their lives. We believe in supporting not just individual goals but also the broader community. Through partnerships and outreach initiatives, we actively participate in local events and support various causes that uplift those around us. While members can visit us at 1555 E Lincoln Hwy, official correspondence should be sent to our mailing address at 1555 E Lincoln Hwy, Langhorne, PA 19047-3008. This attention to detail ensures that all communications are handled efficiently. As we embrace modern technology, we have made significant advancements in digital banking options. Our online and mobile banking platforms allow members to manage their accounts anytime, anywhere. We are proud of our ADA compliance efforts that ensure accessibility for all members and visitors. Inspire Credit Union is more than just a financial institution; it is a community partner dedicated to making a positive impact. We invite you to join us on this journey towards financial wellness and community support. Experience the benefits of being part of Inspire where your financial health is our priority! If you're ready to take the next step toward achieving your financial goals with us, give us a call at 267-548-7040 or visit our website at InspireFCU.org. Join today and become part of something special!

Branch Location & Accessibility

Welcome to Inspire, your friendly financial partner located at 1555 E Lincoln Hwy in Langhorne, PA. Our branch is conveniently situated near popular local spots, making it easy for you to stop by and take care of your banking needs. Whether you're headed to a nearby restaurant or shopping center, we're just a quick visit away! Our location features accessible parking and is designed with ADA compliance in mind, ensuring that everyone can comfortably access our services. If you're driving through, you'll find ample parking space available. Inspire is open Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. These hours are tailored to fit your busy schedule, giving you the flexibility to visit us when it's most convenient for you. We proudly offer various services such as personal banking options including checking and savings accounts, auto loans, mortgage refinancing, credit cards with rewards, and business banking solutions. Our drive-thru service makes it even easier for you to manage simple transactions without leaving your car. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. While members can visit us at our Langhorne branch for all their banking needs, official correspondence should be sent to our mailing address at 1555 E Lincoln Hwy, Langhorne, PA 19047-3008. Have questions or want to know more? Feel free to give us a call at 267-548-7040. We look forward to welcoming you into our Inspire family!

Member Eligibility

Joining the Inspire community is a wonderful step toward better financial health and support. To become a member of Inspire, all you need is to meet a few simple eligibility criteria. If you live, work, worship, or go to school in Bucks County, Pennsylvania, you're already on the right track! It's that easy membership opens doors to a wide range of financial services tailored just for you. By becoming a member at Inspire, you'll enjoy competitive rates on loans and savings accounts, personalized service from our dedicated team, and access to a wealth of resources designed to help you thrive. To kick off your membership journey, simply visit us at 1555 E Lincoln Hwy Langhorne Pa 19047 or give us a call at (267) 548-7040 for any questions you may have. For detailed information about our eligibility requirements, check out our resource at . We're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loans That Fuel Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $102 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $24 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $32,275,757, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services for Everyday Success

Imagine having the tools to streamline transactions and enhance customer experiences. Our merchant services provide just that allowing you to accept payments easily and efficiently, whether in-store or online. With us by your side, managing your finances becomes simpler, letting you focus on what truly matters: growing your business. Located at 1555 E Lincoln Hwy, Langhorne, PA 19047, we're here to support your journey every step of the way. Reach out today at 267-548-7040 to learn how we can partner with you for success!

Comprehensive List Of Services

ATM and Drive-Thru Services

If you're in a hurry or prefer face-to-face interaction for simple transactions, our branch offers both ATM access for cash withdrawals and balance checks as well as a drive-thru service for deposits and basic transactions. This allows you to complete your banking needs swiftly without compromising on quality service.

Business Banking

For entrepreneurs, we offer comprehensive business banking services, including merchant services and business loans to help your venture thrive. We understand the importance of having reliable financial tools at your disposal so you can focus on growing your business.

Digital Banking Features

In today's fast-paced world, convenience matters. That's why Inspire provides robust online and mobile banking services. You can manage your accounts anytime, anywhere through our secure platform. Our features include mobile payments, person-to-person transfers, e-statements, and electronic signature authentication for quick access to financial documents.

Get Started Today!

We invite you to explore all the services available at Inspire. Our friendly team is ready to assist you with any questions you may have about our offerings or how we can help meet your financial goals. Don't hesitate to reach out at 267-548-7040 or visit us at our Langhorne branch. Your financial success is our priority!

Loans and Credit Solutions

Life can throw unexpected expenses your way. That's why we provide personal loans for debt consolidation or any financial needs that arise. Plus, our credit cards with rewards allow you to earn benefits while making everyday purchases perfect for those who enjoy getting more from their spending.

Personal Banking

Managing your finances should be easy and accessible. At Inspire, we offer various checking and savings accounts that fit different lifestyles and goals. For those considering a new vehicle, our auto loans and vehicle financing options make it simple to drive away in the car you want without breaking the bank. If you're thinking about buying a home or refinancing an existing mortgage, our mortgage loans are tailored to help you secure the best possible terms.

Digital & Online Banking

Accessible Anytime

In today's fast-paced world, having access to your financial information whenever you need it is crucial. At Inspire, we ensure that you have all the tools necessary for real-time account management right in your pocket. Our commitment is to provide an accessible and secure banking experience tailored just for you. Explore all these services and more by visiting us online at https://www.inspirefcu.org today!

Convenient Online Banking

With our 24/7 online banking services available at https://www.inspirefcu.org , you can access your accounts, check balances, pay bills, and transfer funds from the comfort of your home or on the go. Whether you're looking to manage your savings or keep track of your spending, our user-friendly platform makes it easy.

Enhanced Features for Your Security

We prioritize your security with features like electronic signature authorization. This means you can complete transactions without needing to visit a branch, all while keeping your information safe. Plus, with e-statements readily available, you can manage your finances without the clutter of paper statements.

Mobile Banking Made Easy

Our mobile application brings banking right to your fingertips. Enjoy features like mobile payments that let you make quick transactions with just a tap. Sending money to friends or family is also hassle-free with our person-to-person transfer option no need for cash or checks!

Financial Strength

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inspire is your trusted partner. Visit us at 1555 E Lincoln Hwy Langhorne Pa 19047 or call (267) 548-7040 to learn more about how we can help you achieve your financial goals.

Dedicated Team

We also take pride in having 39 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our total share accounts stand at 21,913, showing a strong and growing member base that trusts us with their finances.

Investment in Member Services

With $20,465,890 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is substantial; with $1,561 in used auto loans and $274,166,594 in total loans and leases, we support your financial goals across various sectors. Our commitment to efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Secure Savings Options

Members' savings are secured through $67,787,521 in share certificates and $43,336,193 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $35,612,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $36,378,075, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This foundation enables us to be there for you when it matters most. Our net worth ratio of $1,048 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $25,904,124 in used vehicle loans and $21,391,622 in new vehicle loans already helping members get on the road. Whether you're interested in financing a brand-new vehicle or a reliable used car, we have options tailored for you.

Business Financing

For business owners, our outstanding commercial loans totaling $32,275,757 provide the capital needed to grow and expand. Whether you need funding for equipment purchases or working capital to support your operations, we have solutions designed for your business needs.

Credit Card Loans

We also offer flexible terms on unsecured credit card loans. While currently no unsecured credit card loans are issued at this time, we are committed to providing options that help our members manage their finances effectively. At Inspire, we're dedicated to helping you find the right loan product. For more details about eligibility or refinancing options available with any of these loan types, please feel free to contact us at 267-548-7040 or visit us during our operating hours: Monday through Thursday from 8:30 AM to 5:30 PM, Friday from 8:30 AM to 6:30 PM, and Saturday from 9:00 AM to 1:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you secure the financing you need today!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,721,151, make buying or refinancing simple. We provide competitive rates and flexible terms to fit your budget. If you're looking to refinance an existing mortgage, our team can help you navigate the process smoothly.

Loan Aggregator

Accurate Loan Comparisons

LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to quality means that all loan offers are based on the latest results, ensuring fair and transparent offers for users (Source: https://www.ncua.gov ).

Benefits of Using LendMesh

- Verified Data: All loan offers come from legitimate financial institutions, guaranteeing transparency in the rates presented. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions. Instead, the goal is to provide unbiased results that help you make informed decisions. - Real-Time Rate Comparisons: The platform provides up-to-date loan rates from multiple institutions, allowing users to find the best deals available in real time. Thousands of users trust LendMesh for their loan comparisons. One member shared their experience: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness of LendMesh as a valuable resource in your financial journey. Ready to take control of your borrowing? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

INSPIRE FEDERAL CREDIT UNION - Langhorne, PA