Insight Credit Union Winter Springs FL | Affordable Auto Loans & Business Banking

Introduction

At Insight, located at 1450 Tuskawilla Rd, Winter Springs, FL 32708, we understand that financial services are about more than just numbers they're about people and communities. Established in 1991, our credit union has grown to serve over 45,302 members with a commitment to providing personalized banking solutions. With total assets reaching an impressive $699,494,041 and total deposits of $73,447,111, we pride ourselves on being a reliable financial partner in your journey. Our dedicated team of 145 employees, led by CEO George Davis and Board President Mark Zickefoose, is here to ensure you receive the highest level of service. We offer a wide range of services from personal checking accounts and auto loans to business financing options. Whether you're looking for a new vehicle or planning for your future, we've got you covered. While members can visit us at our branch address, official correspondence should be sent to our mailing address at 270 Winding Hollow Blvd, Winter Springs, FL 32708. Our friendly staff is available Monday through Friday from 9 AM to 5 PM to assist with any inquiries you may have. Join us today and experience the benefits of membership with Insight Credit Union! For more information, call us at 407-426-6000 or visit our website at insightcreditunion.com. Your financial well-being is our top priority!

Branch History & Mission

Looking Forward

As we continue to grow with an impressive total asset base exceeding $699 million, we are also embracing technological advancements that make banking easier for everyone. Members can enjoy features like online banking, mobile payments, and electronic signatures ensuring access to their finances anytime and anywhere. While we may not have ATMs or drive-thru services at this location currently, we are committed to enhancing member experience through innovative solutions and customer-centric initiatives. Our friendly staff is available Monday through Friday from 9 AM to 5 PM to assist you with any questions or concerns. Join us at Insight Credit Union and become part of a community that values trust, transparency, and support. Experience the benefits of membership today! For more information or to open an account online, please visit our website or call us at 407-426-6000. Together, let's build a brighter financial future!

Our Mission

At the heart of Insight Credit Union's mission is a commitment to enhance the financial well-being of our members while actively contributing to the community. We strive to provide exceptional financial services that empower individuals to achieve their goals whether that's purchasing a new home, financing a vehicle, or managing everyday expenses. Our services include checking and savings accounts, auto loans, mortgage refinancing, personal loans, credit cards with rewards, and business banking options. Our focus goes beyond just numbers; we believe in fostering strong relationships with our members. This is evident through our various community outreach programs and partnerships aimed at supporting local initiatives and organizations. We understand that when our community thrives, so do our members.

Branch Location & Accessibility

Branch Features

At Insight, we pride ourselves on being accessible to everyone. Our branch is designed with ADA compliance in mind, ensuring that all members can easily navigate through our facilities. Whether you're here for personal banking or to explore options like auto loans and mortgage refinancing, you'll find everything you need right at your fingertips. Our lobby hours are set up for your convenience: we're open Monday through Friday from 9 AM to 5 PM. If you have questions or need assistance outside of these hours, feel free to give us a call at 407-426-6000. Our team is always ready to help!

Services Offered

Though we currently don't have an ATM or drive-thru service available at this branch, you can still take advantage of a wide range of services that cater to both personal and business needs. From checking and savings accounts to auto loans and credit cards with rewards, we have something for everyone. Plus, enjoy the ease of online and mobile banking from anywhere! We invite you to come visit us soon! Whether you're looking for financial guidance or simply want to learn more about what Insight has to offer, we're excited to meet you and help you achieve your financial goals!

Member Eligibility

At Insight, we believe that becoming a member means joining a community that truly cares about your financial well-being. If you're looking to be part of something special, membership is open to anyone who lives, works, worships, or attends school in the areas surrounding Winter Springs. We want to ensure everyone feels welcomed and included! You can find more specific eligibility details at http://www.insightcreditunion.com/why-insight/about-us/membership . Opening an account is a straightforward process, and our friendly team is here to guide you every step of the way. To get started on your journey with us, simply visit our account opening page at https://app.loanspq.com/apply.aspx ?lenderref=insightcu102219&list=ccvlplst or give us a call at (407) 426-6000. We can't wait to welcome you to the family at Insight, located at 1450 Tuskawilla Rd Winter Springs Fl 32708!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $33 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $188 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $24,208,050, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine having a trusted partner that simplifies payment processing so you can focus on what you do best growing your business. Our merchant services provide reliable solutions for accepting payments, whether you're at a physical location or online. This allows you to serve your customers better while keeping your cash flow steady. Whether you're just starting out or looking to expand, Insight is here for you every step of the way. Let's work together to fuel your business's success right here in Winter Springs, FL! For more information, visit us at 1450 Tuskawilla Rd Winter Springs Fl 32708 or call us at (407) 426-6000.

Comprehensive List Of Services

Business Banking Services

For our business members, we provide comprehensive business banking solutions including merchant services and business loans. If you're looking to expand or need working capital, we're here to support your growth every step of the way.

Call Us Today!

If you have any questions about our services or would like assistance in selecting the right option for you, don't hesitate to reach out! Give us a call at (407) 426-6000 during our lobby hours from 9 AM to 5 PM on weekdays. Join us at Insight where financial solutions meet exceptional service!

Convenient Online & Mobile Banking

In today's fast-paced world, convenience is key. That's why at Insight, we offer robust online and mobile banking features. You can check balances, transfer funds, pay bills, and even make deposits from the comfort of your home or on the go using our mobile app. With features like e-statements and electronic signature authentication, managing your finances has never been easier.

Credit Cards and Loans

We also understand that life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation options to help you manage those costs effectively. Our credit cards come with rewards that allow you to earn while you spend whether it's cash back on groceries or travel points for your next vacation.

Personal Banking Solutions

Starting with personal banking, we offer checking and savings accounts designed to help you save for what matters most. Imagine effortlessly managing your day-to-day expenses while also building your savings for future goals. With competitive interest rates and no hidden fees, our accounts are built with your financial wellness in mind. When it comes to financing your next vehicle, our auto loans provide flexible terms that fit your budget. Think about driving off in that new car without breaking the bank; that's exactly what our vehicle financing options aim to accomplish. Plus, if you're considering a home purchase or want to refinance an existing mortgage, our mortgage loans come with personalized service and competitive rates.

Digital & Online Banking

Key Features of Our Digital Banking Services

Our online banking offers 24/7 access to your accounts, allowing you to check balances, review transactions, and manage your finances in real-time. You can easily set up e-statements, making it simpler to keep track of your financial documents without the clutter of paper. Plus, our electronic signature authorization feature means you can sign important documents securely from the comfort of your home. If you're always on the go, our mobile application makes banking even more accessible. You can use mobile payments to complete transactions quickly and securely right from your smartphone. Need to send money to a friend? Our person-to-person transfer service allows you to do that with just a few taps on your screen.

Security and Ease of Use

We prioritize your security in all our digital services. With robust measures in place, you can feel confident that your information is safe while using our online platforms. We've made sure that navigating through our features is user-friendly so you can focus on what matters most your financial well-being. With Insight, managing your money has never been easier or safer. Whether you're at home or out and about, our digital banking services empower you to take control of your finances with ease. Visit us online at https://www.insightcreditunion.com/ today to explore everything we have to offer!

Financial Strength

A Solid Foundation

With a net worth of $66,719,301, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 949 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Commitment to Growth

With $57,802,646 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity is robust; with $36,549,3452 in total loans and leases and 4,491 used auto loans available for members' financial goals across various sectors.

Growing Member Trust

We have a strong member base with a total of 106,494 share accounts that trust us with their finances. Our financial strength means we can continue serving you confidently. Whether you're saving, borrowing, or planning for the future, Insight is your trusted partner. Visit us at 1450 Tuskawilla Rd Winter Springs Fl 32708 or call 407-426-6000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.

Operational Efficiency

Our impressive net income of $2,609,565 reflects our operational efficiency. This enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 144 full-time employees and 1 part-time employee, ensuring our branches are always ready to serve you with a knowledgeable team.

Secure Savings Options

Members' savings are secured through $115,817,071 in share certificates and $73,658,037 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $7,802,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $96,855,194 in used vehicle loans and $20,027,241 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you can drive away with the vehicle you want.

Commercial Loans

For business owners, our outstanding commercial loans totaling $24,208,050 provide the capital needed to grow and expand. Whether you're starting a new venture or need funds for expansion, our commercial loan products can support your business goals.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $25,090,873, make buying or refinancing simple. Our team is here to guide you through each step of the process, ensuring you understand your options and find the right fit for your budget.

Refinancing and Eligibility Options

If you're considering refinancing your existing loans or checking eligibility for any of our products, we encourage you to reach out. Our staff is knowledgeable about various refinancing options that may save you money on monthly payments or lower your interest rates. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or contact us today to learn more about how Insight can help meet your borrowing needs!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans. Although currently we have $0 in unsecured credit card loans issued, we are committed to providing solutions that help our members manage their finances effectively when they are available.

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INSIGHT CREDIT UNION