INROADS FEDERAL CREDIT UNION

Welcome to Inroads, your trusted financial partner located at 425 S Columbia River Hwy, Saint Helens, OR 97051. Established in 1938, we have proudly served our community for over eight decades, helping individuals and families achieve their financial goals. With a strong membership base of 16,529 and total assets reaching $350,137,149, Inroads is committed to providing exceptional service and support to our members. At Inroads, we believe in the power of community. We offer a wide range of services, including personal banking options like checking and savings accounts, auto loans, mortgage loans, and credit cards with rewards. Our dedicated team of 83 employees, led by our CEO Nathan Cox and Board President Lea Chitwood, works tirelessly to ensure that you receive personalized attention and expert guidance. While you can visit us at our branch address for all your banking needs, please note that official correspondence should be directed to our mailing address: PO Box 537, Saint Helens, OR 97051. With total deposits amounting to $20,320,921 and a net worth of $28,696,880, we take pride in maintaining financial strength that benefits our members. We also hold a cash reserve of $7,369,049 to ensure your funds are secure and accessible when you need them. Join us today at Inroads and experience the difference of being part of a member-focused credit union. For more information or assistance, feel free to reach out at 503-397-2376 or visit our website at inroadscu.org. Your financial journey starts here!

Inroads has been a cornerstone of the Saint Helens community since it first opened its doors in 1938. Over the years, we have proudly served our members with dedication and care, growing alongside them. Our branch, located at 425 S Columbia River Hwy, Saint Helens, OR 97051, has become more than just a financial institution; it is a place where relationships are built and dreams are realized. With a total membership of over 16,500 individuals, Inroads is committed to providing exceptional financial services while fostering community support. Our journey began with a vision to empower our members through accessible banking solutions. Today, we manage total assets amounting to $350137149, a testament to the trust and loyalty of our community. Our mission at Inroads is clear: We strive to offer our members the best in personal banking solutions while being actively involved in initiatives that uplift our local community. From auto loans and mortgages to business banking services, we focus on creating opportunities for financial success. We understand that every member's journey is unique, and we are here to provide tailored support along the way. As part of our commitment to accessibility, our branch offers both ATM services and drive-thru banking for your convenience. Members can visit us during regular operating hours from Monday to Friday between 10 AM and 5:30 PM, with live tellers available earlier from 8 AM until 6 PM on weekdays and from 9 AM to 3 PM on Saturdays. While members can visit us at 425 S Columbia River Hwy Saint Helens Or 97051, official correspondence should be sent to PO Box 537, Saint Helens, OR 97051. This ensures that all communication reaches us efficiently as we continue striving for excellence in service delivery. At Inroads, we embrace modern advancements in banking by offering online and mobile banking options. These digital tools allow you to manage your finances anytime and anywhere easily. Our commitment extends beyond just banking; we engage in various partnerships and outreach efforts aimed at giving back to the Saint Helens community. Join us on this journey of growth and empowerment. Experience firsthand what makes Inroads more than just a credit union become part of a family dedicated to your financial well-being and community support. We invite you to explore our services and see how we can help you achieve your financial goals today!

Welcome to Inroads, your friendly neighborhood credit union located at 425 S Columbia River Hwy in Saint Helens, OR! We're conveniently situated near local landmarks, making it easy for you to stop by and handle your banking needs. Whether you're coming from the heart of downtown or nearby communities, our location is designed for your convenience. At Inroads, we prioritize accessibility for all our members. Our branch features ADA-compliant entrances and parking, ensuring that everyone can enjoy a smooth visit. If you're in a hurry, take advantage of our drive-thru service for quick transactions without leaving your car. Plus, our ATM is available for cash withdrawals and balance checks whenever you need it. We are here to serve you during the week with lobby hours from 10 AM to 5:30 PM on Monday through Friday. For those who prefer face-to-face interactions, our LIVE Tellers are available earlier from 8 AM to 6 PM on weekdays and from 9 AM to 3 PM on Saturdays. This means you can get personalized assistance when it suits you best! If you have any questions or need assistance, feel free to reach out to us at 503-397-2376. While members can visit us at our branch address for all their banking needs, official correspondence should be sent to PO Box 537, Saint Helens, OR 97051. We invite you to explore our services ranging from personal banking options like checking and savings accounts to auto loans and business banking solutions. Come see how Inroads can make your financial journey easier! We look forward to welcoming you soon!

Becoming a member of Inroads means joining a welcoming community that cares about your financial well-being. If you're looking to enjoy personalized services and supportive banking, we'd love to have you! To be eligible for membership, you simply need to live, work, worship, or attend school in the beautiful Columbia County area. We believe everyone deserves access to financial resources, so our doors are open to a wide range of individuals. You can check out the full eligibility details at https://app.consumer.meridianlink.com/xa/xpressapp.aspx ?lenderref=inroadscu112918&type=1&scenario=newmembership for the most current information. Getting started with us is easy! Simply visit our website or give us a call at (503) 397-2376 for guidance on opening an account. We're here to help you every step of the way, ensuring your transition into membership is as smooth as possible. With our commitment to providing excellent service and a variety of banking options, including personal loans and auto financing, becoming part of Inroads could be one of the best financial decisions you make. For more information on how to open your account today, head over to https://app.loanspq.com/apply.aspx?lenderref=inroadscu112918&list=vl . We can't wait to welcome you!

At Inroads, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We strive to create an environment where you can feel confident in your financial decisions, knowing that we are committed to maintaining our strong financial health. With a net worth of $28,696,880, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $820 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $55,191,416 in share certificates and $52,583,443 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $6,489,245, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. We also have $29,102,771 in undivided earnings, which allows us to reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. With $904 in used auto loans and $264,108,207 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $-405,891 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 80 full-time employees and 3 part-time employees who ensure our branches are always ready to serve you with a knowledgeable, committed team. In addition, net shares (funds available for lending and investments) amount to $0. Total share accounts stand at 38,829, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inroads is your trusted partner. Visit us at 425 S Columbia River Hwy Saint Helens Or 97051 or call (503) 397-2376 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.