INROADS FEDERAL CREDIT UNION

Welcome to Inroads, your trusted partner in financial success right here in the heart of Saint Helens, OR. Established in 1938, our credit union has been dedicated to serving our community for over 85 years, building strong relationships with our 16,699 members. Located at 1720 Saint Helens St, we're proud to offer a range of services designed to meet your financial needs. At Inroads, we believe in empowering our members through personalized financial solutions. With total assets of $371,308,042 and total deposits reaching $9,894,118, you can trust that your money is safe and secure with us. Our commitment to you goes beyond numbers; it's about providing exceptional service and support. Our experienced team, led by CEO Nathan Cox and Board President Lea Chitwood, is always ready to assist you in achieving your financial goals. While you can visit us at our branch address for any banking needs, please note that official correspondence should be sent to our mailing address: PO Box 537, Saint Helens, OR 97051. With a strong foundation built on trust and integrity, we are here to help you navigate life's financial journey. Whether you're looking for loans or saving options our total loans amounting to 9,313 demonstrate our dedication to helping members like you thrive. We also maintain a healthy net worth of $28,666,512, ensuring stability and growth for all our members. Don't hesitate to reach out! Call us at 503-397-2376 or visit our website at Inroads for more information on how we can serve you better. Let's take the next step together towards a brighter financial future!

Joining the Inroads family means becoming part of a welcoming community that truly cares about its members. At Inroads, we believe that everyone deserves access to financial services that empower them. If you live, work, or worship in Columbia County, you're likely eligible to become a member! We also welcome immediate family members of current members, making it easy for your loved ones to join in on the benefits too. To explore more about our eligibility requirements, feel free to check out our detailed information at this link. Becoming a member is simple and straightforward. All you need to do is visit us at 1720 Saint Helens St, Saint Helens, OR 97051, or give us a call at 503-397-2376 for assistance. Ready to open your account? You can kick off the process online by visiting this page. Joining Inroads not only opens the door to personalized financial solutions but also connects you with a team dedicated to helping you achieve your goals. We can't wait to welcome you!

At Inroads, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to maintaining the highest standards of financial health, ensuring that your money is safe and working hard for you. With a net worth of $28,666,512, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $772 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,723,346 in share certificates and $50,726,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,828,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,274,244 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors with $876 in used auto loans and $271,633,540 in total loans and leases. Our operational efficiency is reflected in our $392,268, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. The trust you place in us is evident with a growing member base: we currently have 38,122 total share accounts. This reflects the confidence our members have in Inroads, as we work diligently to meet their financial needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inroads is your trusted partner. Visit us at 1720 Saint Helens St Saint Helens Or 97051 or call (503) 397-2376 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

At Inroads, we understand that life brings various financial needs, whether it's buying a new car, purchasing your dream home, or managing everyday expenses. That's why we offer a diverse range of loan products tailored to help our members achieve their financial goals. With over 9,313 loans issued, we've helped thousands of members achieve their financial goals. Our auto loans are particularly appealing for those looking to buy a new car. We currently have $15,053,689 in used vehicle loans and $15,805,826 in new vehicle loans available, making it easier than ever to get on the road with some of the lowest rates in the industry. Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $30,496,298, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, we have solutions designed for your needs. For those who need quick access to cash without collateral, our unsecured credit card loans can provide flexibility. We currently offer $9,553,801 in loans, helping members manage their finances effectively. If you're a business owner, don't forget about our outstanding commercial loans totaling $100,246,265, which provide essential capital needed for growth and expansion. For more information about eligibility and refinancing options that may be available to you, please feel free to reach out. You can contact us at (503) 397-2376, or visit us at our branch located at 1720 Saint Helens St Saint Helens Or 97051 in Saint Helens, OR. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way as you navigate your financial journey!