INROADS FEDERAL CREDIT UNION

Welcome to Inroads, your trusted financial partner located at 118 E A St, Rainier, OR 97048. Established in 1938, we have been serving our community for over eight decades, building strong relationships with our members and empowering them through tailored financial solutions. With a robust membership of 16,699 individuals, Inroads is more than just a credit union; we are a vital part of the Rainier community. At Inroads, we pride ourselves on our commitment to member service and community impact. Our total assets stand at an impressive $371,308,042, reflecting our strength and stability in the financial landscape. We offer a diverse range of products including personal banking options like checking and savings accounts, auto loans, mortgage financing, and business banking solutions to meet every need. With $9,894,118 in total deposits and a net worth of $28,666,512, you can trust that your finances are in safe hands. While members can visit us at our branch location for personalized service, official correspondence should be sent to PO Box 1025, Rainier, OR 97048. Our dedicated team of 82 employees, led by CEO Nathan Cox and Board President Lea Chitwood, is here to assist you during our operating hours: Monday through Friday from 10 AM to 5:30 PM for lobby services and 8 AM to 6 PM for live tellers. Whether you're looking to secure a loan or simply want to explore your banking options, we encourage you to reach out. Call us today at 503-397-2376 or visit our website at inroadscu.org for more information. Join us in making your financial goals a reality!

At Inroads, we believe that a strong community is built on trust and support. Founded in 1938 in the heart of Rainier, Oregon, our credit union has been a cornerstone of financial service and community engagement for over 85 years. Located at 118 E A St, Rainier, OR 97048, we are proud to serve our members with dedication and care. Since opening our doors, Inroads has grown significantly. Today, we proudly serve over 16,699 members and manage total assets amounting to $371,308,042. Our journey has been marked by milestones that reflect our commitment to providing quality financial services while fostering a sense of belonging among our members. Our mission is simple yet profound: to empower our members through accessible financial solutions while giving back to the community that supports us. We offer a wide range of services tailored to meet your needs whether you are looking for personal banking options like checking and savings accounts or loans for vehicles and mortgages. Our team is dedicated to ensuring you have the resources necessary to achieve your financial goals. Inroads also takes pride in being accessible and customer-friendly. With operating hours from Monday to Friday between 10 AM to 5:30 PM for lobby access and extended hours for LIVE tellers from 8 AM to 6 PM on weekdays, as well as Saturday service from 9 AM to 3 PM, we strive to accommodate your busy schedule. Our branch features both ATM availability and drive-thru banking options for added convenience. While members can visit us at 118 E A St, official correspondence should be sent to our mailing address at PO Box 1025, Rainier, OR 97048. We aim not only to provide excellent financial services but also to engage in meaningful partnerships within the community. Through outreach efforts and local initiatives, we work diligently towards enhancing the lives of those around us. As technology evolves, so do we. Inroads offers online banking and mobile applications that make managing your finances easier than ever. We understand the importance of adapting our services while maintaining compliance with ADA standards to ensure everyone can access our offerings seamlessly. Join us at Inroads! Experience the benefits of being part of a cooperative that values its members and works tirelessly for their success. Whether you're looking for loans or simply need assistance with your finances, we're here for you every step of the way. Visit us today or call us at 503-397-2376 we're excited to help you achieve your dreams!

At Inroads, we believe that everyone deserves a supportive community to help them reach their financial goals. Joining us as a member is simple and welcoming. To be eligible, you typically need to live, work, worship, or attend school in the areas we serve. This means that if you're part of our local community, you're already on your way to becoming a member! Plus, when you join Inroads, you gain access to a variety of services designed just for you, from personal banking options to loans tailored for your needs. Ready to take the next step? You can start the membership process by checking out our detailed eligibility criteria at https://app.consumer.meridianlink.com/xa/xpressapp.aspx?lenderref=inroadscu112918&type=1&scenario=newmembership . If everything looks good, opening an account is easy just visit our account opening page here: https://app.loanspq.com/apply.aspx?lenderref=inroadscu112918&list=vl . If you have any questions or need assistance, don't hesitate to give us a call at (503) 397-2376. We're excited to welcome you into the Inroads family!

At Inroads, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are proud to share that our financial strength reflects our commitment to serving you well. With a net worth of $28,666,512, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $772 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $57,723,346 in share certificates and $50,726,393 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,828,303, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,274,244 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Additionally, with $876 in used auto loans and $271,633,540 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $392,268 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 79 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 38,122, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inroads is your trusted partner. Visit us at 118 E A St Rainier Or 97048 or call (503) 397-2376 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.