Inova Elkhart IN Credit Union | Affordable Auto Loans & Business Banking

Introduction

Welcome to Inova, your trusted financial partner located at 661 County Road 17, Elkhart, IN 46516. Since our establishment in 1942, we have been dedicated to providing exceptional financial services to our growing community of over 47,000 members. With total assets of $693,256,986, we pride ourselves on being a reliable resource for all your banking needs. At Inova, we understand that every member's financial journey is unique. That's why we offer a range of services, including personal banking, auto loans, mortgage options, and business banking solutions. Our team is committed to helping you achieve your financial goals with personalized support and expert guidance. Under the leadership of our CEO, Dallas Bergl, and Board President Charles Walker, our focus remains on enhancing your experience and building long-lasting relationships. While members can visit us at our branch location, official correspondence should be sent to the same address: 661 County Road 17, Elkhart, IN 46516. We invite you to explore the many benefits of membership with us. With total deposits amounting to $19,648,856 and robust loan offerings totaling 27,643, our commitment to your financial well-being is evident. Whether you're looking to open a new account or need assistance with an existing one, we're here for you! Don't hesitate to reach out at (574) 970-1337 or visit our website at Inova Federal Credit Union for more information. Join us today and experience the difference of being part of a community-focused credit union!

Branch History & Mission

Commitment to Innovation

Over the years, we've embraced technology to enhance member experiences. With online and mobile banking options available, members can easily manage their finances anytime and anywhere. Additionally, our branch is equipped with ADA-compliant features ensuring accessibility for all. For those who prefer face-to-face interaction, our drive-thru service offers convenience without compromising personal touch. While members can visit us at 661 County Road 17 Elkhart In 46516, official correspondence should be sent to 661 County Road 17, Elkhart, IN 46516. We also invite you to connect with us by phone at (574) 970-1337 or explore more about our services on our website at Inova Federal Credit Union.

Join Us!

As we continue on this journey together, we invite you to become a part of the Inova family. Experience firsthand how we can support your financial goals while contributing positively to the Elkhart community. Together, let's build a brighter future!

Our Mission

Our mission at Inova is clear: to provide accessible financial services while fostering a sense of community support and empowerment. We strive to create a welcoming environment where every member feels valued and understood. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we aim to meet diverse financial needs with compassion and integrity. Our commitment extends beyond banking; we actively engage in community outreach initiatives that uplift our neighbors and strengthen local ties.

Branch Location & Accessibility

Connect With Us

Have questions or want more information? Feel free to give us a call at (574) 970-1337. Our team is always ready to assist you! Come visit us today and discover how Inova can help meet your financial needs!

Location Highlights

Nestled near local landmarks, our branch is easy to find and get to. If you're looking for parking, you'll be pleased to know that we offer ample space right outside our doors. Our facility is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, ensuring that everyone can enjoy our services without any hassle.

Operating Hours

Our doors are open from Monday through Friday from 8 AM to 6 PM, and on Saturdays from 9 AM to 12 PM. These hours are tailored to fit your busy schedule whether you need to make a quick deposit during lunch or want to handle your banking needs on the weekend.

Services Offered

At Inova, we offer a wide range of services designed with you in mind. From personal banking options like checking and savings accounts to auto loans and mortgages, we have something for everyone. Need cash? We also provide ATM access for quick withdrawals and drive-thru banking for those who prefer not to leave their cars. Plus, if you're a member of another participating credit union, you can utilize our shared services for deposits and withdrawals as well! While members can visit us at 661 County Road 17 Elkhart In 46516, official correspondence should be sent to the same address: 661 County Road 17, Elkhart, IN 46516.

Member Eligibility

At Inova, becoming a member is more than just opening an account it's about joining a community that cares about your financial well-being. If you live, work, or worship in the Elkhart area, you're likely eligible to become part of our family! We welcome individuals who are looking for a supportive environment to manage their finances and achieve their goals. For those interested in specifics, you can check out the detailed eligibility criteria at https://www.inovafederal.org/personal/personal-savings/membership-savings-account.html. Once you know you're eligible, opening an account is a breeze! You can start the process online by visiting https://my.inovafederal.org/registration, or feel free to give us a call at (574) 970-1337 if you have any questions or need assistance. Our friendly team at Inova, located at 661 County Road 17 Elkhart In 46516, is here to help you every step of the way. Join us today and experience the many benefits of membership, including competitive rates and personalized service tailored just for you!

Business Banking & Commercial Services

Business Loan Options

Imagine securing the funds needed to purchase new equipment or renovate your space. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,573,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to simplify your payment processes. Imagine being able to accept payments anytime, anywhere whether in-person or online. This convenience not only enhances customer satisfaction but also streamlines your operations, allowing you to focus on what matters most: growing your business. Visit us at 661 County Road 17 Elkhart In 46516 in Elkhart, IN, or call us at (574) 970-1337 to learn more about how our business banking services can empower your success!

Comprehensive List Of Services

ATM and Drive-Thru Services

Need cash quickly? Our ATM & Cash Withdrawal Services, along with basic drive-thru banking for deposits and withdrawals, ensure that accessing your funds is hassle-free. We also participate in shared branching services so that members from partner credit unions can easily access their accounts through our facilities.

Business Banking Services

If you're a business owner, our Business Banking services can help you thrive. We provide essential tools such as Merchant Services for smooth transactions and Business Loans to support your growth ambitions.

Call Us Today!

Whether you're in need of personal banking assistance or business solutions, Inova is here for you! Reach out to us at 574-970-1337 or visit our website at Inova Federal to learn more about how we can help you achieve your financial goals today!

Credit Cards and Rewards

At Inova, we also offer Credit Cards with Rewards that allow you to earn points on purchases while enjoying benefits like no annual fees. It's a great way to maximize your spending power while enjoying perks along the way.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we offer comprehensive Online & Mobile Banking options that let you manage your accounts on the go. With features like mobile payments and person-to-person transfers, banking has never been easier.

Personal Banking Solutions

For individuals seeking to manage their everyday finances, our Personal Banking services include checking and savings accounts that help you stay on top of your budget. If you're thinking about buying a new car, our Auto Loans & Vehicle Financing options can make that dream a reality with competitive rates and flexible terms. When it comes to housing, our Mortgage Loans & Refinancing solutions provide the support you need whether you're purchasing your first home or refinancing an existing mortgage for better rates. For those who may need extra cash for personal projects or debt relief, our Personal Loans & Debt Consolidation products offer straightforward solutions without hidden fees.

Digital & Online Banking

Convenient Online Banking

With our 24/7 online banking services, you can access your accounts anytime, anywhere. Whether you're checking your balance, paying bills, or transferring funds, everything is just a click away. Simply visit us at https://www.inovafederal.org/ to get started.

Real-Time Account Management

Managing your finances has never been easier. With our digital services, you can check transactions in real-time and stay updated on all account activity. Whether you're making a quick transfer or setting up mobile payments, everything is straightforward and user-friendly. At Inova, we're committed to providing you with the tools you need for effective financial management. Experience the convenience of modern banking today!

Secure Transactions

We prioritize your security with features like electronic signature authorization, ensuring that your transactions are safe and compliant. Plus, our e-statements mean you can view your account activity without worrying about paper clutter or security risks.

User-Friendly Mobile Application

For those on the go, our mobile application brings banking right to your fingertips. Available for download, it allows you to manage your accounts effortlessly, make mobile payments, and even send money to friends through person-to-person transfers. Your financial needs are always within reach!

Financial Strength

Commitment to Growth

With $50,489,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth means that we're continually looking for ways to improve our services. We also support our members' financial goals with $11,968 in used auto loans and $633,225,804 in total loans and leases. This robust lending capacity allows us to cater to a variety of needs across different sectors.

Conclusion

Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inova is your trusted partner. Visit us at 661 County Road 17 Elkhart In 46516 or call (574) 970-1337 to learn more about how we can help you achieve your financial goals.

Dedicated Team

Our success is powered by people. We take pride in having 139 full-time employees and 10 part-time employees who are dedicated to serving you with knowledge and care. Our team works tirelessly to ensure that you receive the best service possible. Our Net Shares (Funds available for lending and investments): $462,910 further demonstrate our commitment to providing flexible financing options tailored for you. In addition, our growing member base is reflected in the total share accounts of 79,615, showing that more individuals trust us with their finances every day.

Secure Savings Opportunities

Members' savings are secured through $243,777,422 in share certificates and $63,985,651 in money market shares, offering stable and rewarding financial growth opportunities. These options not only safeguard your funds but also help them grow effectively over time. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,616,496, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed to enhance your banking experience.

Strong Financial Health

With a net worth of $54,869,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation helps ensure that your hard-earned money is in safe hands. Our net worth ratio of $791 demonstrates a solid capital base, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. This strength is vital for maintaining the trust and confidence of our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $248,853,088 in used vehicle loans and $7,490,819 in new vehicle loans already helping members get on the road. Whether you're purchasing a new or used vehicle, our financing options are designed to fit your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $60,573,247 provide the capital needed to grow and expand. We're dedicated to supporting local businesses by offering tailored solutions that facilitate growth and success.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,115,215, make buying or refinancing simple. We offer various products to help you secure the home of your dreams while ensuring that your payments align with your financial situation.

Refinancing and Eligibility Options

If you're considering refinancing any existing loans or exploring eligibility options for our various products, we encourage you to contact us. Our team is ready to discuss how we can help you optimize your financial plans. At Inova, we are committed to providing transparent information and support for all our members. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Join us today and take advantage of our diverse loan offerings designed with your needs in mind!

Unsecured Credit Card Loans

We also provide flexible terms on unsecured credit card loans, with a total of $23,412,992 in loans helping members manage their finances effectively. This option is ideal for those looking to consolidate debt or cover unexpected expenses without needing collateral.

Loan Aggregator

Benefits of Using LendMesh

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers for all users.

Inova