Inova Elkhart IN Credit Union | Low Mortgage Rates & Business Banking

Introduction

At Inova, located at 619 County Road 6 E, Elkhart, IN 46514, we are more than just a credit union; we are a community dedicated to helping our members achieve their financial dreams. Established in 1942, we have built a strong foundation of trust and reliability, serving over 47,000 members with a commitment to excellent service and personalized solutions. With total assets reaching an impressive $693,256,986 and total deposits of $19,648,856, we pride ourselves on fostering financial well-being in our local community. Under the leadership of CEO Dallas Bergl and Board President Charles Walker, our dedicated team of 149 employees is here to guide you through all your banking needs. Whether you're looking for personal banking options like checking and savings accounts or need assistance with auto loans and mortgages, we've got you covered. Plus, with over 27,643 loans provided to date, we have the experience and resources to help you secure the financing you need. While members can visit us at our branch location, official correspondence should be sent to the same address: 619 County Road 6 E, Elkhart, IN 46514. Our doors are open Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 12 PM. You can also reach us at (574) 206-2150 or send a fax to (574) 293-6119. Join us today at Inova Federal Credit Union and discover how we can help you reach your financial goals. Visit our website at inovafederal.org for more information or stop by the branch we can't wait to welcome you!

Branch History & Mission

Welcome to Inova, a beacon of financial support in Elkhart, Indiana. Since our doors opened in 1942, we have proudly served our community with a commitment to providing not just banking services, but also a sense of belonging and support. With over 47,000 members and total assets amounting to an impressive $693,256,986, Inova has grown alongside the community, adapting to meet the changing needs of our members while maintaining our core values. Our branch is conveniently located at 619 County Road 6 E, Elkhart, IN 46514. Just a stone's throw away from local landmarks and nestled within this vibrant city, we aim to be accessible for everyone in the area. While members can visit us at this location for all their banking needs, official correspondence should be sent to the same address. At Inova, our mission is clear: to empower individuals and families through personalized financial services that foster growth and security. We believe that every member deserves the tools to achieve their dreams whether that's home ownership, financing a vehicle, or simply saving for the future. Our offerings include personal banking accounts, auto loans, mortgage loans, business banking solutions, and much more. We understand that convenience matters. That's why we proudly offer ATM services and drive-thru banking for quick transactions. Additionally, as part of our commitment to accessibility and inclusivity, we ensure that our facilities comply with ADA standards so everyone can bank comfortably. We also provide online and mobile banking options that make managing finances easier than ever. As a member-focused credit union, we actively engage in community outreach initiatives that strengthen ties within Elkhart. By partnering with local organizations and participating in community events, we strive to give back and make a positive impact beyond just financial services. If you're looking for a credit union that prioritizes your needs while supporting the community around you, look no further than Inova. Join us today and experience the benefits of being part of a financial family that truly cares about your success. For more information or assistance, don't hesitate to reach out at 574-206-2150 during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 12 PM. Together, let's build a brighter financial future!

Branch Location & Accessibility

Accessibility Features

We understand the importance of accessibility for all our members. Our branch features ADA-compliant facilities, including ramps and designated parking spaces for those who may need them. Whether you're using our drive-thru service for quick transactions or visiting inside, you'll find our location welcoming and easy to navigate.

Get in Touch

Have questions or need assistance? Feel free to give us a call at 574-206-2150. Our friendly team is ready to help you with any inquiries or services you may need. We invite you to visit us at Inova today your trusted partner in financial well-being!

Operating Hours

Our doors are open Monday through Friday from 8 AM to 6 PM, and on Saturday from 9 AM until noon. We want to ensure you have plenty of opportunities to visit us when it's most convenient for you!

Services Offered

Inova is more than just a branch; we offer personal banking solutions tailored to meet your needs. From checking and savings accounts to auto loans and mortgages, we're here to help you with all aspects of your financial journey. Plus, with ATM availability and shared service options, managing your money has never been easier.

Visit Us

At Inova, we strive to make your banking experience as smooth as possible. While our main address is 619 County Road 6 E, all official correspondence can be sent to the same location. You'll find us just a short drive from popular spots in Elkhart, making it simple to fit us into your day.

Member Eligibility

At Inova, we believe that everyone deserves a chance to be part of a welcoming financial community. Joining us is simple! To become a member, you typically need to meet specific criteria, such as living or working in the area, or being affiliated with certain organizations. This means that if you're part of our local community in Elkhart, you're likely eligible to join us at Inova located at 619 County Road 6 E Elkhart In 46514. Not only will you gain access to an array of financial services tailored just for you, but you'll also become part of a supportive network that prioritizes your needs and goals. The process to open an account is straightforward and user-friendly. Just visit our website for more information on eligibility details at https://www.inovafederal.org/personal/personal-savings/membership-savings-account.html, and when you're ready to take the next step, you can easily start your application online at https://my.inovafederal.org/registration. If you have any questions, feel free to give us a call at (574) 206-2150. We're here to help you every step of the way!

Business Banking & Commercial Services

Loan Options for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $100 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $17 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $60,573,247, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Beyond loans, we offer merchant services that make transactions smoother for your business. Whether you need point-of-sale systems or online payment options, we've got you covered. This means less time worrying about payments and more time focusing on serving your customers. Join us at Inova, located at 619 County Road 6 E Elkhart In 46514 in Elkhart, IN, where we empower local businesses every day. For more information, call us at (574) 206-2150 or visit our website at Inova Federal.

Comprehensive List Of Services

ATM & Drive-Thru Access

For those who prefer in-person transactions, we provide an ATM and basic drive-thru banking services that cover deposits, withdrawals, and simple transactions. You can also take advantage of shared branch transactions if you're a member of a partner credit union.

Business Banking Services

For our entrepreneurial members, Inova offers robust business banking solutions including merchant services and business loans. We understand that running a business requires reliable banking support, and we're committed to being that partner for you.

Credit Options with Benefits

Our credit cards with rewards allow you to earn points on your everyday purchases, making every dollar spent work harder for you. This is just one way we strive to add value to your financial experience.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why we offer comprehensive online and mobile banking features. With just a few taps on your smartphone or clicks on your computer, you can access your accounts anytime, anywhere. Our services include mobile payments, person-to-person transfers, e-statements, and more making banking easier than ever before.

Personal Banking Solutions

Navigating personal finance can be overwhelming, but at Inova, we simplify it for you. We offer checking and savings accounts designed to help you manage your everyday expenses while saving for future goals. Need a new vehicle? Our auto loans and vehicle financing options make it easy to drive away in the car you want without breaking the bank. If you're dreaming of homeownership or considering refinancing your current mortgage, our mortgage loans and refinancing services are here to guide you every step of the way. Additionally, if you're facing unexpected expenses or looking to consolidate debt, our personal loans provide the support you need to regain control over your finances.

Ready to Start?

At Inova in Elkhart, we're here to help you achieve your financial goals with personalized service and innovative solutions. If you'd like to learn more about how our services can benefit you or if you're ready to open an account, give us a call at 574-206-2150 or visit us during our operating hours: Monday through Friday from 8 AM to 6 PM and Saturday from 9 AM to 12 PM. We look forward to serving you!

Digital & Online Banking

Convenient Online Services

Our online banking platform is available 24/7 at https://www.inovafederal.org/. This means you can check your balances, pay bills, and transfer funds whenever it suits you. Whether it's early morning or late at night, access to your accounts is always at your fingertips.

Going Paperless

We also provide e-statements to help you stay organized while reducing paper clutter. You can access your statements quickly and securely through our online portal. And if you're ever required to sign documents electronically, rest assured that our electronic signature authorization feature makes this process simple and safe.

Mobile Banking Made Easy

For those on the go, our mobile application offers all the features you need right in the palm of your hand. You can make mobile payments easily and securely, ensuring that transactions are quick and straightforward. Plus, with person-to-person transfers, sending money to friends or family has never been easier.

User-Friendly Security Features

Your security is our top priority. Our digital banking services come equipped with strong security measures to protect your information. You can bank with confidence knowing that we've got your back while you manage your finances from home or on the go. With these user-friendly tools available at Inova, managing your money is not only convenient but also secure. Experience the ease of digital banking today!

Financial Strength

Commitment to Growth

With $50,489,307 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $11,968 in used auto loans and $633,225,804 in total loans and leases.

Growing Trust Among Members

Total Share and Deposit Accounts stand at 79,615, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments amount to $462,910, reinforcing our commitment to support your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inova is your trusted partner. Visit us at 619 County Road 6 E Elkhart In 46514 or call (574) 206-2150 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Options

Members' savings are secured through $243,777,422 in share certificates and $63,985,651 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $16,616,496, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 139 full-time employees and 10 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Foundation

With a net worth of $54,869,037, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $791 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $248,853,088 in used vehicle loans and $7,490,819 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or a reliable used one, we have financing solutions tailored for both options.

Commercial Loans

For business owners, our outstanding commercial loans totaling $60,573,247 provide the capital needed to grow and expand. We're committed to supporting local businesses and helping them thrive in our community. We also offer refinancing options for many of our loan products, making it easier for you to adjust your financial plans as your circumstances change. To see if you're eligible for any of our loan offerings or refinancing options, please reach out to us at (574) 206-2150 or visit us at 619 County Road 6 E Elkhart In 46514 in Elkhart, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Inova, we're here to support your journey toward financial well-being!

Credit Lines

In addition to these products, our total credit lines amount to $215,000,000, providing additional flexibility for managing your finances. Whether you need funds for personal projects or unexpected costs, our credit lines are there when you need them.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $42,115,215, make buying or refinancing simple. We know that securing a mortgage can be daunting, so our experienced staff is here to guide you through the process every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $23,412,992 in loans helping members manage their finances effectively. This option allows you to handle unexpected expenses while enjoying the convenience of credit without collateral.

Loan Aggregator

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Inova