INNOVATIONS FINANCIAL CREDIT UNION

Welcome to Innovations Financial, where community meets commitment! Located at 1038 Harrison Ave, Panama City, FL 32401, we have been serving our valued members since 1952. With a membership of over 25,943, we pride ourselves on fostering strong relationships and providing exceptional financial services tailored to your needs. At Innovations Financial, we understand that trust is vital in finance. That's why our dedicated team works tirelessly to ensure you feel secure with every transaction. Our total assets of $609,752,961 and net worth of $57,164,150 reflect our stability and commitment to serving you well. Whether you're seeking a personal loan or looking to grow your savings, our diverse offerings are designed with your financial goals in mind. For your convenience, while you can visit us at our branch for all your banking needs, official correspondence should be directed to the same address: 1038 Harrison Ave, Panama City, FL 32401. We also offer various modern banking options such as online and mobile banking to make managing your finances easier than ever. Led by our CEO David Southall and Board President Joshua Scribner, our team is here to support you every step of the way. With 97 employees ready to assist you during our operating hours from 8:00 AM to 5:00 PM, we invite you to reach out with any questions or visit us for personalized service. Experience the difference with Innovations Financial. Give us a call at 850-233-4400 or explore more about us on our website at Innovations FCU. Your journey towards better financial health starts here!

Welcome to Innovations Financial, a cornerstone of the Panama City community since 1952. Located at 1038 Harrison Ave, our branch has proudly served its members for over seven decades, growing alongside them and adapting to their changing needs. As part of our commitment to the community, we have welcomed thousands of members into our family, currently boasting a total membership of 25,943. From our humble beginnings, Innovations Financial has strived to provide not just banking services but also support and empowerment for individuals and families in our area. Our mission is clear: to enhance the financial well-being of our members while fostering a strong sense of community. We believe in offering personalized service that goes beyond transactions; we aim to build lasting relationships with each member who walks through our doors. With total assets reaching $609,752,961, we are proud to be a reliable financial partner. Our operating hours from 8:00 AM to 5:00 PM on weekdays ensure that you can always find time to meet your banking needs. We also offer convenient ATM access and drive-thru services for those on the go. While you can visit us at our branch on Harrison Avenue, official correspondence should be sent to the same address: 1038 Harrison Ave, Panama City, FL 32401. This location is easily accessible and close to local landmarks that make it a familiar place for many residents. At Innovations Financial, we are dedicated to embracing technology while ensuring accessibility for all. Our digital advancements include online banking, mobile payments, and e-statements all designed with your convenience in mind. We take pride in being ADA compliant and providing services that cater to everyone. Community outreach is at the heart of what we do. We actively engage in partnerships and initiatives that support local causes, helping us make a positive impact right here in Panama City. Whether it's sponsoring events or contributing to local charities, we are committed to giving back. Join us at Innovations Financial and experience the difference that comes with being part of a credit union that truly cares about its members and their community. Together, let's build a brighter financial future! For more information or to become a member today, visit us online at Innovations Financial or call us at 850-233-4400.

Becoming a member of Innovations Financial is like joining a close-knit family that truly cares about your financial well-being. If you're located in the Panama City area, you might already be eligible! Our membership is open to anyone who lives, works, or worships in Bay County, as well as their family members. This means that if you're part of our community in any way, we welcome you with open arms. The benefits of membership include personalized service, lower loan rates, and access to a variety of financial products tailored just for you. Getting started is easy! Simply visit us at 1038 Harrison Ave Panama City Fl 32401 or check out our online application at http://www.innovationsfcu.org/apply/ . If you have any questions or need assistance, don't hesitate to give us a call at (850) 233-4400. For more detailed information about eligibility requirements, feel free to explore our website at . We can't wait to help you on your financial journey!

At Innovations Financial, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We are committed to providing a secure banking experience that prioritizes your financial well-being. With a net worth of $57,164,150, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $975 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $168,617,066 in share certificates and $111,939,230 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $39,977,061 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment extends to lending as well; with $4,800 in used auto loans and $464,925,883 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $1,890,959 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 96 full-time employees and 1 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $0. Total Share and Deposit Accounts: 55,270, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Innovations Financial is your trusted partner. Visit us at 1038 Harrison Ave Panama City Fl 32401 or call (850) 233-4400 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.