Inland Credit Union La Mesa CA | Best Auto Loans & Low Mortgage Rates

Introduction

Welcome to Inland, where your financial wellbeing is our top priority! Located at 8811 Grossmont Blvd, La Mesa, CA 91942, our branch has been proudly serving the community since 1960. With a dedicated team of 4 employees led by CEO Jeffrey Lower and Board President Kathy Sladek, we are committed to providing personalized service that meets your unique needs. At Inland, we believe in the power of community. Our membership has grown to over 1,359 individuals who trust us with their financial journeys. We manage total assets of $15,594,216 and have facilitated 374 loans and leases, helping our members achieve their dreams whether it's buying a new car or refinancing a home. We understand that financial security is vital. That's why we maintain a strong net worth of $1,245,091 and ensure that your deposits are safe with us. Currently, our total deposits stand at $1,563,731, allowing us to provide competitive rates on loans and savings accounts. Plus, with $130,333 in cash readily available, you can count on us for quick access to funds when you need them most. While members can visit us at our branch for all banking needs during lobby hours from 9:30 AM to 4:00 PM Monday through Friday, official correspondence should be sent to the same address: 8811 Grossmont Blvd, La Mesa, CA 91942. Our commitment extends beyond just numbers; we strive to make a positive impact in the lives of our members and the local community. Whether you're looking for personal banking services such as checking and savings accounts or need assistance with auto loans and credit cards with rewards, we're here for you every step of the way. Ready to take control of your financial future? Give us a call at 619-444-5656 or visit us online at Inland's Website to learn more about how we can help you reach your goals!

Branch History & Mission

Our Evolution

Over the years, Inland has achieved significant milestones that underscore our commitment to excellence and member satisfaction. We have maintained total assets of approximately $15,594,216 an indicator of our stability and growth. Our efforts have led us to implement digital advancements such as online and mobile banking options that make managing finances easier for all members. While we currently do not offer ATM services or drive-thru banking at this location, we prioritize accessibility and ADA compliance in everything we do. This ensures that all members can comfortably access our services. As we look towards the future, Inland remains committed to enhancing its offerings while fostering a strong sense of community. We invite you to join us on this journey experience firsthand how being a member of Inland can positively impact your financial life. Together, let's build a brighter future for all! For more information about becoming a member or exploring our services further, visit us at Inland Federal or check out our account opening page. We look forward to serving you!

Our Mission

At Inland, our mission is simple yet profound: we are dedicated to providing exceptional financial services that empower our members while actively supporting our community. We believe that everyone deserves access to quality banking options. This commitment drives us not just in offering personal banking products like checking and savings accounts but also in providing auto loans, mortgages, and credit cards with rewards. As part of our community focus, we engage in various outreach initiatives that aim to uplift local organizations and help those in need. Our partnerships within the community reflect our values and enhance the lives of those we serve.

Branch Location & Accessibility

Accessibility Features

At Inland, we prioritize making banking accessible for everyone. Our facility is fully ADA compliant, featuring ramps and other accessibility options to ensure a comfortable experience for all visitors. Ample parking is available right outside our doors, allowing for easy access whether you're visiting for a quick transaction or need more time to discuss your financial goals with our team.

Get in Touch!

We invite you to come visit us at Inland or give us a call at (619) 444-5656 if you have any questions or need assistance. Your financial well-being is our priority, and we look forward to helping you achieve your goals!

Operating Hours & Services

We understand that your time is valuable! That's why we're open Monday through Friday from 9:30 AM to 4:00 PM. During these hours, our dedicated staff is ready to assist you with various services including checking and savings accounts, auto loans, mortgage refinancing, personal loans, and credit cards with rewards. We also offer online and mobile banking options for those who prefer to manage their finances on-the-go. Though we currently do not have ATM or drive-thru services available at this location, our team is committed to providing efficient in-branch services that meet your needs directly.

Member Eligibility

Becoming a member of Inland is like joining a warm and welcoming family dedicated to helping you thrive. If you're looking to enjoy the many benefits that come with membership, you'll be pleased to know that eligibility is open to a variety of individuals. Whether you live, work, worship, or attend school in our community, you're likely eligible to join us. This inclusive approach means we're here for everyone, fostering a supportive environment where your financial needs matter. To see the complete details on who can join, feel free to check out our eligibility page at . Opening an account with us is straightforward and designed with you in mind. Just visit our account opening page at https://na4.docusign.net/member/powerformsigning.aspx ?powerformid=d2e05236-2b5f-488e-bc78-643c60c316d4&env=na4&acct=829f1ed2-0b76-4c16-b651-86150acd29cd&v=2 to get started! If you have any questions or need assistance during the process, don't hesitate to give us a call at (619) 444-5656. We're excited to welcome you into our community at Inland, located at 8811 Grossmont Blvd La Mesa Ca 91942, where your financial goals can become a reality!

Business Banking & Commercial Services

Merchant Services That Make a Difference

In today's fast-paced market, having reliable merchant services can set your business apart. Our solutions help you accept payments easily and efficiently, allowing you to focus on what matters most growing your business. Imagine processing transactions seamlessly while offering your customers multiple payment options. At Inland, we're here to empower your business every step of the way. Visit us at 8811 Grossmont Blvd La Mesa Ca 91942 or call us at (619) 444-5656 to explore how we can support your financial journey!

Tailored Business Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about buying a new car? Our auto loans and vehicle financing options provide competitive rates that can help you get behind the wheel without breaking the bank. Whether it's a new ride or a reliable used vehicle, we'll work with you to find the best financing solution tailored to your budget.

Business Banking Services

We also support local businesses with our business banking services. From merchant services that make transactions easier to business loans designed for growth, Inland is committed to helping small businesses thrive in La Mesa.

Convenient Online & Mobile Banking

With our robust online and mobile banking, managing your finances is just a click away. You can deposit checks using your smartphone, transfer money between accounts instantly, and even set up automatic payments all designed for your convenience. In addition to these services, we also provide ATM access for cash withdrawals, ensuring you're never far from your money when you need it. No matter what financial service you're looking for, Inland is here for you every step of the way. Visit us today or explore more about our offerings on our website at Inland Federal. We're excited to help you achieve your financial goals!

Credit Cards with Rewards

Make the most out of your spending with our credit cards that offer rewards. Enjoy perks like cashback on purchases and travel benefits while managing your expenses responsibly.

Mortgage Loans & Refinancing

For those looking to purchase a home or refinance an existing mortgage, our mortgage loans come with flexible terms and personalized service. Our dedicated team will guide you through the process to ensure you understand every step along the way.

Personal Banking Solutions

Managing your finances has never been easier with our personal banking services. We offer checking and savings accounts that cater to all lifestyles, making it simple for you to save for a rainy day or manage everyday expenses. With easy online and mobile banking options, you can check your balance, transfer funds, and pay bills right from your smartphone or computer.

Personal Loans & Debt Consolidation

Need some extra cash for unexpected expenses? Our personal loans offer quick access to funds when life throws surprises your way. If you're juggling multiple debts, consider our debt consolidation options that can simplify your payments and potentially lower your interest rates.

Digital & Online Banking

Key Features

We offer e-statements to help you keep track of your finances without the clutter of paper documents. Plus, for those on the go, our mobile application is available for convenient banking right from your smartphone. With mobile payments enabled, making purchases has never been easier just tap and go! Need to send money to a friend? Our person-to-person transfer feature allows you to quickly send funds without any hassle. And if you're looking for ease in signing documents, you'll appreciate that electronic signature authorization is also available. At Inland, we prioritize security and user-friendliness. Our systems are equipped with top-notch security measures so you can bank confidently. Enjoy real-time account management with features that are accessible and straightforward, making it simple to stay on top of your financial health. Experience the convenience of digital banking with us today! Visit https://www.inlandfederal.org/ to learn more about how we can serve your needs efficiently and securely.

Financial Strength

Commitment to Growth

With $1,063,990 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve you better. Our capacity to lend is reflected in the $9,026,724 total loans and leases, which include $117 specifically dedicated to used auto loans. Our operational efficiency is evident with a net income of $0, enabling us to continue offering competitive products tailored to your needs. We also take pride in having 4 full-time employees and 0 part-time employees who are always ready to assist you with knowledgeable service.

Secure Savings Options

Members' savings are secured through $2,469,797 in share certificates, offering stable and rewarding growth opportunities. While we do not currently have money market shares available, our focus remains on providing secure avenues for your funds. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $1,245,091, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation gives us the flexibility to support our members in achieving their financial goals. Our net worth ratio of $798 demonstrates a robust capital position, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even during uncertain economic times. Your trust in us is backed by this strong capital base.

Strong Member Base

We value each of our members; that's why our total share accounts stand at 1,839, showcasing a growing community that trusts us with their finances. This trust strengthens our ability to serve you effectively while maintaining solid performance across all areas of our operations. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inland is your trusted partner. Visit us at 8811 Grossmont Blvd La Mesa Ca 91942 or call (619) 444-5656 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,750,048 in used vehicle loans and $2,218,960 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new model or a reliable used vehicle, we have tailored solutions to fit your budget.

Credit Lines

For those who need additional financial flexibility, we offer credit lines totaling $1,000,000. These lines of credit are great for unexpected expenses or planned purchases, allowing you to manage your cash flow more effectively.

Mortgage Options

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $225,803, make buying or refinancing simple. We strive to provide competitive rates and terms that fit your lifestyle, making it easier for you to invest in your future.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. Our credit card options come with various rewards and benefits designed to enhance your purchasing power while keeping costs low. If you're considering refinancing any existing loans or want to explore eligibility options, our team is here to guide you through every step of the process. For more information on our loan products or to discuss how we can assist you further, feel free to reach out at (619) 444-5656 or visit us at our branch located at 8811 Grossmont Blvd La Mesa Ca 91942 in La Mesa, CA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step towards fulfilling your financial dreams!

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INLAND FEDERAL CREDIT UNION - La Mesa, CA