Introduction
Welcome to Inland Motor Employees, your trusted financial partner located at 501 W Main St, Radford, VA 24141. Since our establishment in 1962, we have dedicated ourselves to serving the financial needs of our members with integrity and commitment. With a proud membership of 515 individuals, we strive to create a community where everyone feels valued and supported. At Inland Motor Employees, we understand that financial stability is key to a thriving life. That's why we've grown our assets to an impressive $1,649,616 and maintain total deposits of $564,117. We are committed to providing you with accessible loan options; currently, we have 181 loans and leases available to assist you in achieving your financial goals. Our leadership team is here for you. Under the guidance of CEO Becky Simpkins and Board President Perry Slaughter, our small but dedicated staff of just 3 employees is focused on delivering personalized service that meets your unique needs. If you need assistance or have questions about your accounts, don't hesitate to reach out to us at 540-731-6125. While members can visit us at our branch for any inquiries or services needed during our lobby hours from 10:00 AM to 4:00 PM on weekdays, please note that official correspondence should be sent to our mailing address: PO Box 3394, Radford, VA 24143. Join us today and discover how Inland Motor Employees can help you navigate your financial journey with confidence! Whether you're looking for loans, savings accounts, or just friendly advice, we're here for you every step of the way.
Branch History & Mission
Welcome to the heart of Radford, where the legacy of Inland Motor Employees has been thriving since 1962. Nestled at 501 W Main St, our branch has become a cornerstone of the community, fostering financial growth and support for our members. With a mission rooted in service and dedication, we pride ourselves on being more than just a financial institution; we are your trusted partner in achieving your financial goals. Over the years, Inland Motor Employees has grown significantly, now serving 515 members with total assets reaching an impressive $1,649,616. Our journey began with a small group of dedicated individuals focused on improving the financial well-being of fellow employees in the motor industry. As we have evolved, our commitment to serving the community has remained steadfast. We understand that each member is unique, and we strive to offer personalized solutions that meet their needs. At Inland Motor Employees, our mission is clear: to provide accessible financial services while supporting community initiatives. We believe in empowering our members through education and resources that promote financial literacy and independence. Our operating hours from Monday to Friday, 10:00 AM to 4:00 PM allow us to be available for you when you need us most. While members can visit us at 501 W Main St, official correspondence should be sent to PO Box 3394, Radford, VA 24143 if needed. Although we currently do not offer ATM or drive-thru services, our team is always ready to assist you directly at our branch. Our commitment goes beyond banking; we actively engage in partnerships and community outreach efforts designed to make a positive impact locally. By collaborating with various organizations and participating in events, we aim to enhance the quality of life for all residents in Radford. As we look ahead to the future, we invite you to join the Inland Motor Employees family. Experience firsthand the benefits of being part of a credit union that genuinely cares about its members and community. Whether you're seeking loans or looking for guidance on saving for your future, we're here for you every step of the way. Come visit us today or give us a call at 540-731-6125 let's work together towards a brighter financial future!
Branch Location & Accessibility
Convenient Access and Features
At our Main St. Office, accessibility is key. We offer parking right outside the branch for your convenience, ensuring that your visit is as smooth as possible. Our facility is designed with ADA compliance in mind, so everyone can access our services without any hassle. While members can visit us at 501 W Main St, please note that official correspondence should be sent to our mailing address: PO Box 3394, Radford, VA 24143.
Operating Hours and Services
Our doors are open Monday through Friday from 10:00 AM to 4:00 PM, making it easy for you to fit banking into your busy schedule. Although we currently do not have ATM services or drive-thru banking available, we pride ourselves on providing personalized service inside our branch. Feel free to reach out at 540-731-6125 if you have any questions or need assistance. We invite you to come visit us and experience the warmth and support of your local credit union!
Member Eligibility
Becoming a member of Inland Motor Employees is like joining a family that genuinely cares about your financial well-being. Located at 501 W Main St Radford Va 24141, we welcome anyone who works for or is affiliated with the Inland Motor Corporation, making it easy for you to find a place where your needs are understood and prioritized. We believe in fostering a supportive community, so if you're part of this group, you're already on the right track to membership! To learn more about the specific eligibility criteria, feel free to check out our detailed information [here]. Once you see that you qualify, opening an account is a breeze! Just give us a call at (540) 731-6125, and we can guide you through the simple process. At Inland Motor Employees, our goal is to provide you with the tools and support to achieve your financial dreams, all while being part of something bigger. Join us today!
Business Banking & Commercial Services
Business Loan Options
Our dedication to supporting businesses is evident, with investments in growth through our commercial lending programs. While we currently have no member or non-member commercial loans funded, we're eager to collaborate with local entrepreneurs and organizations to provide flexible financing solutions when needed. We aim to empower businesses, whether you're looking to expand your operations or invest in new equipment.
Merchant Services
In addition to our loan offerings, our merchant services ensure that you can efficiently handle transactions while focusing on what you do best running your business. Imagine having a reliable payment processing solution that lets you serve customers seamlessly, whether they're shopping online or at your physical location. This practical support allows you to streamline operations and enhance customer satisfaction. If you're ready to take your business to the next level, visit us at 501 W Main St Radford Va 24141 or give us a call at (540) 731-6125. Let's work together to make your business dreams a reality!
Comprehensive List Of Services
Banking Made Easy
One of the key services we offer is ATM Services Only. While we may not have a full suite of banking options right at our branch, our ATM service ensures that you can easily access your funds whenever you need them. Imagine needing cash for a last-minute purchase or wanting to check your balance before heading out shopping; our ATM service allows you to do just that without any hassle.
Convenience at Your Fingertips
We understand that today's world requires flexibility in how you manage your money. Our commitment to digital banking means that even though we focus on ATM services, we ensure that accessing your account is straightforward. You can take advantage of our ATMs for quick withdrawals and balance inquiries while enjoying the peace of mind that comes with secure transactions.
Open Door Policy
Our friendly team is always here to help during our operating hours from Monday to Friday, 10:00 AM to 4:00 PM. Feel free to drop by or give us a call at 540-731-6125 if you have any questions about using our ATM services or if there's anything else we can assist you with. We strive to provide a welcoming environment where all members feel valued and supported. In conclusion, at Inland Motor Employees, we prioritize your financial well-being through accessible services like ATM options. Whether it's accessing cash or managing your finances efficiently, we're here for you every step of the way. Come visit us soon and discover how easy banking can be!
Digital & Online Banking
Key Features
For added convenience, we provide 24/7 access to account information through in-person assistance, ensuring that you can get help whenever you need it. While electronic signatures and e-statements are not available right now, we prioritize secure transactions and your privacy, so you can rest assured that your information is safe with us.
Stay Connected
Currently, mobile payments and person-to-person transfers are not offered at Inland Motor Employees, but we encourage members to stay tuned for future enhancements. Though our mobile application is not available just yet, we aim to create a user-friendly experience for everyone. At Inland Motor Employees, we're focused on making your banking experience as smooth as possible. Our friendly staff is here to guide you through every step of the way, ensuring that managing your finances remains straightforward and secure. If you have any questions or would like more information about our services, don't hesitate to reach out to us at (540) 731-6125. Your financial well-being is our top priority!
Financial Strength
Dedicated Team
We also take pride in having 1 full-time employee and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team dedicated to helping you achieve your financial goals.
Growing Membership Base
Total Share Accounts: 587, showing a strong and growing member base that trusts us with their finances. Our focus remains on providing personalized service that meets your unique needs. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Inland Motor Employees is your trusted partner. Visit us at 501 W Main St Radford Va 24141 or call 5407316125 to learn more about how we can help you achieve your financial goals.
Lending Capacity
With 23 used auto loans and $1,089,015 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking for a new vehicle or need support with other personal financing options, we're here to help.
Member-Centric Savings
Members' savings are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities tailored to your needs. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.
Operational Efficiency
Our net income of $0 reflects our operational efficiency during this reporting period. This enables us to continue offering competitive loan rates and solid financial products for our members.
Reinvestment for Growth
With $332,033 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment to growth allows us to be responsive to your financial needs.
Strong Financial Health
With a net worth of $455,627, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 2762 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.
Loan Offering
Auto Loans
Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $303,910 in used vehicle loans and $324,033 in new vehicle loans already helping members get on the road. We provide competitive financing options for both new and used vehicles, making it easier for you to find a loan that fits your budget.
Business Financing
If you're a business owner, you might be interested to know that we offer outstanding commercial loans totaling $0. These loans provide the capital needed for growth and expansion, helping local businesses thrive.
Credit Lines and Credit Cards
For those who prefer flexibility in managing their finances, we offer credit lines with a total of $150,000 available to our members. Additionally, while we currently do not have any unsecured credit card loans available totaling $0, our team is always ready to assist you with finding the right financial solutions tailored to your needs.
Mortgage Loans
Thinking about homeownership? Our mortgage options make buying or refinancing simple. While we currently do not have Junior Lien 1-4 Family Residential Properties loans available totaling $0, we encourage you to check back often as our offerings may expand.
Refinancing Options
If you're considering refinancing any existing loans or exploring eligibility options, don't hesitate to reach out! Our team is here to guide you through various possibilities tailored specifically for your situation. Our dedicated staff at Inland Motor Employees, located at 501 W Main St Radford Va 24141, Radford, VA 24,141, is ready to assist you every step of the way. For more information or inquiries about our loan products, feel free to give us a call at (540) 731-6125 during our operating hours from Monday to Friday, 10:00 AM - 4:00 PM. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us help you take the next step towards achieving your financial goals today!
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