Ingersoll-Rand Credit Union Wysox PA | Best Auto Loans & ATM Access

Introduction

Welcome to the Ingersollrand at our Wysox Branch, located conveniently at 1482 Golden Mile, Wysox, PA 18854. Since our establishment in 1961, we've been dedicated to serving our community with trust and reliability. With over 7,800 members and a solid financial foundation boasting total assets of $112,109,046, we are committed to providing personalized banking solutions that cater to your needs. At Ingersollrand, we believe in making banking accessible and straightforward. That's why we offer a range of services including personal checking and savings accounts, auto loans, mortgages, and business banking options. Our team of 30 dedicated employees, led by CEO Thomas Mitchell and Board President Lori Allen Unger, is here to assist you every step of the way. While members can visit us at our branch for all their banking needs, official correspondence should be directed to our mailing address: 199 N Main St, Athens, PA 18810-1707. We encourage you to reach out via phone at 570-268-0615 or explore our website at ingersollrandfcu.com for more information on how we can serve you better. With total loans amounting to 4,908 and deposits of $18,910,429, our financial health is strong. Your trust allows us to maintain a net worth of $16,922,867 and keep over $1,420,939 in cash readily available for your needs. We are proud to support our members with competitive rates on loans while ensuring their deposits are safe and secure. Join us in making your financial goals a reality! Whether you're looking for a new car loan or a safe place to save your money, Ingersollrand is here for you. Visit us today or give us a call we look forward to helping you achieve financial success!

Branch History & Mission

Commitment to Accessibility

Accessibility is essential for us. That's why we provide ADA-compliant facilities and services like drive-thru banking for added convenience. Whether you prefer in-person interactions or digital solutions, Ingersoll-rand ensures that your banking experience is comfortable and efficient. As we look ahead, our focus remains on enhancing the member experience through ongoing improvements in service delivery and community engagement. We invite you to join Ingersoll-rand today and experience firsthand the benefits of being part of a supportive financial family. Together, let's build a brighter future! For more information or assistance, feel free to contact us at 570-268-0615 during our operating hours: Monday through Wednesday from 9 AM to 5 PM and Thursday through Friday from 8:30 AM to 5:30 PM. Join us in making every financial journey successful!

Our Mission

At Ingersoll-rand, our mission is straightforward: to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves the chance to thrive financially. This belief drives us to offer a wide range of products tailored to meet diverse needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. While members can visit us at our Wysox branch address, official correspondence should be sent to our mailing address at 199 N Main St, Athens, PA 18810-1707. Our commitment extends beyond traditional banking; we have embraced digital advancements such as online banking and mobile payments, making it easier for members to manage their finances anytime and anywhere.

Branch Location & Accessibility

Contact Us

If you have any questions or need assistance, don't hesitate to reach out! You can call us at 570-268-0615 for more information or simply drop by during our operating hours. While members can visit us at 1482 Golden Mile, official correspondence should be sent to our mailing address at 199 N Main St, Athens, PA 18810-1707. At Ingersoll-rand's Wysox Branch, we're here to help you every step of the way. Come see us today!

Convenient Location

Nestled in beautiful Bradford County, our branch is close to local favorites that you might recognize. Just a short drive from the scenic Susquehanna River and near major roads, we are easy to find. Parking is ample and conveniently located right outside our entrance, ensuring easy access for everyone. We also feature ADA-compliant ramps and pathways for those who may need them.

Operating Hours & Services

At Ingersoll-rand, we understand that your time is valuable. That's why our lobby hours are designed with your schedule in mind. We welcome you Monday through Wednesday from 9 AM to 5 PM, and Thursday and Friday from 8:30 AM to 5:30 PM. Our knowledgeable staff is ready to assist you with personal banking services like checking and savings accounts, auto loans, mortgages, credit cards with rewards, and more. We also offer a drive-thru service for quick transactions like deposits and withdrawals perfect for when you're on the go! And if you prefer using an ATM, we have one available for your convenience.

Member Eligibility

Joining the Ingersoll-rand community is a wonderful step towards better financial health, and we're excited to welcome you! Membership is open to anyone who lives, works, or worships in our service area. This means that if you're a resident of Wysox or surrounding communities, you're already on your way to becoming part of our supportive family. At Ingersoll-rand, we believe in providing our members with personalized services and competitive rates on loans and savings accounts. If you want to dive deeper into the specific eligibility details for the most current information. Getting started is simple! You can open your account online by visiting https://loans.itsme247.com/315/home/start. If you have any questions or need assistance during the process, don't hesitate to reach out at (570) 268-0615. We're here to help you every step of the way as you begin your journey with us at Ingersoll-rand, located at 1482 Golden Mile Wysox Pa 18854. Welcome aboard!

Business Banking & Commercial Services

Financing Solutions Tailored for You

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. While we currently have $0 in member commercial loans and $0 in non-member commercial loans, we strive to provide flexible financing options that empower local entrepreneurs. Imagine securing the funds you need to launch a new product line or expand your operations our team is here to make that happen.

Merchant Services That Make Transactions Easy

In addition to loans, our merchant services help simplify everyday transactions. Picture this: you're at a bustling farmers market, and customers want to pay with cards instead of cash. With our seamless payment solutions, you can accept card payments on the spot, boosting your sales and enhancing customer satisfaction. This is just one example of how we help businesses thrive in a competitive landscape. If you're ready to elevate your business, visit us at 1482 Golden Mile Wysox Pa 18854 in Wysox, PA or call us at (570) 268-0615. Let's work together to create a financial plan that sets your business up for success!

Comprehensive List Of Services

Banking at Your Fingertips

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features. You can check your balance, transfer funds, and pay bills all from your smartphone or computer. Our ATM services ensure you have easy access to cash whenever you need it, while our drive-thru banking allows for quick transactions without leaving your vehicle.

Personal Banking Made Simple

Our personal banking services include checking and savings accounts that are tailored to fit your lifestyle. Imagine having a checking account that not only keeps your money safe but also earns you interest. With our savings accounts, you can easily set aside funds for emergencies or special occasions. When it comes to financing a new car or truck, our auto loans and vehicle financing options are designed with you in mind. We offer competitive rates to help you get behind the wheel without breaking the bank. If you're thinking about buying a home, our mortgage loans and refinancing options provide flexible solutions to make homeownership more accessible.

Support for Your Financial Goals

We know life can throw unexpected expenses your way. That's why we offer personal loans and debt consolidation services. Whether it's for medical bills or home repairs, we're here to help lighten the load. Plus, with our credit cards featuring rewards programs, every purchase can earn you points towards exciting rewards. For our business members, Ingersoll-rand provides essential banking services like merchant services and business loans. Running a business comes with challenges, but managing your finances doesn't have to be one of them.

Visit Us Today!

Located at 1482 Golden Mile Wysox Pa 18854 in Wysox, PA, we invite you to come visit us or give us a call at (570) 268-0615. Our team is excited to help you explore all the ways Ingersoll-rand can support your financial journey. Discover how easy it is to manage your finances with us because at Ingersoll-rand, you're not just a member; you're part of our family!

Digital & Online Banking

Convenience and Security

We're proud to provide 24/7 online banking services, ensuring that you can manage your account whenever it suits you. If you're out shopping or dining with friends, our mobile payments feature lets you pay directly from your phone no need for cash or cards! With our mobile application, staying connected to your finances is easier than ever. You can download it today and experience real-time account management right in your pocket.

Easy Transfers and More

Need to send money to a friend? Our person-to-person transfer service makes it simple and hassle-free. Just a few taps on your device will get the job done. At Ingersoll-rand, we are committed to providing secure and accessible banking solutions tailored for you. Whether you're managing everyday expenses or planning for future goals, our digital tools are here to help make your financial journey smoother than ever. Join us online today and discover how easy banking can be!

Key Services

Our online banking service, available at https://ingersollrandfcu.com/, allows you to check balances, make transfers, and pay bills all with just a few clicks. You can also take advantage of our electronic signature authorization feature, which simplifies signing documents securely and quickly. Plus, if you prefer going paperless, our e-statements are readily available, giving you instant access to your financial information without clutter.

Financial Strength

A Growing Community

Total Share and Deposit Accounts: 15,368, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $2,944 further illustrates the strength of our institution. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ingersoll-rand is your trusted partner. Visit us at 1482 Golden Mile Wysox Pa 18854 or call (570) 268-0615 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Member-Centric Savings

Members' savings are secured through $31,109,390 in share certificates and $1,260,028 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $-$80,059 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 29 full-time employees and 1 part-time employees who are always ready to serve you with a knowledgeable, committed team.

Reinvesting in You

With $16,696,535 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is reflected in our impressive $62,026,736 in total loans and leases, including $1,384 in used auto loans.

Solid Financial Foundation

With a net worth of $16,922,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 15.09% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We've already issued over $16,840,432 in used vehicle loans and $6,999,872 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new model or a reliable used car, we are here to guide you through every step of the process.

Credit Lines

For those who prefer a line of credit for flexibility in borrowing, we offer total credit lines amounting to $15,000,000. This allows our members to cover unexpected expenses or take advantage of opportunities without the hassle of applying for new loans each time. If you're considering refinancing any existing loans or exploring eligibility options for these products, our team is ready to assist you in navigating these processes smoothly. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Visit us today or check out our website at ingersollrandfcu.com for more information on how we can support your financial journey!

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $2,483,694. This is a great opportunity for those looking to invest in their future by purchasing a home or refinancing an existing mortgage.

Unsecured Credit Card Loans

Managing day-to-day expenses can be easier with our flexible terms on unsecured credit card loans. With a total of $933,732 in unsecured credit card loans helping our members manage their finances effectively, you'll find it easy to access funds when you need them most.

Loan Aggregator

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INGERSOLL RAND FEDERAL CREDIT UNION - Wysox, PA

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