Ingersoll-Rand Credit Union Sayre PA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Ingersoll-rand Federal Credit Union, a trusted financial partner dedicated to serving our community since 1961. Located at 1970 Elmira St, Sayre, PA 18840, we pride ourselves on providing personalized banking solutions tailored to meet the unique needs of our 7,821 members. With total assets amounting to an impressive $112,109,046, we are committed to ensuring your financial well-being and security. At Ingersoll-rand, we understand that life can be unpredictable. That's why we offer a wide range of services, including personal banking, auto loans, mortgage options, and credit cards with rewards. Our team is here to guide you every step of the way, whether you're saving for a new home or looking for a smart way to manage debt. Our leadership team, led by CEO Thomas Mitchell and Board President Lori Allen Unger, is passionate about building strong relationships with our members and enhancing the financial health of our community. We are proud to employ 30 dedicated individuals who share this vision. For your convenience, we offer various banking options including online and mobile banking, as well as ATMs and drive-thru services. While members can visit us at our branch location for all their banking needs, official correspondence should be sent to the same address: 1970 Elmira St, Sayre, PA 18840-9246. Ready to experience exceptional service? Contact us today at 570-888-7121 or visit our website at ingersollrandfcu.com to learn more about how we can help you achieve your financial goals. Your journey toward better banking starts here!

Branch History & Mission

Welcome to Ingersoll-rand, a credit union that has been part of the Sayre community since 1961. With over six decades of dedicated service, we have grown into a trusted financial partner for our members, proudly serving more than 7,800 individuals and families in Bradford County and beyond. Located at 1970 Elmira St, Sayre, PA 18840, our branch is easily accessible, ensuring that you can reach us for all your banking needs. Our mission at Ingersoll-rand is straightforward: to provide our members with the financial tools and support they need to thrive. We believe in the power of community and strive to foster a welcoming environment where everyone can achieve their financial goals. From personal banking services like checking and savings accounts to auto loans and mortgages, we are here to help you navigate your financial journey with confidence. Since opening our doors, we have continually evolved to meet the changing needs of our members. Our total assets now stand at an impressive $112,109,046, allowing us to offer competitive rates on loans and deposits while maintaining strong financial stability. We are proud of our ADA-compliant facilities and digital advancements that make banking easier and more accessible for everyone. Our services include online banking, mobile payments, and e-statements everything you need at your fingertips. In addition to our core financial services, we actively engage with our community through various outreach programs and partnerships. We understand that giving back is essential; it strengthens not only our organization but also the neighborhoods we serve. Whether through local sponsorships or community events, we are committed to making a positive impact in Sayre. While members can visit us at 1970 Elmira St for all their banking needs including drive-thru services for convenience we encourage anyone interested in becoming part of our family to reach out or stop by during our operating hours: Monday through Wednesday from 8 AM to 4:30 PM, Thursday from 8 AM to 5 PM, and Friday from 8 AM to 5:30 PM. You can also contact us at (570) 888-7121 for any questions or assistance. At Ingersoll-rand Federal Credit Union, we invite you to experience the difference that comes with being a member-focused institution. Join us today and let's work together towards your financial success!

Branch Location & Accessibility

Accessibility Features

We understand that accessibility is essential for all our members. Our branch is equipped with features that comply with ADA standards, ensuring that everyone can access our services comfortably. There's ample parking available right outside, allowing for easy entry into the building.

Call-to-Action

We invite you to come visit us at Ingersoll-rand Federal Credit Union! Feel free to give us a call at 570-888-7121 if you have any questions or need assistance before stopping by. We look forward to welcoming you into our branch soon!

Convenient Location

Nestled in a vibrant area of Sayre, our branch is easy to find and reach. We're just a short drive from popular spots like the Sayre Historical Society and the local parks, making it simple to stop by while you're out and about. If you need to send us any official correspondence, please note that our mailing address is also 1970 Elmira St, Sayre, PA 18840-9246.

Operating Hours

We want to make sure you can visit us when it suits you best! Our lobby hours are Monday through Wednesday from 8 AM to 4:30 PM, Thursday from 8 AM to 5 PM, and Friday from 8 AM to 5:30 PM. Whether you're stopping by for a quick transaction or discussing your financial plans with one of our team members, we're here to help during these hours.

Services Offered

At Ingersoll-rand Federal Credit Union, we offer a range of services designed to meet your banking needs. From personal checking and savings accounts to auto loans and credit cards with rewards, we have options that fit different lifestyles and goals. For those who prefer quick transactions, our drive-thru service allows for deposits and withdrawals without leaving your vehicle. Plus, with ATM availability on-site, accessing cash has never been easier.

Member Eligibility

Becoming a member of Ingersoll-rand feels like joining a welcoming family where everyone is supported on their financial journey. If you're in the Sayre area or connected to Ingersoll-Rand, you might be eligible to join us! Generally, we open our doors to employees and their families within the Ingersoll-Rand community, as well as residents from nearby areas. This means that if you work for us or live near 1970 Elmira St Sayre Pa 18840, you can enjoy all the benefits of membership, including competitive rates on loans and personalized service tailored to your needs. To explore detailed eligibility criteria, feel free to check out our resource at . Starting your membership is easy and convenient. You can begin the account opening process online by visiting https://loans.itsme247.com/315/home/start or give us a call at (570) 888-7121 if you have any questions. We're here to help make your transition smooth and enjoyable. Join us at Ingersoll-rand and take the first step toward a brighter financial future today!

Business Banking & Commercial Services

At Ingersoll-rand, we understand that every business has unique needs and aspirations. Whether you're a startup looking to make your mark or an established company aiming for growth, our business banking and commercial services are designed to support your journey. Imagine having the financial backing to invest in new equipment, expand your operations, or improve your cash flow. Our commercial loan options can help you achieve these goals. Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses. Additionally, our merchant services simplify daily transactions. From card processing to online payment solutions, we equip you with the tools needed to serve your customers better. Partner with us at 1970 Elmira St Sayre Pa 18840 in Sayre, PA, and watch your business thrive! For more information, call us at (570) 888-7121 or visit our website at https://ingersollrandfcu.com/.

Comprehensive List Of Services

ATM & Drive-Thru Services

For those who prefer quick transactions without entering the branch, we provide an accessible ATM for cash withdrawals and balance checks. Additionally, our basic drive-thru banking allows you to handle deposits and withdrawals from the comfort of your car. We are proud to serve our community in Sayre with a commitment to personalized service and member satisfaction. If you're interested in learning more about any of these services or would like assistance, feel free to reach out to us at (570) 888-7121. Join us at Ingersoll-rand Federal Credit Union, where your financial well-being is our priority! Visit us today or explore more about what we offer by checking out our website here.

Business Banking

For local businesses, we offer a variety of services including merchant services and business loans. We know how crucial it is for small businesses to have access to financial resources, so we work hard to provide tailored solutions that support growth and success.

Digital Banking

In today's fast-paced world, convenience matters more than ever. That's why we offer robust online and mobile banking platforms that let you manage your accounts anytime, anywhere. With features like mobile payments, e-statements, and secure access through our mobile application, staying on top of your finances has never been easier. You can quickly make deposits, check balances, and transfer funds at your convenience.

Personal Banking

We understand that managing your money is essential to achieving your goals. Our personal banking services include checking and savings accounts designed to fit various lifestyles, helping you save for future plans or manage daily expenses effectively. If you're looking to buy a car, our auto loans and vehicle financing options can get you on the road with competitive rates and flexible terms. For those considering homeownership, we offer mortgage loans and refinancing solutions that simplify the journey toward owning your dream home. In addition, if you're facing unexpected expenses or planning for big purchases, our personal loans and debt consolidation options provide the support you need to regain control over your finances. To reward your spending habits, consider our credit cards with rewards, which allow you to earn points on everyday purchases.

Digital & Online Banking

Key Features

One of the standout features at Ingersoll-rand is our electronic signature authorization. This means you can complete transactions and sign documents securely from the comfort of your home. Plus, we offer e-statements for those who prefer going paperless, making it easy to keep track of your finances without clutter. Need to send money to a friend? With our person-to-person transfer feature, sharing funds has never been easier! Just a few taps on your mobile device and you're done. Speaking of mobile devices, our mobile application allows you to manage your accounts on the go. Whether you're out running errands or lounging at home, everything is right at your fingertips.

Security and Convenience

Your security is a top priority for us. Our online banking services are equipped with advanced security measures to protect your personal information while you bank online or via our mobile app. You can rest easy knowing that your data is safe with us. In addition to all these great features, we also support mobile payments so that you can make purchases quickly and efficiently without needing cash or cards. At Ingersoll-rand, we're committed to providing accessible and efficient banking solutions tailored to fit your lifestyle. Explore our digital banking options today and discover how easy managing your finances can be!

Financial Strength

Growing Membership Base

We also have 15,368 total share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares stand at $2,944, illustrating the funds available for lending and investments to further enhance member services. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Ingersoll-rand is your trusted partner. Visit us at 1970 Elmira St Sayre Pa 18840 or call (570) 888-7121 to learn more about how we can help you achieve your financial goals.

Member Savings and Security

Members' savings are secured through $31,109,390 in share certificates and $1,260,028 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. While we focus on your needs, it's also noteworthy that our non-member deposits are currently at $0, reflecting our commitment to enhancing member benefits through better loan rates and lower fees.

Operational Efficiency

Our $213,602 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We are proud to employ 29 full-time employees and 1 part-time employees who are dedicated to serving you with knowledge and care.

Reinvesting for Your Benefit

With $16,696,535 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to your financial growth is evident in our lending capacity; we have $1,384 in used auto loans and $62,026,736 across various loans and leases, supporting our members' diverse financial goals.

Strong Capital Foundation

With a net worth of $16,922,867, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,509 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $16,840,432 in used vehicle loans and $6,999,872 in new vehicle loans already helping members get on the road. We make it easy to finance your vehicle, whether it's brand new or gently used.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer credit lines with a total of $15,000,000, giving you access to funds when you need them most. Additionally, we also provide unsecured credit card loans, with a total of $933,732 available to help you manage expenses effectively without tying up your assets.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $2,483,694, make buying or refinancing simple. We provide competitive rates and flexible terms designed to suit your financial situation.

Refinancing Options

If you're considering refinancing any of your current loans, speak with one of our knowledgeable representatives. We can guide you through eligibility options and help determine if refinancing is right for you. At Ingersoll-rand, we're committed to supporting our members with transparent lending practices and personalized service. For more information on how we can assist you with your loan needs, feel free to visit us or contact us at (570) 888-7121. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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