InFuze Credit Union Waynesville MO | Affordable Auto Loans & Business Banking

Introduction

Welcome to Infuze, your trusted financial partner located at 1300 Historic 66 W, Waynesville, MO 65583. Established in 1954, we have proudly served our community for nearly seven decades, becoming a reliable source of financial services for over 33,000 members. With total assets reaching an impressive $382,983,153, we are committed to providing you with the best banking experience possible. At Infuze, we understand that everyone's financial journey is unique. That's why we offer a variety of services tailored to meet your needs from personal and auto loans to business banking solutions. We are proud to report that our total deposits amount to $36,723,426, reflecting the trust our members place in us. Our dedicated team of 113 employees, led by CEO Michael Smith and Board President Janice Hartinger, works tirelessly to support you on your financial path. While members can visit us at our branch address, official correspondence should be sent to our mailing address: P O Box 2009, Waynesville, MO 65583. Whether you're looking for assistance with loans (we manage a total of 58,382 loans and leases) or need help with everyday banking tasks like checking accounts and online services, we're here to help. Our commitment extends beyond just numbers; we believe in building lasting relationships within our community. With a net worth of $38,981,545 and cash in hand totaling $4,904,376, we have the resources necessary to invest back into our members and the local economy. We invite you to explore all that Infuze has to offer by visiting our website at infuzecu.org or by calling us at 573-774-3200. Join us today and experience personalized banking that truly puts you first!

Branch History & Mission

At Infuze, we take pride in our rich legacy and commitment to serving the Waynesville community since 1954. Located at 1300 Historic 66 W, Waynesville, MO 65583, our branch has become a cornerstone of financial support for our members, helping them achieve their dreams while fostering a strong sense of community. Over the years, Infuze has evolved significantly. We started with a small group of dedicated members and have grown to serve over 33,368 individuals today. Our total assets now stand at an impressive $382,983,153, reflecting the trust and confidence placed in us by our members. This growth is not just about numbers; it signifies our ability to adapt and meet the changing needs of our community. Our mission is simple yet profound: we strive to provide accessible financial services while actively supporting local initiatives that uplift our community. We believe that when our members succeed, we all succeed. Through partnerships with local organizations and outreach programs, Infuze plays an active role in enhancing the quality of life in Waynesville. Whether it's through educational workshops or sponsoring community events, we're committed to making a positive impact. While you can visit us at 1300 Historic 66 W, we also have a mailing address for official correspondence: P.O. Box 2009, Waynesville, MO 65583. Our doors are open Monday through Friday from 9 AM to 5 PM and on Saturdays from 9 AM to 12 Noon. For those who prefer convenience, we offer drive-thru banking and ATM services for quick transactions. At Infuze, we're also embracing digital advancements to make banking easier for everyone. Members can access online banking, mobile payments, and electronic statements all designed with your needs in mind. Plus, our facilities are ADA compliant to ensure everyone can benefit from our services. We invite you to join us on this journey! Experience firsthand how Infuze can be your trusted partner in achieving your financial goals while being part of a community-focused credit union. Visit us today or learn more about membership options at our website. Let's build a brighter future together!

Branch Location & Accessibility

A Convenient Visit

Our branch is equipped with a drive-thru service for those who prefer to bank from their vehicles. If you're on foot or need to enter the building, rest assured that we meet ADA compliance standards and provide ramps for easy access. Parking is ample, making it hassle-free for everyone visiting us.

Operating Hours That Fit Your Schedule

At Infuze, we value your time. Our lobby hours are designed with your busy life in mind, open Monday through Friday from 9 AM to 5 PM, and Saturdays from 9 AM until noon. For those needing services outside regular hours, our drive-thru is available Monday through Friday from 8:30 AM to 6 PM and Saturdays from 9 AM to noon.

Services Tailored for You

We offer a variety of personal and business banking services including checking and savings accounts, auto loans, mortgage options, personal loans, and credit cards with rewards. Plus, with ATM availability right at our location, you can manage cash withdrawals or balance checks with ease. While members can visit us at 1300 Historic 66 W, official correspondence should be sent to P O Box 2009, Waynesville, MO 65583 if needed. Ready to explore what we have to offer? Feel free to call us at 573-774-3200 or simply drop by during our operating hours. We look forward to serving you!

Member Eligibility

At Infuze, becoming a member is like joining a welcoming family that truly cares about your financial well-being. If you're in the Waynesville area or have ties to our community, you're likely already eligible! We proudly serve those who live, work, worship, or attend school in Pulaski County and surrounding areas. It's as simple as that! For a more detailed look at who can join us, feel free to check out our eligibility criteria at http://www.infuzecu.org/connect/contact/become-a-member . Once you see how easy it is to qualify, opening an account is just a step away! With a range of services tailored for all your banking needs like personal loans, auto financing, and online banking options there's something for everyone at Infuze. If you have any questions or want to start your membership journey today, don't hesitate to give us a call at (573) 774-3200. We're excited to welcome you to our community at 1300 Historic 66 W Waynesville Mo 65583!

Business Banking & Commercial Services

Merchant Services That Make Sense

Imagine running your business without worrying about payment processing. Our merchant services streamline transactions, allowing you to focus on what you do best. Whether you're a local café or a bustling retail shop, our solutions help you accept payments quickly and securely, enhancing customer satisfaction and boosting sales. Explore how Infuze, located at 1300 Historic 66 W Waynesville Mo 65583 in Waynesville, MO, can support your business ambitions today! For more information or to get started, call us at (573) 774-3200.

Supporting Business Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,048,319, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we provide specialized business banking services including merchant services and business loans. Whether you're starting a new venture or expanding an existing one, our team can help streamline your financial operations so you can focus on what matters most: growing your business.

Easy Access Anytime

In today's busy world, having access to banking when it suits you is crucial. That's why we offer online and mobile banking options that allow you to manage your finances anytime, anywhere. Our basic drive-thru banking ensures that even simple transactions like deposits or withdrawals are quick and convenient. At Infuze, we pride ourselves on being more than just a bank; we're a partner in your financial journey. If you have questions about any of our services or want to learn more about how we can assist you today, please reach out at (573) 774-3200. We look forward to serving you!

Financial Support When You Need It

Life can throw unexpected challenges your way, which is why we offer personal loans and debt consolidation options. If you find yourself needing extra funds or want to simplify your payments into one monthly bill, we're ready to assist you with personalized support. Don't forget about our credit cards with rewards! These cards not only provide you with purchasing power but also let you earn rewards on everyday spending. It's a great way to make your money work for you!

Personal Banking Solutions

Our personal banking services include checking and savings accounts that help you manage your money effectively. Imagine having easy access to your funds with the convenience of online and mobile banking. You can check your balance, transfer money, and even pay bills right from your smartphone. Plus, our ATM services make cash withdrawals simple and quick. If you're considering a new car or need financing for an existing vehicle, our auto loans and vehicle financing options are tailored for you. With competitive rates and flexible terms, getting behind the wheel has never been easier. For those looking to buy a home or refinance their current mortgage, our mortgage loans offer various solutions to fit different needs. We understand that every member's situation is unique, so we're here to guide you through the process step by step.

Digital & Online Banking

Key Features for Your Convenience

With our online banking services, you can easily check your balances, transfer funds, and pay bills all from the comfort of your couch or while waiting in line. Enjoy the peace of mind that comes with secure electronic transactions, including the ability to use electronic signatures for approvals yes, we've got that covered with our Yes option! If you prefer paperless banking, you'll be pleased to know that e-statements are available at Yes, allowing you to keep track of your financial activities without cluttering your mailbox. Additionally, you can send money directly to friends or family through our person-to-person transfers no cash needed!

Mobile Banking Made Easy

Our mobile application is another fantastic tool that puts banking right in your pocket. With features like mobile payments Yes, managing your money has never been more straightforward. You can quickly pay for goods and services using just your phone, making transactions faster than ever. For those who prefer to manage their accounts on the go, our mobile app provides real-time account management so you're always in control. Plus, it's user-friendly, making it accessible for everyone. In short, whether you're looking to handle routine banking tasks or make quick transactions while out and about, Infuze is here to support you every step of the way. Join us today and experience the ease of modern banking!

Financial Strength

Commitment to Growth

With $30,338,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $33,743 in used auto loans and $307,613,475 in total loans and leases. Our operational efficiency is reflected in our $4,596,518, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 109 full-time employees and 4 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Community Trust

Total Share Accounts stand at 62,821, showing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $3,745,561, further demonstrating our dedication to fostering community trust. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Infuze is your trusted partner. Visit us at 1300 Historic 66 W Waynesville Mo 65583 or call (573) 774-3200 to learn more about how we can help you achieve your financial goals.

Member-Focused Savings

Members' savings are secured through $96,300,584 in share certificates and $29,969,261 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $3,432,992, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $38,981,545, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,018 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $109,231,100 in used vehicle loans and $31,745,369 in new vehicle loans already helping members get on the road. Whether you're looking for financing on a brand-new vehicle or a reliable used car, we have options that fit your budget.

Commercial Loans

For business owners, our outstanding commercial loans totaling $3,048,319 provide the capital needed to grow and expand. Whether you're starting a new venture or looking to upgrade your current operations, we're here to support your business ambitions. At Infuze, we believe that everyone deserves access to affordable financing options. If you're considering refinancing or want to check eligibility for any of our loan products, feel free to reach out. You can contact us at 573-774-3200 during our operating hours: Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 12 Noon. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to explore how our loan offerings can support your journey towards financial stability today!

Credit Lines

For those needing additional flexibility in their finances, our credit lines totaling $64,275,317 provide an easy way to access funds when needed. This option allows you to borrow what you need without taking on more debt than necessary.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $23,515,385, make buying or refinancing simple. We guide you through the process and provide competitive rates to make your dream of owning a home a reality.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $12,754,576 in loans helping members manage their finances effectively. Our credit cards come with benefits that can enhance your spending experience while allowing you to keep control over your budget.

Loan Aggregator

Benefits of Using LendMesh

One of the key advantages of using LendMesh is its focus on Verified Data. All loan offers are sourced from legitimate financial institutions, ensuring full transparency in what users see. Additionally, LendMesh maintains a strict policy of No Sponsored Listings; lenders are not prioritized based on paid promotions, allowing users to receive truly unbiased results. Furthermore, with Real-Time Rate Comparisons, users can access up-to-date loan rates from multiple institutions, empowering them to make informed decisions. Thousands of users trust LendMesh for their loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This feedback reflects the effectiveness and reliability of the platform in helping consumers secure favorable loan conditions. Ready to start your search for the best loan rates? Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working with institutions that adhere to these guidelines, LendMesh guarantees that the information presented is both accurate and trustworthy.

INFUZE CREDIT UNION - Waynesville, MO