InFuze Credit Union Lebanon MO | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Infuze, your trusted partner in financial wellness right here in Lebanon, Missouri. Located at 435 N Jefferson Ave, Lebanon, MO 65536, our credit union has been serving the community since 1954, fostering relationships that go beyond just banking. With a strong commitment to our members currently numbering over 33,368 we strive to provide personalized services tailored to meet your unique needs. At Infuze, we believe in creating a positive impact on our community. Our total assets stand at an impressive $382,983,153, reflecting our dedication to financial stability and growth. We offer a variety of services including personal banking, auto loans, mortgage options, and business loans all designed with you in mind. With total deposits of $36,723,426 and net worth of $38,981,545, you can trust that your finances are secure with us. Under the leadership of CEO Michael Smith and Board President Janice Hartinger, our dedicated team of 113 employees is here to assist you every step of the way. Whether you're looking for help with your checking account or seeking financing for your next big project, we're ready to support you. While members can visit us at our branch location for friendly face-to-face service, official correspondence should be sent to the same address: 435 N. Jefferson Ave, Lebanon, MO 65536. We invite you to explore what Infuze has to offer by visiting our website at infuzecu.org or giving us a call at 417-533-5368. Join us today and experience the difference that comes from being part of a community-focused credit union!

Branch History & Mission

Welcome to Infuze, located at 435 N Jefferson Ave, Lebanon, MO 65536. Since our doors first opened in 1954, we have proudly served our community with a mission focused on empowerment through financial services and support. Over the years, we have grown alongside our members, now boasting a total membership of 33,368 and assets exceeding $382,983,153. Our journey began with a simple goal: to provide accessible banking options tailored to the needs of our local community. From humble beginnings, Infuze has evolved into a trusted financial partner for many families and businesses in Lebanon. As we expanded our offerings from personal banking and auto loans to business services we remained committed to ensuring that each member feels valued and understood. At Infuze, we believe that being part of a credit union means more than just transactions; it's about building relationships. Our mission is straightforward yet powerful: to deliver exceptional financial services while fostering community growth and support. We aim to create opportunities for everyone by offering competitive rates, educational resources, and personalized service. While members can visit us at 435 N Jefferson Ave, official correspondence should be sent to the same address as our mailing address is unchanged. Our branch features convenient drive-thru banking and ATM access for those on the go, along with dedicated lobby hours from 9 AM to 5 PM, Monday through Friday. We are not just about banking; we actively seek out ways to engage with our community through outreach programs and partnerships that make a real difference in people's lives. Whether it's assisting local businesses or participating in community events, Infuze stands ready to support Lebanon's growth. As technology advances, so do we. Our commitment to digital banking ensures that members can manage their finances with ease through online platforms and mobile applications. With ADA compliance at the forefront of our operations, we strive to make all services accessible for everyone in our community. Join us today at Infuze! Experience how we can help you achieve your financial goals while being part of a supportive community. Visit us or check out our website here for more information on becoming a member and exploring the services we offer. We look forward to welcoming you into the Infuze family!

Branch Location & Accessibility

Welcome to Infuze, your trusted financial partner conveniently located at 435 N Jefferson Ave in Lebanon, MO. We pride ourselves on being easily accessible to our members and the community. Nestled near popular landmarks, our branch is just a short drive from the vibrant downtown area, making it simple for you to stop by for all your banking needs. At Infuze, we understand that accessibility is key. Our branch features ADA-compliant entrances and ramps, ensuring that everyone can visit us comfortably. There's ample parking available right outside our doors, so you won't have to worry about finding a spot when you arrive. Our operating hours are designed with your busy schedule in mind. We're open Monday through Friday from 9 AM to 5 PM, providing plenty of opportunities for you to come in and speak with our friendly team. If you're unable to visit during these hours, don't forget that we also offer ATM services for quick cash withdrawals and balance checks. For those who prefer the convenience of drive-thru banking, we have you covered there too! You can handle deposits, withdrawals, and simple transactions without ever leaving your vehicle. If you need to reach us directly, feel free to call us at 417-533-5368. While members can visit us at our branch location, any official correspondence should be sent to the same address: 435 N Jefferson Ave, Lebanon, MO 65536. We invite you to come experience our personal banking services including checking and savings accounts, auto loans, mortgage loans, and more all tailored to meet your financial needs. At Infuze, we're here for you every step of the way. So why wait? Come visit us today or give us a call; we look forward to serving you!

Member Eligibility

At Infuze, we believe in creating a warm and welcoming community where everyone can feel at home. Becoming a member is easy and open to anyone who lives, works, or worships in the local area, as well as their family members. This means that if you're connected to our vibrant community here in Lebanon, you can enjoy all the benefits of membership, from competitive loan rates to personalized service. Joining us at Infuze not only gives you access to valuable financial products but also connects you with a supportive network that truly cares about your financial well-being. To learn more about the specific eligibility criteria and see if you qualify, please visit our detailed resource at http://www.infuzecu.org/connect/contact/become-a-member. When you're ready to open an account and start your journey with us, simply head over to https://infuzecu.loanproducer.com/user/home or give us a call at (417) 533-5368. We're excited to welcome you into our family at Infuze, located at 435 N Jefferson Ave Lebanon Mo 65536!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $12 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $7 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $3,048,319, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services that simplify payment processing for your business. Whether you're a retail shop or an online store, our solutions make it easy for customers to pay with credit cards or mobile wallets. This not only enhances customer satisfaction but also boosts your sales potential. Located at 435 N Jefferson Ave Lebanon Mo 65536 in Lebanon, MO, we're here to partner with you for success. Contact us today at (417) 533-5368 to learn more about how we can assist your business!

Comprehensive List Of Services

Business Banking Services

We recognize that local businesses are the backbone of our community. That's why we offer specialized business banking services, including merchant services and business loans. These tools empower entrepreneurs to thrive and grow their businesses right here in Lebanon.

Call Us Today!

At Infuze, we're committed to helping you achieve your financial goals through personalized service and comprehensive offerings. If you have any questions about how we can assist you or if you're ready to open an account, don't hesitate to reach out! Give us a call at (417) 533-5368, or visit us at our branch in Lebanon, MO. Let us be part of your journey towards financial success!

Credit Cards with Rewards

For those who love earning rewards on their purchases, our credit cards with rewards program allows you to earn points for every dollar spent. These points can be redeemed for travel, merchandise, or cash back making every purchase more rewarding.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features that allow you to manage your accounts from anywhere at any time. Whether you're checking balances, making transfers, or paying bills, you can do it all with just a few taps on your smartphone or computer.

Home Financing Options

Buying a home is one of the biggest decisions you'll make, and we're here to help. Our mortgage loans and refinancing options are structured to fit various budgets and lifestyles, ensuring that homeownership is within reach for everyone.

Personal Banking Solutions

Our personal banking services are designed with you in mind. We offer checking and savings accounts that help you manage your finances effectively. Imagine having a safe place to keep your money while also earning interest. You can easily access your funds through our convenient ATM services or enjoy simple transactions at our drive-thru. If you're considering a new vehicle, our auto loans and vehicle financing options make it easy to drive away in the car you want. We understand that life can throw unexpected expenses your way, which is why our personal loans and debt consolidation solutions provide flexibility when you need it most.

Digital & Online Banking

Key Features

Our online banking system provides 24/7 access to your accounts, allowing you to check balances, transfer funds, and pay bills with just a few clicks. If you're always on the go, don't forget to download our mobile application, which gives you all the features of online banking right in your pocket. Need to send money quickly? Our person-to-person transfer feature makes it easy to send funds to friends or family with no hassle. Plus, you can set up electronic signature authorization for important documents right from the comfort of your home no need for physical signatures! For those who prefer paperless options, we offer e-statements that are not only environmentally friendly but also secure and easy to access. You can view your statements anytime without worrying about losing important paperwork.

Security and Ease of Use

We prioritize your security with advanced encryption technologies that protect your personal information. You can confidently manage your finances knowing that we take every precaution to keep your data safe. Whether you're making mobile payments at checkout or managing bills from your couch, our digital banking services are designed for ease of use. With real-time updates on account activity, you'll always know where you stand financially. Experience the freedom of modern banking with Infuze's digital solutions. Sign up today and take control of your financial future!

Financial Strength

Committed Team Ready to Serve You

We also take pride in having 109 full-time employees and 4 part-time employees. Our knowledgeable team is always ready to serve you with dedication and expertise.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $3,432,992, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks designed for your advantage.

Growing Member Base

Total Share and Deposit Accounts: 62,821, show a strong and growing member base that trusts us with their finances. As more people choose Infuze, it reinforces our commitment to providing excellent service tailored just for you. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Infuze is your trusted partner. Visit us at 435 N Jefferson Ave Lebanon Mo 65536 or call (417) 533-5368 to learn more about how we can help you achieve your financial goals.

Operational Efficiency

Our $4,596,518 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. This efficiency ensures that we can meet your expectations consistently.

Reinvestment for Growth

With $30,338,302 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This reinvestment strategy supports improvements that directly benefit you.

Secure Savings Options

Members' savings are secured through $96,300,584 in share certificates and $29,969,261 in money market shares, offering stable and rewarding financial growth opportunities. These options allow you to earn interest while keeping your funds secure.

Solid Financial Health

With a net worth of $38,981,545, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. This solid foundation enables us to navigate through various economic conditions while ensuring that your needs remain our top priority.

Strong Capital Foundation

Our net worth ratio of $1,018 demonstrates a solid capital foundation. This means we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Your trust in us is backed by these figures.

Supporting Your Financial Goals

With $33,743 in used auto loans and $307,613,475 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Whether you're looking to buy a car or finance other projects, we're here to help make it happen.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $31,745,369 in new vehicle loans and $109,231,100 in used vehicle loans to help members get on the road efficiently. Financing your next vehicle has never been easier with flexible terms and competitive rates.

Business Loans

If you're a business owner seeking growth opportunities, our outstanding commercial loans totaling $3,048,319 provide the capital needed to expand your operations or invest in new projects. We believe that supporting local businesses is vital for community development.

Mortgage Loans

Thinking about homeownership? Our mortgage options include Junior Lien 1-4 Family Residential Properties loans totaling $23,515,385. We make buying or refinancing simple and straightforward so you can focus on what matters most your new home.

Refinancing Options

Additionally, if you're looking to refinance existing loans or check eligibility options for our various products, we're here to assist you every step of the way. Our team is dedicated to finding the best solution tailored just for you. At Infuze in Lebanon, MO, we aim not only to provide financial assistance but also to foster lasting relationships with our members. Explore how our loan offerings can help you achieve your dreams today!

Unsecured Credit Card Loans

For those looking to manage their finances effectively, we also offer flexible terms on unsecured credit card loans. With a total of $12,754,576 in loans helping members cover unexpected expenses or consolidate debt, our credit cards come with beneficial features designed to suit your lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: All loan offers are sourced from legitimate financial institutions, ensuring transparency in the rates provided. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results that reflect actual market conditions. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, empowering them to make well-informed choices quickly. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" This kind of feedback reflects the positive impact that accurate loan comparisons can have on borrowers' lives. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This rigorous sourcing guarantees fair and transparent offers for all users. Each loan listing comes from legitimate financial institutions, which fosters trust and confidence in the comparison process.

Infuze