InFirst Credit Union Salem VA | Best Auto Loans & Business Banking

Introduction

Welcome to Infirst, your trusted partner in financial growth and community support. Located at 2 W Main St, Salem, VA 24153, our branch has been serving members since 1935. With a commitment to providing personalized service, we proudly support over 14,809 members and manage assets totaling $200,648,269. At Infirst, we understand that each member's journey is unique. That's why we offer a diverse range of services including checking and savings accounts, auto loans, mortgages, personal loans, and business banking solutions tailored to meet your individual needs. Whether you are looking to finance your dream car or need assistance with your small business, our dedicated team is here to help. While members can visit us at our Salem location for in-person assistance, official correspondence should be sent to the same address: 2 W Main St, Salem, VA 24153-3851. Under the leadership of CEO Mark Hudzik and Board President Alan Rothenberg, our team of 49 employees works tirelessly to ensure that your experience with us exceeds expectations. We take pride in our strong financial health; with total deposits reaching $7,087,833 and a net worth of $18,831,119, you can trust that your finances are secure with us. We believe in giving back to the community that supports us. Our contributions extend beyond financial services as we actively participate in local events and initiatives that uplift our neighborhoods. For any questions or assistance, feel free to reach out at 540-986-0652 or explore more about what we offer on our website: www.infirstfcu.org. We're open Monday through Friday from 9 AM to 5 PM and Saturday from 9 AM to 1 PM. Come visit us today and discover how Infirst can help you achieve your financial goals!

Branch History & Mission

Welcome to Infirst, a cornerstone of the Salem community since 1935. Over the decades, we have grown from humble beginnings into a vibrant credit union that proudly serves over 14,800 members. Our branch, located at 2 W Main St, Salem, VA 24153, is more than just a financial institution; it's a hub for connection and support in our community. From our inception, Infirst has focused on creating a welcoming environment where individuals and families can access essential financial services. We have worked tirelessly to build trust and foster relationships with our members. As we celebrate nearly nine decades of service, we reflect on our journey and the milestones that have shaped us. Our mission is clear: to empower our members through exceptional financial services while contributing positively to the community. We offer a range of products including personal banking options like checking and savings accounts, auto loans, mortgage loans, personal loans, and credit cards with rewards. For businesses, we provide merchant services and business loans to help them thrive. In addition to our comprehensive banking services, we are committed to community outreach. Our partnerships with local organizations allow us to give back and make a meaningful impact in Salem. Whether it's supporting local events or providing financial education workshops, we strive to uplift those around us. At Infirst, we understand that convenience matters. That's why we ensure modern banking solutions are at your fingertips with online and mobile banking options. Plus, our branch features an ATM for easy cash access and drive-thru banking for quick transactions without leaving your vehicle. And if you need assistance in person, our friendly staff is here during operating hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. While members can visit us at 2 W Main St, official correspondence should be sent to 2 W Main St, Salem, VA 24153-3851 if different from the branch address. We invite you to join the Infirst family today! Experience firsthand how we can help you achieve your financial goals while being part of a community-focused organization. Visit us or explore more about membership benefits at Infirst's website. Your journey towards better banking starts here!

Branch Location & Accessibility

Accessibility Features

At Infirst, we believe that everyone should be able to access their banking services easily. Our branch is fully ADA compliant, featuring ramps and designated parking spots for those who may require additional assistance.

Connect With Us

If you have any questions or need assistance, feel free to give us a call at 540-986-0652. Our friendly staff is always ready to help! We invite you to visit us at our Salem location or check out our website at Infirst for more information. We look forward to seeing you soon!

Convenient Location

Situated in the heart of Salem, our branch is easily accessible and close to several local landmarks. You can find us right off Main Street, making it simple for you to pop in during your busy day. If you're looking for parking, rest assured that we have ample space available for your convenience.

Operating Hours

We know your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:00 PM and Saturday from 9:00 AM to 1:00 PM. Whether you prefer visiting during the week or on the weekend, we're here to assist you when it's most convenient.

Services Offered

Our team at Infirst offers a wide range of services tailored just for you. From checking and savings accounts to auto loans, mortgage financing, and credit cards with rewards, we've got all your financial needs covered. Plus, with ATM availability and drive-thru banking services, accessing your funds has never been easier!

Member Eligibility

At Infirst, we believe that being part of our community is a privilege that everyone should have the chance to enjoy. If you're looking to join us, becoming a member is simple and welcoming! To be eligible, you must either live, work, worship, or attend school in the areas we serve. We're dedicated to supporting our local communities, and this means we open our doors to those who share a connection with us. The advantages of membership are numerous think competitive rates on loans, personalized service, and access to a variety of financial products tailored just for you. For full details on eligibility criteria, feel free to check out our website at http://www.infirstfcu.org/member-eligibility. Ready to take the next step? Opening an account is easy! You can start the process online at https://applynow.infirstfcu.org or simply give us a call at (540) 986-0652 if you have any questions. Join us at Infirst located at 2 W Main St Salem Va 24153, and become part of a family that truly cares about your financial well-being!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $694,360, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer practical merchant services that simplify daily operations. Imagine streamlining your payment processing and enhancing customer experiences all at once. From credit card processing to online payment options, our services allow you to focus more on growing your business while we take care of the rest. Visit us at 2 W Main St Salem Va 24153 in Salem, VA or call us at (540) 986-0652 to learn how we can support your business dreams!

Comprehensive List Of Services

ATM & Drive-Thru Services

Need cash in a hurry? Our ATM services allow for easy withdrawals and balance checks whenever you need them. Plus, our basic drive-thru banking enables quick deposits and withdrawals without having to step inside the branch.

Business Banking

If you're a business owner, we know how vital it is to have the right financial support. At Infirst, we provide tailored solutions like merchant services and business loans to help your business thrive.

Online & Mobile Banking

In today's fast-paced world, convenience matters. That's why we offer robust online and mobile banking features so you can manage your accounts from anywhere at any time. You can check balances, transfer funds, pay bills, and even send money to friends through our person-to-person payment feature all from the comfort of your home or on-the-go.

Personal Banking

We understand that managing money is personal. That's why we offer various checking and savings accounts designed to fit your lifestyle. Need funds for that new car? Our auto loans and vehicle financing options come with competitive rates and flexible terms, making it simple to drive off in the vehicle of your choice. If homeownership is on your mind, explore our mortgage loans and refinancing services. We aim to make the process straightforward and stress-free. For those unexpected expenses or consolidation of debt, our personal loans provide a quick solution without breaking the bank. Plus, don't forget about our credit cards with rewards, which allow you to earn while you spend!

Shared Branch Transactions

If you're a member of a partner credit union, take advantage of our shared branch transactions where you can make deposits or withdrawals as needed. At Infirst in Salem, VA, we're here to support you every step of the way with our comprehensive range of services designed for both personal and business needs. With convenient hours from Monday to Friday (9:00 am - 5:00 pm) and Saturday (9:00 am - 1:00 pm), we're always ready to assist you. Ready to take the next step? Contact us today at 540-986-0652, visit us online at infirstfcu.org, or stop by our branch! We look forward to serving you!

Digital & Online Banking

Key Services

Our online banking platform offers a variety of features that enhance your banking experience. You can easily check your account balances, transfer money, and pay bills all with just a few clicks. If you're looking to send money to friends or family, our person-to-person transfer feature allows you to do that quickly and securely. For those who prefer using their smartphones, we have a mobile application that keeps your accounts at your fingertips. You can manage your transactions on the go without any hassle. Plus, if you're concerned about paper statements piling up, we offer e-statements for easy access to your financial records.

Security and Accessibility

We prioritize your security while using our online services. Although we currently do not support electronic signature authorization, our robust security measures ensure that your information is protected. You can bank with confidence knowing that your data is safe with us. Whether you're using our mobile app or logging in through a web browser, accessing your accounts is user-friendly and straightforward. Managing your finances has never been easier! With real-time updates on transactions and account activity, you'll always be in the loop. Experience the ease of banking at Infirst where convenience meets security! Visit us online at https://www.infirstfcu.org/ today to explore all the ways we can help simplify your financial life.

Financial Strength

A Committed Team

We also take pride in having 47 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Our operational efficiency is reflected in our net income of $0, allowing us to continuously enhance the products and services available to you.

Growing Community Trust

Total Share Accounts: 24,674 show a strong and growing member base that trusts us with their finances. This trust is built on our commitment to transparency and support as you navigate your financial journey. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Infirst is your trusted partner. Visit us at 2 W Main St Salem Va 24153 or call 540-986-0652 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov based on the latest results.*

Member-Centric Savings

Members' savings are secured through $40,845,248 in share certificates and $19,501,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,957,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Reinvesting for Your Benefit

With $9,441,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our ability to offer $157,411,928 in total loans and leases supports your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $18,831,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 937 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,607,600 in used vehicle loans and $4,118,681 in new vehicle loans already helping members get on the road. We provide flexible terms and options that can fit your budget.

Credit Lines

For those needing additional flexibility in managing their cash flow, we provide access to credit lines totaling $51,658,500. This product is ideal for unexpected expenses or planned purchases when you need extra financial support. If you're interested in any of these products or would like to explore refinancing options and eligibility requirements further, please visit our website at Infirst or check our member eligibility page. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. At Infirst, we're committed to providing straightforward loan solutions tailored just for you!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,659,788, make buying or refinancing simple. Whether you're purchasing your first home or refinancing an existing mortgage, our team will guide you through every step of the process.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,519,534 in loans helping members manage their finances effectively. These credit cards come with competitive rates and rewards programs that allow you to earn benefits as you spend.

Loan Aggregator

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INFIRST FEDERAL CREDIT UNION - Salem, VA

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