InFirst Credit Union Roanoke VA | Low Mortgage Rates & Quick Auto Loans

Introduction

Welcome to Infirst, your trusted financial partner in the heart of Roanoke, Virginia. Located at 5005 Melrose Ave NW, we have proudly served our community since 1935. With a commitment to providing exceptional service, we currently support over 14,809 members and manage total assets exceeding $200 million. Our friendly team is here to help you navigate your financial journey, whether you're looking for personal banking options or business solutions. While members can visit us at our branch location, official correspondence should be sent to the same address: 5005 Melrose Avenue NW, Roanoke, VA 24017. Our dedicated staff operates Monday through Friday from 9:00 am to 5:00 pm, and we're also open on Saturdays from 9:00 am to 1:00 pm for your convenience. At Infirst, we take pride in fostering strong relationships with our members. Under the leadership of CEO Mark Hudzik and Board President Alan Rothenberg, we are dedicated to not just meeting but exceeding your financial needs. With total deposits amounting to $7,087,833 and a net worth of $18,831,119, you can trust that your money is secure with us. We offer a variety of services including checking and savings accounts, auto loans, mortgage loans, credit cards with rewards, and business banking solutions. Whether you're looking to finance a new vehicle or save for future goals, our knowledgeable staff is ready to assist you every step of the way. Join our growing family today! For more information about our services or to become a member, feel free to visit our website at Infirst or give us a call at 540-986-0652. We look forward to welcoming you into the Infirst community!

Branch History & Mission

Commitment to Innovation

While we cherish our roots, Infirst embraces the future by incorporating digital advancements into our services. Our online banking platform allows members to manage their accounts conveniently from home or on the go. We are committed to ensuring accessibility for everyone and maintain ADA compliance across our digital channels.

Join Us Today!

As we look towards the future, we invite you to join the Infirst family and experience firsthand the benefits of being part of our community-focused credit union. Whether you're looking for personal loans or business banking solutions, we're here to help you achieve your financial goals. With operating hours from Monday to Friday from 9:00 AM - 5:00 PM and Saturday from 9:00 AM - 1:00 PM, we are ready to assist you whenever you need us. Call us at 540-986-0652 or visit our website at Infirst for more information on how you can become a member today!

Our Mission

At Infirst, our mission is simple yet profound: to provide exceptional financial services while supporting the well-being of our community. We believe that everyone deserves access to quality banking options tailored to their unique needs. Whether it's personal banking through checking and savings accounts or financing for auto loans and mortgages, our goal is to empower our members financially. We take pride in being more than just a financial institution. Our commitment extends beyond numbers; we actively engage in community outreach efforts and partnerships that make a real difference. From providing educational resources on financial literacy to participating in local events, we strive to uplift those around us.

Branch Location & Accessibility

Accessibility Features

At Infirst, we prioritize your comfort and convenience. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps to ensure that everyone can access our services without hassle. We have ample parking available right outside, so you can quickly park and head inside.

Operating Hours

We're here for you during convenient hours: Monday through Friday from 9:00 am to 5:00 pm and Saturday from 9:00 am to 1:00 pm. Whether you're stopping by on your lunch break or making a weekend trip, we strive to accommodate your busy schedule.

Services Offered

At Infirst, we offer a variety of personal and business banking services tailored to meet your needs. From checking and savings accounts to auto loans, mortgage refinancing, and credit cards with rewards, we have you covered. You can also enjoy basic shared branch transactions if you're a member of partner credit unions, along with ATM services for quick cash withdrawals or balance checks. While members can visit us at 5005 Melrose Ave NW, official correspondence should be sent to our mailing address at 5005 Melrose Avenue NW, Roanoke, VA 24017. If you have any questions or need assistance, feel free to give us a call at 540-986-0652. We invite you to come by and experience the community-oriented service that makes Infirst more than just a bank it's your financial partner!

Member Eligibility

Becoming a member of Infirst means joining a welcoming community that values your financial well-being. Here at Infirst, located at 5005 Melrose Ave Nw Roanoke Va 24017, we open our doors to individuals who live, work, or worship in our community, as well as their family members. This inclusive approach ensures that everyone has the opportunity to benefit from our range of services designed to meet your unique needs. If you're interested in joining us, we encourage you to check out the detailed eligibility criteria at http://www.infirstfcu.org/member-eligibility for the most up-to-date information. Opening an account is a breeze! You can start the process online by visiting https://applynow.infirstfcu.org . Our friendly team is here to assist you every step of the way, so feel free to give us a call at (540) 986-0652 if you have any questions or need guidance. We can't wait to welcome you into our Infirst family!

Business Banking & Commercial Services

Merchant Services That Matter

In addition to loans, our merchant services simplify payment processing, allowing you to focus on what you do best running your business. Imagine being able to accept payments seamlessly, whether online or in-person. This means happier customers and more sales, which is vital for any business's success. Visit us at 5005 Melrose Ave Nw Roanoke Va 24017 in Roanoke, VA or call us at (540) 986-0652 to learn more about how we can help your business thrive!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $694,360, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Business Banking Services

For entrepreneurs and business owners, we offer comprehensive Business Banking solutions. This includes merchant services that simplify payment processing and business loans that can help you expand operations or invest in new opportunities.

Convenient Digital Banking

In today's fast-paced world, access to banking services should be easy and convenient. That's why we provide robust Online & Mobile Banking features. You can manage your accounts anytime from anywhere check balances, make transfers, or pay bills with just a few taps on your device. Need cash? Our ATM & cash withdrawal services are available for quick access to your funds.

Credit Cards and Loans

Our Credit Cards with Rewards let you earn points on everyday purchases, offering additional value with each swipe. If you're facing debt challenges or need extra cash for unexpected expenses, our personal loans and debt consolidation services are designed to ease your burden and help you regain control of your finances.

Personal Banking Solutions

For those managing day-to-day expenses or planning for future goals, our Personal Banking services include checking and savings accounts tailored to fit your lifestyle. Imagine having a dedicated space where you can easily manage your funds while earning interest. Our auto loans and vehicle financing options provide flexible terms that can help you get behind the wheel of your dream car without stretching your budget. We also offer mortgage loans and refinancing options, making it easier for you to purchase a home or adjust your current mortgage to better suit your financial situation.

Reach Out Today!

Whether you're visiting us in person or connecting online, our team is ready to assist you with all your financial needs. For more information about any of our services or to speak with a representative directly, give us a call at 540-986-0652 during our lobby hours: Monday - Friday from 9:00 am - 5:00 pm and Saturday from 9:00 am - 1:00 pm. Join the Infirst family today and experience personalized service tailored just for you!

Shared Branching Options

As part of our commitment to accessibility, we also participate in Basic Shared Branch Transactions for partner credit union members. This means if you're traveling or away from home, you can still deposit or withdraw cash at various locations without any hassle.

Digital & Online Banking

Key Services

Our online banking platform allows you to manage your accounts effortlessly. You can check balances, transfer funds, and pay bills all from the comfort of your home or on-the-go. Plus, with person-to-person transfers, sending money to friends or family is just a few clicks away. For those who prefer their financial statements delivered digitally, we provide e-statements that make it easy to keep track of your transactions without the clutter of paper. And if you ever need to sign documents electronically, rest assured knowing that while we don't currently offer electronic signature authorization, our traditional processes ensure your information remains secure.

Mobile Access

Stay connected with our mobile application, which brings all these features right to your smartphone. Whether you're making payments or checking your account balance, managing your finances has never been more straightforward. While mobile payments are not yet available, our app ensures that you have everything you need to handle your banking tasks efficiently. With the focus on security and user-friendly design, Infirst is committed to providing you with an exceptional online banking experience. You can feel confident knowing that your financial information is protected while still enjoying the ease of real-time account management. Explore all these features today by visiting us at https://www.infirstfcu.org/ where convenient banking meets peace of mind!

Financial Strength

Growing Member Base

Total Share and Deposit Accounts: 24,674, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Infirst is your trusted partner. Visit us at 5005 Melrose Ave Nw Roanoke Va 24017 or call (540) 986-0652 to learn more about how we can help you achieve your financial goals. *Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.*

Member-Focused Savings

Members' savings are secured through $40,845,248 in share certificates and $19,501,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,957,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Reinvestment for Better Services

With $9,441,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports members' financial goals across various sectors with $2,186 in used auto loans and $157,411,928 in total loans and leases.

Strong Financial Health

With a net worth of $18,831,119, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $937 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,607,600 in used vehicle loans and $4,118,681 in new vehicle loans already helping members get on the road. We cater to both new and used vehicle purchases, ensuring you have access to financing that fits your budget.

Credit Lines and Commercial Loans

If you need additional funds for other purposes, our total credit lines amount to $51,658,500, providing you with the ability to borrow as needed while only paying interest on what you use. For business owners seeking growth opportunities, our outstanding commercial loans totaling $694,360 provide the capital needed to grow and expand.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,659,788, make buying or refinancing simple. We offer various mortgage solutions designed to meet your needs, whether you're a first-time buyer or looking to refinance an existing loan.

Refinancing Options

We also offer refinancing options across many of our loan products. If you're considering refinancing your current auto loan or mortgage for better rates or terms, we're here to help guide you through the process. For more information about our loan offerings or eligibility requirements, feel free to call us at 540-986-0652 or visit us at 5005 Melrose Ave Nw Roanoke Va 24017. Our team is dedicated to helping you navigate your financial journey with confidence. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $7,519,534 in loans helping members manage their finances effectively. Our credit cards come with competitive interest rates and rewards programs that can fit into any lifestyle.

Loan Aggregator

Benefits of Using LendMesh

- Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency in every comparison. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed decisions quickly. Thousands of users trust LendMesh for loan comparisons. One satisfied member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This ensures that users receive fair and transparent offers. By working exclusively with institutions that meet these stringent guidelines, LendMesh helps maintain a level playing field for all borrowers.

INFIRST FEDERAL CREDIT UNION