InFirst Credit Union Roanoke VA | Affordable Auto Loans & Business Banking

Introduction

Welcome to Infirst, your trusted financial partner located at 210 Franklin Rd SW Ste 726, Roanoke, VA 24011. Established in 1935, we've proudly served our community for decades, offering a wide range of financial services tailored to meet your needs. With a total membership of 14,809 and assets exceeding $200 million, we are dedicated to ensuring our members achieve their financial goals. At Infirst, we understand that banking is about more than just numbers; it's about building relationships within the community. Our team of 49 employees, led by CEO Mark Hudzik and Board President Alan Rothenberg, works tirelessly to provide personalized service that makes you feel valued. Whether you're looking for checking and savings accounts, auto loans, mortgages, or business financing solutions, we have the tools and expertise to help you thrive. While members can visit us at our branch location in Roanoke, official correspondence should be sent to our mailing address at 6462 Little River Tpke, Alexandria, VA 22312-1411. We encourage you to reach out with any questions or to explore how we can assist you further. Feel free to call us at 540-986-0652 during our lobby hours from 9:00 AM to 4:00 PM on weekdays. Join us today and experience a credit union that puts your needs first! Visit our website at Infirst for more information on how we can serve you better.

Branch History & Mission

Welcome to Infirst, a credit union with a rich legacy of serving the community in Roanoke, Virginia. Established in 1935, we have grown alongside our members, fostering strong relationships and trust that stand the test of time. Over the years, Infirst has evolved from its humble beginnings to become a cornerstone of financial support for over 14,800 members. Our branch is located at 210 Franklin Rd SW Ste 726, Roanoke, VA 24011, easily accessible for those in the area. At Infirst, our mission goes beyond just providing financial services. We are dedicated to improving the lives of our members and the community as a whole. Our commitment to offering personal banking solutions such as checking and savings accounts, auto loans, mortgage options, and credit cards is matched by our desire to give back through community outreach initiatives and partnerships. We believe that when our members succeed, we all thrive together. In addition to our traditional services, we've embraced modern conveniences to enhance your banking experience. We offer online and mobile banking options that allow you to manage your finances at your fingertips. With an ATM available for easy access and drive-thru banking for quick transactions, we strive to meet your needs efficiently while maintaining a personal touch. While members can visit us at our Roanoke branch address, official correspondence should be sent to our mailing address at 6462 Little River Tpke, Alexandria, VA 22312-1411. Our operating hours are Monday through Friday from 9:00 am to 4:00 pm, ensuring we are here when you need us most. Under the leadership of CEO Mark Hudzik and Board President Alan Rothenberg, we continue to focus on innovative solutions while remaining committed to serving our members with integrity. Join us at Infirst and experience the difference of being part of a community-focused credit union where your financial well-being is our top priority. Together, let's achieve more!

Branch Location & Accessibility

Convenient Hours

We know your time is valuable! That's why we offer lobby hours from Monday through Friday from 9:00 am to 4:00 pm. If you need assistance outside of these hours, feel free to give us a call at 540-986-0652. Our dedicated staff is always ready to help!

Getting Here

Whether you're coming from downtown or the surrounding areas, our location is designed with you in mind. There's ample parking available, so you can park with ease while visiting us. Our facility meets ADA compliance standards, ensuring that everyone can access our services comfortably. While members can visit us at 210 Franklin Rd Sw Ste 726, official correspondence should be sent to our mailing address at 6462 Little River Tpke, Alexandria, VA 22312-1411.

Services Offered

At Infirst, we pride ourselves on offering a variety of services tailored just for you. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have something for everyone. Plus, our drive-thru service allows you to handle simple transactions like deposits and withdrawals without leaving your car perfect for those on-the-go days! And if you're a member of another credit union? No problem! You can take advantage of shared branch transactions here too.

Your Visit Awaits

So why not stop by Infirst today? Whether you're looking for expert financial advice or just need to make a quick transaction, we're here for you. We look forward to welcoming you into our branch soon!

Member Eligibility

At Infirst, we believe in creating a warm and welcoming community where everyone can thrive. Becoming a member is easy and open to anyone who lives, works, or worships in the area around our branch at 210 Franklin Rd Sw Ste 726 Roanoke Va 24011. If you're looking for a financial partner that truly cares about your needs, you've found the right place! We offer a range of benefits designed to help you achieve your financial goals, from competitive rates on loans to personalized service that makes you feel valued. To get started with your membership journey, just visit our eligibility page at http://www.infirstfcu.org/member-eligibility for all the details. You'll find everything you need to know about what it takes to join us. Once you're ready, opening an account is straightforward just head over to https://applynow.infirstfcu.org to begin the process. If you have any questions or need assistance, don't hesitate to give us a call at (540) 986-0652. We're here to help you every step of the way!

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $1 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $13 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $694,360, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer merchant services designed to make transactions smoother for your business. Whether you're a retail store needing point-of-sale solutions or an online shop looking for payment processing options, we have you covered. Our services can simplify your payment processes, ensuring you get paid quickly while enhancing customer satisfaction. Explore how Infirst can be your partner in success at our convenient location: 210 Franklin Rd Sw Ste 726 Roanoke Va 24011. For more information, give us a call at (540) 986-0652 or visit our website at Poff. Together, let's grow your business!

Comprehensive List Of Services

Business Banking

If you're a business owner, we haven't forgotten about you! Our business banking services, including merchant services and business loans, are designed to support your entrepreneurial journey. We know how important it is for businesses to have access to reliable financial resources.

Convenient Access

Convenience is key in today's fast-paced world. That's why we provide online and mobile banking solutions along with ATM services for quick cash withdrawals whenever needed. Our basic drive-thru banking allows for easy deposits and withdrawals without leaving your car a perfect fit for busy schedules. Additionally, if you're a member of another participating credit union, our shared branch transactions enable you to perform basic transactions like deposits and withdrawals at partner locations. We invite you to visit us at our branch located at 210 Franklin Rd Sw Ste 726 Roanoke Va 24011 in Roanoke, VA or give us a call at (540) 986-0652 during our operating hours from Monday through Friday, 9:00 AM - 4:00 PM. Discover how Infirst can be your trusted partner in achieving all your financial goals today! For more information about opening an account or exploring our services further, visit us online at Poff.

Credit Cards

For those who enjoy rewards for their spending, our credit cards with rewards offer great benefits while allowing you to earn points on everyday purchases. It's an excellent way to make your money work for you!

Home Financing

Looking to buy a home? Our mortgage loans and refinancing options provide flexible terms and personalized service to help guide you through the home-buying process. Whether you're a first-time buyer or looking to refinance an existing mortgage for better terms, our team is here to support you every step of the way.

Personal Banking

Our personal banking services include checking and savings accounts designed to help you manage your money effectively. With easy online and mobile banking options, you can check balances, transfer funds, and pay bills from anywhere at any time. Imagine being able to deposit checks without leaving your home or managing your finances while on the go! If you're considering buying a vehicle, our auto loans and vehicle financing options make it simple. We offer competitive rates that help you get behind the wheel of your dream car without breaking the bank. Plus, if you're planning on refinancing your existing auto loan, we can assist with that too.

Personal Loans

Sometimes life throws unexpected expenses your way. That's where our personal loans and debt consolidation services come into play. Whether it's covering medical bills or consolidating credit card debt into one manageable payment, we're ready to help you find a solution that fits your budget.

Digital & Online Banking

Key Services

Our online banking system allows you to manage your money with just a few clicks. You can check balances, transfer funds, and pay bills all from the comfort of your home or while you're out and about. Plus, with our 24/7 online banking services, your accounts are always accessible whenever you need them. For members who prefer paperless transactions, we offer convenient e-statements. This not only helps reduce clutter but also ensures that you receive your financial statements quickly and securely. You can sign up for this feature easily through our online platform.

Security and Convenience

Your security is a top priority at Infirst. While we currently do not offer electronic signature authorization, our online banking features are designed with safety in mind to protect your sensitive information. If you're looking to make payments quickly, our person-to-person transfer option makes it simple to send money to friends or family without hassle. Additionally, our mobile application provides a streamlined experience for those who prefer banking on their smartphones. Just download the app, log in securely, and manage your accounts right from the palm of your hand! At Infirst, we're committed to making banking as convenient as possible while ensuring that it remains safe and secure for all our members. Join us today and experience the ease of digital banking!

Financial Strength

Growing Membership Base

Total Share Accounts: 24,674, showing a strong and growing member base that trusts us with their finances. Our net shares (funds available for lending and investments) stand at $0, which highlights our focus on supporting our members directly rather than holding excess reserves. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Infirst is your trusted partner. Visit us at 210 Franklin Rd Sw Ste 726 Roanoke Va 24011 or call 540-986-0652 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings Opportunities

Members' savings are secured through $40,845,248 in share certificates and $19,501,129 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $22,957,000, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our net income of $0 reflects our commitment to operational efficiency while enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 47 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team.

Reinvestment for Growth

With $9,441,439 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is reflected in our $15,741,192 in total loans and leases, supporting members' financial goals across various sectors.

Strong Financial Health

With a net worth of $18,831,119, we maintain robust financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 937 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $29,607,600 in used vehicle loans and $4,118,681 in new vehicle loans already helping members get on the road. We offer financing options for both new and used vehicles, ensuring you find the best fit for your budget.

Credit Lines

If you're seeking more flexibility, our credit lines amounting to $51,658,500 provide an excellent solution for unexpected expenses or planned purchases. They allow you to borrow only what you need while keeping costs manageable.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $6,659,788, make buying or refinancing simple. We provide personalized support throughout the process to help you navigate your options effectively.

Refinancing Options

For those interested in lowering their monthly payments or securing better rates, refinancing options are available across all our loan products. This way, you can adjust your financial strategy as your needs change. Feel free to reach out to us at (540) 986-0652 or visit us at 210 Franklin Rd Sw Ste 726 Roanoke Va 24011 in Roanoke, VA for more information on how we can assist you with our lending services. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. We're here to support you every step of the way!

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $7,519,534 in loans helping members manage their finances effectively. Our credit cards come with competitive rates and rewards programs that cater to your lifestyle.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. With a commitment to transparency and accuracy, LendMesh is a trusted tool for borrowers seeking the best deals. LendMesh ensures accurate loan comparisons through its robust sourcing methods. Loan data on LendMesh is gathered directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov). This means users can trust that the offers they see are fair and transparent. The benefits of using LendMesh are clear: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Up-to-date loan rates from multiple institutions help users make informed decisions. Thousands of users trust LendMesh for loan comparisons. One member shared, "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" If you're ready to find competitive loan rates tailored to your needs, compare real-time loan offers today at LendMesh. *Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.*

INFIRST FEDERAL CREDIT UNION - Roanoke, VA

Compare Loan Rates Near You

Loan rates in Roanoke, VA (24011)