Industrial Credit Union Lafayette IN | Quick Personal Loans & ATM Access

Introduction

Welcome to Industrial, your trusted credit union located at 730 Twyckenham Blvd, Lafayette, IN 47909. Since our establishment in 1983, we've dedicated ourselves to serving our community with reliable financial solutions tailored for you. With a thriving membership of 31,484 and total assets reaching an impressive $310,581,836, we are committed to helping you achieve your financial goals. At Industrial, we understand that every member's needs are unique. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage options, personal loans, and business banking solutions. Whether you're looking for a new vehicle or planning your dream home, our experienced team is here to guide you every step of the way. Under the leadership of our CEO Kevin Umlauf and Board President Albert Davis, Jr., we have built a strong foundation based on trust and transparency. Our dedicated team of 99 employees works tirelessly to ensure that you receive personalized service that meets your expectations. While members can visit us at our branch for all their banking needs, official correspondence should be sent to the same address: 730 Twyckenham Blvd, Lafayette, IN 47909-7122. We also provide convenient services like online banking and ATMs to ensure that accessing your funds is simple and secure. If you're looking for a financial partner who prioritizes your needs and values community impact, look no further than Industrial Credit Union. Feel free to call us at 765-477-7750 or visit our website at ifcu.com to learn more about how we can help you thrive financially. We're excited to serve you!

Branch History & Mission

Join Us Today!

As we continue this journey together, we invite you to become part of our family at Industrial Credit Union. Experience firsthand how we blend tradition with innovation while genuinely caring for every member's financial health. Visit us today or call us at 765-477-7750 for more information on how you can join and thrive with us!

Our Mission

At Industrial Credit Union, our mission is clear: we aim to empower individuals by providing affordable financial solutions while supporting the economic well-being of our community. We offer a range of services from personal banking like checking and savings accounts to loans for vehicles and homes. Our credit cards come with rewarding benefits designed to enhance your everyday spending. We understand that life can be unpredictable, which is why we're here to help you navigate through both challenges and opportunities. Whether you're looking for debt consolidation or business banking solutions, our team is dedicated to helping you succeed financially. While members can visit us at 730 Twyckenham Blvd, official correspondence should be sent to 730 Twyckenham Blvd, Lafayette, IN 47909-7122. Our operating hours make it convenient for everyone: Monday through Friday from 10 AM to 8 PM and Saturday from 9 AM to 12 PM. Plus, we offer ATM availability and drive-thru banking for those on the go.

Our Story

From our humble beginnings, we have focused on providing exceptional financial services tailored to meet the needs of our members. Over the years, we've evolved significantly, adapting to changes in technology while maintaining our commitment to personal service. Our branch has embraced digital advancements, offering features like online banking and mobile applications that simplify banking for everyone. We also ensure accessibility through ADA-compliant facilities and strive to provide an inclusive environment for all our members. As we developed, we recognized the importance of community engagement. We've formed partnerships with local organizations and schools to support various outreach efforts aimed at fostering financial literacy and helping families in need. These initiatives reflect our belief that a credit union should serve as more than just a financial institution; it should be a cornerstone of the community.

Branch Location & Accessibility

Accessibility Features

At Industrial, we prioritize your comfort and convenience. Our branch is fully ADA-compliant, featuring ramps and accessible parking spaces to ensure everyone can visit us without any hassle. Whether you're stopping by for a quick transaction or seeking personalized financial advice, we've got you covered.

Operating Hours

We understand that life can be busy, which is why we offer flexible banking hours. Our lobby is open Monday through Friday from 10 AM to 8 PM, and on Saturdays from 9 AM to 12 PM. With extended hours during the week, you can find a time that works best for you. If you prefer drive-thru services, rest assured that it's available during the same hours for quick and easy transactions.

Services Offered

As part of our commitment to serving you well, we provide a wide range of services including personal banking, auto loans, mortgage options, and credit cards with rewards. Need cash? Our ATM is readily accessible for withdrawals and balance checks anytime. While members can visit us at 730 Twyckenham Blvd Lafayette In 47909, official correspondence should be sent to our mailing address at 730 Twyckenham Blvd, Lafayette, IN 47909-7122 if different. If you have any questions or need assistance, feel free to give us a call at (765) 477-7750 our team is always ready to help! So why wait? Come visit us at Industrial today! We look forward to welcoming you into our community-focused family where your financial success is our priority.

Member Eligibility

At Industrial, we believe that becoming a member means joining a warm and welcoming community where your financial well-being is our priority. If you live, work, worship, or attend school in the Lafayette area, you're already on your way to membership! We welcome individuals from all walks of life, making it easy for you to enjoy the benefits of our personalized services. By choosing Industrial, you'll gain access to a range of financial products tailored just for you, from checking and savings accounts to auto loans and credit cards with rewards. Getting started is simple! You can find more about our eligibility criteria by visiting this link. Once you're ready to join us, opening an account is just a click away at this page. If you have any questions or need assistance, don't hesitate to give us a call at (765) 477-7750. We're excited to welcome you to Industrial and help you achieve your financial goals!

Business Banking & Commercial Services

Commercial Loans Tailored for Growth

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $135,833, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services That Make Transactions Easy

Imagine being able to accept payments anytime, anywhere. Our merchant services streamline transactions so you can focus on what matters most running your business. Whether you need point-of-sale systems or mobile payment options, we provide the resources that fit your needs. If you're ready to explore how our business banking services can empower your venture, visit us at 730 Twyckenham Blvd Lafayette In 47909 in Lafayette, IN or call us at (765) 477-7750. Let's work together to turn your business goals into reality!

Comprehensive List Of Services

Business Banking Solutions

For local entrepreneurs and businesses, we also offer business banking services including merchant services and business loans. You'll find the resources necessary to manage cash flow effectively and invest in growth opportunities.

Convenient Access Whenever You Need It

We know convenience is key when it comes to managing your finances. That's why we provide ATM access for quick withdrawals and balance checks. Our drive-thru service allows you to handle basic transactions without leaving your car perfect for those busy days! At Industrial, we're committed to making banking simple and accessible for everyone in Lafayette. Our knowledgeable team is always ready to assist you with personalized service tailored to meet your unique needs. If you're interested in learning more about our services or becoming a member, don't hesitate to reach out at (765) 477-7750 or visit us online at Lafayette South. Join us today and take the first step towards achieving your financial goals!

Credit Cards with Benefits

Don't forget about our credit cards! With rewards programs designed to give back for everyday purchases, you'll find value in using our cards for everything from groceries to travel.

Financing Your Dreams

Thinking about purchasing a new car? Our auto loans and vehicle financing options make it simple to get behind the wheel of your dream ride. We provide competitive rates and flexible terms tailored to fit your budget. If homeownership is on your mind, explore our mortgage loans and refinancing solutions that help you secure the best possible terms for your home purchase or existing mortgage. For those unexpected expenses or projects you've been considering, our personal loans can offer the financial support you need. Plus, if you're looking to consolidate debt, we can help streamline your payments into one manageable loan with ease.

Personal Banking Made Easy

When it comes to personal banking, we offer checking and savings accounts that fit your lifestyle. Imagine having easy access to your funds while also earning interest on your savings. With our user-friendly online and mobile banking options, you can check balances, pay bills, and transfer money from anywhere with just a few taps on your smartphone.

Digital & Online Banking

Additional Features for Your Convenience

Although we don't offer mobile payments just yet, our platform continues to evolve based on member feedback. The ease of online banking paired with features like e-statements ensures you have real-time access to your financial data without any hassle. Banking shouldn't be complicated. At Industrial, we strive to provide user-friendly solutions that help you manage your money effectively. Explore all these features and more by visiting https://www.ifcu.com/ today!

Convenient Online Banking

With our 24/7 online banking services available at https://www.ifcu.com/ , you can check balances, view transactions, and pay bills all from the comfort of your own home or wherever you are. No more waiting in lines your bank is always open.

Manage Your Accounts on the Go

Our mobile application brings banking right to your fingertips. You can easily transfer money between accounts or send funds to friends and family through our person-to-person transfer feature. Plus, with electronic statements available, you can say goodbye to paper clutter and access your statements anytime you need them.

Security You Can Trust

Your security is our top priority. We ensure that all transactions are protected with advanced security measures so that your financial information remains safe. While we currently do not support electronic signature authorization, rest assured that our systems are designed with your protection in mind.

Financial Strength

Growing Membership Trust

Total Share Accounts stand at 62,947, showcasing a strong and growing member base that trusts us with their finances. Net Shares available for lending and investments total $622,248, further illustrating our capacity to support your financial aspirations. In conclusion, our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial is your trusted partner. Visit us at 730 Twyckenham Blvd Lafayette In 47909 or call (765) 477-7750 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Members' savings are secured through $49,875,150 in share certificates and $82,964,328 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. This dedication is evident as we ensure our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. Additionally, we take pride in having 97 full-time employees and 2 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvestment for Better Services

With $21,233,264 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to adapt to your needs while maintaining our commitment to your financial well-being.

Solid Financial Health

With a net worth of $26,813,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

Our community support shines through with $7,161 in used auto loans and $223,686,645 in total loans and leases, showing that our lending capacity supports members' financial goals across various sectors. Whether you're looking for an auto loan or need financing for other personal projects, we've got you covered.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,866,248 in used vehicle loans and $20,525,709 in new vehicle loans already helping members get on the road. We provide financing options that are straightforward and tailored to fit your budget, whether you're purchasing a brand-new vehicle or a reliable used one.

Business Financing

For business owners, our outstanding commercial loans totaling $135,833 provide the capital needed to grow and expand. We work closely with local businesses to understand their unique needs and help them find the right financing solutions. At Industrial, we pride ourselves on delivering not just products but also valuable insights into managing your financial future. For those considering refinancing options or assessing eligibility for various loan types, our team is ready to assist you with personalized advice tailored to your situation. To learn more about our loan offerings or explore how we can help you achieve your financial goals, feel free to reach out at (765) 477-7750 or visit us at our branch located at 730 Twyckenham Blvd Lafayette In 47909 in Lafayette, IN. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to support you every step of the way!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,819,351, make buying or refinancing simple. We guide you through each step of the mortgage process, ensuring you understand your options and helping you secure financing that works for you.

Unsecured Credit Card Loans

Managing everyday expenses can sometimes require additional flexibility. That's why we also offer flexible terms on unsecured credit card loans, with a total of $13,046,735 in loans helping members manage their finances effectively. Our credit cards come with rewards and low-interest rates, making it easier for you to handle purchases while earning benefits.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ), ensuring fair and transparent offers. Each lender listed meets strict criteria for reliability and compliance, which guarantees that users receive accurate information about available loans.

INDUSTRIAL FEDERAL CREDIT UNION