Industrial Credit Union Lafayette IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Industrial, your trusted financial partner located at 1115 Sagamore Pkwy S, Lafayette, IN 47905. Established in 1983, we have proudly served our community for over 40 years, building a strong foundation of trust and reliability. With a dedicated membership of 31,484 individuals, we focus on providing personalized banking solutions tailored to meet your unique needs. At Industrial, we manage total assets of $310,581,836 and are committed to ensuring that your money is not only safe but also working hard for you. Our total deposits stand at $25,591,681, reflecting the confidence our members place in us. We understand the importance of access to funds when you need them, which is why we offer a diverse range of loans and leases totaling 22,458 options to help you achieve your dreams. Our leadership team is led by CEO Kevin Umlauf and Board President Albert Davis, Jr., who are passionate about fostering a supportive environment for all our members. With a strong staff of 99 employees, we ensure that every interaction is met with expertise and care. While members can visit us at our branch location, official correspondence should be sent to the same address: 1115 Sagamore Pkwy S, Lafayette, IN 47905. We invite you to explore our services further by visiting our website at ifcu.com, where you'll find detailed information about our offerings. Your financial well-being is our priority. Whether you're looking for personal banking solutions or business services, we are here to assist you every step of the way. Don't hesitate to reach out call us today at 765-771-8000 or stop by during our lobby hours from Monday to Friday between 8 AM and 6 PM. Let's work together towards your financial success!

Branch History & Mission

Join Us

As we look ahead, we invite you to become part of the Industrial family. Whether you're looking for a new checking account or need assistance planning for your future, we're here for you every step of the way. Experience firsthand how we blend quality service with genuine care for our members and their financial well-being. For more information or to start your membership journey today, give us a call at (765) 771-8000 or visit us online at https://www.ifcu.com/ . Together, let's build a brighter future for Lafayette!

Our Journey

Our journey began in 1983 when a small group of visionaries came together with the belief that everyone deserves access to fair and affordable financial services. Over the years, we have expanded our offerings significantly, evolving from simple savings accounts to a full suite of personal and business banking solutions including auto loans, mortgages, credit cards with rewards, and more. As we've grown, so has our commitment to serving our members with integrity and transparency. As you step into our branch, you'll find not only friendly faces but also state-of-the-art technology designed to enhance your banking experience. We offer both drive-thru banking and ATM services for your convenience. Our lobby hours are Monday through Friday from 8 AM to 6 PM, ensuring that you have ample opportunity to meet with our staff and discuss your financial needs.

Our Mission

At Industrial, our mission is clear: we strive to empower our members through reliable financial products and educational resources while actively supporting our local communities. We believe that when our members succeed, so does our community. This mission drives us to create partnerships with local organizations and participate in outreach programs that uplift those around us. While members can visit us at 1115 Sagamore Pkwy S Lafayette In 47905, official correspondence should be sent to 1115 Sagamore Pkwy S, Lafayette, IN 47905. We encourage everyone in the Lafayette area to take advantage of the many resources we offer from online banking services that allow you to manage your finances conveniently from anywhere, to personalized loan consultations tailored just for you. In addition to traditional banking services, we recognize the importance of accessibility. That's why we ensure our facilities comply with ADA standards and provide various digital tools for all members.

Branch Location & Accessibility

Accessibility Features

Our branch is designed with your comfort in mind. We offer ample parking, including accessible spaces for those who need them. Plus, you'll find that our facilities are ADA compliant, ensuring that everyone can enjoy seamless access to our services.

Get in Touch

Have questions or want more information? Feel free to give us a call at (765) 771-8000. Our friendly team is ready to assist you! We look forward to welcoming you into the Industrial family soon!

Operating Hours

We're open during convenient hours to fit your busy schedule. Visit us Monday through Friday from 8 AM to 6 PM in the lobby, or take advantage of our drive-thru service available until 7 PM on Fridays and until 6 PM on other weekdays. Whether you're stopping by for a quick transaction or need some assistance, we're here for you!

Services Offered

At Industrial, we pride ourselves on offering a full range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash? Our ATM is also available for quick withdrawals and balance checks. And if you prefer banking on the go, our online and mobile banking services make managing your finances easier than ever. While members can visit us at 1115 Sagamore Pkwy S Lafayette In 47905, official correspondence should be sent to the same address: 1115 Sagamore Pkwy S, Lafayette, IN 47905.

Member Eligibility

Welcome to the vibrant community of Industrial! Becoming a member is not just about opening an account; it's about joining a supportive network that truly cares. To be eligible, you'll need to meet certain criteria, which generally include living or working in the area we serve, or being associated with one of our partner organizations. This means that if you're part of our local community, we would love to have you join us! For more specific details on eligibility, please visit our page at https://www.ifcu.com/about/who-we-are/become-a-member.html . Getting started is easy! Simply visit us at 1115 Sagamore Pkwy S Lafayette In 47905 or give us a call at (765) 771-8000 for assistance. You can also check out the convenient online application process by visiting https://www.mobicint.net/ind/loanapp/list . We're excited to welcome you into the Industrial family where you can enjoy a range of personalized financial services designed just for you!

Business Banking & Commercial Services

Merchant Services That Work for You

In addition to loans, we offer essential merchant services that simplify payment processing. Imagine being able to accept payments seamlessly at your brick-and-mortar store or online our solutions help you do just that. You can focus on serving your customers while we handle the financial transactions efficiently. If you're looking for a partner that truly cares about your business success, visit us at 1115 Sagamore Pkwy S Lafayette In 47905 in Lafayette, IN or give us a call at (765) 771-8000. Let's grow together!

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $135,833, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

For quick access to cash, we provide ATM services along with basic drive-thru banking for deposits, withdrawals, and simple transactions. You can easily manage your money without stepping inside the branch.

Accessibility & Convenience

At Industrial, we are committed to making banking accessible for everyone. Our lobby hours are designed with your schedule in mind: Monday through Friday from 8 AM to 6 PM. If you're ever in need of assistance or have questions about our services, don't hesitate to reach out at (765) 771-8000. We invite you to explore all that Industrial has to offer. Whether you're saving for a dream vacation or funding a new business venture, we're here every step of the way. Join us today and experience personalized service that puts you first! Visit us online at Main Office or stop by our branch in Lafayette, IN!

Business Banking

For our local businesses, Industrial offers specialized services such as merchant services and business loans. We know that running a business requires financial support, and we're here to help with everything from day-to-day transactions to larger financing needs.

Credit Cards

To add more value to your spending, consider our credit cards with rewards. These cards not only provide purchasing power but also reward you for every dollar spent perfect for those who like to earn while they spend.

Mortgage Loans

When it comes to finding the perfect home, our mortgage loans and refinancing options provide the flexibility you need. Our knowledgeable team will work with you to find the best rates and terms available, ensuring that your home financing experience is smooth from start to finish.

Personal Banking

Our personal banking services include a variety of checking and savings accounts tailored to fit your lifestyle. We understand that managing finances can be overwhelming, which is why we offer easy-to-use online and mobile banking options. You can check balances, transfer funds, and pay bills right from your smartphone or computer. If you're dreaming of a new car or need to consolidate debt, our auto loans and personal loans are here to help you achieve those goals without added stress.

Digital & Online Banking

Accessibility and Security

Security is a top priority at Industrial. We use advanced encryption technology to protect your personal information, so you can feel confident while banking online. Our intuitive interface ensures that even those new to online banking can navigate their accounts effortlessly. In today's fast-paced world, having real-time access to your finances is essential. Our services empower you to make informed decisions without delay. Experience the freedom of managing your money with ease visit us today at https://www.ifcu.com/ and discover how our digital banking solutions can enhance your financial journey!

Key Features

With 24/7 online banking services, you can easily check your account balance, pay bills, and transfer funds all with just a few clicks. Our user-friendly mobile application makes it even simpler to stay connected with your accounts. Need to send money to a friend? With our person-to-person transfers feature, it's quick and hassle-free. For those who prefer to go paperless, we offer e-statements that keep your financial information organized and accessible. You can view and manage your statements securely online, eliminating the need for physical copies. While we currently do not support electronic signature authorization or mobile payments, our focus remains on providing a safe environment for all transactions.

Financial Strength

Commitment to Innovation

With $21,233,264 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This commitment allows us to adapt and improve continuously while keeping your interests at the forefront.

Dedicated Team

We also take pride in having 97 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. You can count on us for personalized service tailored to your needs.

Focused on Our Members

Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Growing Membership Base

Total Share and Deposit Accounts: 62,947, showing a strong and growing member base that trusts us with their finances. This growth speaks volumes about the community's confidence in Industrial. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial is your trusted partner. Visit us at 1115 Sagamore Pkwy S Lafayette In 47905 or call (765) 771-8000 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Secure Savings Options

Members' savings are secured through $49,875,150 in share certificates and $82,964,328 in money market shares, offering stable and rewarding financial growth opportunities. This means you can trust that your hard-earned money is working for you in safe and effective ways.

Strong Capital Foundation

With a net worth of $26,813,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Supporting Your Financial Goals

We understand the importance of lending capacity. With $7,161 in used auto loans and $223,686,645 in total loans and leases, our lending supports members' financial goals across various sectors. Whether you're looking to buy a car or finance a new project, we've got you covered. Our operational efficiency is reflected in our $0, which enables us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,866,248 in used vehicle loans and $20,525,709 in new vehicle loans already helping members get on the road. Whether you're interested in financing a new or used vehicle, we have options designed for every budget.

Business Solutions

For business owners, our outstanding commercial loans totaling $135,833 provide the capital needed to grow and expand. We understand the importance of having access to funds when you need them most.

Credit Lines and Unsecured Loans

For those looking for additional flexibility, we offer credit lines totaling $37,380,000. These can serve as a safety net or assist with unexpected expenses. Additionally, our unsecured credit card loans amounting to $13,046,735 are designed to help you manage your finances effectively without collateral.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,819,351, make buying or refinancing simple. We aim to provide flexible terms that suit your unique situation.

Refinancing Options

If you're considering refinancing existing loans, we have options available that may help lower your monthly payments or reduce your interest rate. Speak with one of our representatives to explore eligibility options tailored just for you. Our commitment is to empower our members by providing clear and accessible lending solutions. If you have any questions or would like to discuss your loan options further, please don't hesitate to reach out at (765) 771-8000. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We look forward to helping you achieve your financial goals!

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. LendMesh ensures accurate loan comparisons through a robust sourcing method. Loan data is obtained directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that users receive fair and transparent offers tailored to their financial needs. One of the key benefits of using LendMesh is its commitment to verified data. Loan offers are sourced from legitimate financial institutions, ensuring transparency throughout the comparison process. Additionally, LendMesh does not feature sponsored listings; lenders are not prioritized based on paid promotions. The platform's primary goal is to provide unbiased results, allowing users to make informed choices without any hidden agendas. With real-time rate comparisons from multiple institutions, users can easily find competitive loan rates that suit their budget. Thousands of users trust LendMesh for their loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

INDUSTRIAL FEDERAL CREDIT UNION

Introduction

Branch History & Mission

Join Us

Our Journey

Our Mission

Branch Location & Accessibility

Accessibility Features

Get in Touch

Operating Hours

Services Offered

Member Eligibility

Business Banking & Commercial Services

Merchant Services That Work for You

Tailored Loan Solutions

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Accessibility & Convenience

Business Banking

Credit Cards

Mortgage Loans

Personal Banking

Digital & Online Banking

Accessibility and Security

Key Features

Financial Strength

Commitment to Innovation

Dedicated Team

Focused on Our Members

Growing Membership Base

Secure Savings Options

Strong Capital Foundation

Supporting Your Financial Goals

Loan Offering

Auto Loans

Business Solutions

Credit Lines and Unsecured Loans

Mortgage Loans

Refinancing Options

Loan Aggregator

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