Industrial Credit Union Frankfort IN | Low Mortgage Rates & Auto Loans

Introduction

Welcome to Industrial Credit Union! Located at 1855 W State Road 28, Frankfort, IN 46041, we are proud to serve our community since 1983. With a strong commitment to our members, we have grown to support over 31,484 individuals and families in achieving their financial goals. At Industrial Credit Union, we understand that trust and reliability are key in banking. That's why we focus on providing personalized service and a range of financial products tailored to meet your needs. Our assets total an impressive $310,581,836, reflecting our solid foundation and dedication to our members. With total deposits amounting to $25,591,681, you can feel secure knowing your funds are well-managed. Under the leadership of our CEO, Kevin Umlauf, and Board President, Albert Davis, Jr., we aim to make banking a positive experience for everyone. Whether you're looking for auto loans or business financing options, our expert team is here to guide you every step of the way. We offer a variety of services including personal banking accounts, credit cards with rewards, and online banking options all designed with your convenience in mind. While members can visit us at our branch location, official correspondence should be sent to the same address: 1855 W State Road 28, Frankfort, IN 46041. If you have any questions or need assistance, don't hesitate to reach out at 765-771-8000. Join us today and discover how Industrial Credit Union can help you build a brighter financial future! Visit us online at www.ifcu.com or stop by our branch we're excited to meet you!

Branch History & Mission

A Legacy of Service

Since day one, our mission has been clear: to provide accessible financial services while fostering a sense of community among our members. We believe that everyone deserves support in their financial journeys, whether it's through personalized banking options or simply being there to lend a helping hand. Our branch is conveniently located near key landmarks in Frankfort, making it easy for members to visit us. While you can reach us at our physical location for all your banking needs, please note that official correspondence should be sent to our mailing address: 1855 W State Road 28, Frankfort, IN 46041.

Community Commitment

Throughout our history, we have remained dedicated to serving not just as a financial institution but as an active participant in the community. Our commitment extends beyond standard banking services; we engage in various outreach efforts aimed at improving the lives of those around us. From partnerships with local organizations to sponsoring events, we strive to make a positive impact.

Join Us Today

As we look back at our achievements and forward toward future growth, we invite you to be part of the Industrial family. Experience firsthand the benefits of membership and join us in fostering a vibrant community where everyone can thrive financially. Visit us today or give us a call at (765) 771-8000 to learn more about how you can become a member and start enjoying all the advantages we offer!

Modern Banking Solutions

In today's fast-paced world, we've embraced digital advancements while ensuring accessibility for everyone. Our branch offers online banking and mobile applications to simplify your banking experience. Additionally, we're proud to be ADA compliant, ensuring that all members can access our services comfortably. With operating hours designed for your convenience Monday through Friday from 8 AM to 6 PM and Saturdays from 9 AM to 12 PM you can count on us whenever you need assistance. Plus, with an ATM and drive-thru service available, accessing your funds has never been easier.

Branch Location & Accessibility

Convenient Access

At Industrial, we believe that banking should be easy and accessible for everyone. You'll find ample parking right outside our branch, with ADA-compliant features like ramps to ensure everyone can access our services comfortably. If you need assistance, our friendly team is always ready to help you navigate through your banking needs.

Operating Hours

We understand that life can be busy, which is why we offer flexible hours to serve you better. Our lobby and drive-thru are open Monday through Friday from 8 AM to 6 PM, and on Saturdays from 9 AM to 12 PM. Whether you prefer a quick trip through the drive-thru or a leisurely visit inside, we're here when you need us!

Services Offered

At Industrial, we provide a variety of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we have solutions for every stage of life. Plus, with an ATM available on-site and drive-thru services for basic transactions like deposits and withdrawals, managing your money has never been easier. While members can visit us at 1855 W State Road 28 Frankfort In 46041, official correspondence should be sent to the same address: 1855 W State Road 28, Frankfort, IN 46041. Ready to experience hassle-free banking? Give us a call at (765) 771-8000 or stop by our branch today! We look forward to serving you!

Member Eligibility

At Industrial, we believe in creating a welcoming community where everyone can thrive together. Becoming a member is straightforward, and we invite you to join us at our branch located at 1855 W State Road 28 Frankfort In 46041. To be eligible for membership, you simply need to live, work, worship, or attend school in the areas we serve. This includes not just individuals but also their family members, making it easy for loved ones to benefit from our services. Once you're ready to take this step, opening an account is a breeze! You can find all the details on how to get started by visiting https://www.mobicint.net/ind/loanapp/list . If you have any questions or need assistance, feel free to call us at (765) 771-8000. For more information about eligibility criteria, check out our resource at https://www.ifcu.com/about/who-we-are/become-a-member.html . We're excited to welcome you into our family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $135,833, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine a local café that just started offering online orders. With our merchant services, they can easily accept payments from customers whether they're dining in or ordering from home. This flexibility not only enhances customer satisfaction but also boosts sales. Our solutions are designed to help businesses operate smoothly and effectively, allowing you to focus on what you do best running your business. If you're ready to take your business to the next level, visit us at 1855 W State Road 28 Frankfort In 46041, Frankfort, IN or call us at (765) 771-8000. We're here to help turn your business goals into reality!

Comprehensive List Of Services

Business Banking Services

If you're a business owner, you'll be pleased with our dedicated business banking services, including merchant services and business loans. We understand that running a business comes with its own set of challenges, so we tailor our offerings to help you thrive.

Get in Touch Today!

We invite you to explore all that Industrial has to offer. If you're ready to take advantage of these comprehensive services or have any questions about how we can assist you further, please don't hesitate to reach out! Call us at (765) 771-8000 or visit us online at Frankfort for more information. We're excited to serve you!

Modern Banking Convenience

In today's fast-paced world, convenience is key. That's why we provide robust online and mobile banking options so you can manage your finances anytime, anywhere. Check balances, transfer money, or pay bills from the comfort of your home or on the go. For cash needs, our network includes ATM and cash withdrawal services, making it easy for you to access your funds quickly. Plus, if you prefer in-person service, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your car.

Personal Banking Solutions

Starting with personal banking, we offer various checking and savings accounts designed for everyday use. Whether you need a simple account for daily transactions or a savings account to grow your funds, we have options that fit your lifestyle. When it comes to financing, our auto loans and vehicle financing solutions help you get behind the wheel of your dream car without breaking the bank. We understand that purchasing a vehicle is a significant investment, so we provide competitive rates and flexible terms. If you're thinking about buying a home, our mortgage loans and refinancing options make this process straightforward and stress-free. We guide you through every step, ensuring you understand your choices and can find the best plan for your situation.

Support for Your Financial Goals

Sometimes life throws challenges your way. That's why we offer personal loans and debt consolidation services that can help lighten your financial load. Whether you're looking to cover unexpected expenses or consolidate debt into manageable payments, we're here to support you. For those who want to earn rewards while spending, our credit cards with rewards program allows you to enjoy benefits with every purchase. It's a smart choice for anyone looking to maximize their everyday spending.

Digital & Online Banking

Key Features

With 24/7 online banking availability, you can stay in control of your accounts around the clock. Need to send money to a friend? Our person-to-person transfer feature makes it simple and quick, allowing you to send funds directly without any hassle. Plus, if you prefer going paperless, you'll be happy to know that e-statements are available. This not only helps you keep track of your transactions but also reduces clutter. For those who are always on the go, our mobile application provides a user-friendly experience right from your smartphone. You can manage your accounts, view transaction history, and even set up alerts all designed to help you stay informed and in control.

Security and Convenience

Your security is our top priority. While we currently do not offer electronic signature authorization for transactions, rest assured that all our online services are protected with advanced security measures to keep your information safe. At Industrial, we believe that banking should be as straightforward as possible. That's why our online services are tailored to be user-friendly while providing essential features like mobile payments coming soon! Enjoy real-time account management and the peace of mind that comes with knowing you have access to your finances whenever you need it. Join us today at Industrial and discover how easy banking can be!

Financial Strength

Dedicated Team

We also take pride in having 97 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Total Share and Deposit Accounts stand at 62,947, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial is your trusted partner. Visit us at 1855 W State Road 28 Frankfort In 46041 or call (765) 771-8000 to learn more about how we can help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $49,875,150 in share certificates and $82,964,328 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Solid Financial Health

With a net worth of $26,813,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Strong Lending Capacity

With $7,161 in used auto loans and $223,686,645 in total loans and leases, our lending capacity supports members' financial goals across various sectors. Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $112,866,248 in used vehicle loans and $20,525,709 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive rates to ensure you can drive off with the vehicle you desire.

Business Loans

For business owners, our outstanding commercial loans totaling $135,833 provide the capital needed to grow and expand. We understand the unique challenges that come with running a business and are committed to offering financial solutions that fit your needs. At Industrial, we are not just about providing loans; we are about building relationships and supporting our members' financial well-being. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We invite you to visit us or reach out today to learn more about how our loan offerings can help you achieve your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $15,819,351, make buying or refinancing simple. Our experienced team will guide you through the process, ensuring you understand each step along the way. We also offer refinancing options if you're looking to lower your monthly payments.

Personal and Credit Line Loans

For those needing a little extra financial support, our unsecured credit card loans total $13,046,735. These loans are designed with flexible terms to help you manage your finances effectively without the burden of collateral. In addition, we provide credit lines totaling $37,380,000, which can be a great way to access funds when unexpected expenses arise or when planning for larger purchases.

Loan Aggregator

Benefits of Using LendMesh

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Ensuring Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment ensures fair and transparent offers for all users. Each loan offer is verified, allowing you to trust that the information you receive is accurate and current.

INDUSTRIAL FEDERAL CREDIT UNION