Industrial Credit Union Delphi IN | Best Auto Loans & Business Banking

Introduction

Welcome to Industrial Credit Union, your trusted financial partner in the heart of Delphi, IN! Since our establishment in 1983, we have been dedicated to serving our community with reliable banking solutions tailored to meet your unique needs. Located at 7249 W 200 N, Delphi, IN 46923, our branch is here to support you on your financial journey. With a robust membership of 31,484 and total assets exceeding $310 million, we pride ourselves on being a cornerstone of financial stability and growth for our members. Whether you're seeking personal loans, auto financing, or business banking services, our team is committed to providing exceptional service every step of the way. At Industrial Credit Union, we understand that your financial well-being matters. With total deposits of $25,591,681 and a net worth of $26,813,330, our sound financial position enables us to offer competitive rates and flexible options. Our CEO, Kevin Umlauf, along with Board President Albert Davis, Jr., lead a dedicated staff of 99 employees who are passionate about helping you achieve your goals. While members can visit us at our branch address for all your banking needs, please send any official correspondence to our mailing address: PO Box 128, Delphi, IN 46923. We invite you to explore our comprehensive range of services including checking and savings accounts, mortgage loans, credit cards with rewards, and online banking facilities. Experience the difference with Industrial Credit Union where community focus meets personalized service. Ready to take control of your finances? Give us a call at 765-771-8000 or visit us online at ifcu.com today!

Branch History & Mission

A Commitment to Community

Industrial is more than just a credit union; it's a community hub. Our mission statement emphasizes not only the importance of providing excellent financial services but also making a positive impact in the lives of those around us. We actively engage with local organizations and participate in outreach efforts aimed at enhancing the quality of life in Delphi. Whether through sponsorships or volunteer initiatives, we are dedicated to giving back. While members can visit us at 7249 W 200 N Delphi In 46923, official correspondence should be sent to our mailing address at PO Box 128, Delphi, IN 46923. Our location is easily accessible, with convenient drive-thru services available for those on the go. We also provide ATM access for quick transactions, ensuring that banking with us is both easy and efficient.

Looking Forward

As we look to the future, we remain focused on advancing digital solutions that meet the evolving needs of our members. From online banking options to mobile applications, we strive to make managing finances simpler for everyone. Our commitment extends beyond just technology; we ensure ADA compliance so that all members can benefit from our services without barriers. We invite you to join the Industrial family and experience firsthand how we prioritize your financial health while fostering a strong sense of community. Together, let's build a brighter future for all residents of Delphi and beyond. For more information or to open an account today, please call us at (765) 771-8000 or visit our website at https://www.ifcu.com/.

Branch Location & Accessibility

Welcome to Industrial! Conveniently located at 7249 W 200 N Delphi In 46923 in the heart of Delphi, IN, our branch is here to serve you with a smile. We understand that accessibility and ease are important, which is why our branch is designed to cater to all your banking needs. If you're looking for us, you'll find our branch near local landmarks, making it easy to stop by while you go about your day. We have ample parking available, ensuring that you won't have to worry about finding a spot when you visit us. For those who need assistance, our facility is ADA compliant, featuring ramps and accessible entrances. At Industrial, we pride ourselves on offering flexible operating hours. You can visit our lobby and drive-thru Monday through Friday from 8 AM to 6 PM, and on Saturdays from 9 AM to 12 PM. Whether you're here for personal banking services like checking accounts or loans, or just need to withdraw cash from our ATM available right outside we've got you covered. While members can visit us at 7249 W 200 N Delphi In 46923, official correspondence should be sent to PO Box 128, Delphi, IN 46923. If you have any questions or would like more information about our services, don't hesitate to call us at (765) 771-8000. We look forward to welcoming you soon!

Member Eligibility

At Industrial, we believe that everyone deserves a place to belong and thrive. Becoming a member is simple and welcoming, and we invite you to join our community at our branch located at 7249 W 200 N Delphi In 46923. To be eligible, you just need to live, work, worship, or attend school in the local area or even have a family member who is already a member with us. This means that many people can take advantage of the benefits we offer, from competitive rates on loans to personalized financial advice. Getting started with your membership is easy! You can find all the details about eligibility criteria on our website at https://www.ifcu.com/about/who-we-are/become-a-member.html . Once you're ready to open an account, simply visit us online at https://www.mobicint.net/ind/loanapp/list or give us a call at (765) 771-8000. We're here to help you every step of the way as you unlock a world of financial opportunities with Industrial.

Business Banking & Commercial Services

Commercial Loans

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $4 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $135,833, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

Imagine being able to accept payments quickly and easily, ensuring your customers have the best experience. Our merchant services provide reliable payment processing options that allow you to focus on what you do best running your business. With flexible solutions designed for every type of business, you can streamline operations and boost sales. Discover how Industrial can be a partner in your success story. Visit us at 7249 W 200 N Delphi In 46923 or call (765) 771-8000 to learn more about our business banking and commercial services.

Comprehensive List Of Services

Accessing Your Funds

Need cash? Our ATM services provide easy access to your funds anytime, anywhere. For those who prefer face-to-face interactions, our drive-thru service is perfect for quick deposits and withdrawals without leaving your car. At Industrial, we believe in building lasting relationships with our members by offering personalized service and financial solutions that fit their lives. Whether you're just starting out or planning for retirement, we're here every step of the way. Ready to take control of your finances? Call us today at (765) 771-8000 or visit us at http://www.ifcu.com for more information about our services!

Business Banking Services

For local businesses, our business banking solutions include merchant services and business loans designed to support growth and operational needs. We recognize that running a business comes with its own set of challenges, and we're here to provide the financial backing you need.

Credit Options for All Needs

In addition to these essential services, we offer personal loans and debt consolidation to help you manage expenses or consolidate high-interest debts into a single monthly payment. Plus, our credit cards with rewards allow you to earn while you spend, making every purchase count toward something special.

Digital Banking Convenience

In today's fast-paced world, convenience is key. That's why at Industrial, we offer robust online and mobile banking features. You can easily check your balances, transfer funds, pay bills, or even send money through person-to-person transactions all from the comfort of your home or on-the-go using our mobile app.

Personal Banking Solutions

For individuals seeking everyday banking solutions, our personal banking services include checking and savings accounts that help you manage your day-to-day finances with ease. Imagine having an account that not only helps you save for future goals but also gives you quick access to your money whenever you need it. If you're in the market for a vehicle, consider our auto loans and vehicle financing options. We understand how important reliable transportation is, so we offer competitive rates to get you behind the wheel without breaking the bank. Similarly, our mortgage loans and refinancing options can help turn your dream home into a reality or lighten your current mortgage burden.

Digital & Online Banking

Convenient Mobile Features

For those who prefer banking on the go, our mobile application is here to help! Download it today and enjoy features like person-to-person transfers that let you send money to friends or family in seconds. Please note that while mobile payments are not available at this time, our app still provides plenty of ways to manage your account efficiently.

Online Banking Made Simple

With our 24/7 online banking, you can keep track of your accounts with ease. Whether you're checking your balance, transferring funds, or reviewing your transaction history, everything is just a click away. Our user-friendly interface ensures you can navigate smoothly, making it simple for anyone to manage their finances.

Security First

Your security is our top priority. At Industrial, we take steps to ensure that all your transactions are safe and protected. While electronic signature authorization isn't currently offered, we use other robust measures to keep your information secure. In summary, whether you're at home or out and about, Industrial makes banking easy with our comprehensive digital services. Visit us at https://www.ifcu.com/ today and experience the convenience of modern banking!

Stay Organized with E-Statements

Keeping your financial records organized is crucial. That's why we provide e-statements at Industrial. You can easily access your statements online, saving paper and keeping your information tidy and secure. No more waiting for the mail your statements are available whenever you need them.

Financial Strength

Commitment to Innovation

With $21,233,264 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity supports your financial goals across various sectors; we have $7,161 in used auto loans and $223,686,645 in total loans and leases.

Growing Member Trust

We proudly manage a total of 62,947 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments stand at $622,248, which further underscores our commitment to supporting you financially. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial is your trusted partner. Visit us at 7249 W 200 N Delphi In 46923 or call (765) 771-8000 to learn more about how we can help you achieve your financial goals.

Member Savings Security

Members' savings are secured through $49,875,150 in share certificates and $82,964,328 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our current $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 97 full-time employees and 2 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Solid Financial Health

With a net worth of $26,813,330, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $863 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $112,866,248 in used vehicle loans and $20,525,709 in new vehicle loans, helping members get on the road with confidence. Whether you're interested in financing a brand-new model or a reliable used vehicle, we provide flexible terms that fit your budget.

Business Financing

For business owners, our outstanding commercial loans totaling $135,833 provide the capital needed to grow and expand your business. We know that running a business comes with its challenges, and we're here to support you every step of the way. At Industrial, we aim to empower our members through responsible lending practices and accessible loan options. Explore our products today by visiting us at 7249 W 200 N Delphi In 46923, call us at (765) 771-8000, or check out our website at https://www.ifcu.com/. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us assist you on your journey toward financial success!

Credit Card Loans

Managing everyday expenses can be challenging. That's why we offer flexible terms on unsecured credit card loans, with a total of $13,046,735 in loans helping members manage their finances effectively. These cards come with benefits that can help simplify budgeting and spending.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. With Junior Lien 1-4 Family Residential Properties loans totaling $15,819,351, we can help you find the right mortgage solution for your situation. If you're considering refinancing your existing mortgage, our team can guide you through eligibility options and help you secure favorable terms.

Loan Aggregator

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INDUSTRIAL FEDERAL CREDIT UNION - Delphi, IN