Industrial Employees Credit Union Centerville IA | Affordable Vehicle Loans & Top Business Banking

Introduction

At Industrial Employees, we believe in building strong, lasting relationships with our members and the community. Established in 1967, our commitment to providing excellent financial services has only grown stronger over the years. Located at 1513 S 18th St, Centerville, IA 52544, our branch is more than just a place for banking it's a hub where you can find support and guidance on your financial journey. With a dedicated membership of 906 individuals, we take pride in managing total assets of $9,176,106. Our robust financial health is evident through our total deposits of $1,029,109 and a net worth of $1,915,488. We offer a variety of loan options, having facilitated 590 loans and leases to help you achieve your goals. Led by CEO Shona Varese and Board President Wendell DeVore, our small yet passionate team of three employees is always ready to assist you. Whether you're interested in personal banking services like checking and savings accounts or looking for business banking solutions such as merchant services and business loans, we have something for everyone. While members can visit us at 1513 S 18th St, official correspondence should be sent to the same address for your convenience. If you have any questions or need assistance, feel free to give us a call at 641-437-7109 during our operating hours from Monday through Friday, 7:45 a.m. to 4:45 p.m. Join us at Industrial Employees Credit Union as we continue to grow together with our community! Visit our website at industrialemployeescu.com for more information about our services and how we can help you thrive financially.

Branch History & Mission

Community Commitment

At Industrial Employees, we understand that our success is tied directly to the well-being of the community we serve. We actively engage in outreach efforts and partnerships that uplift local initiatives and organizations. Whether it's sponsoring community events or participating in educational programs, we are dedicated to giving back.

Join Us!

As we continue to grow and adapt to the needs of our members in Centerville and beyond, we invite you to join us on this journey. Experience firsthand how Industrial Employees is more than just a credit union; we are your neighbors dedicated to building better futures together. For any inquiries or further information about our services, feel free to contact us at 641-437-7109 or visit our website at industrialemployeescu.com. Together, let's pave the way for your financial success!

Modern Services

In today's fast-paced world, we embrace technology without losing sight of personal connection. Our online banking services allow members to manage their finances conveniently from anywhere while ensuring robust security measures are in place. We also offer e-statements for those who prefer digital communications. While we currently do not have ATM availability or drive-thru services, our lobby hours from Monday through Friday, 7:45 a.m. - 4:45 p.m. ensure that we're here when you need us most.

Our Evolution

From humble beginnings, Industrial Employees has transformed into a cornerstone of financial stability in Appanoose County. Over the years, we have expanded our offerings to include personal banking, auto loans, mortgages, and business services. Today, our total assets stand at an impressive $9,176,106, reflecting our commitment to responsible growth and member-focused service. Our mission is simple yet profound: to provide accessible financial services while fostering community support. We believe that everyone deserves a chance to thrive financially. This belief drives us to offer tailored solutions that meet the unique needs of our members.

Branch Location & Accessibility

Convenient Access and Parking

Parking at our branch is hassle-free, with ample space available right outside. We strive to ensure that everyone can access our services comfortably. The branch is designed with accessibility in mind, featuring ramps and ADA-compliant facilities for those who may need them.

Operating Hours That Work for You

We know your time is valuable. That's why we're open Monday through Friday from 7:45 a.m. to 4:45 p.m., making it easy for you to stop by before or after work. Our friendly staff is ready to assist you during these hours, ensuring you receive personalized service every time.

Services Tailored for You

At the Industrial Employees branch, we offer a range of services to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgages, we have solutions tailored just for you. Need assistance? Feel free to reach out at 641-437-7109; our team is eager to help!

Visit Us Today!

While members can visit us at 1513 S 18th St, official correspondence should be sent to the same address for your convenience. We invite you to come in and discover how we can support your financial journey. Don't hesitate; stop by today!

Member Eligibility

At Industrial Employees, we believe that everyone deserves a chance to join our friendly community and enjoy the benefits of membership. Becoming a member is simple! If you live, work, worship, or attend school in the Centerville area, you're likely eligible to join us. Our doors are open to individuals who share our commitment to supporting one another and building a brighter financial future together. To learn more about the specific eligibility criteria, feel free to visit our website at . Once you confirm your eligibility, opening an account is easy and straightforward. You can reach out to us at (641) 437-7109 for assistance or visit us in person at our branch located at 1513 S 18Th St Centerville Ia 52544. We're here to help you every step of the way as you take this exciting step toward becoming part of the Industrial Employees family!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We also support the broader business community with $14 in non-member commercial loans, providing flexible financing solutions. Imagine needing funds to expand your operations or invest in new equipment. With our commercial loans, you can make those dreams a reality. Our experienced team will work with you to find the best fit for your unique needs.

Merchant Services

In today's fast-paced marketplace, having reliable payment processing is crucial. Our merchant services simplify transactions so you can focus on what really matters running your business. Imagine easily accepting credit and debit cards at your storefront or online, boosting customer satisfaction and sales without hassle. Whether you're looking for financing options or robust merchant services, Industrial Employees is here to partner with you every step of the way. Visit us at 1513 S 18Th St Centerville Ia 52544 or call (641) 437-7109 to learn more about how we can support your business journey!

Comprehensive List Of Services

Business Banking

For our entrepreneurial members, we understand the importance of having reliable financial support. Our Business Banking services include Merchant Services & Business Loans tailored to meet the needs of small businesses like yours. We're here to help you succeed, whether you're starting out or expanding your operations.

Credit Solutions

Managing debt can be challenging, which is why we provide Personal Loans & Debt Consolidation options that simplify repayment and help restore financial balance. Plus, our Credit Cards with Rewards give you more than just purchasing power; they offer benefits that reward your spending habits.

Digital Banking Convenience

In today's fast-paced world, convenience matters. That's why we offer robust Online & Mobile Banking solutions that allow you to manage your accounts anytime and anywhere. You can check balances, transfer funds, and even pay bills from the comfort of your home or on the go. While we currently don't have ATM access or drive-thru services at this location, our online capabilities ensure that banking is just a click away. You can also take advantage of our Person-to-Person payment feature, making it simple to send money directly to friends and family without hassle. If you're ready to take control of your finances or explore any of these services further, please don't hesitate to reach out! Give us a call at (641) 437-7109, or visit us at our branch in Centerville. We look forward to serving you at Industrial Employees Cu!

Personal Banking

Our personal banking services are designed with you in mind. We offer Checking & Savings Accounts that help you manage your day-to-day finances while earning interest on your savings. Imagine having an account that not only keeps your money safe but also grows it over time. When it comes to larger purchases, such as buying a vehicle, our Auto Loans & Vehicle Financing options make it easy and affordable. Picture yourself driving home in that new car, knowing you've secured a great rate through us. If you're considering buying a home or refinancing your current mortgage, our Mortgage Loans & Refinancing services can guide you every step of the way. We know how important it is to find the right loan that fits your budget and lifestyle.

Digital & Online Banking

On-the-Go Banking

For those who like to bank from their mobile devices, we currently do not offer a mobile application or mobile payment features. However, our online banking site is mobile-friendly, allowing you to perform transactions easily from your smartphone or tablet. In summary, Industrial Employees offers a comprehensive digital banking experience that combines convenience with security. Dive into the world of online banking today by visiting https://www.industrialemployeescu.com/ and take control of your financial journey!

Secure and User-Friendly Features

We prioritize your security while ensuring that our services are user-friendly. While we do not offer electronic signature authorization, rest assured that our online banking system incorporates top-notch security measures to keep your information safe. And if you prefer digital statements, you'll be pleased to know that e-statements are available for your convenience no more paper clutter!

Financial Strength

Growing Member Base

Our dedication to serving you is highlighted by our growing member base, with a total of 1,504 share accounts. This trust from our members is what drives us to keep improving our services. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Employees is your trusted partner. Visit us at 1513 S 18Th St Centerville Ia 52544 or call (641) 437-7109 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are safe with us. Members' funds are secured through $0 in share certificates and $0 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our strong operational efficiency is reflected in our $86,702, which enables us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 3 full-time employees and 0 part-time employees who are always ready to assist you with their knowledge and commitment.

Reinvestment for Better Services

With $1,536,514 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is impressive as well; we have $115 in used auto loans and $5,634,114 in total loans and leases to support your financial goals across various sectors.

Solid Financial Foundation

With a net worth of $1,915,488, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $2,087 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $1,397,425 in used vehicle loans and $2,595,133 in new vehicle loans already helping members get on the road. Whether it's a brand-new model or a reliable used car, we have financing options that fit your budget.

Credit Lines and Other Options

If you're considering additional financial flexibility, our credit lines totaling $200,000 provide an excellent option for managing cash flow. This can be particularly useful for both personal and business needs. If you're interested in refinancing options or need assistance determining eligibility for any of our products, our team is here to help. We aim to make the borrowing process straightforward and transparent. Feel free to contact us at (641) 437-7109 or visit us at 1513 S 18Th St Centerville Ia 52544 in Centerville, IA during our operating hours from Monday through Friday, 7:45 a.m. - 4:45 p.m. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let us help you take the next step toward achieving your financial aspirations!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $0, make buying or refinancing simple. We can guide you through every step of the process, ensuring you find the right loan for your situation.

Unsecured Credit Card Loans

For those looking to manage everyday expenses or consolidate debt, we also offer flexible terms on unsecured credit card loans. With a total of $179,385 in loans helping members manage their finances effectively, our credit cards come with features designed to suit your lifestyle.

Loan Aggregator

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INDUSTRIAL EMPLOYEES CREDIT UNION - Centerville, IA