Industrial CU of Whatcom County Lynden WA | Best Auto Loans & Mortgage Refinancing

Introduction

Welcome to Industrial Cu Of Whatcom County, your trusted partner in financial growth and community support, located at 1980 Kok Rd, Lynden, WA 98264. Since opening our doors in 1941, we have proudly served over 35,218 members with a commitment to providing exceptional service and valuable financial solutions. With total assets of $387,839,044 and total deposits reaching $45,885,177, we are dedicated to helping you achieve your financial goals. At Industrial Cu Of Whatcom County, we understand that each member's needs are unique. That's why we offer a variety of services designed for personal banking, auto loans, mortgages, and business financing. Our team is here to guide you through every step of the process with personalized care and attention. While members can visit us at our branch in Lynden, official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. You can reach us easily at 360-734-2043 or explore our range of services by visiting our website at industrialcu.com. Under the leadership of CEO Brandon Hahnel and Board President Michael Ashby, we take pride in fostering a welcoming environment where your voice matters. Our staff of 98 dedicated employees works diligently to ensure that you receive the best possible experience when banking with us. Join us today as we continue to make a positive impact in our community and provide reliable financial solutions tailored just for you! Don't hesitate call or visit us today to discover how we can help you thrive financially!

Branch History & Mission

At Industrial Cu Of Whatcom County, we take pride in our rich history and strong commitment to our community. Established in 1941, our branch has been a cornerstone of financial support for the residents of Lynden, WA, and surrounding areas. Over the decades, we have grown alongside our members, expanding our services to meet their evolving needs while maintaining our foundational values of trust and integrity. Located at 1980 Kok Rd, Lynden, WA 98264, our branch is not just a place to conduct transactions; it's a hub for community engagement and support. As we celebrate over 80 years of service, we reflect on significant milestones that have shaped our journey. From humble beginnings to now serving more than 35,218 members with total assets reaching an impressive $387,839,044, we continue to strive for excellence in all that we do. Our mission is clear: to empower our members through exceptional financial services while fostering a sense of belonging within the community. We offer a wide range of products including personal banking accounts, auto loans, mortgages, and business banking solutions. Beyond just financial services, we actively participate in local events and outreach programs aimed at enhancing the lives of those around us. While members can visit us at 1980 Kok Rd, official correspondence should be sent to PO Box 1767, Bellingham, WA 98227. Our operating hours are designed for your convenience: Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM. We also provide ATM availability and drive-thru banking for easy access. In an effort to serve all community members effectively, we've embraced digital advancements such as online banking and mobile payment options. Our branch is ADA compliant and equipped with shared service centers so that everyone can benefit from our offerings. As we look forward to the future, we invite you to join our credit union family. Experience the benefits of being part of a community-focused organization that truly cares about your financial well-being. Visit us today or call us at 360-734-2043 to learn more about how Industrial Cu Of Whatcom County can help you achieve your goals!

Branch Location & Accessibility

Come Visit Us!

We invite you to stop by and discover how Industrial Cu Of Whatcom County can support your financial needs. Whether you're looking for personal banking options like checking accounts or loans, or business services tailored for entrepreneurs, we're here to help! Join our community and experience the difference today!

Convenient Access and Features

At our Lynden branch, you can expect ample parking that makes it easy for you to stop by. We're proud to be ADA compliant, ensuring that everyone can access our services comfortably. With a drive-thru available, banking with us has never been easier whether you're making deposits or quick withdrawals. If you need assistance outside of regular visits, our ATM is ready for your cash withdrawal needs at any time. Plus, we offer shared services for members of partner credit unions, allowing you to conduct transactions even if you're not a member here.

Operating Hours and Contact

We understand that life gets busy! That's why we are open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM, giving you plenty of opportunities to visit us when it suits you best. If you have questions or need help with anything, don't hesitate to call us at 360-734-2043. While members can visit us at our branch location, official correspondence should be sent to PO Box 1767, Bellingham, WA 98227.

Member Eligibility

Joining the Industrial Cu Of Whatcom County family is like stepping into a community where everyone supports one another. If you're looking to become a member, it's simple! To qualify, you generally need to live or work in the local area, which fosters that close-knit feeling we cherish. We welcome individuals and their families who share our values and commitment to helping each other thrive. For specific details on eligibility, feel free to visit our website at , where you can find all the information you need. Once you're ready to open your account, the process is just as straightforward! You can get started by visiting us online at https://www.industrialcuhb.com/dbank/live/app/register or give us a call at (360) 734-2043 for any questions. Our friendly team is here to guide you through every step. We're excited to have you join us at Industrial Cu Of Whatcom County, located at 1980 Kok Rd Lynden Wa 98264, and look forward to being part of your financial journey!

Business Banking & Commercial Services

Practical Merchant Services

Imagine having a reliable partner who helps streamline your payment processes. Our merchant services offer practical solutions like point-of-sale systems that make transactions easy for both you and your customers. This means less hassle at checkout and more time to focus on what you do best running your business. Located conveniently at 1980 Kok Rd Lynden Wa 98264 in Lynden, WA, we invite you to explore how our dedicated team can support your business journey. For any inquiries or assistance, feel free to call us at (360) 734-2043. Together, let's build a prosperous future!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Accessibility and Convenience

We know that sometimes you need quick access to cash or banking services on the go. Our network includes convenient ATM locations for cash withdrawals and balance checks. For those who prefer face-to-face interactions, our basic drive-thru banking allows for simple transactions like deposits and withdrawals without leaving your vehicle. Plus, members of partner credit unions can enjoy shared branch transactions at our location. If you're ready to explore how we can support your financial journey, don't hesitate to reach out! Call us at (360) 734-2043 or visit us at 1980 Kok Rd Lynden Wa 98264 during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM. We're excited to help you navigate your financial needs with care and expertise!

Business Banking Services

At Industrial Cu Of Whatcom County, we recognize the importance of supporting local businesses. Our business banking services, including merchant services and business loans, are structured to assist entrepreneurs in managing their finances efficiently. We are committed to helping businesses thrive in our community.

Credit Card Options

We also provide attractive credit card options that reward you for everyday spending. With flexible terms and benefits, using our credit cards can help you earn rewards while managing your expenses effectively.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features that allow you to manage your accounts anytime, anywhere. With options for mobile payments and person-to-person transfers, staying on top of your finances has never been easier.

Personal Banking Solutions

We understand that managing your finances can be challenging, which is why we offer various personal banking services. You can open checking and savings accounts that fit your lifestyle, ensuring easy access to your funds. If you're considering purchasing a new car or need assistance with vehicle financing, our auto loans are designed to make the process straightforward and affordable. For those looking to buy a home or refinance an existing mortgage, our mortgage loans come with competitive rates and personalized guidance. Additionally, if you're facing debt challenges, our personal loans and debt consolidation options can help you regain control of your financial situation.

Digital & Online Banking

Convenient Online Banking

Accessing your accounts has never been easier with our 24/7 online banking services available at https://www.industrialcu.com . Whether you're checking your balance, transferring funds, or paying bills, you can do it all from the comfort of your home or on the go. Our user-friendly interface ensures that navigating through your financial information is straightforward and stress-free.

Mobile App and Payments

With our mobile application, available at Yes, banking is literally at your fingertips. Make quick payments through mobile payments features and enjoy person-to-person transfers with ease. Share funds with friends or family without the hassle of cash or checks; it's as easy as a few taps on your phone! In addition to these features, our commitment to accessibility means you can manage your accounts in real time, no matter where you are. So whether you're out shopping or relaxing at home, you'll always have control over your finances. Explore all that Industrial Cu Of Whatcom County has to offer by visiting https://www.industrialcu.com today! We're here to make banking convenient for you.

Secure Transactions and Real-Time Management

Security is our top priority. We use advanced encryption technology to protect your information while offering features like electronic signature authorization for a smooth transaction process. You can also opt for e-statements, which not only help you stay organized but also reduce paper clutter saving trees and making it easier to access your financial records whenever you need them.

Financial Strength

Efficient Operations

Our $0 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members. We proudly employ 95 full-time employees and 3 part-time employees who are dedicated to providing exceptional service at every interaction.

Member Trust

Total Share and Deposit Accounts at 57,695 show a strong and growing member base that trusts us with their finances. Additionally, our net shares amount to $1,198,376, demonstrating the funds available for lending and investments. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Cu Of Whatcom County is your trusted partner. Visit us at 1980 Kok Rd Lynden Wa 98264 or call (360) 734-2043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Reinvesting in Your Future

With $28,158,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to growth is reflected in our lending capacity; we have $7,271 in used auto loans and $274,571,854 in total loans and leases available to help you achieve your financial goals.

Secure Savings Options

Members' savings are secured through $62,978,554 in share certificates, offering stable and rewarding financial growth opportunities. While we focus on our members' interests, it's important to note that our non-member deposits stand at $0, ensuring that our resources are directed towards benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Financial Position

With a net worth of $43,681,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,124 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,825,859 in used vehicle loans and $19,671,046 in new vehicle loans already helping members get on the road. Whether you're purchasing a brand-new vehicle or opting for a reliable used one, our financing options are tailored to provide you with the support you need.

Business Loans

For business owners, our outstanding commercial loans totaling $351,487 provide the capital needed to grow and expand. We understand the unique challenges faced by small businesses and are here to support your entrepreneurial journey.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,382,501, make buying or refinancing simple. We strive to make home financing accessible and straightforward for our members.

Refinancing Options

If you're considering refinancing any existing loans, please reach out to us. We have options available that may help you save money or adjust your payment terms according to your current financial situation. At Industrial Cu Of Whatcom County, we prioritize your financial well-being and are dedicated to providing clear options that suit your needs. For more information about our loan offerings or to speak with one of our representatives, feel free to call us at (360) 734-2043. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Visit us today at 1980 Kok Rd Lynden Wa 98264 in Lynden, WA, and let's work together toward achieving your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, but we also offer flexible terms on unsecured credit card loans, with a total of $10,330,936 in loans helping members manage their finances effectively. This product can be an excellent tool for building credit while enjoying rewards on your purchases.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This rigorous sourcing ensures that users receive fair and transparent offers. Each listed loan comes from legitimate financial institutions, which guarantees the reliability of the information.

Industrial Cu Of Whatcom County