Industrial CU of Whatcom County Ferndale WA | Affordable Vehicle Loans & Business Banking

Introduction

Welcome to Industrial Cu Of Whatcom County, your trusted financial partner located at 1739 Labounty Dr, Ferndale, WA 98248. Since our establishment in 1941, we have proudly served our community, growing to a membership of over 35,218 individuals who trust us with their financial needs. With total assets amounting to an impressive $387,839,044, we are committed to providing reliable services that empower our members and strengthen our local economy. At Industrial Cu Of Whatcom County, we understand that every member's journey is unique. That's why we offer a range of services tailored to meet your specific needs, from personal banking options like checking and savings accounts to auto loans and credit cards with rewards. Our team is dedicated to fostering a supportive environment where you can achieve your financial goals. While you can always reach us at our branch address for any inquiries or assistance, please note that official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. Whether you're looking for guidance on loans (we currently manage 17,713 loans) or seeking advice on investments, our knowledgeable staff is here to help. Under the leadership of CEO Brandon Hahnel and Board President Michael Ashby, we strive for excellence in all aspects of our operations. Our team of 98 employees works tirelessly to ensure that your experience with us is positive and fulfilling. We invite you to visit us during our operating hours Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM or give us a call at 360-734-2043. Discover the difference of being part of a credit union that truly cares about its members. Visit us today or explore our services online at Industrial Cu Of Whatcom County. Your financial success is just around the corner!

Branch History & Mission

Commitment to Community

Our commitment extends beyond just financial transactions; it includes partnerships with local organizations and outreach programs designed to help those in need. Whether it's sponsoring community events or providing educational resources on financial literacy, we strive to make a meaningful impact. While members can visit us at 1739 Labounty Dr, official correspondence should be sent to PO Box 1767, Bellingham, WA 98227 if needed. For any inquiries or assistance, feel free to reach us at 360-734-2043 during our operating hours: Monday through Friday from 9:00 am - 5:30 pm and Saturday from 10:00 am - 2:00 pm. Join us at Industrial Cu Of Whatcom County and discover how we can help you achieve your financial goals while being part of a vibrant community network. We invite you to experience the difference that comes from being a member of a credit union that truly cares about its people. Together, let's build a brighter future!

Our Mission

Our mission at Industrial Cu Of Whatcom County is straightforward yet powerful: to enhance the financial well-being of our members through personalized service and innovative products while contributing positively to the communities we serve. We believe that everyone deserves access to quality banking services, which is why we offer a variety of options including checking and savings accounts, auto loans, mortgages, and personal loans. We understand that convenience matters in today's fast-paced world. That's why we provide robust online and mobile banking options, as well as ATM access and drive-thru services for those who prefer face-to-face interactions for their banking needs.

Branch Location & Accessibility

Banking Hours That Fit Your Schedule

We know your time is valuable. That's why we're open Monday through Friday from 9:00 AM to 5:30 PM and Saturday from 10:00 AM to 2:00 PM. Whether you need to stop by during lunch or on the weekend, we've got you covered.

Connect With Us Today!

Have questions or want to learn more? Give us a call at (360) 734-2043 or visit our website at https://www.industrialcu.com . We look forward to welcoming you soon!

Easy Access and Amenities

At Industrial Cu Of Whatcom County, we prioritize your comfort and convenience. Our facility is designed with accessibility in mind, ensuring everyone can navigate easily with ADA-compliant features and ramps. There's ample parking available, making your visit hassle-free. Plus, our drive-thru banking option lets you complete simple transactions without leaving your car. While members can visit us at 1739 Labounty Dr Ferndale Wa 98248, official correspondence should be sent to PO Box 1767, Bellingham, WA 98227.

Services Tailored for You

At Industrial Cu Of Whatcom County, we offer a range of services designed to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and credit cards with rewards, we are here to support you every step of the way. If you're looking for business banking solutions or online and mobile banking services, we've got those too!

Member Eligibility

At Industrial Cu Of Whatcom County, we believe that becoming a member is like joining a warm and welcoming community where your financial well-being is our top priority. If you're looking to be part of something special, you'll be happy to know that membership is open to anyone who lives, works, worships, or attends school in Whatcom County. It's that simple! Plus, once you become a member, you gain access to a range of financial products and services designed to help you thrive, from checking accounts to auto loans and beyond. Getting started is easy just visit us at 1739 Labounty Dr Ferndale Wa 98248 or give us a call at (360) 734-2043 for more information. You can also check out the detailed eligibility criteria on our website at . When you're ready to open an account, you can do so conveniently online through this link: https://www.industrialcuhb.com/dbank/live/app/register . We can't wait to welcome you to the family!

Business Banking & Commercial Services

Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. This funding allows entrepreneurs like you to purchase new equipment, hire staff, or even open a new location. - While we focus on our members, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions tailored to fit different needs.

Merchant Services

In addition to loans, we offer comprehensive merchant services that simplify payment processing for your business. Imagine effortlessly accepting payments from customers using various methods credit cards, mobile payments, and more all while keeping your transaction fees low. Our services ensure you can focus on what matters most: growing your business. With an outstanding commercial loan portfolio of $351,487, we continue to drive economic growth by financing new and expanding businesses right here in Ferndale, WA at 1739 Labounty Dr Ferndale Wa 98248. Let's work together to make your business vision a reality!

Comprehensive List Of Services

Additional Services

Our branch also offers basic drive-thru banking for quick deposits and withdrawals, making it simple for those who prefer not to enter the lobby. If you're a member of a partner credit union, you can take advantage of shared branch transactions right here at Industrial Cu Of Whatcom County.

Business Banking Solutions

For our business members, we provide comprehensive Business Banking solutions, including merchant services and business loans. We know that running a business is challenging; that's why we're here to support your financial needs every step of the way.

Digital and Convenient Banking

In today's fast-paced world, convenience is key. That's why we have invested in Online & Mobile Banking platforms that allow you to manage your accounts anytime and anywhere. With features like online bill pay, mobile payments, and person-to-person transfers, banking has never been easier. Plus, access to our ATMs means you can withdraw cash whenever necessary without hassle.

Get Started Today!

Your financial journey deserves a trusted partner. At Industrial Cu Of Whatcom County, we are dedicated to providing personalized service tailored just for you. To learn more about our comprehensive range of services or to open an account today, give us a call at (360) 734-2043 or visit us online at https://www.industrialcu.com . We're excited to help you take the next step towards achieving your financial dreams!

Personal Banking Services

We understand that managing your finances can sometimes feel overwhelming. That's why we offer Personal Banking options, including checking and savings accounts that fit your lifestyle. Whether you're saving for a new home or planning a vacation, our accounts are designed with competitive rates and low fees to help you make the most of your money. When it comes to financing a vehicle, our Auto Loans & Vehicle Financing options provide flexible terms and competitive interest rates. Imagine driving off in your dream car with manageable monthly payments! For those looking to invest in property, our Mortgage Loans & Refinancing services can help you find the right loan for your home purchase or refinancing needs. If you need funds for unexpected expenses or want to consolidate debt, our Personal Loans & Debt Consolidation solutions can be a lifeline. We also offer credit cards with rewards, allowing you to earn points on everyday purchases that can lead to fantastic benefits.

Digital & Online Banking

Key Features

Imagine being able to check your balance, pay bills, or transfer money without having to visit a branch. Our online banking platform allows you to do just that! Whether you're using a computer or our mobile application, you'll find our interface user-friendly and straightforward. Plus, with the option for electronic signature authorization, signing documents is quick and secure. Do you prefer paperless statements? You're in luck! We offer e-statements that not only help you stay organized but also reduce clutter. It's a simple way to keep track of your financial activities while contributing to a greener planet.

Mobile Banking Made Easy

Life gets busy, and sometimes you need to make transactions on the go. With our mobile payments feature, you can easily send money to friends and family using person-to-person transfers. Need to pay for lunch or settle up after a group outing? It's never been easier! And if you haven't yet explored our mobile application, now's the time. Download it today and enjoy all the benefits of banking right from your pocket. At Industrial Cu Of Whatcom County, we strive to make banking as easy and accessible as possible. Experience the freedom of managing your finances on your terms with our reliable digital services. Whether it's day or night, we're here for you!

Financial Strength

Member Savings and Investments

Members' savings are secured through $62,978,554 in share certificates, offering stable and rewarding financial growth opportunities. This commitment to safeguarding your savings reflects our focus on building a brighter future together. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Our Financial Health

With a net worth of $43,681,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,124 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Reinvestment for Better Services

With $28,158,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. This strategy allows us to improve our services continuously while keeping your needs front and center.

Supporting Your Financial Goals

Our robust lending capacity supports members' financial goals across various sectors. We have $7,271 in used auto loans and $274,571,854 in total loans and leases available to help you make significant purchases or investments when needed. Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 95 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Trust Built Through Experience

Total Share Accounts stand at 57,695, showing a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $1,198,376 further underline our commitment to providing valuable resources for all members. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Cu Of Whatcom County is your trusted partner. Visit us at 1739 Labounty Dr Ferndale Wa 98248 or call (360) 734-2043 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,825,859 in used vehicle loans and $19,671,046 in new vehicle loans already helping members get on the road. We provide flexible terms that fit your budget, making it easier than ever to drive away with confidence.

Business Loans

For business owners, our outstanding commercial loans totaling $351,487 provide the capital needed to grow and expand your venture. Whether you need funds for equipment purchases or operational costs, we're here to support your business ambitions.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,382,501, make buying or refinancing simple. We also offer competitive interest rates and personalized service to guide you through every step of the process.

Refinancing Options

If you're looking to refinance any existing loans, we've got you covered. Our team can help evaluate your current situation and find options that may lower your monthly payments or reduce interest rates. To explore these loan options further or to speak with one of our friendly representatives, feel free to call us at (360) 734-2043 or visit us at our branch located at 1739 Labounty Dr Ferndale Wa 98248 in Ferndale, WA. We look forward to helping you achieve your financial goals!

Unsecured Credit Card Loans

Managing day-to-day expenses can be challenging, which is why we also offer flexible terms on unsecured credit card loans. With a total of $10,330,936 in loans helping members manage their finances effectively, our credit cards come with rewards and no hidden fees.

Loan Aggregator

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Ensuring Accurate Loan Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This commitment to accuracy means that users receive fair and transparent offers. Each listing is carefully vetted to ensure reliability, allowing individuals to compare loans confidently.

INDUSTRIAL CU OF WHATCOM COUNTY CREDIT UNION - Ferndale, WA