Industrial CU of Whatcom County Everson WA | Affordable Vehicle Loans & Quick Personal Loans

Introduction

Welcome to Industrial Cu Of Whatcom County, located at 5619 Lawrence Rd, Everson, WA 98247. Since our establishment in 1941, we have proudly served our community by providing a range of financial services tailored to meet the diverse needs of our members. With a strong commitment to fostering relationships built on trust, we currently support 35,218 members, ensuring they have the resources they need for a secure financial future. As a vital part of the Whatcom County community, we manage assets totaling $387,839,044, with deposits amounting to $45,885,177. Our dedication to your financial well-being is reflected in our loan offerings; we have successfully facilitated 17,713 loans and leases to help you achieve your dreams whether that's purchasing a new car or financing your home. At Industrial Cu Of Whatcom County, we're not just about numbers. Our experienced team is led by CEO Brandon Hahnel and Board President Michael Ashby, who are passionate about guiding you through your financial journey. With a friendly staff of 98 employees, we're here to assist you with personal banking options like checking and savings accounts, auto loans, mortgage refinancing, and credit cards with rewards. While members can visit us at our branch location for all their banking needs including convenient drive-thru services and ATM access official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. If you're looking for a credit union that prioritizes community impact and member satisfaction, look no further! We invite you to reach out to us at 360-734-2043 or visit our website at industrialcu.com for more information. Join us today and experience the difference that comes with being part of the Industrial Cu Of Whatcom County family!

Branch History & Mission

Join Us!

As we continue this journey together with our members and the communities we serve, we invite you to experience all the benefits of being part of Industrial Cu Of Whatcom County. Whether you're looking for a new checking account or exploring loan options, our friendly team is ready to assist you every step of the way. Visit us today or give us a call at (360) 734-2043 we can't wait to welcome you into our family!

Our Evolution

Since our inception, we've made significant strides in providing quality financial services. From humble beginnings, we have expanded our offerings to include personal banking, auto loans, mortgage solutions, and business banking services. Today, with total assets exceeding $387 million, we continue to prioritize the needs of our members while maintaining a strong commitment to ethical practices and community support. We understand that accessibility is key to serving our members effectively. That's why we've equipped our branch with an ATM and drive-thru service for your convenience. Whether you need to make a quick deposit or withdraw cash on the go, we've got you covered! Additionally, we offer shared service center access for those who may need assistance outside of our branch.

Our Mission

At the heart of Industrial Cu Of Whatcom County lies a mission focused on empowering individuals and families through financial education and support. We believe that everyone deserves access to affordable financial services that foster growth and stability. Our goal is not just to provide loans or accounts; it's about building lasting relationships within our community. We are dedicated to enhancing the lives of our members by offering personalized banking experiences that cater specifically to their needs. With services like online and mobile banking, we're here to make managing your finances as easy as possible. Our commitment extends beyond just transactions; we actively engage in community outreach programs that uplift and support local initiatives. While members can visit us at 5619 Lawrence Rd Everson Wa 98247, official correspondence should be sent to PO Box 1767, Bellingham, WA 98227.

Branch Location & Accessibility

Call-to-Action

Ready to experience the benefits of banking with us? Stop by today or give us a call at (360) 734-2043. We look forward to welcoming you into the Industrial Cu Of Whatcom County family!

Local Landmarks and Accessibility

Located just a stone's throw from popular spots in the area, you'll find us close to many well-known landmarks. Our branch is designed with accessibility in mind, featuring ADA-compliant entrances and ramps, making it easy for everyone to visit. We also have ample parking available, so you won't have to worry about finding a spot when you come by.

Operating Hours and Services

We know that life can get busy, which is why we offer convenient hours for our members. Our lobby is open Tuesday through Friday from 9:00 AM to 5:30 PM and on Saturday from 10:00 AM to 2:00 PM. Whether you need to set up a new account, inquire about auto loans, or simply make a deposit, our friendly staff is ready to assist you during these hours. At Industrial Cu Of Whatcom County, we provide various services tailored just for you. From personal banking options like checking and savings accounts to loans for vehicles and homes, we've got you covered. Plus, enjoy the convenience of our drive-thru banking service for quick deposits and withdrawals without leaving your car!

Member Eligibility

Becoming a member of Industrial Cu Of Whatcom County is like joining a family where your financial needs are understood and prioritized. If you live, work, worship, or attend school in the Whatcom County area, you're likely eligible to join our community. We welcome individuals from all walks of life, and we believe that everyone deserves access to friendly and personalized banking services. For those looking for specific eligibility details, you can find more information at . Opening an account with us is simple and straightforward. Just visit our website for an easy application process at https://www.industrialcuhb.com/dbank/live/app/register or give us a call at (360) 734-2043 if you have any questions. Our branch is located at 5619 Lawrence Rd Everson Wa 98247, ready to assist you with all your banking needs. Join us today and experience the benefits of being part of a credit union that truly cares!

Business Banking & Commercial Services

Practical Merchant Services

In addition to loans, we offer practical merchant services designed to simplify your operations. Imagine being able to process payments quickly and efficiently while keeping track of your finances all in one place. With our merchant services, you can enhance customer satisfaction and streamline your transactions, allowing you to focus on what matters most: growing your business. If you're looking for a partner that truly understands the needs of local businesses, visit us at 5619 Lawrence Rd Everson Wa 98247 in Everson, WA or contact us at (360) 734-2043. Let's work together to help your business thrive!

Tailored Business Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,487, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

ATM & Cash Withdrawal Services

Our branch provides easy access to ATM services for quick cash withdrawals and balance checks. Plus, with drive-thru banking available for deposits and simple transactions, you can enjoy a hassle-free experience without leaving your car.

Business Banking

If you're a business owner, our business banking services include merchant services and business loans to help your company thrive. We understand the unique challenges businesses face, and we're here to provide support with tailored financial solutions.

Credit Cards

Reward yourself with our credit cards that offer valuable rewards for everyday purchases. Whether you're shopping for groceries or planning a vacation, earn points while enjoying the benefits of responsible spending.

Digital Banking Features

In today's fast-paced world, convenience is key. That's why we offer robust online and mobile banking features so you can manage your accounts anytime, anywhere. From mobile payments to e-statements, we ensure that accessing your financial information is straightforward and secure.

Loans and Financing

Need a new car? Our auto loans and vehicle financing options offer competitive rates that can help you get behind the wheel without breaking the bank. If homeownership is on your mind, explore our mortgage loans and refinancing solutions tailored to fit various budgets. For those unexpected expenses or projects, our personal loans and debt consolidation options provide flexible terms to ease your financial burden.

Personal Banking

Our personal banking services are designed to make managing your finances simple and convenient. With options for checking and savings accounts, you can choose the right accounts that fit your lifestyle. Imagine easily accessing your funds through our online and mobile banking platforms, allowing you to check balances, transfer money, and pay bills from anywhere.

Shared Branch Transactions

As part of a network of partner credit unions, we also facilitate basic shared branch transactions like deposits and withdrawals for members of participating credit unions. This means more ways for you to access your funds when needed. At Industrial Cu Of Whatcom County, we're not just about transactions; we're about building relationships with our members. We invite you to visit us at 5619 Lawrence Rd Everson Wa 98247 or call us at (360) 734-2043 to learn more about how our comprehensive list of services can benefit you today!

Digital & Online Banking

Key Features for Your Convenience

Imagine being able to check your balance or make payments right from your pocket. With our mobile application, you can do just that! Whether you're on the go or relaxing at home, our user-friendly app provides easy access to all your banking needs. Plus, if you prefer using a computer, our online banking portal is available whenever you need it. We also offer e-statements, which allow you to view and manage your account statements electronically. This not only helps keep your financial records organized but is also a more environmentally friendly option. And for added convenience, we provide electronic signature authorization, making it simple to sign documents securely without the hassle of printing.

Safe and Secure Transactions

Security is our top priority. When using our mobile payments feature, rest assured that your transactions are protected with advanced encryption technology. Want to send money to friends or family? Our person-to-person transfer service makes it quick and easy, allowing you to send funds directly from your account in no time. With all these features at your fingertips, managing your finances has never been easier. At Industrial Cu Of Whatcom County, we are committed to providing you with accessible and efficient banking solutions so that you can focus on what matters most in life. Explore more about our digital offerings today at https://www.industrialcu.com !

Financial Strength

At Industrial Cu Of Whatcom County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We want you to feel confident in your financial decisions, knowing that we are here to support you every step of the way. With a net worth of $43,681,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.24 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,978,554 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,158,102 in undivided earnings, we reinvest in innovative banking tools and stronger lending options to serve our members better. Our lending capacity supports your financial goals across various sectors with $7,271 in used auto loans and a total of $274,571,854 in loans and leases available for our members. Our operational efficiency is reflected in our net income of $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 95 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable and committed team. Total Share Accounts stand at 57,695, showcasing a strong and growing member base that trusts us with their finances. Our net shares available for lending and investments amount to $1,198,376, allowing us to effectively manage resources while supporting the needs of our community. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Cu Of Whatcom County is your trusted partner. Visit us at 5619 Lawrence Rd Everson Wa 98247 or call 360-734-2043 to learn more about how we can help you achieve your financial goals.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,825,859 in used vehicle loans and $19,671,046 in new vehicle loans already helping members get on the road. We provide flexible terms and quick approval processes to make financing your vehicle as easy as possible.

Business Loans

For business owners, our outstanding commercial loans totaling $351,487 provide the capital needed to grow and expand. We know how important it is for businesses to have access to funds when they need them most. At Industrial Cu Of Whatcom County, we are committed to providing personalized service and support throughout the borrowing process. If you're considering refinancing any existing loans or want to learn about eligibility options, don't hesitate to reach out. You can contact us at (360) 734-2043, or visit us at our location: 5619 Lawrence Rd Everson Wa 98247 in Everson, WA. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. Let's work together toward making your financial dreams a reality!

Credit Lines

For those who prefer added flexibility, our total credit lines amount to $179,646,173. These lines can provide you with a safety net for unexpected expenses or opportunities without having to apply for a new loan each time.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,382,501, make buying or refinancing simple. Whether you are a first-time homebuyer or looking to refinance an existing mortgage, our team is here to assist you every step of the way.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,330,936 in loans helping members manage their finances effectively. Our credit cards come with features that can fit any lifestyle, making it easier for you to handle everyday expenses while earning rewards.

Loan Aggregator

Building Trust Through User Experiences

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How LendMesh Ensures Accurate Comparisons

Loan data on LendMesh is sourced directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards, based on the latest results (Source: https://www.ncua.gov ). This approach guarantees that you receive fair and transparent offers tailored to your needs. LendMesh prioritizes accuracy and integrity in its comparisons through several key features: - Verified Data: Loan offers are sourced from legitimate financial institutions, ensuring transparency. - No Sponsored Listings: LendMesh does not prioritize lenders based on paid promotions our goal is to provide unbiased results. - Real-Time Rate Comparisons: Users benefit from up-to-date loan rates from multiple institutions, enabling them to make informed choices.

Industrial Cu Of Whatcom County