Industrial CU of Whatcom County Bellingham WA | Best Auto Loans & Business Banking

Introduction

Welcome to Industrial Cu Of Whatcom County, your trusted partner in financial well-being, located at 1275 E Sunset Dr, Bellingham, WA 98226. Since our establishment in 1941, we have proudly served over 35,218 members, offering a range of services designed to meet your personal and business banking needs. With a strong commitment to our community and a focus on member satisfaction, we are dedicated to helping you achieve your financial goals. At Industrial Cu Of Whatcom County, we understand that every dollar counts. That's why we manage a robust total asset portfolio of $387,839,044 and maintain total deposits of $45,885,177 for your peace of mind. Our net worth stands at an impressive $43,681,321, demonstrating our stability and reliability as your financial institution. Whether you're looking for auto loans or credit cards with rewards, our offerings include everything from checking accounts to mortgage financing. Our leadership team is here for you led by CEO Brandon Hahnel and Board President Michael Ashby, who share a passion for empowering members through personalized service and financial education. With a team of 98 dedicated employees, we strive to create an environment where you feel valued and understood. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO Box 1767, Bellingham, WA 98227. We encourage you to reach out anytime; give us a call at 360-734-2043 or explore our website at industrialcu.com for more information about our services. Join us today and experience the difference that community-focused banking can make in your life!

Branch History & Mission

Join Us

As we look toward the future, we invite you to join us on this journey. Experience firsthand the benefits of being part of a credit union that puts its members first. Together, let's build a prosperous future for ourselves and our community! Visit us today or check out more details on our website at Industrial CU.

Our Evolution

From humble beginnings, we have steadily expanded our offerings to meet the evolving needs of our members. We started as a small credit union focused on providing essential banking services and have transformed into a comprehensive financial institution. Over the decades, we have embraced technological advancements while maintaining our commitment to personal service. Today, we offer everything from checking and savings accounts to auto loans, mortgages, and business banking solutions. Our headquarters in Bellingham continues to be a hub for innovation and growth. We are proud to maintain ADA compliance and prioritize customer-centric initiatives that ensure all members feel welcome and valued. With features like online banking, mobile payments, and e-statements, we strive to make banking convenient for everyone.

Our Mission

At the core of Industrial Cu Of Whatcom County is our mission: to empower our members by providing access to quality financial services while fostering community support. We believe that every member deserves the opportunity to achieve their financial goals without unnecessary barriers. This commitment drives us to develop programs that support not only individual financial well-being but also broader community initiatives. Whether it's through partnerships with local organizations or outreach efforts aimed at financial literacy, we are dedicated to giving back to the communities we serve. We understand that a strong community leads to stronger individuals. While you can visit us at 1275 E Sunset Dr, for official correspondence please send it to PO Box 1767, Bellingham, WA 98227. If you need assistance or want to learn more about becoming a member, feel free to reach out at 360-734-2043.

Branch Location & Accessibility

Accessibility Features

At Industrial Cu Of Whatcom County, we pride ourselves on being accessible to everyone. Our location is fully ADA compliant, featuring ramps and ample parking to accommodate all visitors. Whether you're stopping by for a quick transaction or have questions about our services, you'll find that our team is always ready to assist you.

Call to Action

We would love for you to visit us at Industrial Cu Of Whatcom County! If you have any questions or need assistance before stopping by, feel free to give us a call at (360) 734-2043. Our dedicated team is here to help you achieve your financial goals. Come see us soon!

Operating Hours

We understand that life can get busy, which is why we offer flexible hours to fit your schedule. Our lobby is open Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM. We invite you to stop by during these hours for all your banking needs!

Services Offered

At Industrial Cu Of Whatcom County, we provide a variety of services designed to meet the diverse needs of our members. From personal banking options like checking and savings accounts, auto loans, and mortgage financing, to business banking services including merchant solutions and business loans we've got you covered! Plus, with ATM access available on-site, withdrawing cash or checking your balance is just a few steps away.

Member Eligibility

At Industrial Cu Of Whatcom County, we believe that everyone deserves a supportive financial community. Joining us is simple and welcoming! If you live, work, worship, or attend school in Whatcom County, you're likely eligible to become a member. We're dedicated to helping our members thrive by offering personalized services and products tailored to your needs. For the most up-to-date eligibility criteria, feel free to check out our detailed information at . Opening an account with us is an easy step toward enjoying all the benefits of membership. Whether you're looking for a checking account, loans, or other financial services, we're here to guide you through the process. Simply visit us at our branch located at 1275 E Sunset Dr Bellingham Wa 98226 or give us a call at (360) 734-2043 for more details on how to get started. We can't wait to welcome you into our community!

Business Banking & Commercial Services

At Industrial Cu Of Whatcom County, we understand that every business has its own unique story, and we are here to help you write the next chapter. Located at 1275 E Sunset Dr Bellingham Wa 98226 in Bellingham, WA, our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $2 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $351,487, we continue to drive economic growth by financing new and expanding businesses. In addition to traditional loans, we offer merchant services designed to streamline your operations. Imagine accepting payments quickly and securely while managing transactions from your phone or tablet. Whether you're a local café or a retail store, our services can help you enhance customer experiences and simplify your financial processes. Explore how Industrial Cu Of Whatcom County can support your business journey. Contact us at (360) 734-2043 today!

Comprehensive List Of Services

Business Banking

For small businesses in our community, we offer comprehensive business banking services, including merchant services that simplify payment processing and business loans tailored to help you grow. Our team understands the challenges that come with running a business and is here to assist at every step.

Convenient Access

At Industrial Cu Of Whatcom County, we believe in making banking as accessible as possible. Enjoy 24/7 access through our ATM services for cash withdrawals and balance checks whenever you need them. If you're a member of a partner credit union, take advantage of basic shared branch transactions like deposits and withdrawals at our location. Whether you're visiting us during lobby hours Monday through Friday from 10:00 AM to 6:00 PM and Saturday from 10:00 AM to 3:00 PM or utilizing our online resources, we strive for your convenience.

Credit Cards and Loans

Our credit cards come with rewards that allow you to earn points for every purchase you make. For those looking to consolidate debt or cover unexpected expenses, our personal loans are designed to provide the support you need without overwhelming interest rates.

Get in Touch

To learn more about how we can assist with your financial journey, feel free to reach out at (360) 734-2043 or visit us online at https://www.industrialcu.com . We're excited to help you achieve your financial goals!

Personal Banking

For individuals seeking to manage their finances effectively, we offer various personal banking services. Open a checking or savings account with us and enjoy easy access to your funds through our online and mobile banking platforms. This means you can check your balance, make transfers, and pay bills from the comfort of your home or on the go. If you're considering purchasing a new car, our auto loans and vehicle financing options can help you drive away in your dream vehicle. We provide competitive rates and flexible terms to fit your budget. Additionally, our mortgage loans and refinancing services make it easier for you to secure a home loan or improve your existing mortgage.

Digital & Online Banking

E-Statements and Mobile Payments

We also offer e-statements, allowing you to receive your bank statements electronically instead of waiting for them in the mail. This not only helps you keep track of your finances more efficiently but is also better for the environment. Plus, our mobile payments feature lets you make purchases directly from your phone making checkout faster and easier than ever. In summary, Industrial Cu Of Whatcom County is committed to providing convenient and secure digital banking options that empower you to manage your finances effectively. Explore all these services today by visiting https://www.industrialcu.com and take control of your financial journey!

Key Features

Our online banking services include everything you need for effective account management. You can easily check balances, make transfers, and pay bills all with just a few clicks. One of the standout features is our mobile application, which provides a user-friendly interface for managing your finances right from your smartphone. Whether you're at home or out shopping, you can stay connected to your accounts. For those times when you need to send money quickly to friends or family, our person-to-person transfer feature makes it simple and hassle-free. And if you're concerned about security, rest assured that we use electronic signature authorization to protect your transactions.

Financial Strength

At Industrial Cu Of Whatcom County, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We pride ourselves on our solid financial foundation, ensuring that you can trust us with your savings and loans. With a net worth of $43,681,321, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of 11.24% demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $62,978,554 in share certificates, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $28,158,102 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to supporting your financial goals is further reflected in our lending capacity; we have $7,271 in used auto loans and a total of $274,571,854 in loans and leases available to meet your needs. Although our net income stands at $0 currently due to strategic investments back into the credit union's growth, this reflects our operational efficiency and dedication to providing valuable products for you. We also take pride in having 95 full-time employees and 3 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments) amount to $1,198,376, while we proudly manage a total of 57,695 share accounts, showcasing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Industrial Cu Of Whatcom County is your trusted partner. Visit us at 1275 E Sunset Dr Bellingham WA 98226 or call 360-734-2043 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $136,825,859 in used vehicle loans and $19,671,046 in new vehicle loans already helping members get on the road. We provide flexible terms and competitive interest rates to make sure you find a financing option that fits your budget.

Business Loans

For business owners, our outstanding commercial loans totaling $351,487 provide the capital needed to grow and expand. We understand the challenges faced by small businesses and are committed to providing supportive financing solutions. At Industrial Cu Of Whatcom County, we believe that everyone deserves access to affordable financing options. That's why we also provide refinancing opportunities for existing loans, making it easier for you to lower your monthly payments or adjust your loan terms as needed. Our branch is located at 1275 E Sunset Dr Bellingham Wa 98226 in Bellingham, WA, and our friendly staff is ready to assist you during our operating hours: Monday through Friday from 10:00 AM - 6:00 PM and Saturday from 10:00 AM - 3:00 PM. Feel free to reach out at (360) 734-2043 if you have any questions or would like more information about our loan offerings. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. With us by your side, achieving your financial dreams is just a loan away!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $21,382,501, make buying or refinancing simple. We offer various mortgage products that cater to different financial situations, ensuring you have access to the best possible rates and terms.

Unsecured Credit Card Loans

We also offer flexible terms on unsecured credit card loans, with a total of $10,330,936 in loans helping members manage their finances effectively. Our credit cards come with rewards and are designed to give you the purchasing power you need while keeping interest rates manageable.

Loan Aggregator

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Industrial Cu Of Whatcom County