Indianhead Credit Union Superior WI | Affordable Vehicle Loans & Rewards Cards

Introduction

Welcome to Indianhead, your trusted financial partner located at 1225 Tower Ave, Superior, WI 54880. Since opening our doors in 1961, we have proudly served our community with a commitment to member satisfaction and financial wellness. With over 7,100 members and total assets reaching an impressive $94,883,683, we understand the importance of personalized service and local expertise. At Indianhead, we believe that every member deserves access to the best financial products available. That's why we offer a wide range of services including checking and savings accounts, auto loans, mortgage loans, personal loans, and even business banking solutions. Our dedicated team of 20 employees, led by CEO Dale Gottschalk and Board President Michael Ostrenga, is here to support you through every financial decision. While members can visit us at our branch location, official correspondence should be sent to our mailing address: P O Box 487, SUPERIOR, WI 54880. We also make it easy for you to manage your finances on the go with online and mobile banking options. Our community-focused approach has helped us build a solid foundation reflected in our robust financial metrics. With total deposits amounting to $8,885,871, a net worth of $12,033,097, and cash reserves of $1,628,063, Indianhead is well-equipped to meet your needs now and in the future. We invite you to explore how we can assist you in achieving your financial goals. Whether you're looking for a new vehicle loan or simply want advice on saving for the future, don't hesitate to reach out! Call us today at 715-392-4524 or visit our website at indianheadcu.org. Join us on this journey toward financial success!

Branch History & Mission

Community Focus

As part of our ongoing commitment to the community, we actively participate in events and programs that give back to our neighbors. Whether it's sponsoring local sports teams or supporting educational initiatives, we believe in investing in the people who have supported us throughout the years. We invite you to join our family at Indianhead. Experience firsthand how we can help you navigate your financial journey while making a positive impact in your community. For more information about becoming a member or opening an account, please visit our website or call us at (715) 392-4524 today!

Our Journey

Our journey began with a simple mission: to provide affordable financial services to those in our community. From the very start, we believed that everyone deserves access to quality banking options. As we've evolved, we've embraced technological advancements while maintaining our commitment to personal service. Today, we offer a full range of services including checking and savings accounts, auto loans, mortgages, and business banking solutions. While members can visit us at 1225 Tower Ave Superior Wi 54880, official correspondence should be sent to P O Box 487, SUPERIOR, WI 54880. This location is easily accessible for everyone and is close to various local landmarks that make it convenient for you to stop by.

Our Mission

At Indianhead, our mission goes beyond just providing financial products. We are dedicated to uplifting our community through various outreach programs and partnerships. We strive to create lasting relationships with our members by understanding their unique needs and offering personalized solutions. Our goal is not only to help you achieve your financial dreams but also to support local initiatives that enhance the quality of life in Superior. We are proud of our commitment to accessibility as well. With operating hours designed to accommodate busy schedules Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to 12 PM we aim to be there when you need us most. While we currently do not have ATM services or drive-thru banking available, we offer robust online and mobile banking options so you can manage your finances anytime, anywhere.

Branch Location & Accessibility

Accessibility and Features

At Indianhead, we prioritize accessibility for all our members. Our branch features ADA-compliant entry points and ramps to ensure everyone can visit us with ease. Parking is available right outside the entrance, making your trip as hassle-free as possible. We're open Monday through Friday from 8 AM to 5 PM and Saturday from 8 AM to noon, allowing you plenty of time to stop by when it's convenient for you. Whether you're looking to open a checking account or inquire about auto loans, our friendly staff is ready to assist you during these hours.

Services We Offer

Although we do not have ATM or drive-thru services at this location, we provide a full range of personal and business banking solutions. From checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. You can also take advantage of our online and mobile banking options for added convenience. Feel free to give us a call at 715-392-4524 if you have any questions or would like more information about our services. We invite you to visit Indianhead's Superior Office today and discover how we can support your financial journey!

Member Eligibility

Welcome to the Indianhead family! Joining our credit union is a wonderful way to connect with a community that truly cares about its members. If you're interested in becoming a member of Indianhead, located at 1225 Tower Ave, Superior, WI 54880, you'll be pleased to know that eligibility is open to anyone who lives, works, worships, or attends school in our local area. This means you can easily become part of a supportive network that prioritizes your financial well-being. The membership process is straightforward and welcoming. To learn more about the specific eligibility criteria and what it means to be a member, feel free to check out this resource. Once you've confirmed your eligibility, opening an account is just as easy! You can find all the details on how to get started by visiting our account opening page. If you have any questions or need assistance along the way, don't hesitate to reach out at 715-392-4524. We look forward to having you as part of our Indianhead community!

Business Banking & Commercial Services

Commercial Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. - We also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions. - With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses.

Merchant Services

In addition to loans, we offer robust merchant services designed to make transactions easier for you. Imagine running a busy café in the heart of Superior; having access to reliable payment processing can save you time and enhance customer satisfaction. Our services simplify payments, allowing you to focus more on serving your customers and less on managing finances. Whether you're just starting out or looking to expand, Indianhead is here to provide the financial tools and support you need. Visit us at 1225 Tower Ave Superior Wi 54880 or call us at (715) 392-4524 to learn more about how we can help your business thrive!

Comprehensive List Of Services

Auto Loans & Vehicle Financing

Thinking about purchasing a new car? Our auto loans and vehicle financing options are designed to get you behind the wheel without breaking the bank. We work with you to find competitive rates, making it easier for you to drive away in your dream vehicle. Whether it's a brand-new model or a reliable used car, we've got you covered.

Business Banking Services

For our small business members, we offer comprehensive business banking services, including merchant services and business loans. Whether you're just starting out or looking to expand, we are here to provide the resources needed for growth and success.

Credit Cards with Rewards

Enjoy shopping rewards? Our credit cards with rewards allow you to earn points on every purchase, which can be redeemed for travel, merchandise, or even cashback! It's an easy way to make your spending work harder for you while enjoying the benefits of responsible credit use.

Easy Access with Digital Banking

In today's busy world, convenience is key. At Indianhead, we embrace technology through our robust online and mobile banking services. You can easily check balances, transfer funds, pay bills, and much more from the comfort of your home or on the go. We invite you to explore all the services we offer at Superior Office your trusted partner in financial success. For more information or to start using any of these services today, visit us online at our website or give us a call at (715) 392-4524!

Mortgage Loans & Refinancing

If homeownership is on your radar, our mortgage loans can make that dream a reality. We offer various mortgage products tailored to fit your budget and lifestyle. Already own a home? Consider our refinancing options to potentially lower your monthly payments or tap into your home's equity for other financial needs.

Personal Banking Solutions

When it comes to personal finance, we understand that everyone has different goals. That's why we offer various options like checking and savings accounts to help you manage your day-to-day finances effectively. Imagine having the flexibility to access your funds anytime with our easy online and mobile banking platforms. With features such as e-statements and mobile payments, managing your money has never been simpler.

Personal Loans & Debt Consolidation

Life is full of surprises, and sometimes unexpected expenses arise. Our personal loans can provide the quick cash you need for emergencies or significant purchases. Additionally, if you're feeling overwhelmed by debt, our debt consolidation solutions can help simplify your payments and reduce interest rates.

Digital & Online Banking

At Indianhead, we understand that managing your finances should be as easy and secure as possible. That's why we offer a range of digital and online banking services designed to fit your lifestyle, whether you're at home or on the go. With our 24/7 Online Banking Services, you can access your accounts anytime, anywhere through our user-friendly platform available at https://www.indianheadcu.org/. This service allows you to check balances, transfer funds, and manage your accounts without stepping into a branch. Plus, if you prefer to keep track of your statements digitally, we provide E-Statements for easy access and organization of your financial documents. For those who are always on the move, our Mobile Application makes banking even more convenient. You can make transactions, view account activity, and utilize our Mobile Payments Feature to pay for purchases directly from your phone. Whether you need to send money to a friend or make a quick purchase, our Person-to-Person Transfers feature ensures that sending money is hassle-free. Security is always a top priority at Indianhead. While we currently do not offer Electronic Signature Authorization, rest assured that all of our online services are designed with your safety in mind. We strive to provide an environment where you can manage your finances confidently. Experience the ease and accessibility of modern banking with us. Join Indianhead today and take advantage of these innovative tools that put you in control of your financial journey!

Financial Strength

Growing Membership Trust

Total Share Accounts: 12,713, show a strong and growing member base that trusts us with their finances. Net Shares (Funds available for lending and investments): $151,385 further highlight our ability to support your needs effectively. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indianhead is your trusted partner. Visit us at 1225 Tower Ave Superior Wi 54880 or call (715) 392-4524 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Lending Capacity

Our lending capacity supports members' financial goals across various sectors with $1,395 in used auto loans and $55,097,494 in total loans and leases. We also take pride in having 15 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team.

Member-Centric Savings

Members' savings are secured through $6,976,889 in share certificates and $2,502,800 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. We ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Strong Capital Base

With a net worth of $12,033,097, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Sustainable Earnings and Growth

With $9,703,215 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our $1,480,421 reflects our operational efficiency, enabling us to continue offering competitive loan rates and solid financial products for our members.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry. We have already issued over $22,229,775 in used vehicle loans and $3,898,664 in new vehicle loans to help members get on the road. Whether you're interested in financing a brand-new model or a reliable pre-owned vehicle, we've got you covered.

Credit Lines and Personal Loans

For those looking for more flexibility in managing their finances, we provide credit lines totaling $9,273,758. These can be an excellent option for unexpected expenses or planned purchases. We also have unsecured credit card loans available to assist you in managing your daily finances effectively; however, currently we have not issued any unsecured credit card loans.

Mortgage Loans

Thinking about homeownership? Our mortgage options make buying or refinancing simple. We offer Junior Lien 1-4 Family Residential Properties loans totaling $1,691,371, providing you with the financial support needed for your journey toward owning a home.

Refinancing Options

If you're considering refinancing any existing loans be it auto or mortgage our team is here to guide you through the eligibility options available. Refinancing can be an effective way to lower your monthly payments or free up cash for other priorities. At Indianhead Credit Union, we prioritize your financial well-being by offering personalized service and expert advice tailored to your needs. If you'd like more information about our loan offerings or are ready to apply today, please give us a call at 715-392-4524. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

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Indianhead