Indianhead Credit Union Spooner WI | Best Auto Loans & Business Banking

Introduction

Welcome to Indianhead, your trusted credit union located at 104 E Maple St, Spooner, WI 54801. Since our establishment in 1961, we have been dedicated to serving our community with integrity and commitment. With a growing membership of 7,104 individuals, we pride ourselves on being more than just a financial institution; we're a part of your journey. At Indianhead, we understand that financial needs can vary widely among our members. That's why we offer a comprehensive range of services tailored to meet those needs, from personal banking solutions like checking and savings accounts to auto loans and mortgage refinancing options. With total assets amounting to an impressive $94,883,683 and total deposits reaching $8,885,871, you can trust that your money is in capable hands. Our leadership team is committed to fostering a supportive environment for our members. Under the guidance of CEO Dale Gottschalk and Board President Michael Ostrenga, we focus on building relationships based on trust and transparency. We believe that everyone deserves access to quality financial services, which is why we also offer business banking solutions and online banking conveniences for your ease. While members can visit us at our branch location, official correspondence should be sent to our mailing address: PO BOX 100, Spooner, WI 54801. We invite you to reach out at (715) 635-8273 or via fax at (715) 635-6913 for any inquiries or assistance you may need. Join us today and discover how Indianhead can support your financial goals! Whether you're looking for an auto loan or simply want to learn more about managing your finances better, we're here for you every step of the way. Visit our website at indianheadcu.org for more information or stop by our branch we can't wait to welcome you!

Branch History & Mission

At Indianhead, our story began in 1961 right here in Spooner, WI. Over the years, we have grown from a small community initiative to a thriving credit union with over 7,100 members and total assets exceeding $94 million. Our journey has been marked by a commitment to serving the financial needs of our local community while nurturing strong relationships built on trust and respect. Located at 104 E Maple St, we proudly serve Spooner and the surrounding areas. Our branch is easily accessible and designed to provide a welcoming environment for all members. You can also send official correspondence to PO BOX 100, SPOONER, WI 54801 if needed. Our mission is simple yet powerful: to empower our members by providing exceptional financial services while supporting our community. At Indianhead, we believe that everyone deserves access to affordable banking options and personalized support. We offer a range of products including checking and savings accounts, auto loans, mortgages, personal loans, and business banking services. We are dedicated to making banking easier through innovations like online banking and mobile payments. Our drive-thru service allows members to conduct simple transactions with convenience while ensuring ADA compliance so that everyone can access our services comfortably. Throughout our history, we have prioritized community outreach and partnerships. We actively participate in local events and initiatives aimed at improving the lives of those around us. Whether it's sponsoring youth sports teams or supporting local charities, Indianhead aims to be a positive force in Spooner. As we look towards the future, our focus remains on you our members. We invite you to join us at Indianhead where you will find not just financial products but a supportive community ready to help you achieve your goals. Experience the difference that comes from being part of a credit union that truly cares about its members and their well-being. For any inquiries or assistance, feel free to reach out at 715-635-8273 or visit us during our operating hours: Drive-Thru from 8 AM - 5:30 PM Monday through Thursday, 8 AM - 6 PM on Friday, and 8 AM - 12 PM on Saturday; Lobby from 8:30 AM - 4 PM Monday through Thursday and 8:30 AM - 6 PM on Friday. Join us today and discover how Indianhead can support your financial journey!

Branch Location & Accessibility

Convenient Access and Features

At Indianhead, we prioritize accessibility for all our members. Our branch is equipped with ADA-compliant features, including ramps and spacious entryways. There's ample parking available right outside, making it easy to stop by whether you're coming in for a quick transaction or a longer visit. Our operating hours are tailored to fit your busy schedule. The lobby is open from 8:30 AM to 4:00 PM Monday through Thursday, with extended hours on Friday until 6:00 PM and Saturday from 8:00 AM until noon. If you prefer using our drive-thru service, you can take advantage of our convenient hours from 8:00 AM to 5:30 PM Monday through Thursday, 8:00 AM to 6:00 PM on Friday, and 8:00 AM to noon on Saturday.

Services Tailored for You

At Indianhead, we offer a variety of banking services designed to meet your needs. From personal checking and savings accounts to auto loans and mortgages, our friendly staff is here to assist you with every step of your financial journey. Although we do not have ATM availability at this branch, our drive-thru banking allows for easy deposits and withdrawals along with other simple transactions. We invite you to come by and experience the welcoming atmosphere of Indianhead. Whether you have questions about opening an account or need assistance with a loan application, our team is ready to help. Feel free to give us a call at 715-635-8273 or stop by during our business hours we look forward to serving you!

Member Eligibility

At Indianhead, we believe that joining our community is like becoming part of a family where your financial well-being comes first. To become a member, you simply need to meet a few friendly criteria. If you live, work, or go to school in the areas we serve, or if you have a family member who's already a member, you're likely eligible! It's that straightforward. By becoming a part of Indianhead, you'll gain access to personalized banking services, competitive loan rates, and a team dedicated to helping you achieve your financial goals. Ready to start your journey with us? You can find all the details about eligibility and membership on our website at https://www.indianheadcu.org/become-a-member/. If you have any questions or need assistance, feel free to reach out at (715) 635-8273. We're excited to welcome you to our community at Indianhead, located at 104 E Maple St Spooner Wi 54801!

Business Banking & Commercial Services

Merchant Services

In today's fast-paced marketplace, seamless transactions are key. Our merchant services allow businesses to accept payments easily, enhancing customer satisfaction and driving sales. Picture a local café utilizing our payment solutions to serve customers quickly during peak hours this convenience can make all the difference. With an outstanding commercial loan portfolio of $0, we continue to drive economic growth by financing new and expanding businesses right here in Spooner, WI. Let us partner with you on your journey to success! Visit us at 104 E Maple St Spooner Wi 54801 or call us at (715) 635-8273 to learn more about how we can assist your business today.

Tailored Loan Solutions

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs. We've funded over $0 in commercial loans for our members, helping businesses scale and succeed. Additionally, we also support the broader business community with $0 in non-member commercial loans, providing flexible financing solutions that fit various business models.

Comprehensive List Of Services

Business Banking

For entrepreneurs and small business owners, Indianhead offers comprehensive Business Banking solutions including merchant services and business loans. We know how vital it is for businesses to have reliable financial support. Our team works diligently to ensure that your business has the resources it needs to thrive.

Convenient Digital Services

In today's fast-paced world, convenience is key. That's why we provide robust Online & Mobile Banking options that allow you to manage your accounts anytime, anywhere. From checking balances and making transfers to paying bills with just a few taps on your smartphone, managing your finances has never been easier. Additionally, while we don't have ATMs available at this branch location, our Drive-Thru Banking service offers quick access for deposits and withdrawals during business hours perfect for when you're on the go.

Credit Cards and Rewards

Don't forget about our Credit Cards with Rewards, perfect for earning benefits on everyday purchases. Whether you're planning a trip or just want to earn cash back on groceries, we've got a card that fits your lifestyle.

Get In Touch!

Ready to take advantage of these services? Reach out to us at (715) 635-8273 or visit us in person at 104 E Maple St Spooner Wi 54801 in Spooner, WI. Our friendly staff is eager to assist you with any questions or concerns you may have about setting up an account or applying for loans. At Indianhead, we're more than just a credit union; we're part of your community's financial fabric. Let us help you achieve your financial goals today!

Personal Banking Solutions

For those seeking to manage their everyday finances with ease, we offer Personal Banking options such as checking and savings accounts. Imagine being able to effortlessly track your spending and save for future goals all in one place. Our accounts come with features that make banking simpler than ever. Need a vehicle? Our Auto Loans & Vehicle Financing can help you get behind the wheel without breaking the bank. With competitive rates and flexible terms, driving your dream car is just a few steps away. If homeownership is on your horizon, explore our Mortgage Loans & Refinancing services. We understand that buying a home can be overwhelming, but our mortgage specialists will guide you through the process with personalized advice tailored to your unique situation. Additionally, our Personal Loans & Debt Consolidation options provide a way to manage unexpected expenses or consolidate debt into manageable payments.

Digital & Online Banking

At Indianhead, we understand that convenience and security are essential in today's fast-paced world. That's why we offer a range of digital and online banking services designed to make managing your finances as easy as possible. With our user-friendly platform, you can take control of your banking anytime, anywhere. Our online banking services are available 24/7, allowing you to check your balance, pay bills, and transfer funds at your convenience. Simply visit us at https://www.indianheadcu.org/ to get started. You can also enjoy the benefits of e-statements, which means you can access your account statements digitally, reducing paper clutter while keeping your information secure. For those who prefer banking on the go, our mobile application is available for download. This app includes features like mobile payments and person-to-person transfers, making it simple to send money to friends or family with just a few taps on your smartphone. Plus, you can manage your accounts in real time, so you're always in the loop about your finances. We prioritize security too. While we don't currently offer electronic signature authorization, we ensure that all transactions are protected with industry-standard security measures. Your peace of mind is important to us. At Indianhead, we believe banking should fit into your lifestyle seamlessly. Whether you're at home or out and about, our digital tools are here to help you manage your money effectively and securely. Join us today and experience the ease of modern banking!

Financial Strength

At Indianhead, financial security is not just a goal it's a promise. Our members count on us for stability, and we take that responsibility seriously. We understand that trust is built through transparency and reliability, and that's why we want to share our financial strength with you. With a net worth of $12,033,097, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,268 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times. Members' savings are secured through $6,976,889 in share certificates and $2,502,800 in money market shares, offering stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks. With $9,703,215 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our commitment to lending is evident with $1,395 in used auto loans and $55,097,494 in total loans and leases, which supports members' financial goals across various sectors. Our operational efficiency is reflected in our $1,480,421, enabling us to continue offering competitive loan rates and solid financial products for our members. We also take pride in having 15 full-time employees and 5 part-time employees, ensuring our branches are always ready to serve you with a knowledgeable, committed team. Net Shares (Funds available for lending and investments): $151,385. Total Share and Deposit Accounts: 12,713, showing a strong and growing member base that trusts us with their finances. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indianhead is your trusted partner. Visit us at 104 E Maple St Spooner Wi 54801 or call (715) 635-8273 to learn more about how we can help you achieve your financial goals. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $22,229,775 in used vehicle loans and $3,898,664 in new vehicle loans already helping members get on the road. We make it easy to finance your dream vehicle with flexible terms tailored to meet your needs.

Credit Lines

If you're looking for more flexibility in managing your budget, our credit lines totaling $9,273,758 can help you navigate both planned and unplanned expenses. With our credit lines, you have access to funds when you need them most.

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $1,691,371, make buying or refinancing simple. Whether you're a first-time homebuyer or looking to refinance your existing mortgage, our team is here to guide you through the process.

Refinancing Options

If you're already a member and want to take advantage of lower rates or better terms on existing loans, we provide refinancing options that may suit your situation perfectly. It's always worth exploring how refinancing can benefit you financially. Our commitment at Indianhead is to provide personalized service and financial solutions that work for you. For any inquiries about our loan offerings or eligibility requirements, feel free to contact us at 715-635-8273 or visit us at 104 E Maple St Spooner Wi 54801. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov, based on the latest results. Let us assist you in finding the right loan product that meets your needs!

Unsecured Credit Card Loans

Managing finances can be challenging at times. We also offer flexible terms on unsecured credit card loans, with a total of $0 in loans helping members manage their finances effectively. This option provides you with the flexibility to cover unexpected expenses while enjoying peace of mind.

Loan Aggregator

Finding the best loan rates can be overwhelming. LendMesh simplifies this process by providing real-time, unbiased comparisons of mortgage, auto, and personal loan rates from verified financial institutions. This tool is designed to help you make informed decisions without the hassle of sifting through countless offers. LendMesh ensures accurate loan comparisons by sourcing data directly from banks and credit unions that comply with National Credit Union Administration (NCUA) lending standards. This commitment to accuracy is based on the latest results available from the NCUA (Source: https://www.ncua.gov), ensuring that users receive fair and transparent offers. One of the standout features of LendMesh is its Verified Data approach. Loan offers are sourced exclusively from legitimate financial institutions, which enhances transparency and builds trust. Additionally, LendMesh operates without Sponsored Listings, meaning it does not prioritize lenders based on paid promotions. This commitment to unbiased results allows users to focus solely on finding the best loan options for their needs. The platform provides Real-Time Rate Comparisons, ensuring that users have access to up-to-date loan rates from multiple institutions. This feature empowers individuals to make confident choices about their financing options. Thousands of users trust LendMesh for loan comparisons. One member shared: "LendMesh helped me find a lower mortgage rate in minutes, saving me thousands over the loan term!" Such testimonials highlight the effectiveness and reliability of this comparison tool. Compare real-time loan offers today at LendMesh and find the best rates for your needs. Disclaimer: Loan approvals and interest rates are subject to creditworthiness, income verification, and applicable federal and state regulations. Rates may vary based on financial institution guidelines.

Indianhead