Indiana University Credit Union Indianapolis IN | Low Mortgage Rates & Business Banking

Introduction

Welcome to Indiana University's Southpointe Branch, your trusted partner for all your financial needs. Conveniently located at 8936 Southpointe Dr, Indianapolis, IN 46227, our branch has been serving the community since 1956 with a commitment to providing exceptional member service and support. Whether you're looking to open a savings account, secure an auto loan, or explore mortgage options, we're here to help you achieve your financial goals. At the heart of our mission is our dedication to our members. With a total membership of over 70,319 individuals and total assets exceeding $1.77 billion, we prioritize your financial well-being. We understand that every member's journey is unique; that's why we offer a variety of products tailored to fit different needs, including personal banking services, business loans, and credit cards with rewards. Our branch operates with a dedicated team of 217 employees, led by CEO Bryan Price and Board President Doris Sims, who both share a passion for fostering community growth and ensuring that our members receive personalized care. With a solid net worth of $214,886,695 and total deposits amounting to $178,959,131, you can trust us to safeguard your finances while providing competitive loan options currently totaling 27,844 loans and leases. While members can visit us at our physical location for in-person services like deposits and withdrawals, official correspondence should be directed to our mailing address: PO Box 368, Bloomington, IN 47402. With easy access to online and mobile banking services along with an ATM on-site, managing your finances has never been more convenient. We invite you to stop by or give us a call at 812-855-7823 during our operating hours Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to 12 PM to learn more about how we can assist you in your financial journey. Join us at the Southpointe Branch today; we're excited to help you thrive!

Branch History & Mission

Commitment to Innovation

As times change, so do we. Our branch embraces technological advancements to enhance member experiences. With features like online banking, mobile payments, and person-to-person transfers available at your fingertips, managing your finances has never been easier or more secure. Additionally, our facilities are ADA compliant ensuring accessibility for all members of the community.

Join Us!

We invite you to experience the difference at Indiana University's Southpointe Branch. Whether you visit us during our operating hours Monday through Thursday from 9 AM to 5 PM; Friday from 9 AM to 5:30 PM; or Saturday from 9 AM to 12 PM or connect with us via phone at 812-855-7823, you will find a welcoming environment ready to assist you. As we look toward the future, we remain committed to our founding principles of service and community engagement. Join us today and be part of a credit union that truly cares about your financial success!

Our Journey

From our humble beginnings, the Southpointe Branch has evolved significantly. Our journey reflects not only growth in membership but also an increase in assets, which now total an impressive $1,777,841,443. This growth is a testament to the trust our members place in us and our commitment to providing exceptional financial services. Located at 8936 Southpointe Dr, Indianapolis, IN 46227, we are conveniently positioned near local landmarks that make us easily accessible for everyone.

Our Mission

At Indiana University's Southpointe Branch, our mission is clear: to provide valuable financial services while fostering community support and development. We understand that financial well-being is essential for personal success. Therefore, we offer a wide range of services including checking and savings accounts, auto loans, mortgages, personal loans, credit cards with rewards, and business banking options. Our commitment extends beyond transactions; we actively engage in community outreach initiatives that aim to uplift and empower those around us. We believe that by supporting local organizations and participating in events throughout Indianapolis, we can contribute to the betterment of our community.

Branch Location & Accessibility

Comprehensive Services at Your Fingertips

At Indiana University Southpointe Branch, we pride ourselves on offering a wide range of services tailored to meet your financial needs. From personal banking options like checking and savings accounts to auto loans and mortgage refinancing, we've got you covered. Need cash quickly? Enjoy our convenient ATM availability right on-site. While members can visit us at 8936 Southpointe Dr for all their banking needs, please note that official correspondence should be sent to our mailing address at PO Box 368, Bloomington, IN 47402.

Convenient Access for Everyone

Our branch is designed with accessibility in mind, ensuring that everyone can enjoy our services without hassle. We offer ADA-compliant facilities, complete with ramps and ample parking spaces, making it easy for you to visit us. Plus, if you prefer a quick stop, take advantage of our drive-thru banking for simple transactions like deposits and withdrawals.

Get in Touch!

Have questions or need assistance? Don't hesitate to reach out! You can give us a call at 812-855-7823. Our team is always ready and eager to help you with any inquiries. We invite you to visit us today and discover how we can assist you in achieving your financial goals!

Operating Hours That Work for You

We understand that life can get busy! That's why we offer flexible operating hours: Monday through Thursday from 9 AM to 5 PM, Friday from 9 AM to 5:30 PM, and Saturday from 9 AM to noon. This gives you plenty of opportunities to come in during a time that suits your schedule.

Member Eligibility

At Indiana University, we believe that everyone deserves access to financial resources and a community that supports their goals. If you're looking to join our family, becoming a member is simple! Generally, eligibility is open to anyone who lives, works, worships, or attends school in the area around 8936 Southpointe Dr Indianapolis In 46227. We also welcome family members of current members, creating a network of support and shared benefits. To learn more about specific eligibility requirements and ensure you meet all criteria, feel free to check out our detailed guide at . Joining us not only grants you access to a range of services like personal banking, auto loans, and credit cards with rewards but also connects you with a community dedicated to helping you achieve your financial dreams. The process of opening an account is straightforward; if you have any questions or need assistance, don't hesitate to reach out at (812) 855-7823. We're here for you every step of the way!

Business Banking & Commercial Services

Merchant Services That Make Sense

In addition to loans, we offer practical merchant services that streamline daily operations. Imagine being able to accept payments easily from your customers, whether they're paying with a card or mobile device. Our services ensure you can focus on what matters most growing your business. Located conveniently at 8936 Southpointe Dr Indianapolis In 46227 in Indianapolis, IN, our team is ready to partner with you. For inquiries, give us a call at (812) 855-7823. Let's work together to turn your business aspirations into reality!

Tailored Loan Options

Our commitment to supporting businesses is evident, with investments in business growth through our commercial lending programs: - We've funded over $554 in commercial loans for our members, helping businesses scale and succeed. - With an outstanding commercial loan portfolio of $430,387,049, we continue to drive economic growth by financing new and expanding businesses.

Comprehensive List Of Services

Additional Services

We understand that sometimes you might need quick assistance with basic transactions. That's why we offer basic drive-thru banking for deposits, withdrawals, and simple transactions without having to leave your car. Additionally, if you're a member of a partner credit union, our shared branch transactions make it easy for you to conduct deposits and withdrawals seamlessly.

Business Banking Services

At Indiana University, we also cater to business owners with our comprehensive business banking solutions. From merchant services that make transactions easier for your customers to business loans designed to fuel your growth, we're here to support your entrepreneurial journey.

Convenient Digital Banking

In today's busy world, convenience is key. That's why we provide robust online and mobile banking services that allow you to manage your accounts anytime, anywhere. You can easily check balances, transfer funds, and pay bills from the comfort of your home or on the go. Our ATM and cash withdrawal services ensure that you have access to your money whenever you need it.

Get in Touch

Ready to explore how Indiana University can assist you? Give us a call at (812) 855-7823 or visit us during our operating hours: Monday through Thursday from 9 AM to 5 PM, Friday until 5:30 PM, and Saturday until noon. We look forward to welcoming you into our community and helping you achieve your financial goals!

Personal Banking Solutions

When it comes to personal banking, we offer a variety of options that help you manage your finances effectively. Whether you're looking to open a checking or savings account, we have accounts designed for your lifestyle. Our auto loans and vehicle financing options are perfect for those ready to hit the road in a new car without breaking the bank. If you're considering buying a home or refinancing your existing mortgage, our mortgage loans provide flexible terms and competitive rates. For those moments when life throws you unexpected expenses, our personal loans and debt consolidation services can offer relief. Plus, enjoy the added benefit of our credit cards with rewards that let you earn while you spend!

Digital & Online Banking

Convenient Online Access

With our online banking services, available at https://www.iucu.org/ , you can access your accounts 24/7. This means you can check your balances, pay bills, and transfer funds anytime, anywhere. The ability to manage your money in real-time empowers you to make informed decisions without the hassle of traditional banking hours.

Mobile Banking Made Easy

Our mobile application takes this convenience even further. You can enjoy features like mobile payments, making it easier than ever to handle transactions right from your smartphone. Plus, if you need to send money quickly, our person-to-person transfer feature allows you to send cash to friends or family instantly.

Security You Can Trust

Security is a top priority for us at Indiana University. Our electronic signature authorization ensures that all your transactions are protected. Additionally, by choosing e-statements, you'll not only save paper but also enhance your account's security by reducing the risk of sensitive information being lost or stolen.

Stay Informed and Engaged

Keeping track of your financial health has never been easier. With features like e-statements, you can stay updated on your account activity while enjoying peace of mind knowing that everything is secure. Our goal is to make banking straightforward and accessible so that you can focus on what matters most in life. In summary, whether you're using our online banking platform or mobile app, Indiana University is committed to providing a safe and efficient banking experience that fits into your lifestyle. Join us today and discover how easy managing your finances can be!

Financial Strength

Commitment to Growth

With $213,056,899 in undivided earnings, we reinvest in innovative banking tools, stronger lending options, and enhanced security measures to serve our members better. Our lending capacity is robust; we offer $10,266 in used auto loans and have a total of $1,351,940,046 in loans and leases to help support your financial goals across various sectors.

Growing Membership Base

We currently serve 171,957 members who trust us with their finances. This growing membership base highlights the confidence our community has in Indiana University as their chosen financial partner. Our financial strength means we can continue serving you with confidence. Whether you're saving, borrowing, or planning for the future, Indiana University is your trusted partner. Visit us at 8936 Southpointe Dr Indianapolis In 46227 or call (812) 855-7823 to learn more about how we can help you achieve your financial goals.

Member-Centric Savings

Your savings are secure with us. We hold $468,193,664 in share certificates and $392,493,899 in money market shares, offering you stable and rewarding financial growth opportunities. Unlike traditional banks, we prioritize our members. With non-member deposits at $0, we ensure that our resources are focused on benefiting you through better loan rates, lower fees, and exclusive perks.

Operational Efficiency

Our operational efficiency is reflected in our $0, enabling us to continue offering competitive loan rates and solid financial products for our members. We take pride in having 214 full-time employees and 3 part-time employees who are dedicated to serving you with knowledgeable support.

Strong Financial Health

With a net worth of $214,886,695, we maintain strong financial health, allowing us to offer better rates, lower fees, and enhanced member services. Our net worth ratio of $1,207 demonstrates a solid capital foundation, ensuring that we can continue providing loans, competitive savings rates, and uninterrupted services even in uncertain economic times.

Loan Offering

Auto Loans

Looking to buy a new car? Our auto loans offer some of the lowest rates in the industry, with over $184,978,369 in used vehicle loans and $96,983,642 in new vehicle loans already helping members get on the road. Whether you're interested in a brand-new model or a reliable used vehicle, our flexible terms make financing straightforward and accessible.

Business Financing

For business owners, our outstanding commercial loans totaling $430,387,049 provide the capital needed to grow and expand your business. We understand the unique challenges faced by entrepreneurs and are here to support your journey toward success. At Indiana University, we believe in empowering our members through smart financial choices. If you're interested in refinancing options or checking eligibility for any of our loan products, don't hesitate to reach out. You can contact us at (812) 855-7823 for personalized assistance. Performance insights and financial data are sourced from the National Credit Union Administration (NCUA) at: https://www.ncua.gov , based on the latest results. We're here to help you navigate your financial journey with confidence!

Mortgage Loans

Thinking about homeownership? Our mortgage options, including Junior Lien 1-4 Family Residential Properties loans totaling $49,999,794, make buying or refinancing simple. We provide tailored solutions that fit your budget, ensuring you have the support needed throughout the home-buying process.

Unsecured Credit Cards

We also offer flexible terms on unsecured credit card loans, with a total of $15,669,016 in loans helping members manage their finances effectively. This option is perfect for those looking to build credit or consolidate debt without collateral requirements.

Loan Aggregator

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How LendMesh Ensures Accurate Loan Comparisons

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